-
Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
-
Should we inform the insurance company?
I am posting this on behalf of my daughter. At the weekend she had someone rear end her. It was a slow speed impact and there is no visible damage to her car but the other car did suffer some damage. After the incident they did exchange details. As there was no damage to my daughter’s car, she felt there was no need to…
-
Travel /medical insurance and repatriation fault
We had the most expensive premium travel insurance with Staysure, with unlimited medical cover and unlimited repatriation. On 9 March 2026, my husband suffered a serious haemorrhagic stroke in Bali. On 26 March, the Bali medical team who had stabilised him certified him fit to fly by air ambulance, specifically because of…
-
£2500 life insurance top cash back.
I signed up to the confused.com £2500 cash back through top cash back in April 2024, the initial transaction had not properly tracked. I through the website and was claim be put on ice for several months.. I then contacted them several months later and was told they were looking into it with the insurer who was Liverpool…
-
Subsidence claim
hello. My small back conservatory sank and twisted away from the house in 2022. The house and extension have been monitored and there is no movement. The house is 1600 and the extension over thirty years old. The back conservatory about 25 years old. The insurers said cutting down trees and reducing the hedge would solve…
-
Potentially incorrect information on home insurance
I have looked at my home insurance as I need to add my partner onto it as she is moving in, and have noticed that a few questions that I answered when I took the policy out seem to be incorrect, such as I have put that there is 0% flat roof, when my conservatory is classed as a flat roof, and I have put that there are no…
-
Caught by auto-renewal -Dual Insurance for same car
There is another post on here https://forums.moneysavingexpert.com/discussion/5160968/caught-by-auto-renewal-accidentally-insured-twice which i wanted to add to but as it is a few years old, I couldn't reply to it so here's my one separately. It's here solely to provide advice for anyone who finds themselves in a similar…
-
Arranging contents insurance - unclear on roof material
I'm a first time buyer in the process of buying a flat in a block where building insurance is covered through a common policy looked after by a factor, so I only need to arrange contents insurance. Ideally I'd obviously like to have this in place for when things complete in a week's time. The challenge I'm having is that…
-
Lloyds building insurance query
I have just obtained a buildings insurance quote on their website and it only asked for my address and not lots of details about the number if rooms, construction etc etc. The T&C's seem to state that the full house rebuild value is covered plus outbuildings, garden walls etc. But I suspect that my rebuild value is over…
-
Can travel insurance cover costs of setting off earlier?
Hello Unusual one, hoping someone can help. My family and I took a rail holiday last month from the UK to Sweden. We'd planned and booked the journey to leave our home in the West Midlands at 5:30am, arriving the same evening in Hamburg in time to catch the overnight sleeper train from Hamburg to Stockholm. Less than 48…
-
Home insurance, which companies have a higher single item value? + LV No claims years?
Anyone with LV? My renewal is 50% more than last year and cannot find the no claims years anywhere? Also due to computer hardware prices increasing constantly it would now cost a lot more to replace our home computers and the NAS box etc. Know of any with single item limits of £5k or more? Thanks.
-
Life insurance direct debit stops after death
My husband pays his life insurance premiums via monthly direct debit from his own bank account. In the event of his death, the bank would stop all direct debits when notified that he had died. This would void his life insurance policy. So should i delay telling the bank until after the policy paid out? Or should he be…
-
Dynamo car breakdown renewal con
My wife recently had car breakdown auto renewed at 71.72 by Dynamo for a car she no longer has, the email went to spam and was only picked up after she noticed the bank being down 24.00, further to that they are trying to take instalments for 11 months. She never agreed to set up any instalments as always usually pays in…
-
breakdown insurance for air source pumps
My warranty runs out soon and I need to find a company that will provide a breakdown cover for air source pump heater , possibly covering solar panels too , I am finding most companies I try do not cover this type of heating , can anyone help please
-
Home Insurance Renewal with planned Building Work
Renewal has always been easy but this time I have to consider that our home will have a part 2 storey, part single storey rear and side extension in the next 12 months. I normally just use confused.com. They have a question 'Is there any building works in progress?' which there isn't yet but there will be. If I change it…
-
Car Insurance issue - help! Yoga/OneCall/AX
Hubby had an incident a few months ago where a car reversed into him (he was parked). The lady said she didn’t want to go to insurance, but was happy to sort it out. We ended up reporting it to our insurance anyways (as I believe we had to?) and the lady admitted responsibility over the phone to our insurers. My husband…
-
Life insurance on another's life
Decades ago, my father took out a life insurance policy on my mother (for a few hundred pounds). The policy was to pay him in the event that she died (to help look after any children). Years later, it became a paid up policy meaning there are no more premiums to pay. He has died now and she was the beneficiary of his…
-
Cavendish Online - How to get a price for Life and CIC that is different
Hello I know what I want to buy policy wise which is: £400k life insurance and £80k CIC for myself and partner Cavendish online only allows CIC to be the same as life, eg £400k for both. One hack is I do £320k life and £80k CIC and life. Just means paying x4 of the £25 fee. I hear if I call up I then pay higher fees as…
-
Home insurance with an open EoW claim and existing cover due to expire in a few days
I’m currently trying to arrange replacement buildings and contents insurance in slightly unusual circumstances and would appreciate input from anyone who has been in a similar situation or has relevant insurance/broking knowledge. We’ve been homeowners for over 30 years and until recently had never made a buildings claim.…
-
Aviva Home Insurance Renewal Rip Off
Every year it goes up, I don't understand how they justify it. I know there is no loyalty but it just seems so unfair they can rip you off. I hate the whole rigmarole of comparing like for like, wondering if it's a reputable insurer who will really pay out if I need it etc.
-
Lemonade Insurance
Just wondering if anyone has any experience of this company? Currently renewing my contents insurance and this company has come up by far the cheapest on the comparison site that I use, but I can find very limited info about the company, most of which seems to be American.
