-
Estate agents solicitor?
Due to agree on a purchase on Monday. Broker (independent and DIP) in place just need to choose my solicitor have had a few quotes from just under £2k to around £2.5k. I contacted a decent sized firms branch local to me for a quote and then received one from another branch of the same firm through the estate agent. This…
-
Freeholder's responsibility?
I own a leasehold first floor flat in a small block, converted from retail premises in 2013. Over time it has become evident that an internal wall and some of the floorboards are sinking (ie there is a problem with the underlying support/ excessive settling). A surveyor has concluded that it is the freeholder's problem to…
-
Ground Rent and Service Charge question
Hi 25 leaseholders in apartments. we’ve seen the Letting Agents annual statement showing costing that we all question to be outrageous to say the least. As a group collectively, what would the process to question, with the attempt to reduce the charges? Managing agent has already had a case against them upheld for…
-
Solictor arguing over plans and East and West
Hi there I'm hoping someone will be able to give me some advice. I don't want to drip feed but I also don't want to overload with info. We are buying a house (Scotland). It is a former station from many, many years ago. The station is split into 2 properties, but the same family has owned both for the last 50 years and…
-
Cash buyer + remortgage
If I try to remortgage a house that I’ve bought for cash will I get a worse deal than if I just buy with a normal mortgage?
-
CGT on transferred property
Hi all, I'm after a bit of advice. My mum is wanting to transfer her property (only residence, owned in full, total value c. £85k) to my finacee, so that she can draw some equity via a mortgage to pay off a few debts, then sell with a view to buying my mum a bungalow with the remaining equity as a deposit plus a larger…
-
Buying a property with no building regulations certificate for bifold doors
Hi I'm in the process of buying a property without building regulations certificate for bifold doors. The doors are in an existing extension and replaced a window thus extending the existing opening which required building regulations. The sellers said the builders advised no building regulations were required to do the…
-
CLARIFICATION ON SECOND STAMP DUTY PLEASE
Hello, I would be really grateful if anyone has any advice on the following situation for me please. I have owned my residential home since 1994 and bought a buy to let in 2014. I am now thinking of selling my residential home and buying another residential home to live in, ie a normal house sale. Will the rental property…
-
lodgers and cooking on the landing
I've searched the net in vain for an answer to this, so thought I would ask on here. I have two lodgers on the top floor of my 3 storey house. On the top landing is a small kitchenette with cabinets, sink, fridge, kettle, toaster. I supplied these to save lodgers having to come all the way down to the ground floor just to…
-
Management Company
I am selling my mums home as PoA as she is now in care. I have received a statement of account from a Private Estate management company which dates back to 2003 so 22 years worth of fees. I have found no record of mum receiving invoices/statements:letters chasing the money outstanding. My question is does this need to be…
-
Landlord wants to raise rent despite damage to bedroom wall
I rent a room in a shared flat. The agency managing the rental contacted me last week saying they want to raise the rent by £60 from January. Previously it’s been a £20 increase twice per year. They said this is non-negotiable. I don’t think this is fair as one of the walls was badly damaged by flooding in late October and…
-
New build with 'major defect' - next steps?
Please can someone advise me if the steps to take. Background: Insurers of the structural warranty have just confirmed that they want to do more investigations to confirm the extent of ‘major defect’ They’re talking about then doing a plan for repairs after these investigations. . I’ve done some googling and see that major…
-
Advice on buying a small slither of my neighbours land
Hi, I am thinking of approaching my neighbour to ask if I can buy the land that is next to my driveway. The developer of the newbuilds that we are on decided it was a good idea to leave this strip of land to the house next door, as opposed to making the driveway wider. But it means we have to walk across their land to get…
-
Help! Second Home Stamp Duty Mess!
Hi all! I am reaching out for some help in what seems a unique, but may actually be quite a common situation. I am buying a new property in England with my partner and have been told I need to pay second home stamp duty on it. My background situation is as follows. I owned a house with my now ex wife, we separated in…
-
CONTRACT ISSUE
I’m in the process of moving, downsizing in fact. Back in August I gave notice to my then third estate agent, with whom I was with for a little over a year. Wanting to try another. They, the agent, were unhappy, to say the least. I signed with the new agent who found me a buyer without pressure for me to find somewhere…
-
House title plan includes part of a public footpath and road
We have recieved a title plan for the house we are buying and it includes part of a public footpath and road within the house boundary. The road is adopted by the council. I have raised concerns with my solicitor who has said it seems normal but cannot confirm until the searches are back. It doesnt seem right to me. We are…
-
Anyone had any experiance of entering Purple Pact from Purple Bricks?
It's 30 years since we purchased our house and the property market has changed a lot. This is a steep learning curve. We have had an offer accepted where the vendor is using Purple Bricks for marketing and conveyancing. We've paid a significant amount to the PB partner, Lifetime Legal for the ID and proof of funds checks.…
-
Not informed buyer needed a mortgage - confused
Going back and forth on this one, please help me sort my head out! My brother and I have a house and land for sale. We own the house, the land is owned by us and other family members. We had interest in the house and land from a cash buyer whose cash would not come through until January 2026. They were offering £620k for…
-
I have inherited a leasehold flat. Transferring land registry myself.
My father passed away 2 years ago and his wife (my stepmother) died in October. The flat remains in both of their names. I am the sole beneficiary & executor, and I have probate. Held as joint tenants. I have asked a solicitor and they want nearly £1000 to transfer the property into my name as I intend to keep the property…
-
Worth buying freehold
I have just received a letter from my freeholder to pay my yearly ground rent. £7.50 per year. Included was another letter with an offer to buy the freehold for £695. Apparently she is considering selling a large proportion of her freehold rents to an institutional investor. Me and my wife have lived at my property for…
