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Mobile phone insurance
My boyf gave me his phone when his contract ran out. Trying to find a gadget insursnce to cover it is impossible. They want a receipt to prove its under 2/3 yesrs i dont have one. Any advice? I have the same issue witb my lads tablet too
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Warning: 24/7 Home Rescue – left without heating for 9 days, policy ignored
I want to share my experience with 24/7 Home Rescue so others can make an informed choice about boiler/home emergency cover. Timeline: * 1 Jan 2026: Reported boiler failure (“No Flow Lockout”). Engineer reset it but did not investigate the fault. Heating returned temporarily. * 2 Jan 2026: Boiler stopped working entirely.…
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oil leak, neighbours tank leaked into my garden
Hi My neighbours oil tank has leaked causing substantial damage to his property and some to mine his insurance company is refusing to take responsibility for my damage. My insurance company will charge me £500 excess if I claim. Has anyone any suggestions as to how to proceed Thank you
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Allianz insurance subsidence nightmare
I am writing about Allianz’s failure to resolve my properties subsidence issue. Subsidence at the property was first identified in Autumn 2018. Since then, we have endured years of delays and poor communication from Allianz (our insurer) and Crawfords (the appointed loss adjuster). Council trees contributing to the…
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What insurances apart from Buildings & contents are recommended after paying off a mortgage?
We have just paid off our mortgage (December 2025 ) but at the moment we still have life insurance, critical illness and income protection. If one of us passed away (husband) we have enough for the funeral. Myself and husband own our own business (Ltd company) What if any insurances are recommended at this time please?
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Car Insurance write off claim closed
Hi all, let my tell you a story with my car insurer. I was involved in a small accident where my car side was scratched and scuffed and insurance declared it a write off and offered me a low amount of money. I had declined and managed based on my car extras to make them agree to pay almost 50% on top of the initial value…
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Insurance Depreciation
Hi. Any help on this appreciated- We have claimed on my daughters insurance for her laptop which she split water on! All going fine till we had a bill from the insurers for £384, I was expecting to pay £100 excess. Having spoken to them it seems we have to 'pay' for the deprecation. We will receive a new laptop 2022, which…
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Buildings insurance and a tree which has grown, and now need to declare in my building ins renewal
As above We've lived here for a few years and the single conifer was about 7 feet tall several years ago. ago but now it is a lot taller and in my view, as now falls within the height and distance from our home where you need to declare it on your building's insurance—approximately, what percentage increase can we see on…
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Home Insurance, second claim yes or not ?
I'm sorry for the trivial question but we are very confused Nearly 3 years ago we made a claim for a water leak on the ground floor, it was a nightmare lasted two years Now we have a leak from some drain pipes on the upstairs bathroom, is not huge but we can see the signs already on the downstairs toilet ceiling and…
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"No thorough inspection" = damage noticed after home insurance renewal deemed "false information"
Summary:Subsidence claim denial and removal of policy has been attributed to lack of inspection at a level beyond a (in this case fairly knowledgeable) layman's ability prior to answering renewal questions, making the answers misleading - meaning that the expectation from the insurer is for there to be a professional…
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Admiral Car Insurance - Disclorsure Policy Question
Hi long time lurker, first time poster. My friend was recently looking to buy a new car and after running some insurance quotes asked me a question regarding Admiral's car insurance policy as I used to work in a similar industry. Key Info: * They currently have a car insurance policy with Admiral. * A couple of months ago,…
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Confused.com blocking my rewards.
I have had to renew four insurance policies in the space of a month (two home and two car ) for myself and mother-in-law. all through confused.com and I duly claimed rewards. I received one and now have been blocked from receiving any and any access to existing ones that I have ( the Greggs free drinks ). Confused say…
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Asda Money Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Asda Money Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you, MSE…
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Multibuy Insurance car and home
Helpful advice on MSE this week to save money by buying home and car insurance on a multibuy basis. However, be aware that the insurance company will quote to end both policies (car and home) on the same day, postponing the second policy start date until your existing policy expires. This means that your quote will be for…
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Possible subsidence - possible future extension - insurance cover
I am hoping at some point in the next few years to do an extension to my semi-detached house (out at the side and back, single storey, and into the loft). I think I may have read on here that some insurers will cancel an insurance policy during major renovations such as this, leading you to have to reapply afresh once the…
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Pet insurance Petplan v many pets v other
Petplan increasing their premiums 20% yet again this year, too much for us. I’ve heard good things about many pets insurance, has anyone got experiences with them? Or other who stand up to petplans offering (appreciate it will not be quite as good) at a slightly more affordable cost? For info 2 domestic shorthair cats,…
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Car Insurance- cheapest, cheapest known name or a dearer one?
Doing the usual annual merry go round for Car Insurance. Currently with Direct Line and renewal, as per usual, increased by around £60pa. Comparison sites showing over £200pa savings with other companies. So haggle with Direct Line who reduce it by £120 but still around £90 dearer than equivalent policies even with Aviva…
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changing occupation on home insurance renewal
I've had my renewal documents through the post. I was surprised to see my occupation listed as it was a reference to a job I had a few years back. I looked up my documents from last year and it had my occupation for last year, so different than what's on the renewal which seems very odd. I suppose they may have reduced the…
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Travel insurance for over 80s
Happy New Year to everyone here. Any recommendations for travel insurance companies for over 80s? Our Barclays cover ends after 79 and we intend to carry on travelling in Europe and the USA for as long as possible! An added complication is that I have cancer (not progressing) so my options will be limited. Thanks for…
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Someone claiming I damaged their car
Last night I was visiting a friend in a nearby housing estate. I could only find a parking space that was marked private, and decided to park there. When leaving my friend's, I discovered the owner of the private space had parked their car right behind mine, boxing me in. I figured out there was just enough room to do a…
