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Renegotiating an Offer
We've found a lovely house we want to buy. It's been on since the summer, had a couple of offers, one which the people found another house anyway. Had a survey done and it's thrown up a couple of issues. We offered full asking after the first viewing although after the second viewing the estate agent suggested they'd take…
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Preparing to make an offer as first time buyers
My partner and I are almost ready to make an offer on a property. It is within our price range and is near perfect for us based on size and location. We have our Mortgage in Principle and we can move as quickly as needed for the sellers. The property has only been on the market for a few days. We were thinking of offering…
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Right to Buy before 21 November deadline, what are the implications?
Enquiring for my elderly parents who have lived in a London council flat for 40 years It's a long shot that they can afford it but we want to put in an application before the deadline and then weigh the possibility of buying the property depending on the valuation My questions are - 1) Simply by puting in an application…
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New build defects advice
Hi everyone, looking for some advice on some issues I'm facing with purchasing my new build property. I am nearing exchange, however on my recent visit/inspection I noticed there are several major issues which need addressing (leaking taps, possible causes of draft/damp on windows and missing fixtures/fittings).…
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Not getting viewings 1 month in - lower price and if so when and by how much?
It's been on the market for a month and we've only had one viewing, which the estate agent managed to wrangle from people who came in with a lower budget (we're still waiting for feedback but not holding our breath). The price is what the estate agent recommended based on the fact that it has parking for two cars, a large…
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Service Charge
I own a flat. No mortgage just service charge and ground rent. The management company has just increased the service charge by 75% this equates to a £300 per month increase. Making my service charge £700 per month. My thoughts are to let it get repossessed as I have tried selling it several times with no success due to the…
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Apartment Leaseholders, victims of Landlord's mismanagement
I am a Lessee in a block of apartments approximately 30 years old. The Lessor is also the Services Management Company. Over many years the Management Company, despite having levied a Deferred Service Charge, have failed to carry any real preventative maintenance, resulting in all the windows, cladding and exterior doors…
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Trying to decide where to move to
Hi there, Things are not looking great at the moment and DH and I are looking at divorce. We currently live in Hampshire. I am happy, keen even to move away. I need to find a 3 bedroom house for under £260. Im self employed, we have 3 children. 1 at uni, 1 wondering around a bit lost! And 1 doing a levels. So once a levels…
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Tenants have damaged kitchen cupboard and admitted fault but not paying?
Hi all, I recieved a message from my tenant who have admitted to damaging the kitchen cupboard. They said, "Massive apologies - yesterday our friend accidentally broke a cupboard door off in the kitchen. He has agreed to pay for any damages, so please could you let us know how you would like to fix/replace it and what the…
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joint and several liability
My son is going into a house share with her Uni 'friends'. We have been asked to complete a guarantor form which shows the tenancy agreement being a joint and several agreement which I understand means that if a tenant drops out or cannot pay then other tenants/guarantors will be liable to pay for them. We were not happy…
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Do I need deeds?
Hello. I finished paying off my mortgage earlier this year. The bank said I should then contact the land registry or something to get my deeds. I've not done this yet - do I actually need to? Can I just do it one day if I ever need them for something, and until that day they can sit filed away at the land registry or…
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Change of room use - no building regs
Hello, I moved my bathroom from the ground floor into the room directly above on the first floor (that was previously a bedroom). I’m now selling my house and it’s clear I have done this based on the previous listing photos and floorplan from when I bought. Would I be best to try and get retrospective building regulations…
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SDLT 2nd home with parents
I am assisting my parents in moving, however they cannot afford the new property so I will be investing 45% in the property The new property will therefore be owned 55% in my parents name and 45% in mine and my wife's name. The property will be my parents main residence I am aware of the second home SDLT however I am…
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New windows don't comply with building regs
We live in a 120 year old house, in conservation area. The old windows were rotten so we needed new windows fitted, and the conservation officer said they had to be wood and be of similar appearance to the original windows. The only visible difference between the old and new windows is that the new ones are flush sash…
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Shared ownership - need to complain about severe delays
Please can I ask advice from anyone who has experienced extreme delays trying to staircase buy their shared ownership property? I have lived in my current property for over 3 years. Following the passing of my lovely mum, I inherited enough funds to pay off the existing mortgage on the property and also 'buy out' the…
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Purplebricks – Disappointing Service and Unjust Fees!
I want to share my frustrating experience with Purplebricks to warn others who might be considering their services. I hired them in 2019 to sell my property, but they provided very little real support. From the start, their sales manager kept pressuring me to reduce my asking price repeatedly – far below the value I was…
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Selling a house 3 months after buying?
Hi wondering if anyone can help. We did a rent to buy scheme on our house where after 5 years we could buy, which we did in September. We needed to put it straight up for sale as need a bigger house and got accepted on a new house. I've now been told it could cause issued for the buyer of our house which are first time…
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Where to buy house for under 300K?
Hey everyone! I'm in my mid-20s and looking to buy a 2+ bedroom house or maisonette. Ideally, I’d like to find a place with a commute under 1 hour 20 minutes to Central London (Victoria Station). I’m not very familiar with the areas that offer an easy commute into London, so I’d really appreciate any recommendations on…
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Mortgage rate recheck
I am in the process of buying my first home, which has had a bit of bumps on the road. Currently about to exchange contract My question is with the reduction in the BoE base rate is it advisable I recheck to see if I can get a lower mortgage rate which was 4.8% for 5yrs fix with nationwide or stick with what I currently…
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Voluntary Registration of House with Land Registry - Cost
Hello all, I have just found out that my parents terraced property which was bought in 1962 is not registered with the Land Registry. We have the old style deeds. While I do not need to do this now, we will have to when the house is inherited. I also want to do this now as it would be one less problem at a difficult time.…