House buying, renting & selling

Hi, I am quite far along in the purchase of a house which is freehold, but where a Management Company maintains the communal areas. I was informed from the beginning that there is a monthly fee of £25 to pay for grounds maintenance, which I was happy with, but as we get further into the process, more and more costs are…

So for the last 20 years I’ve been on my mums mortgage due to her and my dad divorcing and her not being able to obtain a mortgage on her own due to her age & income. We’re now at the stage finally where my mum is in a position to pay off the remaining mortgage so I will no longer have a mortgage on my credit file, however…

Hi, first time buyer here currently in conveyancing stage, but it's getting delayed due to an unadopted close road with no maintenance agreement in place. Sellers solicitor has provided us with the indemnity policy to cover this and our solicitor has written to our lender (Halifax) to check if they are satisfied to go…

5 years ago, my father sold the property we grew up in and bought a new property (mortgage free) which somehow his lawyers permitted him to buy in my name at the final hurdle. He wanted to do this after some (poor) advice from family members to protect our inheritance from his new partner and her children as she had not…

Hi, I'm seriously considering making an offer on a property I've seen - it's a 200+ year old, grade II listed cottage with mains water and electricity but no gas supply. Heating is supplied via electric radiators, there is no pipework for a wet system and hot water is supplied via a Fischer Future Heat Aquaefficient…

Mine and my neighbour’s houses have been in our families since they were built. I now own my house, he presumably owns his parents house since they passed, he doesn’t live there, nobody does. He put the house up for sale but it’s in a very poor state of repair and no-one wanted it. I advised him that I would be replacing…

This is an update from my previous post from December 2025 A friend is trying to sell a vacant property. It's unlikely the sale will complete until Spring 2027. He has vacant property insurance . He is trying to decide on what to do to prevent frost damage and burst pipes over the cold months beginning in Autumn 2026 Plus…

Hi, reposting this in home buying section rather than insurance. We live in a Victorian semi detached house in Sheffield. With the dry weather we’ve noticed what was a hairline crack widen into a 3mm crack at its widest. The crack runs diagonally from our front door, along an internal party wall into our cellar. We had a…

We're selling a 2 bed bungalow in Belfast with 2 receptions (with great views) and I naively thought bungalows would sell quickly but it's not getting the interest we had hoped and older people viewing it (who we though would be the target market) all say the same thing - there are steps (5-6) outside the kitchen door and…

I currently rent and the landlord wants to sell, They cannot complete on a sale until June 2027 I do not have the savings for the deposit to be able to provide the deposit. However a very close friend has just gifted me some money. They dont want the money back at all. Im being told i cannot use that money as a deposit as…

Hi there Life has kicked me where none of us want to be kicked. In 2010, My husband and I went bankrupt, lost our home and have been renting ever since - yes I manifest to buy again but he has mental health issues after a breakdown and an attempt to unalive himself. So its just me who is out there working and trying to…

The house at the rear of mine is being sold. The buyer has contacted me to say that the boundary between our gardens is wrong and that she will be removing the current fence and replacing it with a 6ft fence on what she says is the correct boundary. She has not specified what this is but she's clearly after part of my…

We’re purchasing a detached house built in 2012. It’s been a rental and is liveable but trashed. I’m just getting quotes for a level 2 survey £500-800. And I’m so tempted to not bother and put the cash towards the Reno budget, but would this be mad? We know the boiler will need replacing soon & plan to install a heat pump.…

We are looking to rent long term and need to produce 3 months payslips, bank statements etc. We're relocating to a new area and setting up a new project. We already own a Limited Company and will be working under the same name. I have been informed by both my accountant and one letting agent that we are not classed as…

Hi all I am currently buying a property which is on an old unadopted road. There are other unadopted roads off of this road and the road used to access our road is also unadopted. It has never been adopted by the council and I don’t believe it ever will. There are around 15+ properties on the road and the house we are…

anyone had any experience of this, and would the freehold be easier/cheaper to purchase in this instance?

Hi, I'm hoping for some advice on what options I might have with my shared ownership flat. I bought a 25% share of a London flat around four years ago, when the full market value was £685k. I put around £50k of my savings into buying it. My partner and I now want to live together and ultimately buy somewhere together. My…

Hello all, our rear garden is 3ft lower than our neighbours as we are at the bottom of a hill. This neighbour does not have a fence on top of this wall at all. We have a 6ft fence meaning the neighbour has roughly 3ft and he likes to drink and peer over the fence and talks !!!!!! which we are sick of. If we want our…

My solicitors who acted in conveyance for me in a sale of my property just contacted me. They found they had accidentally withheld a significant amount of money on my file/account - unbeknown to me. They rang me to ask for my details to pay me the amount. After confirming it was the solicitors and not a scam they took my…

Advice on making an offer on a house we currently rent and how we should respond to our landlord. We have lived in our current rental for past 5 years and are in a position to buy. We approached our landlord to see if they would consider selling and they have agreed to sell for 400k. We are unsure if we are in a position…