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Transfer of equity to spouse, diy possible?
I have a property which is in my name only, purchased in 1992, and currently rented out. Property value around 200k, BTL mortgage of around 110k. I am self employed, but only work part time now due to health issues (arthritis) I'm trying to keep my turnover below 20k to avoid the extra hassle of the new MTD rules. This is…
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Retrospective property valuation for Capital gains tax calculation.
I was added to my parents property deeds as a joint proprietor in April 1999. So a third share. My Dad passed awary November 2025 having been pre deceased by my Mum 10 years earlier. I am now about to sell the property. Will my gains calculation run from the 1999 date when i went onto the deeds or the 2025 date when Dad…
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The big decision, to carry on renting or to buy?
Hi all, I am in a dilemma at the moment and I need some good advice. I am a 58 year old, I did own a home but had to sell and go back to renting 18 years ago during the 2008 crash. I had money troubles after that, but cleared all that up more than 8 years ago and have an excellent credit score now. My wife is a US citizen…
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Quotes fox fixes
Hi. I’m in the process of buying a house. Iv had my survey done and plan to have an engineers report done this week. Once i know what needs fixing and once i have quotes, do i send these quotes to the estate agent and ask to renegotiate? Or do i send these to my solicitor and they renegotiate for me? Thanks
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Looking to sell next year - get work done or leave it?
Looking to sell my 120 yr old terrace next Spring. I've done alot of work over the years and some more recent work on the roof and chimney. The house is in general good condition for its age, new boiler, heating/double glazing etc but some of the work was done nearly 20 years ago so despite keeping it looking nice there is…
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Selling my parents house with an LPA as dad needs a care home
Hello, this is somewhat complicated but I am sure many people go through this and someone can advise what to do in this situation. My dad is in a care home due to dementia funded by the council as he doesn’t reach the threshold for savings. My mum still lives in their jointly owned property but would like to sell as she…
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Landlord inspection after 10 years
My friend is moving out of her rented house after 10 years. The landlord has not once done the legally required electrical and gas inspections and has always told my friend she is responsible for maintaining the property, gutters, decking and whatever else. He has only ever been in when she reported something broken and he…
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Letting property - deciding which estate agent to use
Hi all, I’m about to let out my first property and have narrowed things down to two local letting agents. I’d be interested to hear what factors experienced landlords would prioritise. Both agents are offering a rent collection service at around the same monthly cost and both have valued the property at broadly similar…
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Dropped by solicitor
Hi. I originally used Habito Plus to use for the purchase of my property. I got an offer accepted. I’ve got my mortgage done. Had my level 2 survey done. A lot of problems arised. And the surveyor said i should get a structural engineer report (which i plan to do). I’m a first time buyer so i’m trying to research…
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Private Right Of Way - What is reasonable use and tolerance.
I was accosted by my neighbour yesterday over the fact that I had temporarily parked my car on an area of hardstanding that is nominally marked as a right of way on our title deeds and I'm wondering if he is just being deliberately confrontational or whether he has a reasonable piont. According to our title deeds there is…
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Any tips on how to get a viewing of a rented house?
As title really. I'm looking for a cottage to rent but am having difficulty getting a viewing. Are there any hints and tips? With one I went through the Rightmove application system but the letting agent said those don't have priority and best to contact the agent direct and by the time I got to speak to her she wasn't…
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Government proposes sensible homebuying reforms?
Just came across this article on RightMove. The proposed reforms seem refreshingly sensible to me. Upfront information packs, earlier binding agreements, etc. Exactly what I felt should be done to fix the UK homebuying process. Anyone think these kind of sensible reforms might actually make it into law? I believe this kind…
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What documents should I expect when I've purchased my buildings rent charge?
Hi all Didn't really know which category to put this in, so if it's wrong, i apologise and ask an admin to move it. THIS IS A COMMERCIAL MATTER ON A FACTORY MY FAMILY OWN. My family have owned a factory for many years. For as far as I personally know, (at least 25 years), the company has paid £35 per year ground rent to an…
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Buying Garden Land from a neighbour
Hi, our garden is a quite irregular shape, as is our neighbours. There is a long relatively narrow area, at a guess 3-4 metres wide by about 6 metres that is adjacent to our garden. This shape narrows our garden and offers little useful space for our neighbour (in relation to the rest of his garden and proximity to his…
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Landlord common areas fire responsibilities
I was under the impression that landlords did not have to fit fire alarms to common areas but have received conflicting information so welcome thoughts on this.
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First time buyers solicitors fees
hi, myself and my partner are first time buyers. We were looking for a solicitor for our purchase and were went via co-op to premier property lawyers which is one of their appointed ones for a fixed fee of £1,800. For context we’re buying a flat which has been rented and is now vacant. Obviously we have no chain our side.…
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Sell Property to Investor
Hi, I have a rental property. When tenant moved out I want to sell quickly. To avoid the hassle and expense of advertising etc, I tried to sell to an investor. Contacted a few and accepted what I thought was a reasonable offer. Buyer asked for 4 weeks to entry date / completion. Then delay because he was on holiday.…
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Advice on Quirky Property for First-Time Buyers
Hi MSE Forum, We are first time buyers looking to purchase a quirky property. It is a cottage with attractive period features. But there are aspects we're a bit uncertain about. We had two main questions. (1) There is a notoriously busy road through the village centre (Banwell) which is a bottleneck of traffic on A38. A…
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Level 3 survey has raised several issues, how would you approach renegotiating?
We’re buying a 1970s detached dormer bungalow for around £385k. It’s a probate sale and we expected some updating, but our Level 3 survey has raised a few points that seem more substantial than ordinary age-related maintenance. The main findings are: The electrical installation is very dated and the surveyor thinks…
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Duped by House Sales Direct / We Buy Any House
Hi everyone, I recently decided to sell my house as I have a neighbour who has been harassing me for 6 years and I just can't take any more. Traditional agents valued the house and said I would need to immediately declare the issues and that this would put a lot of people off. I then looked into house buying companies, as…
