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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Claim for damage from neighbours leak refused.
In September, just before going on holiday we had an estate agent round to put our house on the market. As we saw him out the door, returning to the lounge we noticed a wiggly line just above the skirting board, we got or insurers in and they said 'rising damp' so as we were going away we arranged for our regular plumbers…
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Replacement/courtesy car
I was involved in an 'no-fault' accident (a car pulled out of a minor road and smashed into the side of my vehicle) on 16th April last year. The insurance company organised a courtesy car, which due to the extensive repair required I had for 53 days. The charges for this vehicle unbeknown to me at the time were £86.20/day…
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Elite Insurance / PwC letter re: Administration
Hello I've received a letter today from PwC who are administrators for a company called Elite Insurance that went into administration in 2019. That seems legit and I have verified on FSCS website. The letter suggests I had a policy with them (quoting a policy number) and asks if I have a claim. I have no recollection of…
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Admiral - we're sending some money your way?
I was wondering if anyone has received a similar letter as am confused! (Waiting for a call back from Admiral hopefully today) I receieved a letter today relating to a claim around 4 years ago where my car was written off as a total loss and I received compensation. It hasn't asked for any bank details or anything like…
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My Experience with Dial Direct Car Insurance
Following the following experience I have now had a sympathetic response from Dial Direct who will be investigating this situation and reporting back to me afterwards. Have also hade a phone call (which I unfortunately missed) to discuss this. Watch this space. I was already insured with Dial Direct and as I was buying a…
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"Get a home insurance quote and we'll give you a £5 e-voucher" - Santander
I got an email from Santander saying "Get a home insurance quote and we'll give you a £5 e-voucher" so I thought easy £5. I got the quote which was well OTT but no mention yet of the £5 e-voucher. Anyone else do this?
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
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Renovations and home insurance
Home insurance is up for renewal soon. In the next year I'm planning to have the roof redone on the sun room and am trying to understand the implications on insurance of this. I understand that pretty much all policies have a clause that you need to inform the insurance company before getting any building works done and…
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Private insurance for flats
In the UK, is there a way of ensuring my flat is covered if other flat owners in the block brake the building insurance terms? The risk at present is that one flat owners could invalidate the insurance for everyone in the block
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How to decide whether protecting home insurance NCD is worth it
Hi. I am currently with QuotemeHappy. I have the option of buying NCD protection at renewal, but QMH won't tell me how much my current 7 years NCD has knocked off my renewal premium (either in £ or as a %). I asked them to recalculate my renewal premium using a 0 years NCD, so I could see the difference in the premium, but…
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Car Insurance cancellation
my daughter has car insurance with a black box and her insurance company have informed us that they are cancelling the policy in 20 days time because her score is to low, she never had a problem the previous year with a different company and she is so upset because she doesn’t believe that their information is correct. My…
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Ex company car driver car insurance
I've been driving a company car for the last 25 years and so have not had to take out any insurance. I am now retiring and need to take out car insurance. I can't get an NCB letter from my insurer as my company insured third party, although I do have a Driver History Letter from them. How do I go about getting myself…
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Insurance policy cancelled auto renew still showing as renew automatic
I have a caravan insurance policy that is due for renewal end February. The company sent me a renewal quote for 0.00. Obviously this is a mistake on their side and not the first one. I do not want to renew with them but the auto renewal was showing as switched on - this company has made it very difficult to work with them…
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Policy Expert - beware paying before the policy commences
Most insurers refund any payment you make in advance if, for example, your car purchase doesn't go ahead, so your cover doesn't even begin. Policy Expert charges £30 in this case, and will not waive the fee even if you've had car (and home) insurance with them (claim-free) for many years. There are companies who do not…
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Buildings Insurance
Having inadvertently allowing my buildings and contents insurance to lapse, Admiral cancelled it on 16/01/26, charging me £45.37 for, what I’m informed was the outstanding balance. I thought I’d be continuously covered! Anyway, I’m now looking to get a buildings insurance policy, but in completing the questionnaire I have…
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Life insurance vs./and/or critical illness cover
I’m a 42-year-old white male with no diagnosed health conditions (other than dry eyes). There’s nothing I’d need to tick “yes” to on a medical form. I’m a healthy weight for my height… I’ve even got abs for the first time since my teens. I don’t smoke, don’t use recreational drugs, and drink very little alcohol. I live…
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Home Insurance Quote misleading.
Compare The Market home insurance search quoted AA silver at £285.56. But, when going to the AA provider they say "Just one more question. What is the value of your house?" and the premium jumps to £518.18. MSE have a search category for house value. Is this is an AA/CTM con?
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Sky Protect Home Insurance. Is it worth it?
My home insurance is due for renewal quite soon and Sky Protect is coming up well ahead of anyone else based on price.Having looked online I got an understanding of the extra gadgets it provides but my question is would I jeopardise a potential claim if I were not to use those gadgets or to use them not how Sky would…
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Travel insurance wording
when searching for travel insurance one of the questions that comes up is: Have you: Been currently put on a waiting list for treatment or investigation? I have paid privately to get off a waiting list. so technically I’m no longer on a waiting list for treatment or investigation. I had the test and have the results and…
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Travel Insurance Query Health Condition
Just asking as have a health condition which is controlled by medication. Can you get travel insurance to cover things such as loss or theft of items without qualifying a condition My predicted premium is very high with disclosing the condition, way more than if not. But if i only want cover for such things as loss etc…
