-
Insurance Policy Wording or Insurance company representative?
I'm planning on going snowboarding next month and am trying to buy an insurance policy. Most multi annual trips limit winter cover to 17 days, and single trips either cover the entire length of the policy, or state otherwise. The insurance quote I'm looking at is underwritten by AXA - who I've used before because their…
-
Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
-
How to get markers off my car insurance database when car insurance companies deny they did it
Dear Forum, I would really appreciate it if someone can help. I will try to keep this succinct to not bore everyone but I can elaborate if more information is needed. I have a screenshot sent by email by a We Got You Covered car renewals call handler showing I have three markers under "cancelled insurance". This can only…
-
Insurance will only replace a small percent of laminate flooring
I'm after some advice please. I've had to put in an insurance claim after I drilled through a water pipe, which then caused water damage to our laminate flooring. I'm covered as I have accidental damage cover, but I'm having an issue with what they will cover. To set the scene, the laminate flooring that has been damaged…
-
Car insurance- 2nd driver now passed driving test
My wife and I have a car insurance where she is a 2nd driver under a provisional driving license. She's now passed her driving test so I rang my insurance provider about the change but they said they can't give me a new quote as she is now a new driver. Which is cheaper? Or is there another option? 1. Cancel my insurance…
-
Car Insurance Check
Hi, I'm curious how car insurance works when you insure the car with a driver who can drive multiple vehicles. I am insured on my and other halves car and both our policies permit we can drive another persons vehicle with their permission - reasonably straight forward. But if I were to drive someone else vehicle who…
-
property trusts re home insurance
i would like the MSE website to make its users aware that many insurance companies will not insure homes that are partly or entirely the subject of a trust agreement.My mother has been insuring her home for the last 10 years without knowing this and should she have had a claim,she would not have been covered!She only…
-
Cover wise holiday insurance
Hi Everyone I would just like to make people aware of taking travel insurance with this company ,when dealing with AXA.I was basically just diagnosed with stage 4 cancer and this company has made my life and my wife’s life a misery.We had booked an holiday to Turkey at a cost of approximately £2200 via TUI.We received aa…
-
Travel Insurance via a human being, not a robot.
Please can anyone recommend a good travel insurance provider or broker with whom I can actually engage in a conversation between one living organism (me) and another living organism (their representative)? 1) I do not like seeing real people's livelihoods being usurped by robots, as increasingly seems to be becoming the…
-
Health Insurance - advice
I'm looking into taking out health insurance. I'm getting to the age (early 40s...) where I'm having a few aches and pains that might be nothing, but might equally develop into something. I'd like to have a full health assessment but think it would be prudent to take out health insurance first. If you had symptoms of a…
-
Private Health Insurance Deals and Tips
As neither my or my wifes employer have health care schemes, i have private health cover for my family of 4 with Axa. Every year, even without claims, they bump up the price and i call them and bargain them down. None of us have any health issues. I have the excess set up to the max of £500 to bring the premium down but…
-
Multicar Insurance Renewal - will not insure vehicle on next renewal - Advice please
Hi folks - don't know if anyone has had similar happen to them but I am somewhat confused.com!! I have been insured with LV for over 6 years on a Multicar Policy which is due for renewal in Jan 26. I have received a letter from them telling me that when my renewal is due, my T5 LWB will no longer be able to be insured by…
-
Merged: HELP! Multicar Insurance Renewal Hell!!
This discussion has been merged.
-
Worth claiming on insurance?
I lost my keys, the usual locksmith was in bed with flu and the one I got to let me in and change the lock was expensive (around £700). I can claim the cost under my house insurance with NFU mutual, (I've never claimed on buildings/contents insurance before) but I'm concerned what such a claim will do to my premiums in the…
-
Insurance companies delaying paying out on claims
Can you give me a link to any conversation regarding Insurance companies prevaricating on making claim payouts? If there isn't any such conversation, how do I go about starting one? My wife and I have had to cancel a cruise because my father-in-law was recently given a terminal cancer diagnosis, with days/weeks as the…
-
Aviva home insurance – kitchen still a mess 2 years on
Hi all, I’d really appreciate some advice and to hear from anyone with similar experiences. I’ve had a long-running home insurance claim with Aviva after an escape of water which damaged my kitchen. Their appointed contractor, Premier Property Services (PPS), started but never finished the job, and I’ve been left with a…
-
Cancel or pay.
My father in law took out a £60k life insurance policy for my wife (his daughter) many years ago. I took overpaying premium when he passed. I reckon over £36,000 paid in in premiums by now. Recently the company increased premium to £180 per month to keep full benefit, with other options either keep lower £100 pm with only…
-
Avanti - Travel Insurance for pre-existing conditions (are they legitimate?)
Hi guys, My wife and I are travelling to the USA in January and, because of my wife’s medical conditions, the insurance is pretty costly. Bare bones, ie minimum cover, quotes range from £1010 to around £3,000 The cheapest is Avanti and before booking I checked them out on Trustpilot. The score was 4.8, out of 5 based on…
-
Insurance claim
hi all. i recently made a claim on my home insurance for my wife's eternity ring. insurance provided a new replacement ring of choice which was was great at a cost of approx £2k. a week or so later i received a cheque for just under £400 with a a letter all addressed to me. I assumed this was part of the settlement so paid…
-
Anyone with British Friendly Society and having end loyalty bonus declined?
After 40 years they denied my end bonus in April 2025 so as to bolster their coffers (sitting at 198% of legal requirement already) and at a time of great success for the society. This is pretty outrageous. I therefore decided to defer taking my savings out hoping they would reinstate it for 2025. But they haven't - they…
