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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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Moving to Australia
Hi all, Looking for some advice on whether to sell or rent out my residential property as I’m moving abroad in September. I’ll be relocating with my family and returning to the UK in August to clear the house and either put it up for sale or arrange letting. If I sell, I’d likely list in August, but I’m concerned the…
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Flat lease extension help
Anyone on the forums have experience with flat lease extensions, recently completed on a property and lease needs extending in the next 6 years before it falls under 80 years, I was aware of this before purchase and have budgeted £10k to cover premium cost and my solicitor fees and the leaseholds also, done some quotes on…
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Estate Agents Contracts length
Still on the lookout for an EA after the first had fees for not selling , the next wanted to sell for £30k less than other property were selling for in the area .. Found another one they came down to 1.25% + VAT fees on a 250k property , the other two agents wanted 1% so an extra £600 … The contract is 3 months with 28 day…
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Capital Gains
My parents are selling their property. they are going to use some of the capital to build an annexe on my property. Would I be liable to capital gains tax or the likes if they pass away?
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House buying and redundancy
Hi all, hope you are all well, and sorry for the wall of text below, but I am looking for some perspective. Last week we learned that my wife will most likely be made redundant within the next 2 months. At the same time, our landlord (who have been excellent throughout the whole tenancy) got in touch to let us know they’re…
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Buying separate items during house sale
Can someone please settle an argument.. As example , you buy a house at an accepted price of 500k and then the owner says they would include/leave a sit on lawnmower, hedge trimmer and some garden furniture for a agreed price. Does the amount for the lawnmower etc get added onto the house price or is it paid for…
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Missing certificate - but might be a bigger mess now?
moved into my home 5 years ago and had a partial rewire and fuse box replacement done. I requested the certification at the time. 5 years later I'm about to move. Can't find the certificate. Call the electrician and it turns out it wasn't issued after all. Call him up and he says I'm right, he never issued one and he'll…
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England - Can I end my licence agreement early due to a cockroach infestation?
Hi everyone, I've lived in a shared house in Ealing since August 2025. I renewed my agreement in January 2026, and it was due to end on 31 July 2026. I decided not to renew because of an ongoing cockroach issue. The house is very old and has had ongoing maintenance issues, but the housemates and I keep it clean. I started…
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Moving House and Council Tax
Hello, Just wanting thoughts and if I'm worrying unnecessarily! I'm selling my new build (well 6 years old so not that new!) and buying a much older house. My current house is a semi, small, typical new build and in council tax band C (2.2k per year). New house that we've offered on is much more expensive (175k more) and…
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Management/ Service charges on new build
We are looking to purchase a house on a new Redrow development and like many others have been surprised to find a freehold property has a service/ estate charge which has no control on the future charges. The roads and sewerage say they are "adoptable" not adopted and therefore can we assume that, in the long term, we…
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Buying property for father - multiple issues to consider
Hi, Apologies in advance if I've not explained this clearly or missed anything out. Situation is as follows: Father (75) is being evicted from his bungalow as landlord is selling (this move was trigerred by changes to section 21 and she got her notice in just in time to be ahead of the deadline). He has c£100k in a private…
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Selling house to tenant
I have a tenant who has lived in one of my rentals for a couple of years. Very decent chap. He's expressed interest in buying the property, which Im very interested in doing. Benefits are: hes a known entity dont need to engage EAs, hold viewings, market the property etc. he knows the property inside and out (literally!)…
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MyDeposits charging annual membership fees
MyDeposit is going to start annual membership fees for insured deposits. It seems to say that it will apply to old deposits as well as new ones? If so, it doesn't seem fair as you are stuck with an old one and can't move to another provider. Is there an alternative that only charges per deposit (PAYG)?
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Advice sought about putting on offer in for a flat
I have recently agreed the sale of my house but we won’t exchange until December. I found a new flat and have had my offer accepted. The seller is aware and happy that I can’t exchange until December, according to the estate agent. My worry is that if I instruct a solicitor and purchase a new mortgage product and the…
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Shared water supply
My FIL bought a flat that appears to have a shared water supply with the one upstairs as it is a converted maisonette. We were not told about this and only found out from the neighbour upstairs, who said they had a water meter fitted to their property. I am still waiting for more information from the neighbour and also…
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CGT on Rental Property
Hi all. When I met my now-wife four years ago her son, wife and their child had moved in with her in an attempt to cut their costs in order to help them to pay off debts that they had accrued. In 2024 my wife moved in with me and charged her son rent - all of which has been declared to HMRC and tax paid accordingly. In May…
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Noisy upstairs renter.
Hi All, could you help me. I own my apartment but the guy upstairs rents. I've spoken to him a few times just after i moved in one year ago, he seems ok, his 8 yr old son comes to visit every other weekend. The issue - he's always clattering about at 1am 2am 3am most nights which often wakes me up. I have to be up for work…
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Illegal eviction, what can I claim for?
When I was remanded into custody, a new landlord took over my property, and illegally evicted me by changing the locks without notice and disposed of all my property. They claimed they didn't know how to contact me despite having my NOK details and knowing I was in custody, I had an email sent of by behalf demonstrating my…
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Wales land tax higher rate question
Can someone please explain the Wales Land tax as we have found a house in Wales we like. We have been onto the Wales Land tax website and worked out our Land tax bill but we have just read that if we own another property we will fall under the Higher Land tax charge. Can someone please explain this as we are now worried as…
