Insurance & life assurance

Dear Team - I am seeking the correct house insurance for the home I inherited from my father who died in July. I visit every two weeks and am applying for probate soon. What type of insurance should I get? Shall I call a company and if so which is a good one? The online quotes and questions (Compare sites) are difficult to…

I have annual travel insurance up to the first day of my next holiday, so I need to renew. With cars it's best to review 23 days before due. Is there anything like that for travel insurance?

My sister in law (who is up and down with mental health problems) booked a Mediterranean cruise sharing a cabin with a good friend of hers, due to sail next week. She took out travel insurance for herself and paid the full premium, she also disclosed all her illnesses. However she unfortunately had a big fall out with her…

Hello, My husband is travelling to Bulgaria from the UK for dental treatment. I am looking at getting travel insurance for him and wonder if anyone has any recommendations? I tried searching on Confused.com and at the end of the quote you have to state that you are not travelling for 'cosmetic or medical' reasons. I'm…

I put my partner on my car insurance last year. Now he remembers he forgot to declare 2 no fault accidents in the past 5 years, and I'm really struggling to get this clarified with the insurance company. Should there be an extra charge for this? What should I do? (I tried to communicate by website/ live chat, and then…

We had the most expensive premium travel insurance with Staysure, with unlimited medical cover and unlimited repatriation. On 9 March 2026, my husband suffered a serious haemorrhagic stroke in Bali. On 26 March, the Bali medical team who had stabilised him certified him fit to fly by air ambulance, specifically because of…

Recently acquired an expensive bike and a rack to attach to a tow hitch to transport it. I understand the bike is covered against theft / damage etc on my house and contents but I'm trying to find out the best way, or even if I have to, insure against an incident whilst carrying the bikes. For example if a bike fell off…

Hi. Need to renew my home insurance, but I am unsure if I actually need this? I already have boiler, plumbing and electrics cover with Corgi.

So I received my renewal quote today from PDSA for £309 (up from £238 last year), no claims for my 9 year old dog, I have been with PDSA for many years and expected an increase due to his age and that other people would have claims effecting the operating cost of PDSA But then I thought lets do a comparison (like for like…

I am posting this on behalf of my daughter. At the weekend she had someone rear end her. It was a slow speed impact and there is no visible damage to her car but the other car did suffer some damage. After the incident they did exchange details. As there was no damage to my daughter’s car, she felt there was no need to…

I signed up to the confused.com £2500 cash back through top cash back in April 2024, the initial transaction had not properly tracked. I through the website and was claim be put on ice for several months.. I then contacted them several months later and was told they were looking into it with the insurer who was Liverpool…

hello. My small back conservatory sank and twisted away from the house in 2022. The house and extension have been monitored and there is no movement. The house is 1600 and the extension over thirty years old. The back conservatory about 25 years old. The insurers said cutting down trees and reducing the hedge would solve…

I have looked at my home insurance as I need to add my partner onto it as she is moving in, and have noticed that a few questions that I answered when I took the policy out seem to be incorrect, such as I have put that there is 0% flat roof, when my conservatory is classed as a flat roof, and I have put that there are no…

There is another post on here https://forums.moneysavingexpert.com/discussion/5160968/caught-by-auto-renewal-accidentally-insured-twice which i wanted to add to but as it is a few years old, I couldn't reply to it so here's my one separately. It's here solely to provide advice for anyone who finds themselves in a similar…

I'm a first time buyer in the process of buying a flat in a block where building insurance is covered through a common policy looked after by a factor, so I only need to arrange contents insurance. Ideally I'd obviously like to have this in place for when things complete in a week's time. The challenge I'm having is that…

I have just obtained a buildings insurance quote on their website and it only asked for my address and not lots of details about the number if rooms, construction etc etc. The T&C's seem to state that the full house rebuild value is covered plus outbuildings, garden walls etc. But I suspect that my rebuild value is over…

Hello Unusual one, hoping someone can help. My family and I took a rail holiday last month from the UK to Sweden. We'd planned and booked the journey to leave our home in the West Midlands at 5:30am, arriving the same evening in Hamburg in time to catch the overnight sleeper train from Hamburg to Stockholm. Less than 48…

Anyone with LV? My renewal is 50% more than last year and cannot find the no claims years anywhere? Also due to computer hardware prices increasing constantly it would now cost a lot more to replace our home computers and the NAS box etc. Know of any with single item limits of £5k or more? Thanks.

My husband pays his life insurance premiums via monthly direct debit from his own bank account. In the event of his death, the bank would stop all direct debits when notified that he had died. This would void his life insurance policy. So should i delay telling the bank until after the policy paid out? Or should he be…

My wife recently had car breakdown auto renewed at 71.72 by Dynamo for a car she no longer has, the email went to spam and was only picked up after she noticed the bank being down 24.00, further to that they are trying to take instalments for 11 months. She never agreed to set up any instalments as always usually pays in…