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Multicar Insurance Renewal - will not insure vehicle on next renewal - Advice please
Hi folks - don't know if anyone has had similar happen to them but I am somewhat confused.com!! I have been insured with LV for over 6 years on a Multicar Policy which is due for renewal in Jan 26. I have received a letter from them telling me that when my renewal is due, my T5 LWB will no longer be able to be insured by…
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Merged: HELP! Multicar Insurance Renewal Hell!!
This discussion has been merged.
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Worth claiming on insurance?
I lost my keys, the usual locksmith was in bed with flu and the one I got to let me in and change the lock was expensive (around £700). I can claim the cost under my house insurance with NFU mutual, (I've never claimed on buildings/contents insurance before) but I'm concerned what such a claim will do to my premiums in the…
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Insurance companies delaying paying out on claims
Can you give me a link to any conversation regarding Insurance companies prevaricating on making claim payouts? If there isn't any such conversation, how do I go about starting one? My wife and I have had to cancel a cruise because my father-in-law was recently given a terminal cancer diagnosis, with days/weeks as the…
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Aviva home insurance – kitchen still a mess 2 years on
Hi all, I’d really appreciate some advice and to hear from anyone with similar experiences. I’ve had a long-running home insurance claim with Aviva after an escape of water which damaged my kitchen. Their appointed contractor, Premier Property Services (PPS), started but never finished the job, and I’ve been left with a…
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Cancel or pay.
My father in law took out a £60k life insurance policy for my wife (his daughter) many years ago. I took overpaying premium when he passed. I reckon over £36,000 paid in in premiums by now. Recently the company increased premium to £180 per month to keep full benefit, with other options either keep lower £100 pm with only…
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Avanti - Travel Insurance for pre-existing conditions (are they legitimate?)
Hi guys, My wife and I are travelling to the USA in January and, because of my wife’s medical conditions, the insurance is pretty costly. Bare bones, ie minimum cover, quotes range from £1010 to around £3,000 The cheapest is Avanti and before booking I checked them out on Trustpilot. The score was 4.8, out of 5 based on…
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Insurance claim
hi all. i recently made a claim on my home insurance for my wife's eternity ring. insurance provided a new replacement ring of choice which was was great at a cost of approx £2k. a week or so later i received a cheque for just under £400 with a a letter all addressed to me. I assumed this was part of the settlement so paid…
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Anyone with British Friendly Society and having end loyalty bonus declined?
After 40 years they denied my end bonus in April 2025 so as to bolster their coffers (sitting at 198% of legal requirement already) and at a time of great success for the society. This is pretty outrageous. I therefore decided to defer taking my savings out hoping they would reinstate it for 2025. But they haven't - they…
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ASU Insurance Policy
I have just turned 64 and looking for an ASU as I am self employed and the director of my own company with no other staff. I have contacted numerous companies but have yet to find one that covers at my age. I don't need Life Insurance or loss of limb or a broken limb as I already have that. A recent horse riding accident…
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Beware Goodtogo Travel Insurance – A painful lesson after medical emergency abroad
We learned the hard way that an “Excellent” Trustpilot score doesn’t mean much when you’re stranded overseas and relying on your insurer. We took out a single-trip policy with Goodtogo for a holiday starting with a stopover in Singapore then on to Thailand. My husband suffered a motor-sensory stroke on the outbound flight.…
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Confused on "£1m" level of buildings cover - do we really get that?
Just renewed with Hastings and they asked me for house rebuild cost despite policy stating max £1m rebuild cover and £75k contents. I always thought these high max coverage figures were great as I don't have to amateur guess rebuild cost or tot up all the bits of content value - we would have decent headroom in the event…
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Motability insurance issue
My husband has a motability car for the past 15 years. We've had this one for 2years. My husband backed into another car at a carpark recently. We reported this to motability insurance Direct Line and they informed us he wasn't on the insurance policy. I'm the designated extra driver. Always have been and do most of the…
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Merged: TESCO CAR INSURANCE UNFAIRLY CANCELLING POLICY
This discussion has been merged.
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Don't understand how this is an At Fault Claim, and why Insurance didn't try to recover costs (Car)
This claim was in 2023, but it still significantly impacts my insurance costs. This is partly because there was another separate act of vandalism, stealing my driver's side mirror unit just before Christmas, presumably to sell. They were not caught, and I had to claim for that in the same year as below (it was a few months…
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One Call Car Hire Misselling
My mother had a car accident in August, she was stationary at a red light and someone drove into the back of her. I was in the car in front and both of us had dash cams that caught the sound and shake of the impact. the driver immediately admitted fault, his details were taken at the scene and all was ok. mum’s insured by…
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Buildings insurance for house split into flats (share of freehold)
Hi, We have a Victorian house split into several flats each with a share of freehold. The buildings insurance covers the whole building and the policy is in the name of the freehold company. Can anyone with a similar set up advise on who they’ve managed to get the cheapest prices for buildings insurance from? And are there…
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Trace and Access insurance confusion
Hi there, I'm hoping for some help on how to navigate this issue with my buildings insurance. Long story short, my boiler is losing pressure, immediately once the central heating is switched on. 2 Plumbers have been out, at my cost, and both have suggested a leak, downstairs, under the flooring somewhere. My insurance…
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Royal Mail - stopping my critical illness cover as says it take some under minimum wage?
I work for Royal Mail I have been paying for critical illness cover out of my wages for about 15 years - today I have had a letter saying that potentially Royal Mail are stopping my cover because the payment deducted from my wages is taking me under the minimum wage. Is there anything I can do about this i feel like i have…
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Policy Expert have voided my insurance...
Hi all, Looking for some guidance because I’ve found myself in a pretty shocking situation with my home insurance. I had a burglary recently and made a claim for several pieces of jewellery that were stolen, together with other items. Most of these items were inherited from my mum, and I genuinely never knew their…