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Rent Guarantee Advice Needed
I’m about to take out a rent guarantee with Alan Boswell. The is a criteria that the tenants have to meet in the case of a claim. The letting agent has confirmed the tenants meet the criteria, however they will not let me see any proof saying that it goes against general data protection regulation. Has anyone ever asked to…
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Highly unfair stamp duty 2nd property charge
Please help. I purchased a property with a previous partner 21 years ago. We split up shortly after, and I moved out. I have not lived in the property for over 20 years, I have paid nothing towards the house for the same time, am though obviously on the title deeds. The SDLT implications of me now buying a new house with…
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why do estate agents charge so much to sell houses?
My house is worth £600k. A local estate agent wants 1% plus VAT which is £7,200. Does it really cost anything like that to sell a property? Most houses go onto Rightmove, Zoopla etc so the human activity that used to take place in agents offices is now mostly done online, which must save agents costs. They do an initial…
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First Time Buyer - Negotiating House Price
Hi All, I'm a first time buyer. My grandparents old house has gone up for sale, which they sold ten years ago. It's up for £160,000, but when you look at the listing description on Zoopla it says guide price £160,000 - £170,000. I think it's worth about £150,000. I've lived 100 yards from it all my life and other houses in…
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How long do we stick this out?
We're FTB and 9 months in on buying our property. To make it easier, we'll call our sellers B and their sellers (current top of the chain) C. At our end, the purchase has been simple and we signed our paperwork in October. We had initial delays because the house B were buying had some verrrry slow land registry-related…
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Leasehold issue with pets
I recently bought a property that is leasehold. The leasehold company is owned and managed by the residents. The lease states that residents need permission to keep pets. When I was at the conveyancing stage I asked about this because I have three dogs. Other residents have dogs and have been there for over a decade. I was…
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Do I continue with Shared Ownership or put this into a pension and rent
I feel I am at a cross roads. I claim Universal Credit as am a single PT working mum, I own a share in my SO property which is worth around £80-90K, I am not able to obtain a mortgage due to my low income so I continue to rent from the HA. I have virtually no pension. I am planning to move soon (sell my SO share) and feel…
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Hedge
Hi all, I have rented out my property for 6 years, theres large hedges in the garden. I paid to get them done once but my question is am I liable to trim them, I dont have the equipment. in the tenancy it says - To keep the garden in the same character, weed free and in good order and to cut the grass. Thanks
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Anyone looking for 2bed house with garden in SE London (zone 4) under £450k who doesn't mind road no
We're trying to sell in SE London ( think around Beckenham area) Our house needs no work but no offers because the garden has road noise. For context there is a fence ( which could be replaced by an acoustic one), a hedge and tall trees then busy road. We and out neighbours think it's Low level but struggling to get offers…
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Average charge for access rights
Hi there. Seeking advise/any comments on anyone's experiences re charging their neighbour for access rights to undertake build works. The upstairs leaseholder has planning agreed to build in to the dormer however to undertake the works the scaffolding needs to be placed in my front and back garden (privately owned). This…
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Cost of replacing a fire door
Brother has put an offer but there is a section notice about fire door replacement with Islington council. The seller said she was given an estimate if £12,000 but got it reduced to £6000 on appeal. She will pay for it I find it hard it’s still expensive at £6000 in a block of four flats. He also asked whether there are…
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Residents Committee
We live on an estate which is served by two access roads. We are an original property and not one of those built as the estate development around us some 15 years ago. The builder sadly died after completing the development but before formally setting up a resident’s management committee, which has now been formed as a…
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How long?
Once the solicitor has the client forms, TA forms, guarantees etc, how long would it usually take to prepare and send the draft contract?
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Regularisation Application Query
4 years ago my Wife and I opened up our kitchen/dining area/utility area to create a bigger open plan space. We had an initial plan which only involved removing stud walls, however when it came to the work, once opening things up the builder realised the structure was slightly different and we essentially had to keep a…
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Buying Loft Space on Separate Lease – Barclays Mortgage + Council Freeholder – Advice/Experience
Hi everyone, I currently own a first-floor flat in a two storey mid terrace, purchased with a mortgage from Barclays. I'm considering buying the loft space above my flat, with a premium paid to the freeholder (a London council). However, the council will only sell the loft under a separate lease, not incorporate it into my…
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Conveyancing abortive fees
I was part way through buying a property when I realised that it was not the right one for me so have withdrawn. I have already paid upfront for the searches and based on the contract I signed for the conveyencing I wasn't expecting to be charged any abortive transaction fees as the contract they sent was titled 'Client…
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Deed trust
I’ve spoken with mortgage advisor who has advised my parent put deposit in the house but do a deed of trust. Would this affect my credit rating? I’ve been looking on google and my credit excellent and don’t want to affect it. He only putting it in to help he isn’t bothered about being named on the property and will help us…
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Any experience of Verfy365?
My solicitors already have all my AML documentation but due to a change of how they operate now want me to submit all again to Verify365. I dont have an issue as such but its an online company with an international base so have some concerns about data privacy etc. I have contacted Verify365 several times asking for…
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Optimus Searches
Morning, I’m just wondering if anyone has sorted their conveyancing through Money Supermarket and ordered their surveys through Optimus who say they’re 4-6 weeks faster than the Solicitor getting them themselves. How quickly after instructing the solicitor have Optimus been in touch to order them?
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Stamp duty
Hi, I’m looking for advise please. I have a property which I’m wanting to sell but my parent is on the mortgage with me as they gave me the deposit for my house. i have found a property I like but I have read I would need to pay £8,500 stamp duty (they did this when we bought my home) as my parent would still want to be on…
