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Sellers solicitor holding things up
My son is buying his first home, a flat in Birmingham. The process began end of October but is still being held up by the sellers solicitor. He accepts that the extra searches re leases, cladding safety etc for flats takes a bit longer but we feel this is getting ridiculous. The latest feedback from his solicitor is that…
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Home Buyer's Survey
My buyer had their home buyer survey completed today - it seems that they will be looking for a further reduction. Should I wait and see what happens as they have already delayed the process by 4 weeks, changing mortgage broker and then rebooking surveys..
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Help to buy deed of substituted security
We’re currently in the process of purchasing the freehold of our current home and tying this in with the sale of our property and purchase of another one, as our buyers were unhappy with the property being leasehold. Because we are currently under the Help to Buy scheme, the Deed of Substituted Security needs to be…
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Another one of those letters.
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Buying property. Solicitor.
Hello all. Very hard to explain this so please be polite. We are in the position to buy a property, needs a bit of TLC. But optimistic. We have viewed the place 3 times and placed an offer. Was told initially by the agents that was probate and in the hands of a solicitor to deal with. Ok fine. Put in an offer Friday, and…
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Mortgage for commercial to residential
hello I’m looking to buy a property which is currently half residential and half commercial use (offices). I have a deposit of 60%. The intention is to convert the whole property back to residential and live in it. I understand I’ll need a specialist mortgage until it’s converted then I’ll be able to change to a ‘normal’…
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Section 20
Some works mentioned on the section 20 I've received are actually the responsibility of the leaseholder, do I mention this on the consultation? Can we be forced to pay for work required for flats owned by other leaseholders?
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Advice on unloading Importing windows from Poland
After months of planning we decided to ahead with ordering a full set of windows from Poland. Based on quotes we got here we think we saved around 45% on what it would have cost here. Although the manufacturer is organising the shipping, it's our responsibility to unload the pallets from the wagon. Has anyone had any…
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Rent Review sent from LA - can I just talk to Landlord and not go to a Tribunal
As the title says, we have received a Form 4 from LA, the day before the new Renters Rights came in. We usually have a rent review in August, they have asked for new increase to begin in June. In the notes section of Form 4 it states below: 3. If you do not accept the proposed new rent, and do not wish to discuss it with…
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Pull out of flat purchase because of uncertain parking?
Hey — would really appreciate some thoughts as I’m in a bit of a strange situation with a flat I’m in the process of buying in London. I viewed a flat that was marketed as having secure allocated parking. The listing heavily emphasised this (including photos of the space). When I spoke to the seller at the viewing, they…
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Stamp Duty or no Stamp Duty?
I have 2 mortgaged properties, one I live in and share with my husband, another I rent out (which I paid stamp duty for). My husband and I are divorcing, I want to stay in the property but cannot afford to stay on the mortgage alone. My sister has stepped in and said she will take his place - but not live in the property.…
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No mains drainage and CON29DW error...
Hi all, I bought a house last year, which conveyancing assured us was connected to mains drainage (both through seller's report, a lvl3 RICS survey, and an official CON29DW search). Since moving in we've discovered not only does that seem not be the case, but it seems there is a septic tank of unknown age under part of the…
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Empty house insurance
I’ve recently lost my father and have been looking for empty house insurance, I received a quote from a broker today for a thousand pounds. It’s only a three bed terrace house. Does anyone have any advice please, I’m at my wits end and can’t afford that. many thanks
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Buying a house with outstanding building regs….advice 🤗 welcome
Hi all. I’m after some advice or clarification on what I’m c89 to which I can only assume the single storey garage with pitched roof to match the bungalow was completed then. A buildings reg application was put in around 2008 to change the garage into a bedroom. This building regs were never closed and it’s still ‘open’…
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Selling via auction?
A friend has done the probate on his father's estate and he is selling the house. I was surprised when the house was listed for auction, thinking it would get a lower price. But Google seems to think it's normal to sell a house via auction after probate. The house does need updating and a little work, but is it just being…
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Selling fast?
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Possible Invalid Section 21 Notice – Advice Appreciated
Hi all, I would appreciate some advice regarding a Section 21 notice. I have been renting a studio flat under an AST for a few years and recently received a Section 21 after the landlord had been trying to sell the property for quite a long time. I have always paid rent on time and there have never been any rent arrears or…
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No right of access & indemity policy
Hello, I am looking for some advice. I am in the process of purchasing a property that was built just over 10 years ago and has a driveway for 3 cars. We found out that part of the land that allows access to the driveway belongs to the neighbour (more or less 60%). It is "just" the access (i.e. a wide and small strip of…
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Hold-ups when buying leasehold property
I'm buying a leasehold flat, and was aware from the start that leasehold can be more complicated / take a bit longer than freehold. A few months in, and the solicitor is still waiting on some information from the freeholder. Presumably the freeholder is in no hurry to locate and send this information, or possibly are…
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How to get equity, force a sale and remove a borrower. What are my options?
I half own a three bed house in Dublin. My ex still lives in the house. We have about 7 years left to pay off the mortgage. I stopped paying in 2014. The mortgage was started in April 2008. I have no clue how to force a sale. I have gone down the route to remove me as a borrower but she refuses to do this. Can anyone let…
