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Remove wife from Tenancy
Hi All, Hi everyone, Back in October, my wife and I signed a 12-month rental agreement and moved into our current home with our children. Unfortunately, I’ve recently discovered that she’s having an affair. Her new partner has apparently told her she has every right to stay here until the end of the tenancy since her name…
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Boundary lines - leasehold properties
Hello - Victorian conversion leaseholder flat owner: I'm wanting to work out what the blue dotted lines on our land registry doc indicate. Each flat has been given a portion of the original gardens. We all respect that and happily use them but I do want to know why the dashed blue line only runs one way for garden 5 and…
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LBTT / marriage
I am maybe overthinking but just wanted to test my understanding as we are going from two households to one. Partner and I, not currently married each have our own properties. We also both also currently have additional properties His second property is now sold...completes this month so will only have his PPR Plan to sell…
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Home insurance and squatters
I was hoping someone can help. I have for my sins been appointed executor of a property in a nightmare situation. The people who lived in the property prior to death have continued to live their and refuse to move out (and have become very aggressive about it). As the estate cannot be sold/settled due to this the house…
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Is BTL still worth it
Hi all i have some money tucked away in premium bonds (not winning huge amounts) i have been pondering on the idea of paying down my mortgage with said funds. I have just done some quick figures on a 2 bed property for sale in the area for £120k with rent hopefully at £750pcm so it would be about £300 profit per month…
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£5,000 Excess on building insurance????
Hi people, I've come here for some advice because I don't know where else to turn at the moment. I own a rent apartment in Manchester in a block of 200. It has recently been through the upgrade from the cladding issues. I have now been informed that I have a leak which has gone through to 2 flats below. I have contacted…
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Experience with L&Q as freeholder / Victorian conversion flat
Hi everyone, I am looking for feedback and personal experiences with L&Q as a freeholder—specifically in relation to Victorian conversion flats. I am currently considering purchasing a flat in a two-flat Victorian conversion in London where L&Q is the freeholder. I’d really appreciate hearing from anyone who has dealt with…
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Parents looking to gift me a deposit contribution towards my next house
Hi all. I have just had an offer accepted on a property and as the title says, my parents have very kindly agreed to pony up some of the dough. Obviously we are trying to do this as tax efficiently as possible. So far, my admittedly limited research has come up with 3 options: 1) A gift of £50k with all of the related…
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Help to buy ISA purchase
How long do I have to keep a house purchased with deposit part funded by help to buy ISA before I can sell it? Scotland
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Online solicitor - selling a garage? Suggestions?
Hello, I am going to be selling a garage, which is part of a block, to a neighbour. It is being sold for £18,000. I got a quote from a local solicitor who quoted £2,200. This was a lot more than I predicted and I was wondering if going down an online solictor route may be an idea? However, it’s a bit of a minefield and I…
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At what point do I need to instruct a conveyancer when selling?
Probate property on the market and offers received but I have not yet got a conveyancer lined up. My bad. Should I panic and get one asap either online or the EA recommendation at > twice the price? Or do I have time to complete research properly?
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Help with deed of trust and whether we should register it
Hi, me and my partner are buying a house with a declaration of trust in place. The Solicitor has given us the option to register it with the land registry or to just keep the deed ourselves. The Solicitor will not keep a copy. I have read that having a deed of trust registered with land registry can cause issues when…
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Sasine Register Scotland - Updating Title/Discharging Standard Security
In the case of an inherited property recorded in the sasine register in Scotland, where the standard security hasn't been discharged, does anyone know if the title/ownership of the property can be updated at the same time the security is discharged? Or is this always two (separately chargeable) processes? Thanks.
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What now?
Hi, I’m in the process of buying (FTB) - Offer accepted end of May. Then solicitor recruited. Mortgage applied for straight away. Mortgage accepted last week. Survey booked for next week. Will done, and life and building insurance lined up. Just wondering what’s my next step? Do I just sit pretty for now? I have to give…
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Can you get a refund of additional stamp duty if buying house due to separation
My husband and I are seperating but do not want to rush into divorce, everything is amicable and we have agreed to split assets 50:50. He is buying a small house which will be his main residence and has to pay the additional stamp duty as he is joint owner of the family home (no mortgage). Can he reclaim this back without…
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lease car affecting first mortgage help please.
Hi there hope you are all well, im currently applying for my first mortgage. Viewed the property yesterday and love it. its £1300 a month. Ive been told im just under the line for being accepted for shared ownership. Based on my earnings/outgoings. im running at 54.7% if the mortgage was to be accepted mortgage including…
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Retirement Flats for rent
Hello All Is there is market for this? If not, is the reason because it is typically banned in a retirement flat's lease? Also, do any of these leases ever allow a (disabled) dependent who is under the age threshold to live there with their parent who is over it? e.g. 65 year old mother with 40 year old disabled son? I'm…
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Estage agent fees
We need to put my dad's flat up for sale. We live in the South East London area and the flat has been valued at £130,000. Looking at existing/recent sold listings, I think a more realistic sale price is probably nearer to £90,000, but it's the estate agent's fees I'm wondering about. I'm going to get some other quotes, but…
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Apartment with lift or shared ownership house - help me decide
I’m newly separated, mortgage paid off as of this month and just sold the family home with value to be split 50/50. Have 11 yrs Til stat retirement, though would ideally prefer to retire earlier or reduce hours.Option 1: 2 bed Apartment in a development sited on former MOD site. Were New build and conversions of MOD…
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Rent reform bill
It looks like ending section 21 will go through quite quickly will this mean even more LLs will try to sell up before the cap gains go up in the next budget?
