2nd Charge on property - Creditor Liquidation

hasjav

Hi, I am stuck in a very strange situation and don't know where to go so I am looking for some help please.

My deceased Father's mortgage lender's representative were granted a repossession order and have sent a previous notice of eviction which was stopped. I am representing my Mother as she is the benefactor and I am also buying the house so that my elderly mother doesn't have to suffer from homelessness in her old age, has some money to relocate and a property of this size is difficult to find for me and my other half.

I have a mortgage ready but there is issue with a second charge on the property in favour of PCF credit limited who have gone into liquidation. Our solicitors and I have sent a number of emails to the liquidators but to no avail. We have been sent another notice of eviction and it seems the lenders are less likely to stop the eviction. The eviction date is set for 20th August 2025. Our solicitor needs some kind of information to provide to Land Registry so they can even attempt at having the second charge removed.

We are so stuck and do not know what to do. Every passing moment is killing us and we really do not know where to go for help.

Can someone please help!

silvercar

I’d be concentrating on getting the eviction order removed and dealing with the repossession hearing. The second charge is less important.

user1977

hasjav said:

Our solicitors and I have sent a number of emails to the liquidators but to no avail.

No other communication methods attempted? Do you know whether anything is owed under the second charge?

Herzlos

hasjav said:

Our solicitors and I have sent a number of emails to the liquidators but to no avail. 

Have you tried sending a paper letter or phoning? Emails may be getting caught in a spam filter or going to the wrong place. 

hasjav

silvercar said:

I’d be concentrating on getting the eviction order removed and dealing with the repossession hearing. The second charge is less important.

Yes this is what we're doing. I have sent in extension of mortgage and updated offer to TLT and they said they will send a proposal to Santander (dad's mortgage) to stop the eviction. If agreed, they will call

hasjav

Herzlos said:

hasjav said:

Our solicitors and I have sent a number of emails to the liquidators but to no avail. 

Have you tried sending a paper letter or phoning? Emails may be getting caught in a spam filter or going to the wrong place. 

I have tried making a phone call to PWC (Liquidators for PCF Credit LTD) but they keep giving me the email to write to. I shall look for an address for them.

hasjav

user1977 said:

hasjav said:

Our solicitors and I have sent a number of emails to the liquidators but to no avail.

No other communication methods attempted? Do you know whether anything is owed under the second charge?

Yes, there is money owed on the second charge

silvercar

hasjav said:

Herzlos said:

hasjav said:

Our solicitors and I have sent a number of emails to the liquidators but to no avail. 

Have you tried sending a paper letter or phoning? Emails may be getting caught in a spam filter or going to the wrong place. 

I have tried making a phone call to PWC (Liquidators for PCF Credit LTD) but they keep giving me the email to write to. I shall look for an address for them.

• Liquidators: Peter Dickens 07712 049536 and Edward Macnamara 07739 873104 of PwC.
• Contact for inquiries: uk_pcf_enquiries@pwc.com or 07483361914.

Peter Dickens is based at the Manchester Office of PWC, Edward Macnamara at the Head office of the international team so use the London office.