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Unoccupied house
UPDATE ALL SORTED NOW THANKS Help please, literally at end of my tether. My brother is end of life, I recently let his home insurance know and they didn't tell me they don't insure unoccupied homes. My brother now in a nursing home and I now find I need to find an insurer ASAP. Can anyone recommend one please?
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Home Insurance price increase
I have just renewed my home insurance (buildings + contents).Last year the premium was £242. Now they want £327 for the same cover. An increase of around 35%! Naturally I looked on price comparison sites.On average, it seems that prices have increased by around 25%How can insurance companies justify this when inflation is…
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Incorrect car details with some insurers
I bought a BMW in 2019 and transferred my private plate from my Ford in the process. Ever since, every year when it comes to renewing insurance I have significant issues getting insurance companies to correctly link the reg to my new car. The DVLA and MID databases are correct and should my current car. Comparison sites…
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Insurance company cancels policy during an active claim
We currently have an active insurance claim set to expire in late August. The repair work underway is expected to take at least six more weeks to complete. However, we've received notice from our insurer stating that they will not be renewing our policy. This raises two major concerns: * What happens if, during the ongoing…
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Insurance Occupation Madness
Just been trying to work out the correct occupation to declare for a trainee solicitor's car insurance. I was looking at the options on your site and noticed that the cheapest legal occupation to declare is a Sheriff's Clerk, who would pay £325. The most expensive occupation is a Sheriff's Officer (ie the same job in most…
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Spain travel insurance - now mandatory?
Off to Ibiza soon and usually don’t bother with travel insurance (yes I know it’s good - please can this thread focus on the rule change itself and not ‘why don’t you have it’!) Just read about a new rule change and potential border checks for it. Anyone else heard about this? Searched MSE news but surprised it’s not being…
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Multi Car Insurance Has a little known risk
Just found out after my wife had two no-fault accidents in her car, that because I am the policy holder on our multi car policy, even though I was not involved in the accidents and they did not affect out no-claims bonus, it has increase my premiums by 25 percent. If we had separate policies with one in her name, I would…
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Holiday rental car - excess and repairs
I have a rental car issue in Portugal. I booked through Holiday Autos (broker) and Centauro rental cars and have a damage excess refund insurance from Axa. The excess is quite significant. The front right tyre was scuffed badly when I kerbed the car. I checked with a garage and the car is fine to drive but the tyre…
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***WATCH MBNA HOME INSURANCE***
Purchased home and buildings insurance before Xmas. Noticed a new direct debit on my account for £4.34 on Dec 22. Assumed this was the first payment of HI. Then saw first payment of Insurance go out - and then today a second payment of £4.34 leave my account.Traced the direct debit - AWP P C SA to Allianz Assistance (Do…
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Travel Insurance questions
Just looked on Staysure and Avanti to get a quote and they've changed the wording where it asks what medical info you need to declare during the past 2 years to.. have you had any physical or psychological conditions requiring treatment, consultations, medication in past 2 years. Not sure what they mean by physical. Anyone…
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Reinstatement value of property
Hi, I need to calculate the reinstatement value of my flat for insurance purposes. Does anyone know the best way to go about this? Thank you.
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Bonkers house insurance
Just checked through my John Lewis insurance which is coming up for renewal at an extra £110 a year and there are loads of cover items that don't apply to me and that I cannot opt out of -- for example, £10,000,000 employer cover, £1000 cover for domestic staff personal effects, and £6.71 a year to cover bicycle theft. Not…
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Vitality - new "Play" rewards
Not sure if anyone else has Vitality Life/Health insurance - would be interested to know your thoughts on the new rewards experience they've introduced from this week. For me it's probably the final straw. Around a year ago, earning 40 points a week would get me Amazon Prime membership fully paid for, a cinema ticket each…
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Wall cracks and home insurance.
Hi all.I am confused about home insurance and cracks on walls (internal and external).When I used a comparison site to compare home insurance quotes, the usual popular home insurance companies appeared in the numerous results at the normal prices, however, if I choose yes for the question asking if there are any cracks, it…
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Someone trying it on ?????
So I got a text message and email this morning from my car insurance stating that someone had made a claim against me for me hitting there car. They stated the day it suppose to have happened but could not tell me or my insurance company a time or location but said I hit a parked car. They asked me to fill in a form and…
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Travel insurance refusal
I’ve had insurance through my bank for years. I’ve had a heart attack 2 weeks ago so called to tell them. Were ment to travel in 3 weeks. They won’t cover. hol company said they will refund if they have a letter from insurance saying they won’t cover. it was hard going but managed to get a letter but it stared pre existing…
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House Insurwnce
I moved to direct line last year having been with police mutual for many years. Police mutual had increased to over £700 pa despite no claims. anyway I have a leak in the bathroom that seems to be coming from under the shower. I’m disabled pensioner so can’t really look to see what the problem is. I’ve noticed on here that…
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Life Insurance 101 needed
I've just turned 60 and I am only now starting to think how people will cope when I'm gone. I'm a Widower with no children (that I'm aware of) and 3 younger siblings. When my partner passed away (9 years ago) I was left in a seemingly hopeless situation as we had made no plans for anything bad happening to either of us - I…
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marmalade insurance - learner driver
Junior is having driving lessons. He was thinking of taking out insurance with Marmalade. Are there any drawbacks/problems in doing this? Will I need to insure my main insurer (LV) ?
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Architect made a mistake, trying to get it fixed on her insurance
We own a smallholding, and are having a garage-size building built in our garden under permitted development where the old outhouse used to be. The architectural designer we used to draw up the plans knew that the domestic curtilage only included the house, garden and driveway - not the wider land around them - and she…
