Insurance & life assurance

Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…

I read on an ai site that insurance is a secure industry and changing from 5 years gip to full term is beneficial for the company in so many ways. (And me as well). I want to get or change my 5 years cover to a full term gip as I've read it's better for insurance companies? Im in the uk, London. Anyone successfully changed…

I have a cooker insured with D&G. It developed a fault and so I contacted D&G who arranged for someone from their subcontractor to come and repair it. After three failed attempts he said he would need to come back again with yet another part. I received a text with a date for this but then a day or two later received an…

I am thinking of joining Hometree Plumbing and electrics, what are they like

Following a small non-fault claim made via my insurer, I am being asked to allow their now appointed solicitor to take action for a recovery against the third party insurer for costs and the excess paid. Confirmation that the action may be made under my own name has been requested. Is this standard practice and are there…

Last year my leaseholder upstairs and I as freeholder of the building and resident downstairs paid £760 with CIA for Buildings Ins for both 1 bed flats. This included approx £20,000 cover for household ins for each property. The building had been a 3 bed terrace house, mid 1800s build before conversion 11 years ago. Is it…

HI, I recently applied for a term life assurance too cover a £100k mortgage which I have on interest only. I have no other life assurance as when I priced it up it was too expensive, hence going for the term assurance. However I have been refused this as I was diagnosed with Lymphoma in September 2025. This has now been…

We have been struggling since we purchased our flat in London in 2011 to find cheap buildings insurance. The issue is that we are the 1st floor flat and there is also a ground floor flat (2 flats in total, one above the other) in the same terraced house (both flats own share of freehold), and apparently you can't just…

Hi all, I am hoping someone here has been through something similar and can point me in the right direction. My mum died on 16 September. In 2010 she took out a Halifax Level Life Cover Plan, issued by St Andrew's Life Assurance, with just over £27,000 of cover over a 27-year term. She paid the £25 monthly premium to…

I have an existing policy, one of those get X amount if you die before you are 70, this ends in a couple of months and I thought I would go for one that protects against inflation, but I'm getting knocked back (they haven't called for my medical records). Any suggestions for suitable companies that deal with cancer…

Has anyone used this? Want to use the £50 for a Ryanair flight or possible EJ or Jet2 or a hotel stay.

Dear Team - I am seeking the correct house insurance for the home I inherited from my father who died in July. I visit every two weeks and am applying for probate soon. What type of insurance should I get? Shall I call a company and if so which is a good one? The online quotes and questions (Compare sites) are difficult to…

I have annual travel insurance up to the first day of my next holiday, so I need to renew. With cars it's best to review 23 days before due. Is there anything like that for travel insurance?

My sister in law (who is up and down with mental health problems) booked a Mediterranean cruise sharing a cabin with a good friend of hers, due to sail next week. She took out travel insurance for herself and paid the full premium, she also disclosed all her illnesses. However she unfortunately had a big fall out with her…

Hello, My husband is travelling to Bulgaria from the UK for dental treatment. I am looking at getting travel insurance for him and wonder if anyone has any recommendations? I tried searching on Confused.com and at the end of the quote you have to state that you are not travelling for 'cosmetic or medical' reasons. I'm…

I put my partner on my car insurance last year. Now he remembers he forgot to declare 2 no fault accidents in the past 5 years, and I'm really struggling to get this clarified with the insurance company. Should there be an extra charge for this? What should I do? (I tried to communicate by website/ live chat, and then…

We had the most expensive premium travel insurance with Staysure, with unlimited medical cover and unlimited repatriation. On 9 March 2026, my husband suffered a serious haemorrhagic stroke in Bali. On 26 March, the Bali medical team who had stabilised him certified him fit to fly by air ambulance, specifically because of…

Recently acquired an expensive bike and a rack to attach to a tow hitch to transport it. I understand the bike is covered against theft / damage etc on my house and contents but I'm trying to find out the best way, or even if I have to, insure against an incident whilst carrying the bikes. For example if a bike fell off…

Hi. Need to renew my home insurance, but I am unsure if I actually need this? I already have boiler, plumbing and electrics cover with Corgi.

So I received my renewal quote today from PDSA for £309 (up from £238 last year), no claims for my 9 year old dog, I have been with PDSA for many years and expected an increase due to his age and that other people would have claims effecting the operating cost of PDSA But then I thought lets do a comparison (like for like…

I am posting this on behalf of my daughter. At the weekend she had someone rear end her. It was a slow speed impact and there is no visible damage to her car but the other car did suffer some damage. After the incident they did exchange details. As there was no damage to my daughter’s car, she felt there was no need to…