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Renting more than one property
I currently rent a place with my partner but for various reasons I want to rent another smaller place closer to my job. This will be my main residence. My partner intends on staying in our current place. All the utilities are in her name but the council tax is in both our names. We've crunched some numbers and can afford…
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Solicitor for buying property dropped us because of the age of the property
We instructed a solicitor to start the process of buying a flat. We paid an advance fee which they asked for and they started doing some of the standard checks. A week later we got an email saying the can't represent us due to their company policy because the flat is 5 years old. That's it. Can anyone explain why this age…
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Housing Association Bathroom Refit?
I am aged 72, my HA want to refit the bathroom, in what used to be an age related rental property, now it seems anyone considered "vulnerable" are allowed. They are coming to survey next week and I asked on the phone if they were replacing the current bath "like for like", or if a walk-in shower could be fitted due to my…
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New lease issued but old lease not rescinded
A friend's purchase is held up over a problem I have not come across before. Apparently, a new lease was issued some time ago, but the previous lease was not cancelled. I'm not sure why this is such a problem, as it is obvious that the new lease was meant to replace the old one. Nevertheless, it has held everything up for…
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Retrospective Valuation for CGT
I'm a non resident landlord and if I sell the property (the only property I own) that I once lived in, then since 2015 CGT is now chargeable, before there was no CGT. Since this law change non resident landlords are able to base gains on the market value on 6 April 2015 when the law changed. I don't need it at the moment I…
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Property Litigation Solicitor for lease forfeiture & FTT
Hi everyone, I’m in a bit of a nightmare situation and need recommendations for a really good Property Litigation Solicitor. I need someone who knows exactly what they are doing with leasehold disputes, setting aside default CCJs (due to defective service), and taking freeholders to the First-tier Tribunal (FTT). legal…
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Transfer Equity DIY
Hi, after some searching, I can't seem to find what I am after. If it has been posted and I have missed it, please could you share the link. As part of my divorce, I am transferring the house to ex-wife. I have finished clearing the mortgage 2 weeks ago, so I have read that it can be done DIY style, I do need to keep costs…
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Is this suspicious - No washing machine
We viewed a property yesterday and seems lovely around, however after chatting with the owner and thinking about it, something appeared a bit suspicious. The sellers stated that their washing machine broke and that they are taking their clothes around a families place to do it, and that they won't bother getting a new…
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Sellers solicitor holding things up
My son is buying his first home, a flat in Birmingham. The process began end of October but is still being held up by the sellers solicitor. He accepts that the extra searches re leases, cladding safety etc for flats takes a bit longer but we feel this is getting ridiculous. The latest feedback from his solicitor is that…
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Home Buyer's Survey
My buyer had their home buyer survey completed today - it seems that they will be looking for a further reduction. Should I wait and see what happens as they have already delayed the process by 4 weeks, changing mortgage broker and then rebooking surveys..
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Help to buy deed of substituted security
We’re currently in the process of purchasing the freehold of our current home and tying this in with the sale of our property and purchase of another one, as our buyers were unhappy with the property being leasehold. Because we are currently under the Help to Buy scheme, the Deed of Substituted Security needs to be…
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Another one of those letters.
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Buying property. Solicitor.
Hello all. Very hard to explain this so please be polite. We are in the position to buy a property, needs a bit of TLC. But optimistic. We have viewed the place 3 times and placed an offer. Was told initially by the agents that was probate and in the hands of a solicitor to deal with. Ok fine. Put in an offer Friday, and…
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Mortgage for commercial to residential
hello I’m looking to buy a property which is currently half residential and half commercial use (offices). I have a deposit of 60%. The intention is to convert the whole property back to residential and live in it. I understand I’ll need a specialist mortgage until it’s converted then I’ll be able to change to a ‘normal’…
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Section 20
Some works mentioned on the section 20 I've received are actually the responsibility of the leaseholder, do I mention this on the consultation? Can we be forced to pay for work required for flats owned by other leaseholders?
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Advice on unloading Importing windows from Poland
After months of planning we decided to ahead with ordering a full set of windows from Poland. Based on quotes we got here we think we saved around 45% on what it would have cost here. Although the manufacturer is organising the shipping, it's our responsibility to unload the pallets from the wagon. Has anyone had any…
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Rent Review sent from LA - can I just talk to Landlord and not go to a Tribunal
As the title says, we have received a Form 4 from LA, the day before the new Renters Rights came in. We usually have a rent review in August, they have asked for new increase to begin in June. In the notes section of Form 4 it states below: 3. If you do not accept the proposed new rent, and do not wish to discuss it with…
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Pull out of flat purchase because of uncertain parking?
Hey — would really appreciate some thoughts as I’m in a bit of a strange situation with a flat I’m in the process of buying in London. I viewed a flat that was marketed as having secure allocated parking. The listing heavily emphasised this (including photos of the space). When I spoke to the seller at the viewing, they…
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Stamp Duty or no Stamp Duty?
I have 2 mortgaged properties, one I live in and share with my husband, another I rent out (which I paid stamp duty for). My husband and I are divorcing, I want to stay in the property but cannot afford to stay on the mortgage alone. My sister has stepped in and said she will take his place - but not live in the property.…
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No mains drainage and CON29DW error...
Hi all, I bought a house last year, which conveyancing assured us was connected to mains drainage (both through seller's report, a lvl3 RICS survey, and an official CON29DW search). Since moving in we've discovered not only does that seem not be the case, but it seems there is a septic tank of unknown age under part of the…
