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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Pet insurance Petplan v many pets v other
Petplan increasing their premiums 20% yet again this year, too much for us. I’ve heard good things about many pets insurance, has anyone got experiences with them? Or other who stand up to petplans offering (appreciate it will not be quite as good) at a slightly more affordable cost? For info 2 domestic shorthair cats,…
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Dual Car Insurance - Help! My insurance is being cancelled because my son passed his driving test
I’ve learned something new about the quirks of the insurance industry, which seems somehow stacked against the consumer. I suspect there are many thousands of people caught in this trap each year. Let me explain… My 18-year-old stepson recently passed his driving test. He has a job and he paid around £2000 to take out a…
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Car Insurance- cheapest, cheapest known name or a dearer one?
Doing the usual annual merry go round for Car Insurance. Currently with Direct Line and renewal, as per usual, increased by around £60pa. Comparison sites showing over £200pa savings with other companies. So haggle with Direct Line who reduce it by £120 but still around £90 dearer than equivalent policies even with Aviva…
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Ex company car driver car insurance
I've been driving a company car for the last 25 years and so have not had to take out any insurance. I am now retiring and need to take out car insurance. I can't get an NCB letter from my insurer as my company insured third party, although I do have a Driver History Letter from them. How do I go about getting myself…
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changing occupation on home insurance renewal
I've had my renewal documents through the post. I was surprised to see my occupation listed as it was a reference to a job I had a few years back. I looked up my documents from last year and it had my occupation for last year, so different than what's on the renewal which seems very odd. I suppose they may have reduced the…
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Travel insurance for over 80s
Happy New Year to everyone here. Any recommendations for travel insurance companies for over 80s? Our Barclays cover ends after 79 and we intend to carry on travelling in Europe and the USA for as long as possible! An added complication is that I have cancer (not progressing) so my options will be limited. Thanks for…
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Someone claiming I damaged their car
Last night I was visiting a friend in a nearby housing estate. I could only find a parking space that was marked private, and decided to park there. When leaving my friend's, I discovered the owner of the private space had parked their car right behind mine, boxing me in. I figured out there was just enough room to do a…
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Sending a large item away for repair
How do I insure a large item that is being collected by a courier and taken away for repair?
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Car insurance write offs
Hi, my car has been declared a write off - a small dent in the bumper & wing - crazy - but when I’m on insurance comparison sites NONE of them give me the option to declare this?!!!! What do I do???
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Best insurance company for contents insurance for a single room in a large HMO
Hello, a friend is renting a room in an 8-bedroom HMO - it's staff accommodation in a very safe area. The room is on the first floor and has a lock on the door. It's pretty low risk.They are struggling to find affordable insurance - most companies don't even offer insurance for HMOs with this many bedrooms.Does anyone have…
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Car Insurance Renewal
My car insurance comes up for renewal on my birthday every year which is only a couple of days of days after I originally passed my test. I tend to organise my renewal in advance, however this means that I cannot say that I have done as many years of driving as I will have done on the renewal date. Additionally, it means…
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subsidence insurance cover
Hi everyone, I am hoping for some advice or recommendations for insurers or brokers who can help in my situation. I own a buy-to-let property and had a subsidence insurance claim. After a long drag, the insurer concluded that the issue was minor subsidence caused by a drainage defect, affecting a small area at the rear…
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Redundancy insurance
I'm looking at redundancy insurance i don't really recognise any of the companies in the comparison result, is there any advice on what to look for
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Home insurance with a couple of high value items
Could standard insurance using comparison sites meet this scenario? The figures are slightly different to the real ones. House value £350,000. Rebuild cost £220,000 Contents value (excluding clocks) £15,000 Two clocks worth £7,500 each, i.e. £15,000 No jewellery. Could the clocks just be itemised, or would specialist…
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Courtesy Car not insured for named learner driver
We are with Hastings Direct and were bumped from behind. We have been offered a courtesy car from Enterprise who Hastings use while ours is fixed, but Enterprise will not allow a learner driver to use their cars even though the Hastings policy is that the same people will be insured on the courtesy car. Our learner driver…
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How to answer insurance form question about wall cracks.
Hi all.When filling in a form for a quote or renewal for home insurance, the following question is asked."Are there any significant cracks in the outside walls of your home?"The following guidance is provided for the question."You only need to tell us about cracks that have affected the main structure of your walls. Please…
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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New for old car insurance not paying out
Our 18 month old car was recently written off in a no fault accident (hit while stationary,) . We have 'new for old insurance' and fulfill all criteria for this according to their requirements. However, after writing off our car they have only paid out market value, which is approx £15k less than manufacturers list price…
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Saga unable to insure long-standing elderly customers – seeking advice
I’d appreciate advice from anyone who has encountered something similar, or guidance on whether there is an organisation we can take this to. My elderly parents have been loyal Saga customers since 2020. Their current car is insured with Saga, but when we tried to insure a replacement vehicle, what should have been a…
