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Shared Ownership
Hi, having got re married in the mid 50s purchasing of house will make the monthly payments too much, so considering shared ownership, but see there is a 80k combined salary limit which we exceed, any suggestions?
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Nationwide - FT solo Buyer of a Wimpey No-Fines Property Advice Please? Anxious
Nationwide - FTB Wimpey No-Fines Property Advice Please? A little Advice Please Nationwide FTB (Solo) Wimpey No-Fines Property Good Morning everyone - a nervous first time solo buyer here looking for some advice from people with similar expereinces. * Bit of background... * DIP - Approved * Application Submitted - Received…
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Buying Apartment building. How to handle?....
I am starting this process and would value some help if people have done this before. Im looking to invest money in an Apartment Building. Ive found some options. But Ive never done this. I understand a Multi-Unit Freehold Block (MUFB) mortgage is the way to borrow? Id never heard of them I guess I would set up a Ltd…
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Selling holiday home in France
I co-own a holiday home in France with my brother that we bought 24 years ago. We both live and work in the UK and should get £30000 each from the sale. We have been told that we will have to pay Capital gains tax in the UK & between them and France we are paying lots of taxes and costs. We both earn £30000 a year so we…
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Higher stamp duty - take name off deed?
Please be kind as going through split and managing lots. One family home we've lived in. Also bought a flat we've rented out, never lived in. Selling both (necessary due to split) but the primary home will definitely sell first as lots of 2 bed flats around our area. Ex has said he will live in the flat for a few months to…
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Am I entitled l?
Am I entitled to feel hard done by? Next week it will be four months since my offer was accepted on a house. Most of the time since has been spent waiting for conveyancing. I’m not in a chain because I’m renting. The sellers have a new build that is ready to move into, the company who’ve sold it to them are even getting…
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Where is cheapest place to rent to work in London Centre?
Hi, I am going to be working at Paddington in London. Do you know where the cheapest place to rent is so that i can commute in? I used to live in Luton and work in London and that wasn't too far out, but is there anywhere where rental places are cheapest for London access?
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Rent to landlord, typical waiting via letting agent
Hi. Yes, often it's in the contract, but typically, any LL's here, how long, how many working days do you wait to see your share of the rent in your bank account when the rent comes via a letting agent I'm assuming the rent is received by the letting agent on the day due or before if it's the weekend. I see no reason why a…
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Leasehold - Mortgagee Protection Clause
Hi all, I'm in the process of buying a leasehold house as a cash purchase. The lease runs for over 900 years and the freehold is owned buy a company set up by the owners of the houses - I'm told a share of freehold will be transferred as part of the purchase, but confirmation of this is yet to be confirmed despite being…
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Updating title deed
My MIL passed away recently and my FIL is going to sell his house soon to move closer to us. They own the property as joint tenants so the house automatically go to him. I just want to double check if he can wait for the sale of his house and do the name removal from the Deed as part of the sale or does he need to do that…
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Transfer of property due to divorce
My wife and I have seperated and are getting divorced. It's fortunately very amicable so there is no solicitors advice involved. We are using a solicitor to do the financial consent order and it's all going through. However, as part of the divorce my wife is keeping our house and I am getting the equivilent in money so I…
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Tax Implications for keeping the money from a gifted home?
My elderly father transferred, on the Title Deeds, ownership of his home to his 3 children 5 years ago & continued to live in the property. He is still alive & the home is now being sold. He never paid rent to them. Each child already owns their own home. What tax implications are there for the 3 children & can they keep…
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Considering Changing the use of our Property from Long Term Let to Holiday Let in 2026
What is the best approach regarding our mortgage to be advice independently about it?
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Additional stamp duty
I am slightly confused as to whether I have unnecessarily paid the SDLT surcharge on my property. 5 years ago I sold my main residence after my divorce and have been renting a property. I own a second home that has always been a secondary residence. I purchased a new main residence this year and have paid the surcharge but…
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Buying buy to let through ltd company
Hi, looking at purchasing a house through a limited company for buy to let. Purchase price is £290,000. How much stamp duty do i have to pay if through limited company as opposed to through my own name? And what are the pro's and cons as my salary from my job is £51,000
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Starting Sustainable Home Development Company - Catch 22!
I'm working with a couple of seasoned pro's starting a sustainable home development company, and we've designed what we think will be the UK's most efficient and sustainable home. The problem is, we don't have a huge amount of funds (maybe 100-150K) most lenders want lots of experience (team has built 500+ houses, but this…
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Would you buy a house with kids playing outside?
We have a small green area outside the front of our house. We lived here peacefully for years but the past 2 years have brought an influx of older children who play outside. Sometimes it just a couple of children, sometimes it can be large groups of them. We've had enough of the noise going on until 9pm and footballs being…
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TR1 form
If you don't have a copy of the TR1 form for your property, how do you get a copy from the land registry? I need to check my in-laws "joint tenancy" status on their house. They think they had held the property as "joint tenants" but they aren't 100% certain. I looked at the property register document for my house and that…
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Query about liability for higher rate of stamp duty (condition D)
Hello. I'd be grateful for any views on liability for the higher rate of SDLT in the following situation: An individual purchases a main residence (M) in 2018 and has lived there ever since. There is ample evidence that would be acceptable to HMRC to prove that this is their main residence. The same individual inherits a…
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Transfer of equity and remortgage
I may waffle so I apologise! I remortgaged my house in 2022 and removed my dad from the deeds as transfer of equity. He was originally on my mortgage for affordability but my last remortgage I took the mortgage on 100% myself. No money changed hands in June 25 I received a letter from my mortgage lender to say the…
