-
Which insurance companies accept No Claims Discount up to 3 years old
My wife's car insurance has 4 years NCD from April 2021. Unfortunately most insurance companies only accept 2 years max although I've heard some companies will accept up to 3 years. Only one I'm aware of is Admiral, are there any others? thanks
-
AutoAid Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: AutoAid Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
-
Flight delays and travel insurance observation
So just asking a couple of question and I know the answer to the travel delay insurance is to reduce claims payments We were delayed by 5 hours 15 minutes as the plane broke down at East Midlands Airport, The flight was from England back to Northern Ireland and I have already asked for flight delay compensation from the…
-
Car insurance claim query
I had a (very) minor accident in December 2023. I suggested to the other driver that we leave it to the respective insurers to sort out liability as we both essentially thought the other party was at fault. I opted not to claim on my insurance but to pay for repairs myself which cost me £240 which will give some idea of…
-
Napo Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Napo Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you, MSE Tony
-
Delay with RAC motor insurance renewal documentation.
I’m having some trouble getting my motor vehicle insurance renewal documents from RAC car insurance, and my policy is due in three weeks. I don’t have the details on my current NCB years, so is it okay to use my NCB proof from last year, which covers 21/06/2023 to 30/06/2024? With this delay, I think I’ve probably missed…
-
Motor Insurance Comparison Sites - No option for "Drive Other Car" to be included?
I have been shopping around for motor insurance through the comparison web sites, surprised that my insurance has risen significantly this year, more than double from last year. One thing with these comparison sites is that there no mention of the option of "Drive Other Car" (DOC) included with any of the quotes. I always…
-
How to escalate to Financial Ombudsman (Subsidence Insurance Claim) (
Can anyone offer me some guidance re taking a case to the Financial Ombudsmam? On behalf of my late 88 year old father, the Insured, I instigated a subsidence claim on his home insurance policy with XYZ in Nov 2020. After multiple attempts by XYZ and their loss adjusters (360 GlobalNet) to deny subsidence (including…
-
Dual Car Insurance - Help! My insurance is being cancelled because my son passed his driving test
I’ve learned something new about the quirks of the insurance industry, which seems somehow stacked against the consumer. I suspect there are many thousands of people caught in this trap each year. Let me explain… My 18-year-old stepson recently passed his driving test. He has a job and he paid around £2000 to take out a…
-
Input appreciated
I raised a claim with the insurance company that holds the warrantee for my house regarding potential water ingress at my patio doors. The concern is that the external patio slabs have been laid at the same level as (and in places higher than) the internal finished floor and door threshold, meaning there appears to be no…
-
Mobile phone insurance
My boyf gave me his phone when his contract ran out. Trying to find a gadget insursnce to cover it is impossible. They want a receipt to prove its under 2/3 yesrs i dont have one. Any advice? I have the same issue witb my lads tablet too
-
Warning: 24/7 Home Rescue – left without heating for 9 days, policy ignored
I want to share my experience with 24/7 Home Rescue so others can make an informed choice about boiler/home emergency cover. Timeline: * 1 Jan 2026: Reported boiler failure (“No Flow Lockout”). Engineer reset it but did not investigate the fault. Heating returned temporarily. * 2 Jan 2026: Boiler stopped working entirely.…
-
oil leak, neighbours tank leaked into my garden
Hi My neighbours oil tank has leaked causing substantial damage to his property and some to mine his insurance company is refusing to take responsibility for my damage. My insurance company will charge me £500 excess if I claim. Has anyone any suggestions as to how to proceed Thank you
-
Allianz insurance subsidence nightmare
I am writing about Allianz’s failure to resolve my properties subsidence issue. Subsidence at the property was first identified in Autumn 2018. Since then, we have endured years of delays and poor communication from Allianz (our insurer) and Crawfords (the appointed loss adjuster). Council trees contributing to the…
-
What insurances apart from Buildings & contents are recommended after paying off a mortgage?
We have just paid off our mortgage (December 2025 ) but at the moment we still have life insurance, critical illness and income protection. If one of us passed away (husband) we have enough for the funeral. Myself and husband own our own business (Ltd company) What if any insurances are recommended at this time please?
-
Car Insurance write off claim closed
Hi all, let my tell you a story with my car insurer. I was involved in a small accident where my car side was scratched and scuffed and insurance declared it a write off and offered me a low amount of money. I had declined and managed based on my car extras to make them agree to pay almost 50% on top of the initial value…
-
Insurance Depreciation
Hi. Any help on this appreciated- We have claimed on my daughters insurance for her laptop which she split water on! All going fine till we had a bill from the insurers for £384, I was expecting to pay £100 excess. Having spoken to them it seems we have to 'pay' for the deprecation. We will receive a new laptop 2022, which…
-
Buildings insurance and a tree which has grown, and now need to declare in my building ins renewal
As above We've lived here for a few years and the single conifer was about 7 feet tall several years ago. ago but now it is a lot taller and in my view, as now falls within the height and distance from our home where you need to declare it on your building's insurance—approximately, what percentage increase can we see on…
-
Home Insurance, second claim yes or not ?
I'm sorry for the trivial question but we are very confused Nearly 3 years ago we made a claim for a water leak on the ground floor, it was a nightmare lasted two years Now we have a leak from some drain pipes on the upstairs bathroom, is not huge but we can see the signs already on the downstairs toilet ceiling and…
-
"No thorough inspection" = damage noticed after home insurance renewal deemed "false information"
Summary: Subsidence claim denial and removal of policy has been attributed to lack of inspection at a level beyond a (in this case fairly knowledgeable) layman's ability prior to answering renewal questions, making the answers misleading - meaning that the expectation from the insurer is for there to be a professional…
