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Car insurance - door bump
Hi I'm looking for advice. 6 months ago my young daughter opened our car door into the car parked next to us, leaving a dent (not big but deep). I left my details and got a message the next day. I asked them to provide a quote so that I could decide whether to pay out of pocket or not. Stupidly I didn’t even think about…
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House Insurance Complete Confusion.
Hi. I recently used a comparison website to set up house insurance and used the link to the provider to take out their policy. On the comparison website, it asks for you not include kitchen or utility rooms in the number of 'other' rooms that you have. I rang the insurance provider as I had realised that I had not included…
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Buildings insurance covering neighbours cracked retaining wall
I’m looking to buy a house but the survey has flagged a large crack in the neighbours boundary and retaining wall. There is a gap between the properties, but given the size of the wall, if it collapsed there is a reasonable chance it could damage my prospective property. Am I likely to be able to get building insurance…
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Does this count as having insurance declined?
I used a couple of comparion sites to get get some car insurance quotes but before I accepted one I thought I would try an insurer that does not feature on the sites as you have have to ring up to get a quote. When I rang he asked me whether I owned the vehicle and my name and postcode - nothing else. He presumably put…
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Home Insurance Large Loss - Betterment Calc Method
I would appreciate some guidance/info re my home insurance claim and how I should plan for the betterment calculation. Bare with me, it's hell of a saga....... The 1963 semi-detached bungalow (and a subsidence insurance claim, instigated 2020 whilst my last parent was still alive ((my darling dad)) that I inherited from my…
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House Insurance
I have an older house which is stone built. Last year I had the original kitchen knocked down and rebuilt. Block and beam with a flat roof and fire retardant timber cladding. I dealt with my existing insurance provider re this. my renewal is due and I am struggling to get any comparison quotes as I can’t just say walls are…
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Aviva Zero Motor Insurance.
My car insurance is due to expire in early October.The premium had increased since last year so I used Money supermarket for some quotes.Aviva Zero was about the cheapest so I filled in the online details and paid. I subsequently discovered that, because I had entered my landline number in the contact details, when I tried…
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Leak from bathroom, how to fix and potentially claim
My bathroom is situated above my kitchen. I spotted localised water damage yesterday on the ceiling and wall of my kitchen which appeared during the day following use of the shower. The position of the damage strongly suggests it is linked to the shower waste pipe, but I realise that water leaks can be hard to trace and I…
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Cancellation/curtailment travel insurance for medical reasons
We've booked a week long holiday in Wales for later this year. My girlfriend is on a waiting list for an operation (for a known & diagnosed condition) but we have no idea how long the waiting list is, and can't find it. We're wondering whether it's possible to get cancellation/curtailment insurance that'll cover us if the…
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Car insurance renewal just doubled after no fault claim, can I claim it from at fault driver?
Hi, and thanks in advance to anyone who can help with my query. I had agreed to renew my car insurance policy when the company invited me to do so (via email), and the premium was less than last year. Yesterday, I made a no fault claim after a driver crashed into my car and, this morning, another email has arrived inviting…
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Botched buildings Insurance repair
Is there a statute of limitations on a repair carried out by a company on behalf a buildings insurance provider? My parents had a repair carried out around 25 years ago due to dry rot and, for a significant period since, there has been a damp smell that we couldn't put our fingers on the source of. Long story short they…
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Unable to get subsidence cover.
Hi Just posting asking for advise about building insurance relating to a subsidence claim. In Oct 2022 I started a claim that turned out to be subsidence, at the time I was insured by Integra (actually the policy says insured by HDI Global Security are administered by Integra). For the year 2023 /2024 this continued and in…
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Dental Insurance Question
I have 1 wisdom tooth that needs removing, but they're suggesting to do all 4 at once before it gets bad. I'll be doing this privately, but the dentist suggested getting dental insurance and waiting a few months, then claim through insurance. Would it really be this simple? If I wait for the required time, can I claim for…
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Wedding Insurance
I want to purchase wedding insurance for my daughter’s wedding. I am paying for most of the wedding e.g. reception etc but she and her fiance are paying for other things e.g. photography, suits, dress. Does wedding insurance cover the wedding no matter which of us pay or is it just the things paid for by the policy holder…
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Travel insurance - not disclosing medical condition - careless or reckless ?
Went on family holiday
recently took out travel insurance with AXA / Coverwise. In respect of the following question answered no At the time of taking out this policy you will not be covered for any claim
arising directly or indirectly from: a. Any medical condition you have, or have
had, for which you are taking or have…
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How to prove I wasn't commuting.
2 years ago I had an at-fault RTA. The insurance company paid out appx £8000. Last month I received a letter from the insurance company to tell me they were seeking full reimbursement of the money they paid out, because I was driving outside of the terms of my insurance. I issued them with an SAR, which was partially…
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Perfect Pet Insurance - AVOID!!!
Has anyone had a successful claim with Perfect Pet insurance? I am having problems with delays in a claim being processed and have learnt that the underwriting company are registered in Malta which would appear to make them exempt from any intervention by the Finance Ombudsman. They are still coming up on comparison…
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Home Insurance - with a public footpath running through the property
Hi all, I’m in the process of buying a property and have recently discovered that a public footpath, which runs alongside the property, is actually owned by the property itself. Does anyone know if this means I’ll need specialist home insurance to cover any potential public accidents or liability issues on the footpath? Is…
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Has anyone used Paying Too Much travel insurance?
Used this company for my upcoming holiday to the states as mentioned on MSE website to try these for insurance for people with long term conditions. I am having great difficulty communicating with them at the call centre which does not appear to be based in the UK. They were supposed to call me back but haven't. I travel…
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Any house insurance whizzes around? FLAT ROOFS!!
Hi guys. Thinking of making an offer on a property which has a newly-built extension with what appears to be a solid and sturdy flat roof. I gather these are possibly better constructed these days than was once the case... but, even so... Is there any way of purchasing some kind of indemnity or ongoing insurance against…
