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First time buyers deciding how to renegotiate after survey
Hi, We are a young couple who are in the process of buying a first home. We are at the stage where we have a mortgage offer and our survey is complete. We initially had trouble with getting a mortgage with the property as the first lender wouldn’t lend due to the kitchen extension having single skin walls. The next lender…
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New Build Drainage
We live on a new build estate when we have heavy rain the sewer drains overflow. This is an ongoing issue now 4 years now coming up to five years. It doesn't affect our house but others have issues with there toilets when this happens etc. It seems we are going around in circles the developer says it is Severn Trents…
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Self assessment rental mortgage payments?
I have a rental property with an interest only mortgage of £500 per month. I understand that on the self assessment it is a tax credit of 20% of the yearly total given. Is it box 44 that I enter this in & do I put in the whole amount of £6000 or the 20% amount of £1200?
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In house buying limbo- advice?
Hi there- I know this is probably a common issue but it’s driving me a bit mad, especially with Christmas looming over us. situation in a nutshell: -we’re FTB living in rented accommodation- rented house has been sold now STC and I would expect a section 21 to be served imminently -Offer accepted on our purchase late May -…
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Property not shifting, advice on next steps
For context: I have a 2 Bed city centre flat in a major UK city (not London). There are A LOT of flats going up in this area, although being sold for huge amounts more than I’m trying to get We’ve been on the market for around 4-5 months and we haven’t had a viewing yet The agent is the best rated agent in the city centre.…
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Take property off market?
Our property has been on the market for a year now. Two sales fell through for different reasons and viewings pretty much ground to a halt over summer. The main reason is that whilst most viewers love the house its "too much work to update". Our EA thinks we should stick with the current asking price and wait for the right…
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Agency asking about renewal 5 months ahead
Hello, my 1yr rental contract only expiring end of March next year. But about a week ago the agency reached out about the renewal. should I view it as suspicious? Something in the new Tenants Bill that I am missing that could be pushing them to make me sign early before the legislation comes into force? Would appreciate…
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Estate Management Fee
Myself and my partner have really had an offer accepted for a freehold new build that was built in 2020 and we are the second owners of the house. We have been informed that there will be a £270 estate management fee for the maintenance of the estate which we are fine with but we were wondering how do we know that this fee…
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An interesting and alarming Leaseholder saga
https://www.sheffieldtribune.co.uk/a-london-lawyer-bought-hundreds-of-sheffield-freeholds-then-the-very-aggressive-letters-arrived/ Quite an eye opener https://mouseinthecourt.co.uk/category/andrew-milne/
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Confusion of share of freehold ownership
We purchased a share of freehold maisonette (in a block of 2)
several years ago, at the time two other people were listed as co-freeholders and
it was thought they jointly owned the remaining flat in our block. However, it
has since transpired that only one of these was the owner of the other flat,
and the remaining…
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Selling Freehold with Estate Mgmt Fee attached - Deed of Variation - Any experience?
HI all First time poster on here, looking for any advice or for people to share their own experience. I am currently in the process of selling my property which is freehold but on an estate with an estate mgmt fee. The buyers solicitors have asked us to liaise with the owner of the common areas to see if they will enter…
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Single 40 something options
How best to get out of the parents house ? Private rent is very high near me like 1200 a month for one bedrooms, when I take home 1900 that's rather a lot. Are there any other options for me?
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Court application to force house sale
Hi, my partner still co-owns a house with his ex-wife (they divorced 11 years ago!) No one lives in the house now and the ex actually lives in another country. My partner wants to sell it and she used to want to keep it but, in theory, has been trying to sell it for 2 years. She actually seems to have been sabotaging the…
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Problem in my property just before sale
My house has sold, contracts have been signed, but not exchanged. A completion date of just over a week away has been agreed on by all but one party in the chain. In the recent storm and heavy rains my conservatory has leaked from the roof. A number of years ago it leaked in a different area and to a much lesser extent,…
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House built in 2000, Landmark Search identified Ground Stability risk ; what level of survey?
Hi all Would really appreciate any help or advice on this please. In the process of buying a house in Fareham. All way going well until I received the environmental searches (from Landmark Information group) which highlighted a ground stability issue detailed on the map as a : man-made issue covering about 6 roads...and…
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Mains gas and HV cables running under our property
We recently discovered we have mains gas and 2 HV cables running over our garden, we believe 2 metres from our house. We bought the house 11 years ago but found nothing in our deeds, or any surveys we did relating to gas or electric being there, just a mains water pipe. Unfortunately for us, we have had planning permission…
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Merged: Tenancy advice
This discussion has been merged.
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Student Housing guarantor insurance
Hi, before I go down the Google rabbit hole, has anyone investigated in insurance to cover being a student housing guarantor. If so, any recommendations of where to go would be warmly received. I'm guarantor for my daughter, but was interested in seeing if there was a way of mitigating any risk to the tenancy. Thanks
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Right to Light
Hello A developer wants to build a 7 storey high block of flats next to my building (I live in a flat within a building with 7 other flats). I am the only flat within a window on the side which would be next to the new wall of development. That wall would be 1metre away from my lounge window and completely block out my…
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Advise on first time buyers in 2023 - preferably NEW BUILDS
hi guys, I am a first time buyer and looking to buy a property in a choice of 2 cities. (where I work) though I work from home and (where my daughter lives) which is closer to London and hence more expensive. I work with software and dont really have time to renovate a property. Hence I am looking at new builds and…
