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Rental debt, legal advice.
Marcus3344
Posts: 22 Forumite
My son has a joint debt if £1600 with his ex partner.
To cut a long story short, he’s never missed a payment even though not living there for 9 months.
however he is very well aware he is liable for the debt due to joint tenancy.
My question:-
The letting agent has sent him an email stating the following:-
you are advised to exhaust all avenues available to you, including approaching family & friends for assistance.”
is this normal???
he’s offered them a repayment of £50 per month so far.
Mark
To cut a long story short, he’s never missed a payment even though not living there for 9 months.
however he is very well aware he is liable for the debt due to joint tenancy.
My question:-
The letting agent has sent him an email stating the following:-
you are advised to exhaust all avenues available to you, including approaching family & friends for assistance.”
is this normal???
he’s offered them a repayment of £50 per month so far.
Mark
0
Comments
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You wont get legal advice on a forum.
However it is nothing to do with the agent0 -
Is anyone still renting the property or has the tenancy ended?I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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I apologise for my lack of knowledge.
However if the agent is using terminology as stated.
Surely this wouldn’t be inline with FCA codes of conduct?I’ve never ever heard a company chasing a payment stating approach family and friends for assistance ???0 -
Seems like just friendly advice to me and probably good advice - they should definitely try and pay the dent if they can2
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Tenancy ended October. However she only moved out last week.
He’s lost his deposit due to the condition she’d left the place in.
He’s not lived there since February, but paid all his commitments.
He paid October rent but she withdrew the money so rent wasn’t paid.
(And yes he knows he should have paid the agent directly instead of to her.)
0 -
If she was only moved out last week how come you think tenancy ended earlier?
Who ended the tenancy and how, please?
Which country? (Laws, tenant types vary - eg NI, Wales....)0 -
Previous thread with more detailed background:
Rental Legal Advice — MoneySavingExpert Forum0 -
So the tenancy has ended. The debt is an unsecured debt. Either he pays it off, negotiates with the LA or LL for a payment plan or reduced settlement or he does nothing. It could affect his credit rating. He could take legal action against the ex, but if she has no money he’s not going to get much payment.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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Technically he's not actually paid 'all his commitments'.Marcus3344 said:Tenancy ended October. However she only moved out last week.
He’s lost his deposit due to the condition she’d left the place in.
He’s not lived there since February, but paid all his commitments.
He paid October rent but she withdrew the money so rent wasn’t paid.
(And yes he knows he should have paid the agent directly instead of to her.)
Jointly and severally the commitment was to pay the rent in full. How that was supposed to be done is neither here nor there.
I don't see any point in complaining about the suggestion made by the agent.0 -
What does the FCA have to do with it? It's a debt owed to his landlord.Marcus3344 said:
Surely this wouldn’t be inline with FCA codes of conduct?0
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