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Home Insurance price increase
I have just renewed my home insurance (buildings + contents).Last year the premium was £242. Now they want £327 for the same cover. An increase of around 35%! Naturally I looked on price comparison sites.On average, it seems that prices have increased by around 25%How can insurance companies justify this when inflation is…
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Insurer won't pay for chimney rebuild following a fire - are they right?
Hi, Looking for a bit of advice about the actions of our loss adjuster and underwriter regarding the removal and rebuild of a chimney. Following a fire at our house which destroyed the roof and wrecked the first floor rooms, the underwriter has accepted liability and has sent a surveyor and a structural engineer. Both have…
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Car insurance named driver query
I'm looking for some advice on car insurance. My girlfriend is planning on adding me as a named driver on her car insurance If SHE had a accident and had to claim on HER car insurance, if I am a named driver, when I come to my car insurance renewal do I have to tell insurance companies about this claim? On top of this,…
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Life Protection Policy has been transferred from one provider to another
I'm after some advice, not sure if anyone can help?
I took out a life protection policy with Aegon in 2021 for a period of 15 years
with an option to extend when it got close to the end date (May 2036). The
policy has since been transferred to Royal Life in 2023 and I recently got in touch
with them to make sure the policy…
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Mid term increase, car insurance
I updated my daughters occupation when she finished school and started her new job with car insurance provider. I was expecting to pay something additional , however after initially being told no increase, I got an email the other day to say my monthly premiums were going up from 177 per month to 449. As you can imagine i…
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Cruise travel insurance
I had a heart attack 2 weeks before a cruise and put in a claim to my travel insurance company.I have a multi-trip worldwide policy which I had rolled over from 2024. This renewal did not include cruise cover and therefore my claim was declined. My question is, why doesn't our policy cover the cancellation of this holiday…
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Mortgage Protection Insurance for an over-50 year old
Hello everyone - I need some advice. its been a long time coming but ive re-entered the property world and have just got myself a new pad after years of renting. thing is I am now over 50 and there is that cloud over me - as mortgage protection insurance. Do I need it? I tried a broker recently who shal remain nameless but…
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Disputing insurance valuation of a written off car with a new engine
I’ve never been through any of this previously, so not sure what the proper process is when it comes to valuations of cars when they are written off, so any help would be amazing. I was in a no fault accident a few weeks ago (third party admitted fault) and though a number of people who saw our car (including the man who…
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Travel insurance T&Cs
I travel a lot and buy an annual multi-trip insurance policy. The comparison websites allow you compare prices but I am more interested in things like maximum trip length, maximum altitude for trekking, activities included etc. These things are often hidden deep in the small print and it's a pain in the neck having to read…
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Two car insurance policies on one car by two different people in the same household?
Hi, I was hoping you can provide some guidance? Can a car be insured on two insurance policies by two different people in the same household? I will explain further. My wife has a Vauxhall Corsa with a fully comprehensive insurance policy which she has had for years. She recently inherited a Ford Focus and also has a…
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IN10 insurance was £390 now £3k+ help
ok so I've had insurance for 20 years driving with 20 years NCB.I have it on renew and today was out with my 2 year old and 90 year old mum, when pulled over, an police said I had no insurance, I said I had it for 20 years always paid, an it came up it had lasped and the payment had failed, an because I moved flats I didnt…
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
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Car Insurance Commuting
Good afternoon. Apologies if this has already been covered on forum. I am retired and have just renewed my car insurance to include social domestic and pleasure. I no longer travel to and from my place of work however I do give my son a daily lift to his place of work(no payment for this) and was just wondering if this…
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Vitality Life
Apart from making a formal complaint which I have done. Waiting months on the company's reply, then waiting montbs on a response from the FCA. How can I expidite a death claim which has been going on since the middle of March 2025. This company claim they have tried to pay it out 3 times to no avail. Despite asking for a…
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Private Health Insurance - thoughts ?
Hi forum members short story....I have recently had lots of dealings with NHS re a vulnerable close family member. I was/am horrified of the care etc given in EVERY NHS care setting I have had experience of dealing with particularly A & E. It has been clear to me for many years that the NHS is very sadly basically very…
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car insurance
A friend of mine in the UK owns two cars, both registered in his name, but they’re currently insured with two different providers. One policy has already renewed , and the other runs until November 2025. He’s now looking to move both vehicles onto a single multi-car insurance policy to keep things simple and hopefully save…
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Has anyone used Got You Covered for their car insurance?
Hi. I have been getting quotes for car insurance, and the cheapest I got, which does not involved fitting a tracker, was with a company called Got You Covered. They are significantly cheaper than the next one on the list (the quotes I got were through this site). Obviously this is a good thing, but I am also aware than…
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Income protection insurance
I’ve just qualified as a dentist and am wondering whether income protection insurance would be a good idea in case I damage my hands/eyes etc and can’t work. I don’t have any dependents but do have a mortgage. Any advice as to whether income protection insurance would be the right thing to cover this or if there is…
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Gratuitous care and assistance.
I am comming to a near end to my personal injury compensation claim. After my accident I was injured and needed help from father. Which my solicitor said I could claim money for care provided by family member. Fast forward my solicitor has now asked he needs to speak to my father about the care he provided in depth so he…
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Student study abroad Insurance USA
My son is travelling to Chicago in August till December. What's the best travel insurance for him? Waiting to hear back from his university in the UK to see what hebis already covered for.
