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Yopa charging for not using there solicitors when selling, is this right?
We just a valuation yesterday and everything went well. Shortly after the Yopa agent visit they sent us an e-mail with the packages they offer to sellers. However below the packages was this line "If you wanted to pay upfront and use your own solicitors, you would need to add £250 on to each package." Firstly I've known…
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Enquiries
I’m four months into the purchasing process. I am waiting on three separate enquires from the sellers solicitors. The first two seem reasonably doable. The third one sounds a bit tricky.. We are waiting on a response from the management company in relation to a Deed of Variation that my solicitor has requested as the…
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House not listed as sold despite offer
Hi we have had an offer accepted on a house but have been told that the seeker will not list it as sold until we have a formal mortgage offer. In the interim they won’t do viewings and also say they really want to sell to us. is this normal? Should we be worried that it’s not being listed as sold subject to contract?
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Abortive legal fees - challenge or not?
Hi all, I recently pulled out of a purchase and have just had my bill through... It is made up of legal fees of £480 plus £216.12 for searches. In short, the vendors declared a border dispute early on (in the initial sales pack), having agreed to change the border on land registry, months later they claimed there was no…
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Frustrated
I’m in the buying process. Nearly three months in. No chain on either side. I think my solicitor has recently come back from annual leave so I think there is a backlog - I got that info from the estate agent. When I email the solicitor I just get an automated reply saying - experiencing a high volume of emails etc etc. I’m…
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Who should do new electric works in a rented property
I help manage the landlording for family members and the tenants have recently asked if it would be okay to get new mains sockets installed for convenience. They are willing to pay and were asking for permission. I have no issue with this and only requested that they use a qualified electrician who would issue an…
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Is RTM only for leasehold flats?
I'm on a not-so-new estate with a terrible management company and I've been told that we could use the RTM option to wrestle control of the management company to the residents. All of my research however seems to imply that RTM is only applicable to leasehold flats. Does anyone know if we could go down the RTM route if its…
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Buyers paying for estate agent AML checks?
We are registering with estate agents for a future move and I received a 'thank you registering' email this morning. I don't usually read them but there was a section that stated that BUYERS need to pay for AML checks if their offer is accepted. I've checked other emails and they do not mention this, so I want to ask if…
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Under what circumstances can landlords claim costs in excess of the deposit?
Currently dealing with a difficult landlord who is claiming I owe him rent post-tenancy because the property wasn't spotless which delayed them being able to rent out the property. Considering there was no tenant lined up to move in (not a single viewing while I was still living at the property), it seems disingenuous to…
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Stamp Duty on cheap property
Our main Home is up for Sale for £125k we are interested in 2 properties but only intend to buy one of them A is valued at £130k B is valued at £210k If we have not sold our Home before we own either A or B what impact will Stamp Duty have? Also Can Stamp Duty be claimed back once original Home is sold? Thank you for…
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Probate - buying out a beneficiary from property
My MIL died earlier this year leaving everything equally split between my husband and another beneficiary. Hubby is the sole executor and the estate is currently going through probate. We are living in the her house at the moment (we moved in before she died to help care for her) and our intention is to purchase the other…
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Dirty rough casting off putting?
Does this not put people off? Seen a few move houses but very dirty rough casting often house is about 15-20 years old but looks older. Some 40 years plus look even older. Seen alot of companies out cleaning them but there’s a lot don’t bother. Wonder if this puts anybody else off there? My own house is brick at front and…
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Land sale
please move to more appropriate forum if necessary we live on a private road which is a dead end. There are 5 properties on this road. We are responsible for the upkeep of the road. The road owner is unknown according to a land registry search. The houses are all on one side of the road, the other side is the end of others…
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Boundary
Looking to purchase a property. The blue shaded part is the top of the building (owned by next door) and our property on the ground floor is below it, along with the red shaded outline. Obviously the solicitor will check this out, but wondered if anyone had come across this before? Is it the same as buying an apartment…
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Setting up RTM
Hello all and thank you for the advice and guidance that I hope will follow 😊 I am looking to set up a RTM for a block of 3 flats (it is a converted house.) All 3 leaseholders (myself included) are onboard with the idea, since the MA charge astronomical amounts and do next to nothing for us. The steps as I understand are:…
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What percentage of take-home pay for mortgage?
Hi, all. I'm looking at getting my first home and am wondering what percentage of take-home pay I should use for a mortgage. I'm a divorced woman in her 50s without kids and don't drive (I live in a city), so I wonder if the usual third applies or if I can go a little higher.
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Shared Ownership
Hi, having got re married in the mid 50s purchasing of house will make the monthly payments too much, so considering shared ownership, but see there is a 80k combined salary limit which we exceed, any suggestions?
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Nationwide - FT solo Buyer of a Wimpey No-Fines Property Advice Please? Anxious
Nationwide - FTB Wimpey No-Fines Property Advice Please? A little Advice Please Nationwide FTB (Solo) Wimpey No-Fines Property Good Morning everyone - a nervous first time solo buyer here looking for some advice from people with similar expereinces. * Bit of background... * DIP - Approved * Application Submitted - Received…
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Buying Apartment building. How to handle?....
I am starting this process and would value some help if people have done this before. Im looking to invest money in an Apartment Building. Ive found some options. But Ive never done this. I understand a Multi-Unit Freehold Block (MUFB) mortgage is the way to borrow? Id never heard of them I guess I would set up a Ltd…
