-
Car Insurance after an at fault accident
Just wondering if anyone knowledgeable may know. I was in an at fault accident, I ran into the back of a car. Reported the incident and have accepted fault. I've decided to claim on my insurance for repairs to my car. Initially I thought it was just paint scratches and a new hub cap but it's also dented as I swerved into a…
-
Credit agreement withdrawal for insurance premium
Hi there, I've recently taken out home+contents insurance through Uinsure, and opted to pay monthly for this. I was advised payment would be taken through Close Brothers but naively didn't realise that I would be taking out full blown credit/finance like this. Anyway the long and short is, I want to now withdraw from my…
-
Life Insurance 101 needed
I've just turned 60 and I am only now starting to think how people will cope when I'm gone. I'm a Widower with no children (that I'm aware of) and 3 younger siblings. When my partner passed away (9 years ago) I was left in a seemingly hopeless situation as we had made no plans for anything bad happening to either of us - I…
-
Continue car insurance or new policy?
I am buying a new car to replace my old car. I phoned my current insurer and they want to increase my premium and continue the insurance to March 2026 when my current policy ends. If I contact other insurers and using comparison sites the policy would run from when I take delivery of my new car (July 2025) until July 2026.…
-
PmB phone claim
Hi folks, so I have been insured for years, only one claim about 6 years ago. Trouble is forgot to update details with new phone last year and I have cracked screen after a fall yesterday... Am I likely to be declined? Any experience appreciated Thanks
-
Anyone tried Esure Flex Home Insurance?
Just applied for it via Quidco, it was £200 for full Home & Contents inc Accidental & Home Emergency Cover...so effectively £165 after my £34 cashback for the year. I dont bother with Legal Cover. Anyone had an issues? I rarely claim, although I do use Home Emergency regularly (boiler or pipe issues etc) What is the actual…
-
Landlords Building Insurance
I'm renting a business premises in a building. I pay part of the building insurance once a year when I receive an invoice from the landlords. Last year, we got broken into due to the scaffolding (the intruder stood on the scaffolding and kicked the window to enter). We got a crime reference number from the Police, gave it…
-
Davies Group - Bill Protector Policy - total con
We met the requirements for the Bill Protector policy including working for 16 or more hours a week but Davies Group are refusing to pay out and frustratingly every time we communicate they ask for something different. My husband went through treatment for cancer, and the expectation was that the policy would cover the few…
-
RAC Car Insurance Legal protection
Hi Partner hit by a speeding motorbike that was stolen and the rider legged it in another car. Airbags the lot... Loads of witnesses, police said not her fault. However they havent released her car yet. She has Legal cover she paid extra for on her policy. Anyone know if she can hire a car while hers is off the road due to…
-
Car insurance - can't fix car and won't write it off.
I'm asking for my sister. About 4 months ago she had a slight collision which resulted in her car needing to go to the garage. The garage repaired the bodywork and said the car was good to go but then realised there's an issue with the cruise control sensor in the windscreen - this is an electric car by the way and it self…
-
Neighbours house subsiding. How should we approach potentially claiming for subsidence?
We live in a 1950's semi. We are the homeowners. We purchased in 2013. A RICS homeowners report (survey) was issued at this time, clearly stating no signs of subsidence. Our house is number 23. We recently discovered the property adjoined via the party wall, house 21 is being investigated for subsidence. After doing some…
-
House Insurance (Buildings) - dependent relative
Hi I need advice please with house insurance as I am being messed about by my broker. I have a dependent relative mortgage and my relative lives in my property paying no rent. I live elsewhere. I have property owners buildings insurance. My broker has queried if I am under insured as they are reviewing all renewals as it…
-
Title Indemnity Insurance
I'm about to exchange on a freehold and we are missing some drawings in transfer dated 1980 when property was converted from leasehold to freehold. Original lease dated 1967 is not available. The current title plan is clear and marked as freehold. My Solicitor asked for a. indemnity to meet lender requirement. Does this…
-
Frontier Insurance
Searching for new home insurance as renewal due next week and LV (abc) still haven’t had the decency to send me my renewal price due to a backlog and a company called Frontier have come up but I’ve not heard of them before so thought I’d see if anyone on here had and if they were ok?
-
Replacement car insurance wows
Hello to the hive. My car is covered by Tesco and was recently written off by a drink driver, his insurance paid out no bother. My insurance stated I have to carry on paying my premium as it was paid monthly or pay it off in full. They said when I find a new car it will be easy to add onto my current policy so I left it as…
-
RIP Off Insurance Companies
Two weeks after purchasing a new car, I was hit by another car whilst I was stationary on a public car park, which caused minimal damage. Due to it being a new car, I was advised by the gargae (Seat) that it could all be sorted via a claims management company, with minimal fuss and wouldn't impact on my insurance comapny.…
-
Unpaid insurance settlement — should I pursue court action or the Ombudsman
Background (home-insurance claim) * Escape-of-water claim covering a new kitchen and bathroom. * Insurer accepted liability; I supplied quotes and they offered a “full and final” cash settlement, which I accepted. * Despite repeated assurances (“payment in 3–5 working days”), no money has ever arrived. * Instead, the…
-
Pet insurance refund
I received a letter out of the blue from my former pet insurer (I cancelled the policy for a cheaper one in April) last week. They said they owed me a refund: Due to a technical error, we made a mistake when we updated the address where your pet lives, and you were charged more than you should have been. We’re very sorry…
-
Sofa cleaned by professional - it's gone pink!
Hi, I've had building work done recently due to subsidence. Insurance covered everything and also the cleaning of the carpets. However, the sofa also needed cleaning but they didn't cover this as we had moved and covered it ourselves, plus cleaning not necessarily due to dust from building work. So basically I called on…
-
Wall cracks and home insurance.
Hi all.I am confused about home insurance and cracks on walls (internal and external).When I used a comparison site to compare home insurance quotes, the usual popular home insurance companies appeared in the numerous results at the normal prices, however, if I choose yes for the question asking if there are any cracks, it…
