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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Home Insurance Claim for Kitchen, I’m so confused🙄
Has anyone got advice for dealing with claims. We’ve been given a quote for replacement kitchen for 9k inc labour oh and flooring. My estimate is coming in about 10k. I feel like I’m doing nothing but going back and forth. It’s not clear. I asked for cost breakdown of their offer but it comes back in meters squared with no…
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Compare + Car insurance form
Hi I'm trying to complete my details on the compare + I can't get the drop down menu to select - how many years driving what type of claim so can't continue any help apprecited
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Car Insurance. My named driver has 2 incidents by her named driver - 50% policy hike
So my DD, a named driver on my DWs policy, had two incidents, a non-fault accident and then a fault accident. It is now my renewal and my DW is a named driver on my policy, my DD is not. When updating my DW driving record there is no way to differentiate the fact that it was my DD who had the accidents rather than my DW.…
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Has travel insurance tripled or am I doing something wrong?
I used to pay about £20-25 for annual travel insurance. Now the cheapest I can get it is £70 for a single trip (to the far east). I'm in by 40s and have some pre-existing conditions (that I had before too), and asked for them to be excluded. Tried the MSE comparison and a few other sites, tried Staysure. Is this really…
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Charging over night
Here is a "helpful hint" from my Covea home insurance policy: Do not leave phones or other personal electrical devices charging overnight, and ensure that charging cables are purchased via manufacturer-approved stockists." Presumably, having professionally fitted electric vehicle charging stations is even more risky. Does…
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Neighbours house subsiding. How should we approach potentially claiming for subsidence?
We live in a 1950's semi. We are the homeowners. We purchased in 2013. A RICS homeowners report (survey) was issued at this time, clearly stating no signs of subsidence. Our house is number 23. We recently discovered the property adjoined via the party wall, house 21 is being investigated for subsidence. After doing some…
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Is income protection for a part time job prudent or over insuring?
Hi I work full time and my wife works part time. We are both 41 years old and have one dependent, under 18. We are very fortunate that my salary covers our monthly experiences. We use my wife's income to make additional contributions to our pensions and to invest in a Stocks and Shares ISA. A few years ago we took out…
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Arranging contents insurance - unclear on roof material
I'm a first time buyer in the process of buying a flat in a block where building insurance is covered through a common policy looked after by a factor, so I only need to arrange contents insurance. Ideally I'd obviously like to have this in place for when things complete in a week's time. The challenge I'm having is that…
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RAC Breakdown Family Policy Savings Tip
Afternoon all, Just thought I should share a tip for anyone with an RAC Breakdown family policy (while AA aren't offering cashback). Our policy auto-renewed at £480 and we'd foolishly missed the cooling off period by the time I spotted it on my statement. We've incurred a time-on-risk and admin fee of around £90 but, just…
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Non renewal of current car and house insurers
I have received 2 emails from my current car (Rias} and home insurance (Sky) companies stating ‘they are unable to offer cover as you no longer meet our eligibility and/or acceptance criteria’. I have never made a claim on either insurance policy. I rang them and were told that the underwriters Aegis no longer cover my…
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Which UK insurers only ask about current or last 3 years motoring convictions?
Hi everyone, I'm trying to understand how different UK car insurers ask about motoring convictions. I know that some insurers ask you to declare motoring convictions from the last 5 years, while others seem to ask only about current endorsements or convictions/penalty points from the last 3 years. I'm interested in hearing…
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Subsidence Claimants: The proposed transfer of U K Insurance Limited to Aviva Insurance Limited
https://www.aviva.co.uk/dlg-partvii/?lid=3q0b86qn65j6&cmp=eml-eng-partvii-tx1-PVII/DL/PER/PHL My sister is with Direct Line and has just had notification about this transfer. (Sister's mail says this….. If your Direct Line policies listed below are in force at the time of the transfer (expected to be Dec 31st, 2026), they…
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Travel Insurance Claim
My parents were due to go on holiday tto Spain on the 8th July. However my dad was taken into hospital on 16th June, he was, after a few he was diagnosed with aggressive Lymphoma and the consultants decided not to give him treatment, he was 88, he was put on end of life palliative care and transferred to a care home where…
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Insuring a property with adjoining field that floods
Hello All, I am buying a house which has a field attached. The boundary of the field, at the furthest point from the house, is a river. This river occasionally floods and water comes on to the field. This is highlighted in the flood risk portion of our "searches" as a "high" risk. The risk to the house itself is…
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Motor Insurance renewal AXA
I receive my motor insurance fully comprehensive renewal price from AXA today It has increased from £470 to £1130 which I find exorbitant. I did have a claim the first one in 20 years.The incident was my fault no one else involved no injuries. I do have a protected no claims written into my policy. So how can they justify…
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Avanti Travel Insurance
Does anyone else have experience of trying to do the right thing with Avanti travel insurance by trying to report minor changes to their health record but struggling to get an agent to understand what it is you're reporting. I spent 40 minutes on a chat and then 30 minutes on hold on the phone with an agent who couldn't…
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Critical illness claim
Hi all newbie here, I am looking for some advise if possible please, I have been diagnosed with severe and profound hearing loss. I have been put on the cochlear implant waiting list and was wondering if I should claim on my critical illness policy. The wording is a little vague and was hoping maybe someone has previous…
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Company refused/declined Home Insurance cover
I had been happy for several years with the home insurance cover I had with one company (Company A). However, in 2024 they didn't want to insure me any more because they had stopped covering homes with oil-fired central heating. So, I found another company (Company B) and have used them for the last two years, although the…
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Health Insurance Pay Monthly
I am considering getting health insurance as I've seen too many of my friends and family wait absolutely ages for healthcare on the NHS. I am in the middle of getting a Mortage. I have the mortgage offer, but the exchange and contracts etc are still ages away and I'm away the bank will do another check then. With car…
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Personal Injury Settlement - Timeline/Concern
I was in a crash in Jan, My solicitors have managed to agree a settlement with the 3rd party as of the 14th July. I was given an "interim" payment of £741 on the 17th July. They still owe £4,156. The letter said the rest would follow shortly. I have been trying to find online people talking about what sort of time frames…
