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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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ASU Insurance Policy
I have just turned 64 and looking for an ASU as I am self employed and the director of my own company with no other staff. I have contacted numerous companies but have yet to find one that covers at my age. I don't need Life Insurance or loss of limb or a broken limb as I already have that. A recent horse riding accident…
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Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
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Motability insurance issue
My husband has a motability car for the past 15 years. We've had this one for 2years. My husband backed into another car at a carpark recently. We reported this to motability insurance Direct Line and they informed us he wasn't on the insurance policy. I'm the designated extra driver. Always have been and do most of the…
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Merged: TESCO CAR INSURANCE UNFAIRLY CANCELLING POLICY
This discussion has been merged.
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Don't understand how this is an At Fault Claim, and why Insurance didn't try to recover costs (Car)
This claim was in 2023, but it still significantly impacts my insurance costs. This is partly because there was another separate act of vandalism, stealing my driver's side mirror unit just before Christmas, presumably to sell. They were not caught, and I had to claim for that in the same year as below (it was a few months…
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Car insurance - 5 year declaration for points/penalties
I've just changed provider for my car insurance. The documents received show no convictions or penalties in the last five years. In fact I have an SP30 from October 2021 (three points). I called to correct it only for the call handler to tell me that they have my driving licence details and they check directly with the…
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One Call Car Hire Misselling
My mother had a car accident in August, she was stationary at a red light and someone drove into the back of her. I was in the car in front and both of us had dash cams that caught the sound and shake of the impact. the driver immediately admitted fault, his details were taken at the scene and all was ok. mum’s insured by…
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Buildings insurance for house split into flats (share of freehold)
Hi, We have a Victorian house split into several flats each with a share of freehold. The buildings insurance covers the whole building and the policy is in the name of the freehold company. Can anyone with a similar set up advise on who they’ve managed to get the cheapest prices for buildings insurance from? And are there…
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Trace and Access insurance confusion
Hi there, I'm hoping for some help on how to navigate this issue with my buildings insurance. Long story short, my boiler is losing pressure, immediately once the central heating is switched on. 2 Plumbers have been out, at my cost, and both have suggested a leak, downstairs, under the flooring somewhere. My insurance…
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Royal Mail - stopping my critical illness cover as says it take some under minimum wage?
I work for Royal Mail I have been paying for critical illness cover out of my wages for about 15 years - today I have had a letter saying that potentially Royal Mail are stopping my cover because the payment deducted from my wages is taking me under the minimum wage. Is there anything I can do about this i feel like i have…
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Pre-existing medical issues for travel insurance - how can anyone answer the questions?
I'm trying to get travel insurance before booking a 4 week holiday to somewhere exotic around February next year. I have some pre-existing medical conditions so tried getting a quote from some of the companies that advertise on TV. They all use the same algorithm to ask question, but the person you speak to has no medical…
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Policy Expert have voided my insurance...
Hi all, Looking for some guidance because I’ve found myself in a pretty shocking situation with my home insurance. I had a burglary recently and made a claim for several pieces of jewellery that were stolen, together with other items. Most of these items were inherited from my mum, and I genuinely never knew their…
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Life insurance vs./and/or critical illness cover
I’m a 42-year-old white male with no diagnosed health conditions (other than dry eyes). There’s nothing I’d need to tick “yes” to on a medical form. I’m a healthy weight for my height… I’ve even got abs for the first time since my teens. I don’t smoke, don’t use recreational drugs, and drink very little alcohol. I live…
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Home Insurance needed
Hi, Can anyone help please? Are there any insurance companies who will still provide quotes/cover without me knowing the measurements or the current market value of my house? (I've lived in the same house for almost 40 years)
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Travel insurance query
Bit confused.... I visited the docs a few months ago to discuss a recurring pain I've had over a few years. Doesn't stop me from doing anything but thought i should get it checked out as it happened a few times. Having rarely seen a doc in the past they called out lots of tests, bloods, endoscopy and ultrasound but nothing…
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One Call insurance - avoid!
Had a renewal through for One Call car insurance. Admittedly they sent it with three weeks on existing policy and we failed to act, however a little surprised to see they take the money 5 days before the renewal date. Found a better deal and tried to cancel the policy one day after start date. They wanted a £40 admin…
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St Andrews Life Income Plan
Hi, Can anyone let me know if you have a policy with St Andrews Life Assurance,
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Contents or Buildings
I've had water damage in my flat which has damaged floating wood floor (click system wood panels that sit on top of underlay on top of permanent building screed floor). I'm hoping to claim on contents insurance as excess significantly less than buildings. its easy to remove the flooring (no nails or glue) but there is…
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Travel Insurance within UK - Accommodation cancellation.
Hi. We're looking for Insurance to cover cancellation of holiday bookings within UK. Due to health issues we now only travel within UK. Haven't been able find any insurers offering an annual multi trip policy. Some bookings do have associated Insurance cover available, but not all. Any advice would be appreciated. Thanks.…
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Marshmallow car insurance!
Morning all! My car insurance is up for renewal. Been with Aviva for a couple of years now but their renewal quote is a bit too much. Did a comparison quote and Marshmallow is coming up as the cheapest by far. Has anyone had any negative run ins with them? Looked them up on Trustpilot and they seem decent but I want to…
