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Solicitor insisting on Land Registry DJP before completion - necessary or overly cautious?
Hoping for some expert advice on whether my conveyancer is being appropriately cautious or unnecessarily delaying our purchase. Situation:
Buying a property where both previous owners (tenants in common, Form A restriction) have died. Executors have grants of probate and are selling. The Dispute:
Our solicitor says a Land…
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Buying New Home Whilst Selling Shared Ownership
Hi, I would appreciate anyone's help. My situation: I live in a shared ownership property, 51% owned with no mortgage. I have an inheritance and, with a smallish mortgage, can afford to buy a freehold property that I like that is now on the market. The estate agent told me to ask the housing association if this was…
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Anti-money laundering system
We are currently trying to buy a house despite the fact out solicitor uses the Infotrack eCos system which requires an app on a smartphone. My first comment is use a different solicitor because the Infotrack eCos is so badly designed, buggy and unreliable. It also discriminates against elderly and less techno aware and…
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What to do with windfall - negative equity, needs lease extension, jointly owned with ex
Hi all, I jointly own a flat with my ex. It's leasehold with only 64 years left on the lease. When we split up, we were in negative equity and couldn't afford to extend the lease or sell, so I've continued living here and paying the mortgage myself, while she rents elsewhere. Money has been tight for both of us - she's on…
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Buyers surveyor undervalued our house
Hello all,After being on the market for one year and three months, we finally accepted an offer on our house. The asking price was £280,000 and the offer was £270,000 as we know the exterior render requires some attention. We agreed to settle on £273,000 and a sale memorandum was sent to the solicitors. the buyer arranged…
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Trying to sell a retirement flat.
I have been attempting to sell a retirement flat that belonged to my Mother before she died. I am having the most awful time trying to get a buyer for it. In fact, it's a minor miracle when we actually get a viewing for the flat. The block in which the flat is based has had a fairly bad reputation for a while. It had a…
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House valuation is less than needed to pay fees, no savings. What do I do?
Me and my ex are needing to sell the house due to the separation. To cover the fees of selling the house would need to sell for 10k more than it has been valued. The house is a new build, only been here for 1.5 years. The developer is still building for another 2/3 years. Obviously, you buy new builds at a premium, and…
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Renting – Early Termination – Joint Tenants
Quick question...(private rental via agency)What happens
if half way through a tenancy the relationship between two joint tenants breaks
down, and one person wants to stay in the property but wants the person who’s
left to still foot half the bill. What happens if the rent goes unpaid – or only
half paid?
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Transfer of equity - can't figure out the legal/accountancy services we need
Hi all, I'm currently a guarantor and pay 50% of the mortgage on the property my partner and I live in. We have a joint buyer, sole proprietor mortgage. For various reasons we now want to do a transfer of equity and make us equal owners. The mortgage company are fine with it as I'm already fully on the mortgage. They just…
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SDLT Refund
Wonder if anyone could help me help my son. He's abroad just now with dodgy wi-fi so I'm posting on his behalf. Girlfriend and him owned two flats. Bought first in Edinburgh (when they both lived here) and 2 years ago bought a small flat in London (where they both live now) Jointly paid around £22,000 in SDLT at the time.…
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2 Dwellings 1 Title
Dear Forumites, OH and I have found ideal home to buy. In area we want, multiple bedrooms for growing kids/adults to live with us for many years. Problem is the lower ground has been converted to a purpose built flat which is own dwelling with council tax, separate utilities. This suits us as we can either rent out, AirBnB…
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Tipping removal men
We have 3 removal men moving out house contents. How much should we tip? We are paying the company direct
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Buying mum's house
We are considering buying mum's house. She wants to free up equity to buy a flat for my brother who has special needs. We would do a contract allowing her to live there forever, rent free. We would live there too. I understand the implications of this re relationships. We would need a mortgage. Price would be under market…
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Leasehold advertised as Freehold - Advice Please
Hi all, FTB here. I had an offer accepted on a property that was advertised as freehold. The estate agent’s paperwork and the contract of sale also stated that it was freehold, so I moved forward with the mortgage application and instructed a solicitor. A few weeks later, my solicitor sent me the title documents. I noticed…
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Care home fees
Hi. Mom is in hospital and definitely requires more care than I can give her as I work full time. Hospital are assessing her to determine which type of care she needs, but it's likely to be residential. She doesn't have enough medical needs for CHC. She has virtually no savings but has a warden controlled flat that is…
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Title Deeds documents missing
I am nearing completion on the sale of a leasehold flat. Our solicitor has received a late enquiry from the buyer's solicitor saying "When reviewing the file again to set up for completion we cannot trace that we have received copies of the charges referred to at entry 6 of the title SYK0000. Could you please supply…
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Leaseholder Deed of Variation for extension - do I have to sign?
A leaseholder in my block (we have share of freehold between 4 of us) has recently completed a roof extension/closet wing extension under a licence to alter and the completion license has been granted. The Freeholder’s solicitor is now drafting a Deed of Variation for each of us. This is the text form the licence. "On…
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Landlord does not want to renew, but repairs need done.. opinions.
My landlord emailed me today to say that my tenancy runs out on February 2026 (6 month, AST, this 6 mth period starting in August 2025) and that they will not be renewing the tenancy. I am puzzled really as to why but then I guess I need not know the intricacies. Now I am pretty gutted but I respect and understand their…
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Convenyancing lawyers
I’m really distressed and need some advice. My conveyancing solicitors (Cambridge Solicitors LLP) gave me a CON29M mining report but never properly explained the risks, and I’ve now suffered a financial loss because of it. I complained, but they’ve denied any wrongdoing and their reply felt cold and defensive. I’m waiting…
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Changing ownership after bereavement
Hello I'm not sure if I'm posting this in the right category? My husband passed away and our house was in his name. Probate has been granted and now I'm looking to change the name of the owner from his to mine at Land Registry. I thought this would be relatively straightforward but I'm finding the Land Registry website…
