House buying, renting & selling

Why has our planning system in the UK focused on massively expensive bricks and mortar homes ? With modern materiels and bulding technology now it is easy to create a comfortable home on a permenant or non permenant basis on small holdings, unused agricultural land, repurposed land ect there are plenty of ways to do this…

hi hope there is people here have sold their houses independently their own way if so please can you help with any of the following? I thought the purple bricks £999 package, do I need to have them do an evaluation or can I just set my own price? For this package, will I be able to make price changes and change the copy…

In 2024, I bought a semi detached property in Greater Manchester which has a rentcharge. The rentcharge was created in 1976 when the house was built and was in favour of the house builder. The house is on a small estate of similar houses, and the neighbours have a similar rentcharge. The building company named in the title…

asking on behalf of a family member - they have a HA property and had planned to move to a private rented house. Handed in notice on HA house and now private one has fallen through. Does anyone know if they can revoke their termination of tenancy ? They are now panicking they will be homeless. Can anyone advise?

Hello. My conveyancer highlighted a risk that the council could take any part of the land without payment but the risk is very low. More importantly, he is saying that no insurance can be taken against this risk. Do I walk away from the purchase? "The Purchasers shall give up to the Council when required and without…

If I were to purchase a house, move in, spend the next 6 months renovating my old house before putting it up for sale. Will I pay capital gains tax on my old property when it eventually sells? There will be no mortgage on either property. I am unsure if my old home would be classed a s a second home and whether that would…

My Son is a FTB & found a 2 bed semi bungalow, his deposit is approx 20% of the property price. The seller has already advised the loft has spray foam insulation, this was already in situ when they purchased the property 20+ years ago & they have no paperwork pertaining to the insulation. I gather that a mortgage is not…

hello thank you for reading. I have a 5-year fixed residential mortgage with Nationwide, which ends in September 2026. The mortgage itself is a 30-year mortgage. I need to move back in with my parents because I need to help care for my dad, so I can no longer live in my current property. I would therefore like to rent the…

I'm buying and the EA uses Lifetime Legal for ID/AML checks.I can just about accept the cost but I'm not happy to use this company.They have a lot of bad reviews.If I give my consent to use a third party to do the checks that is all I want them to do I don't want to be offered or buy any additional products or sign up to…

Hi all, I’m a first-time buyer and feeling quite nervous. I’m buying a freehold house, but I’ve discovered that a 15-foot strip at the very end of the back garden has actually been leased out to the council (so the council is the tenant). Has anyone here had experience with this kind of setup? * What complications or…

not getting any answers to the actual question

I'm a first time buyer and had an offer accepted on a house. Then I was told by the EA that I'll be contacted by a third party (Lifetime Legal) to carry out AML Checks, for which I'll need to pay £75! I knew about the checks and assumed the EA would take care of it as its their responsibility. I was not aware of this…

Okay so I bought a 50% share of a house back in 2020 for £91,000. It was my first home so no stanp duty was payable. I have now staircased to 100% ownership, the full house value now is £210,000. Will I need to pay any stamp duty on this? The government website to try and work this out may as well be in hieroglyphics!

I am saving for a deposit for my first home. I’ve actually reached my initial goals, but as I am looking to convert being in a contract role into a permanent position, I am continuing to save while searching for a new job, which will give me an even bigger deposit. When I first decided to start saving a few years ago, I…

Good evening all , Please could I have advice . We have been in our Housing association property since we were young and homeless and managed to work our way up . we now could possibly be in a position to buy our own home ( we are late 30s ) but to get a mortgage on a similar size house to what we have now we are looking…

I bought a 50% shared ownership 3 bed end terrace in 2020 and last week I completed on staircasing to 100% ownership. Before I started the process to staircase, I asked the housing association that owned the other 50% if I would acquire the freehold upon staircasing to 100% and they said yes. Fast forward to today when I…

Hi all, I'm hoping someone with a good understanding of the higher-rate SDLT rules can sanity-check our situation. We're married and are about to sell our current home and buy a new one. Our circumstances are: My wife owns our current main residence outright in her name only. We have both genuinely lived there as our main…

My son is renting the only house he owns. He has a certain amount of equity in it. He wants to remortgage it on a buy to let mortgage to raise a deposit for another house he will live in. Total value of both houses comes to 450k or thereabouts. He has been told by a broker he will have 11.5k to pay in stamp duty...…

Hi all, Using a new profile as I can't access my old account but I'm new to the rental boards after years on debt-free and mortgages instead. Situation has changed a little over the last few years and I am hoping to get some advice for my mum and myself on whether what we are looking at is reasonable/will be affordable for…

elderly mom has offer accepted on Victorian flat in very good area not cheap, recieved the survey back lots of damp plasterwork needs removing quarry tiles on earth needs membrane put under. Also the main roof needs attention 5 owners are leaseholders but also share part freehold. The management company are the freeholders…