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First time landlord with complications, help needed!
Hello all I need a bit of help and guidance as I'm about to become a first time landlord. But we'll be letting our main residence for an unspecified amount of time. I'll list the main facts: * My wife and I bought our home in 2014 with a Help to Buy (England) equity loan. We bought for £310,000 and have had a repayment…
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House selling - valuations
We've been talking about moving for awhile now and finally had it valued by 5 agents, 3 local, 2 a little further out. I fully appreciate it's likely someone will say all the values below are way too much... The further out ones came back with £320, with a view we may have to accept a lower offer. The more local ones were…
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Buying in Warwickshire advice
Hey, To anyone living in or familiar with Warwickshire, I’m looking for advice on the best (budget friendly) and worst places to live in the area. Particularly interested in Warwick or Stratford Upon Avon but would like to know about locations just outside. What we’re after: * Peaceful and quiet surroundings * Low…
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Redundancy looming - need to buy/rent a new house - what to do?
I have never been on here to ask a question before, but I have followed a lot of the principles contained on MSE to pay down and avoid debt, and the crises they cause. But have now been hoist by the petard of not having a mortgage I can port to another house. My other half has been notified of redundancies looming and that…
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Can I assume I have vacant possession
I'm the landlord - S21 served and notice period passed yesterday. Absolute zero communication from the tenant and no keys have been returned. I visited the property today and could see there is no furniture etc - Its completely empty other than a full fridge /freezer and two chairs on the balcony. Does the tenant have to…
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Conveyancing error
We have recently purchased a house with a sitting tenant. We completed on the property on 8th may 2025. The vendors solicitor when formulating the completion statement assumed that because the tenancy agreement was dated 10th of the month that the tenant paid his rent on the 10th. As such he made an allowance to us for one…
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House not selling
Me and my partner (unmarried) split in June this year and have been trying to sell our 3 bedroom house since August which was valued at £175k and that is what it is on the market for. It has a front garden, with a double driveway and back garden, brand new bathroom and separate toilet. We had the hallway repainted and the…
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Locksmith cost
Hi. For a high court baliff visit where the lock for the main door needs to be changed, how much is the fee charged by locksmiths?
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Pensione Gifting daughter
I wonder if anyone can help, I am a disabled 80 year and in poor health. My daughter wants me to live with her so that she can care for me and is buying a new home for all of us. I am helping by gifting her a large deposit. She will be the mortgage holder. My question is will she be subject to inheritance tax despite me…
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Requested reduction in price based on building survey findings likelihood of it being accepted ?
I have had an offer accepted on a bungalow that had been on the market since January this year. I had a level 3 building survey completed last week as the property was built c1940. There were several minor findings but also some (red) findings regarding the roof and membrane. I have got one roofing quote for this which is…
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How to buy?
Is it worth me trying to get a mortgage when my income is only around £500-700 per month from self employment, received in USD not GBP? I also receive £1000 in benefits/child maintenance which will both end in 2027. I can afford to buy the property outright but would ideally like to unlock money in a LISA. Would I be…
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Is it a concern that a property has been on the market for 6 months and it's hasn't sold?
I know absolutely nothing about the home buying / selling process but there's a really nice looking property in my area. It's listed for £120,000 and other similar properties in the area have recently sold for between £120,000 and £135,000. However this one in particular was listed 6 months ago and it's still there, unlike…
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Can't sell due to high ground rent charges
This discussion was created from comments split from: Selling problem due to ground rent.
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Buying a flat with ongoing cladding replacement
Hello all, I recently viewed a decent flat in a building which is unfortunately undergoing cladding replacement work. It is scheduled to complete in late August / early September (apparently pushed back from July), and I've been told by the seller that it is fully financed so won't require any additional fees in the…
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Proof of address
We are moving from London to Edinburgh. Plan is to sell our house (currently going through solicitors) and then move in with in-laws whilst we find a home in Edinburgh. I guess when we find a home up there we will need to have proof of address for mortgages and solicitors. How do we do this when living with in-laws…
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Buying a house for a parent
Hello, I am one of 3 siblings, and we are in the difficult position
where we’re having to plan long-term how to support mum as our dad is unfortunately
very ill. Realistically the family home
is too big for our mum to cope with, and she’s trying to come to terms with
having to potentially downsize, which is obviously quite…
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Update on noisy neighbours issue
I made a post about this before, maybe a couple of times but one got closed because I was in so much distress with it. In May 2025 I bought and moved into my home which is a ground floor 2 bedroom apartment. When viewing the flat I did ask about soundproofing which was all good (apparently). However the day I moved in it…
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Jointly-Owned (Shared) Land with other Properties
Hello We are considering buying a house that is in an end terrace and can be seen on the pic as no 1. The land I've circled in red (a car park and a lane that runs behind the other properties) is shared with the property we're looking at plus the other 7 properties (8 in total). I've asked the vendor: "is
there a…
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Conflict between two conveyancers
Hi all, for context I am a FTB in NW England. About 5 weeks post offer acceptance. The house is through probate which has been granted. It is sat empty. I was the only offer after six months on the market and was told the now owners are keen to sell as they live down south. There is a company managing the probate/estate…
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Terrible survey, fine structural engineers report
Hi We've had an offer accepted on a 1930s semi in London. Level three survey came back awful including written advice not to proceed due to possible structural movement (SM) and repeated advice to carry out long term monitoring. Very clearly advised not to proceed, not "get a second opinion" stuff. We were going to pull…
