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Contacts estate agent
Hi is it binding my father died i was an EXCUTER to his will, as well as my partner. I signed a contract to sell the house with the agent but not the other EXCUTER who refused to as it was a bad agent , is it legally binding without the other EXCUTER
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House Valuation - Pressure from Agent
Hi All, We are currently in the process of purchasing a used property. Our lender did a desktop valuation last week which was around £10k under the agreed purchase price. For context the property was advertised at £625,000 and we agreed a purchase price of £612,500. We contacted our broker to try get a copy of the…
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Flat leasehold ending soon but landlord wants to sell
I live in a flat above a shop and there's also a neighbour - same landlord. We've been in the properties for 20, 30 years respectively. The 100 year leasehold ends in 3 years (2029). The landlord has recently contacted me and the neighbour because they want to sell the remaining leasehold and want to meet to 'discuss…
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Estate agents have taken more money than i've agreed
Hi all Hoping you can help. My house is rented via Reeds Rains, and i have been there since 2017. My rent has recently gone up from £475 to £525 per month. They where trying to get me to pay £550 however, i have haggled, and got it to £525 per month. I didn't sign anything for £550. On the 1st October they took £550 from…
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ST1 or adverse possession?
Hi everyone We are intending to purchase a property in England where sellers have part of their garden which is not on the title plan. They have sent us a filled ST1. I am now wondering whether they should submit the ST1 to Land registry and/or apply for adverse possession or would it be upto us to apply for adverse…
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MSE News: Home buying and selling could become 'easier and cheaper' in future under Government plans
Plans to make the process of buying or selling your home faster, cheaper and less stressful have been unveiled by the Government today (Monday 6 October). But it's still very early days, and the proposals are yet to be finalised. Read the full story: 'Home buying and selling could become 'easier and cheaper' in future…
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Best way to sell a probate hoosie?
Hi.A friend is an executor of an estate, of which part is the deceased's house. It's an ordinary terraced house in an ordinary street in an ordinary town, and with a value probably in the £220+k range. It does need updating, but is a perfectly habitable house as it is.Probate has been granted.Folk have been telling her to…
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Prescriptive easement over unregistered land
We are in the process of buying a house which is on a private road that is classified as a public footpath. The sellers weren’t able to get an indemnity policy to satisfy our solicitor so the seller’s had to apply for a prescriptive easement. (They have over 30 years evidence of use) The sellers solicitor however, forgot…
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Bought house now second thoughts
Hi Despite a year of mental illness I still felt it was urgent I bought a house as I'd been living with parents. I had saved 200k by working for 20 years which would get me a one bed flat or maisonette. I wanted to avoid a mortgage as psychologically I struggle with the endless payments and just don't like being in debt. I…
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Restriction on "transfer"
A property was bought under Right To Buy. There is a restriction on the Title regarding "transfer" or "lease" whereby a certificate from the Council confirming an exempted disposal under Housing Act 1985 is required. Is an "assent" captured under "transfer" and therefore a certificate would be required to be sent to Land…
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CGT home valuation
I purchased a second U K home in March 2022 . My main home had been purchased many years prior and I nominated it as my main residence with HMRC shortly after purchasing the second property. HMRC wrote back acknowledging this. In March 2025 I sold the main residence and as such it was not subject to CGT. I informed HMRC…
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Removing a covenant!
I am at present remortgaging my property. My husband died three years ago & the house was in joint names. I removed his name from the deeds after his death & now I'm the sole owner. The solicitors dealing with the remortgage say there is a restrictive covenant on the property stating there can not be a sole owner of the…
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British Homebuyers
Hello Has anyone sold their house to British Home Buyers please. Have read about them and am aware they could reduce the offer after survey, just would like to know what it is like to deal with them all the way through
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Reasonable Offer?
Hi all. Single FTB looking to purchase ASAP. My max budget is £180k, 5% deposit. For context, £165-180k currently seems to get me a modern 2-bed semi or a 3-bed semi in need of renovation. A lot of properties have been on the market for a couple of months or more, some with £5-10k reductions in that time. I have three…
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Stick or Twist - Looking for some advice on whether to move now or wait
Hi, We’re currently 3.5 years into our first home – a 2-bed extended semi in a nice part of Greater Manchester. * Bought for £290,000 on 5% deposit in 2022. * Spent around £15,000 on improvements (boiler replacement, full main roof replacement, garden renovation, replacement flooring, under-stairs storage fitted) * Current…
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Mortgage Lender Survey
I'm selling my house. The buyer's mortgage lender have asked for a lender survey to be done to see if the house is worth the price. I’ve never heard of this but am probably not up to date as I bought it 10 years ago. The company coming have some recent 1 star reviews for down valuing houses. My friend said when she sold…
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Buying a share of freehold: What percentage? Difficult majority freeholder?
Our very first post ☺️ Looking for advice 🙏 We are leaseholders in a block of 10 flats. Our share of the service charge is 15%. The lease length is 120 years. Currently, 15% of the freehold is for sale, either as a whole or split between leaseholders. What are the benefits of buying a share of the freehold? Our…
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No longer want to sell
Hi signed a contract with local agent for sale of house about three weeks ago on a No win No fee basis. After viewing several properties we had decided just to stay put. If I contact agent and explain this what kind of change can we expect ? The cost is £1400 if sold . We only have online advertising and local agent window…
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Declined from Santander
Hi, we have been declined by Santander for our mortgage (to port and add an additional 160k to move home), we already have a mortgage with Santander and had a mortgage in principle for them so thought we would be okay. feeling really deflated from it as it now means we have to try elsewhere and also have to pay the early…
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Stamp duty help
Hello. Im looking at going into a shared ownership property but i cant for the life of me work out stamp duty. I owned a house in 2005-2010 have lived in private rent since. So technically a ftbThe mortgage value of the shared ownership is £80k. Leasehold One place i look it says no i wont pay then the next i look it says…
