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Need Cost-Effective Conveyancer for Probate Sale with Trust Declaration
Can anyone recommend a cost-effective conveyancing solicitor or law firm who can handle the sale of a probate property where probate has already been granted and there's an existing Declaration of Trust in place ? The trust is already formalised and registered on the title, so ideally someone who’s familiar with these…
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Buying an unregistered property in Scotland - are there any risks?
We just found out that the property we're buying is not registered on the Land Registry. The current owner has had it since 2001 and we're due to move in 5 weeks. I asked the solicitors to send me the title deeds to check that the boundaries etc are as expected and instead we were sent a document that states the property…
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Selling buy to let to pay debts and claiming Universal credit
Hi Any advice will be appreciated. I bought a 2nd home for £160k and let it out. Mortgage payments and costs are currently too much to keep up. House is currently valued by local estate agents at 200k. Want to sell it to clear mortgage and have maybe 5k spare hopefully. (Assuming it sells for 200k) Will I be able to claim…
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Septic tank
Bit of an unusual situation here. Looking to buy a house which had a new treatment system installed a couple of years back, which we were very happy about. We have now discovered that the outflow from this and clean ground water still uses the old pipework and runs through the old septic tank which is still in place, with…
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Rider
The flat has been issued with a section 20 and seller has agreed to pay for the costs. The sellers solicitor mentioned a rider. How will this work if when work is completed it will cost more, can I ask the seller will be responsible for the extra cost in the rider? Who will hold the retention money, is it the buyer…
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BT Wayleave advice for telegraph pole.
Hi, we have a BT Openreach telegraph pole on our property (serving in total 3 properties). It's right in the way of where we want to locate a new garage. Also, one of the cables cuts right across our garden and drive where we want to plant some trees. I have checked our deeds and see no evidence of a Wayleave agreement,…
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Is this building surveyor negligence?
Hi, we purchased a Grade ll listed thatched cottage in December 2019 and had a full building survey done at the time by a RICS accredited surveyor. The inspection was undertaken on 22 December 2019 and the report produced on 2nd September 2019. The report stated that the roof structure had a condition rating of 1: no need…
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Law Society Fittings and Contents Form
Once an offer has been accepted, what would be a reasonable price to list your items so that the buyer would consider buying them? eg one year old washing machine and fridge freezer, etc? The buyer's property is under offer so I am unsure whether they will need any items.
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Colt House Mortgage
I have had 3 mortgage offers declined due to my bungalow being a Colt Cedar Bungalow. There is no insulation in the walls so that’s not an issue. Which mortgage companies have people been successful with? Thank you!!
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Scotland - Additional Dwelling Supplement query
Hi I am considering purchasing property in Scotland to live in. I own a few plots of land (undeveloped) abroad that were passed to me through inheritance. Is the additional dwelling supplement due in this scenario? My share of these properties is probably around £50,000 on their current valuations.
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Shared house ownership
Dear Hive Mind advice please on if this is even possible . I have around £200k that I could put towards a property , in the UK . my daughter has £30k in savings and is able to have a mortgage of around £170k , boosting her choices in the property market . would it be possible to look jointly for a property of around £400k…
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Tenants in Common - unequal deposit - what is fair?
Hi, I am going back and forth on what is deemed as appropriate and fair and would welcome some thoughts. partner A is contributing the 10% deposit to the property. Partner A and B then split mortgage payment 50/50. Partner A is suggesting to go down as tenants in common, with a deed of trust to acknowledge the differing…
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Mortgage options …
Hope someone can advise. I’m planning to sell up and move to a flat in a different area of the country but may need a very small mortgage to do so. I’m 60 years old and want to clear my current mortgage but the flats I like and in the areas I want to live are more expensive than I first thought so I may need a loan of…
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Stamp duty divorce new house second property already owned
I have a property obtained 20 years ago that is in my name
but I have never received any income from it or paid expenses for it, and another
family member lives there. It's not my marital home. I haven’t
lived there for 15 years. I am currently
getting divorced and may have to sell our actual marital home and purchase a…
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Landlord is selling property and I can't afford to move.
Hi all, Today I have been informed that my landlord has put the property I am renting up for sale. My tenancy ends in August and I have been assured that I can see the full duration of that out. The rent is £800pm. However, the rental market is crazy and I simply can't afford to rent anywhere else (raise the deposit, move…
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Leasehold and major repairs
I am about to exchange contacts on a 2 bed flat in a block of 17 flats. I have just had a letter from the management company informing me that the roof of the block needs to be replaced in 2 years. I am unsure how to proceed and how to get the information I need. I don’t want to be faced with a large bill. How can I find…
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Question regarding serving of section 13.
Thank you all in advance. I hope you can provide me with an answer to my post as i'm struggling to clarify what I need to do or not next. My letting agent tried to serve a section 13 in April 2025 raising my rent from 650 to 695 I contacted them to inform them that it was invalid as it was only 10 months since they served…
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Changing title plan - boundary issue.
Currently going through the process of buying a place and the vendors declared a boundary dispute. Essentially it is a small strip of land that is relatively inconsequential, so it doesn't impact my decision to purchase other than it being an issue if not resolved when I eventually sell. How easy is it to change the title…
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Purchasing flat but current owners want to stay for 6 months after purchase
Hello, This will be a long winded post, but just want to give you as much info as possible. My husband and I are looking to go travelling full time in our motorhome in the next few years. I am 59 and my husband is 58. We own our property with a small mortgage that will be paid off before we go. My 34 year old son also…
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Viewings fallen off, should I change estate agents?
We've had our house on the market now for almost a year now. After a decent number of viewings right at the beginning they have now fallen off to few and far between. Weeks go by with nothing happening. The house is a 1930's semi with a massive garden. Our estate agent says its desirable for the garden and being on one of…
