We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
House buying, renting & selling
Discussion List
-
Asking for other opinions
elderly mom has offer accepted on Victorian flat in very good area not cheap, recieved the survey back lots of damp plasterwork needs removing quarry tiles on earth needs membrane put under. Also the main roof needs attention 5 owners are leaseholders but also share part freehold. The management company are the freeholders…
-
Property with 'proceeds of crime' charge on title deeds
I've seen a property I'm interested in viewing. It's been on the market a while and has been reduced in price multiple times, the fact it's detached, 3 beds, in a decent area and the EA couldn't (or wouldn't) tell me much about it got my spidey sense tingling so I paid £7 and downloaded a copy of the title deeds. There are…
-
Capital Gains Tax on Property Sale
Hi My parents are downsizing to a flat. They will be moving before their current home is sold. So when they do sell their current home I think CGT will be payable as it will no longer be their main residence. I believe there is a grace period of 9 months after you move out but it may be extended to 36 months if the owner…
-
Bought a flat, very bad smell please help im struggling
Hi My Daughter lives at the other side of the country and she recently bought her first property which is a massive thing for her as prices where she lives are great. She made her offer in late March and it completed a few days ago. Two friends viewed the flat with her as me and her Dad are at the other side of the country…
-
Unregistered Property - Death of Joint Owner.
Hi my parents home is in England ©400k and owned jointly since 1986. Therefore it is not on the new property register. Dad died last year, probate was not needed as all money was already with mum or joint accounts. Their wills left everything to each other. I am my Dads executor, and also I am looking after mums financials…
-
Would you take the leap in my situation?
So I am fortunate enough to of inherited a large sum of money (£160k). Me and my partner have lived in our first home for just over 4 years now and a second house opportunity has come up in the same village we want to stay in. The house is quite a jump up from what we have now with it being on the market for £425k, we have…
-
Flat purchase with underlease structure - Very concerned
Hi, First time buyer here, in the process of buying a leasehold flat in London. It has become apparent that this flat has an underlease, with a headlease held between the freeholder and a management company. Freeholder – Headlease – Underlease (Me) Admittedly, I was not aware this structure was a thing. It did not come up…
-
Persimmon Advertising price change after reservation
Hello… Im new here. I reserved a new build with persimmon under section 106 (DOMV) about 4 months ago. I have not exchanged contracts yet. Today they released more houses on their website for a reduced price from what i have reserved at. They 40K cheaper than my reserved house, the exact same house style just one street…
-
Parking space problems
Hi Not sure if this is the best place for this question and whether anyone will even be able to help. I purchased a house in a 20 yr old estate over 3 years ago. It is an end terrace in a small courtyard which has 4 car parking spaces and 2 of those are marked in red on my title deeds. After lots of reading I now realise a…
-
Buying House Freehold Clause
Good evening, I have a leasehold house (900+ years left on the leasehold). I was offered the opportunity to purchase the freehold. I agreed with the costs and started proceedings. In the terms there is a clause relating to mining and mineral rights, which I don't think is unusual. However as follows: "Unto the person or…
-
Higher rate stamp duty
Hi Have looked at previous posts but can't find recent information from anyone in our particular circumstances... We're in the process of moving and considering breaking chain by completing on our purchase a few weeks ahead of selling our current home. Am aware of the 3 year timescale for claiming back additional stamp…
-
Making an Offer - Advice Sought
Hello all! Hope you can help. First time buyer here. I've found a place that I can afford and would suit me well. I'd like to make an offer on it and wanted some advice before I do. What value would be a reasonable offer to make? https://www.rightmove.co.uk/properties/167840468 I should say that it wouldn't be the end of…
-
Rent-a-room scheme if you are renting :-)
Hi. If someone is renting a property, can they then rent out one of the spare bedrooms under the RaR scheme, if it's ok with the owner? Ta.
-
FTB, survey done, slightly confused on next steps
The background is after I receive the contract pack from the conveyancer I was asked two questions: Did I have any queries I wanted to raise in relation to the TA6 and TA10 forms? Did I want her to order the searches now, or wait until after I’ve had the survey done. She pointed out the searches are non-refundable so some…
-
Friend to enter into a joint venture, do up my house, split profits
I have a mortgage-free second home, it has been a rental for 20 years, is distinctly 'tired'. JT (friend of mine) said "I like it, I'd like a project, sell it to me for half price, I'll renovate it, sell it, give you back your half, plus half of any further profit." I was happy with that, I have a very high-risk attitude,…
-
FTB - broker issues
Please don't judge. I'm a FTB but also on "the spectrum" and this whole thing has been massively overwhelming. I'm a FTB and looking to solo buy the shared ownership house I'm renting a room in (yes that's ok for the owner to do before anyone asks). I got sucked up in a whirlwind and everything has moved so fast and I'm…
-
The council are trying to force me to to sign an updated tenancy?
hi im a council tenant. The council are trying to force me to to sign an updated tenancy? I think it might be because theyre build 4 new blocks on my estate. i just wanted some advice on who to speak to about my rights? thank
-
'Charge' on property, but likely no sum owed. Chargee not discharging DS1, tho'.
Hi. Situation is that an estate's executor is trying to sell the house that is part of the estate. The deeds show a charge was added to the estate a few years ago for the benefit of a relative who had agreed to lend money to the homeowner for them to invest. The 'charge' was written up and exists, but no actual sum is…
-
Eviction
The house I’ve been living in for 40+ years, is the home I am being evicted from. It was my parents home, until they both passed away. I sacrificed my business to care for them 24/7, for the last 4 years of their lives. The probate process has been going on ever since. I am 50% beneficiary and my brother the other 50%. Not…
-
InfoTrack eCos Onboarding being used by my solicitor
It's been over 30 years since buying a house and I'm now in the process of buying my flat. My solicitor tells me that their firm has switched to the online 'InfoTrack eCos Onboarding' system which is to verify my ID, proof of address and source of funds. Has anyone else used this system and is it used to pay the deposit…
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.6K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456.1K Spending & Discounts
- 248.2K Work, Benefits & Business
- 605.7K Mortgages, Homes & Bills
- 179K Life & Family
- 263.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards