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Register Update - waiting over 1 year
Dear all I've processed for a register update to change ownership of a freehold property. This was done October 2024 with an estimated date of February 2026. Is there a way it can be fast tracked? It's a very long time to wait, and I imagined it would be done a lot quicker. Please advise.
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Sending electrician invoice to landlord --
I noticed two weeks back, on an early Sunday morning (of all times), I woke up to find my electricity had tripped and not the individual circuit switch, I mean one of the main dark red switches on my Memera 2000 unit. I got in touch with my landlord and he came round within the hour really and told me to do something I…
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Moved: 103 year lease
This discussion has been moved.
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Is this allowed ?
If you were to own investment properties in a limited company. Would you still be able to use your LISA to buy your first actual home if it was your first time buying in your personal name, as your limited company is a separate legal entity?
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Big mistake transferring house deeds - help!
5 years ago, my father sold the property we grew up in and bought a new property (mortgage free) which somehow his lawyers permitted him to buy in my name at the final hurdle. He wanted to do this after some (poor) advice from family members to protect our inheritance from his new partner and her children as she had not…
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Merged: Is an undertaking normal for a Form A restriction in a probate sale?
This discussion has been merged.
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Charging order
i have a charge on my property from an old debt over 20 yrs ago that I simply just forgot about, i want to repay the debt and have the charge removed so that i can remortgage, the company that the debt is owed to no longer exist since @ 2012 and have no forwarding details or including contact details, from investigations…
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Would you buy a non-standard construction house?
The house we're in the process of buying is a non-standard Designated Defective construction. A Unity build - basically a post-war concrete slab build. It had PRC-certified remedial work (brick walling) done in 20001 and extensive cavity wall extensions added since. The seller and agent failed to let us know that the…
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Residential service charge _ is there a published index?
If I wanted to gauge/benchmark the reasonableness of a service charge, is there a UK index that gives typical charges as a function of location and development size? E.g. 2 bed flat in a 15-storey residential tower in London.
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Abandoning a regularisation certificate application
Hi, I recently purchased a home in Bristol (within the South Gloucestershire County Council area). During conveyance I was informed that the loft conversion was not built to building regulations. Stupidly, at the time, I did not get an indemnity policy. Even more stupidly, I later contacted the council regarding the…
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Difficulty getting a mortgage after temporarily living in caravan?
Hi all, I hope this is the correct place to post this topic. My husband and I have had a mortgage for around 12 years and have about 180-200k equity in our home. We want to move closer to my parents (and we will remain in our current jobs). We would like to sell chain free and buy chain free and my parents have offered for…
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Rental debt, legal advice.
My son has a joint debt if £1600 with his ex partner. To cut a long story short, he’s never missed a payment even though not living there for 9 months. however he is very well aware he is liable for the debt due to joint tenancy. My question:- The letting agent has sent him an email stating the following:- you are advised…
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HM Land Registry says "NOTE: No copy of the Lease is held by HM Land Registry"
Hi all, I am looking to buy an auction property, the one issue is no one (including my solicitor, seller and the landlord) can locate the original lease. I need to extend the lease (have 60 years left), however I can't do this if no one can locate the lease. Has anyone come across this before? What's my strategy here…
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Selling first home where to start?!
I have read all the MSE articles (this site helped me save and move out of childhood home on my own) but it seems to be about first time buyers or once you have found a house. The guides state sell you house first which is fine I live in a really east to sell first time buyers home is a gem really. What on earth happens…
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Thinking of making a website like Rightmove etc
Hi guys, after trying to list my property on rightmove or zoopla I was shocked to find that it's all a bit of a closed loop with estate agents, you can't actually list without paying an estate agent. Since then i've been thinking about making a website for us normal people to post our properties without paying a ton of…
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Fixed term Tenancy with different payment date
Hello, Me and my partner are currently private renting a property where our tenancy start date was 09/12/24 for a fixed term of 1year. The estate agents pro-rated the first months rent up to the 31/12 so the payments would then fall on the 1st each month thereafter. We've had a section 13 notice letter to say our rent will…
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Wayleave relating to power cables either underground or attached to my property
Hi all, Have been checking out the Forums regarding the wayleave topic but all I've come across are those who have power lines above their properties, presumably on telegraph/pylon type poles/structures. We are an older property so we carry a power line that services two of our neighbours, this line is underground down our…
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Cash deposit no solicitor will help
Hi guy's. We have a cash deposit made up of the following and we're up against solicitors who are refusing to act for us and I need someone who can finish off the mortgage. A few years ago we sold our business and invested some of the proceeds in to gold bullion ( full audit available) and kept a small cash fund £6k in our…
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Stamp Duty Changes
Hi! Me and my partner are in the process of buying our first house, we have just had our mortgage offer approved and the process with solicitors is already underway (with proposed exchange in December and Exchange in January although this feels tight). Currently under the rules we'll need to be paying 8750 in Stamp Duty…
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Can I transfer my BTL share to my spouse?
We (myself and my spouse) bought a BTL property together with both of our names. I am higher band tax payer and my spouse is home maker. Can I take my name out of the ownership and transfer whole ownership of the property to my spouse? How can I do that and what are the tax implications?
