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Multi vehicle insurance policy
Hi, when I got a second vehicle in 2023 I went with a multi vehicle policy. It's renewal time and it's looking like 2 separate policies would be cheaper than going with another multi vehicle policy. I will have 6 years no claims from the first vehicle and the second will have been on a multi policy with no claims for 2…
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Refused renewal
This is home insurance with LV. I’ve been with them for over 10yrs with no changes and have never made a claim on this or any other type of insurance. They don’t give a reason but I remember some years back, they stopped offering insurance for those with oil heating, which I have. It could be something to do with that.…
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Contents insurance valuable item mandatory?
Hi, looking for a bit of advice. In a bit of a catch 22 with home insurance. I contacted them to ask about the cost of adding a racing bicycle to our existing policy. I already have another bicycle with its own separate bike insurance but thought I’d see how much it’d be with the home insurance. Their cover didn’t meet my…
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How long does it take for my new car registration to show up on the Car Ins data base
I was supposed to pick up my new car today but they only registered the plate today and none of the insurance companies will insure me because they can't find it on the data base. I can't use the complimentary insurance provided by the car dealership because I am too old!!!! (You can imagine my reaction!) I'm being told…
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Travel insurance claim
My parents booked a holiday and 5 days later my dad's brother died unexpectedly. I have been supporting them to cancel the holiday and deal with the insurance. his brother lives abroad and they intend to go to the funeral. I have managed to get a copy of the death certificate which I have sent to the insurance. They said…
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Water supply pipe insurance
Hi I am looking for some insurance to cover any possible future leaks and repair for my external water supply pipe- from water meter (near the road) to my house. I would want some insurance to cover for a company say, like Water-link, to come and detect a leak underground and repair it-if it occured. Can that be covered by…
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Best time to renew Home & Contents Insurance
Hi - my home and contents insurance is due for renewal in mid-November. I recalled a MSE article from 2018 (which is still on the site) saying you get the cheapest renwal quotes 17 to 30 days before the renewal date, but there's a more recent article saying you get the cheapest quote 15 days in advance. Does anyone know…
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Private hospital sent invoice to insurer 2.5 years later
Hi all. Tried searching the forum but haven’t found anything that similar but I had an ultrasound which I was authorised for with my private healthcare. The hospital has now sent an invoice to my insurer 2.5 years later! My insurer has sent it to me saying Stated in the terms: We will only pay for treatment costs and…
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Contents Insurance - Accidental damage question
I was hoping someone could help me with this question about claiming on contents insurance. I play and own a few guitars and recently, an accident happened which resulted in one of them being broken beyond repair. Basically, due to a fall, the neck has been snapped and even with a skilled craftsman, this guitar will never…
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"Does the driver own or use another vehicle?" "Where is the vehicle kept?"
Hi all, Can anyone advise if this question has much of an effect on car insurance policies?You only ever get one option to choose yet 3 tend to be applicable to me:* I own another vehicle although it isn't roadworthy and SORN'd * I am a named driver on another family member's car although have rarely driven it * Am covered…
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Home Insurance?
My insurance has come up for renewal. I'm trying to do a search through the MSE site, but it wants me to enter the current market value of my house! How the hell am I supposed to know that??? Am I supposed to get a valuation done just so I can get insurance??
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Ao.care
Placed an order for a washing machine with ao last evening. This morning before 9 am I received a phone call with the caller saying he was from ao and was checking the details of my order. We went through the basics and then he surprised me by asking what was wrong with our old machine. After explaining my wife's…
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Travel Insurance - answering health questions
Can somebody answer a couple of questions for me on the legal position regarding the answering of health insurance questions? First, I've always understood that provided you answer the questions asked fully, you are covered. Is that basically correct? Second, some years ago there was a thread on here where the OP had a…
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Total Loss - None Fault Payment Timings?
Hi all, I was rear ended at a set of traffic lights on 03/10/2025. I lodged the claim with my insurance and other party admitted full liability. The day after an independent claims management company contacted me, arranged a hire car and then my car was sent off to copart for valuation. After a short debate over the…
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Petgevity Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Petgevity Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you, MSE…
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Life Insurance Premiums increasing by more than Sum Insured due to Inflation?
Hello, All the life insurance options I am looking at offer to increase the amount covered by inflation, but increase the premium by 1.5 x inflation each year - so the policy gets progressively more expensive - wondered if anyone knew of any better options? Thankyou
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Home Insurance Discussion
This discussion relates to the Cheap Home Insurance Article To discuss or ask a question about the article: click reply If you've reduced the amount of your home insurance with cashback please report your success to encourage others
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Insurer refusing to accept building regulation certificate as proof extension built to code
Hi all, We are currently going through a bit of a battle with our home insurance with regards to a potential subsidence claim we currently have in motion. We purchased our property in 2021/2022 and have had no issues until recently. We had a homebuyers survey conducted during the purchase process and we were provided with…
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Advice on settling a car insurance claim
This discussion was created from comments split from: MSE News: Car Insurers to pay £200m in compensation after short-changing 270,000 motorists.
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Travel insurance claim knocked back
Long story short, our flight was cancelled due to the well-publicised Air Traffic control failure back in July. We were given a new flight which arrived over 48 hours late so I am trying to claim for the delay through our travel insurance (Coverwise/AXA). They have knocked it back as 'London ATC failure' is not included in…
