-
Paid for house insurance twice by mistake
Hi, just looking for a bit of advice? It looks like I somehow managed to pay for house insurance twice last year. I have no idea how I managed to do it and I only noticed it now as I was renewing for some new house insurance for the next year. I have canceled both renewals for the two old house insurances and gone with a…
-
Insurance renewal delay
My current car insurance is due for renewal in the next month so I looked online at comparison sites and obtained some quotes. This is the optimum time as suggested by MSE. To compare the prices I asked my current insurer what the renewal price would be and they said they couldn't provide this until 21 days before the…
-
Do I need home emergency cover if I already have boiler cover?
Hi. Need to renew my home insurance, but I am unsure if I actually need this? I already have boiler, plumbing and electrics cover with Corgi.
-
Branch of neighbour's tree has fallen onto my Garden shed
Another question for you bright minds before I approach my insurance company again. Overnight and due to a local storm here in NE London, a tree branch from my neighbours has fallen into my garden and is currently perched on top of my garden shed. Is it worth making a claim, approaching my neighbour or do it myself? After…
-
Forced 50/50 liability car insurance claim.
Been with very reputable car insurance company for nearly 20 years Never claimed no points on licence no criminal driving convictions fines, nothing Got hit on a rounderbout i use several times a day... by a driver who only just passed his test few weeks prior, in his girlfriends car n lived 35 miles from my townhad no…
-
Home Insurance Discussion
This discussion relates to the Cheap Home Insurance Article To discuss or ask a question about the article: click reply If you've reduced the amount of your home insurance with cashback please report your success to encourage others
-
Leaseholder excess payment following roof leak that damaged my property
Hello everyone, I’m a leaseholder and recently experienced a significant roof leak that caused damage to my property. The issue appears to have originated from the building’s roof, which I understand is typically the responsibility of the freeholder or managing agent under most lease agreements. I’ve already documented the…
-
Can you collect No Claims Discount on Home Insurance?
Does no claims discount work for home insurance like it works for car insurance? I have been with the same insurer but their prices crept up so I changed but my previous insurer said they don't provide evidence of no claims though I told my new insurer I had x years from my previous provider.
-
Mis sold GAP insurance on pcp finance
My daughter in laws car was declared a write off after a tree fell on it during the storms a few weeks back. It was purchased with a pcp agreement and her insurance policy had something called a GAP clause added which should have paid off her deposit and covered the cost of the difference of the price of the car taking…
-
credit hire car from insurance company
Good afternoon, I have a situation, following a car accident, which I don't know how to proceed with. So, following an accident with our family car, we have been contacted by insurance company to receive a hire car for the time our car is under work. As I understood from all communications way and back with insurance…
-
CCJ and home insurance
Hello I realised that i had forgotten to put a CCJ on when updating insurance in 2024. The CCJ was back in 1995 and settled 2001. this resulted in increase in cost of insurance of around 75%. I accept that was my "error" but what annoys me more is that in the statement of insurance, shows CCJ, IVA & Bankuptcy together,…
-
Blocked
Has anyone else experienced this? I downloaded compare the market app from a dementia forum page but the next day it’s telling me I’m blocked???? I didn’t post anything I was looking for information. I’ve emailed them but they’ve not responded yet. I’m a 70 year old lady and I don’t go on any untoward sites. I’ve deleted…
-
House Insurance Query
Situation: Parents deceased, Semi-detached house left to son and daughter 50% each. Son made exectutor. Son and family live in house free of charge. Son does not insure house. Daughter lives in her own house. Question :- If house goes on fire causing damage to adjoining property, son unable to pay the cost of repair to…
-
Travel Insurance for older people with pre-existing medical conditions
I
am especially concerned about travel insurance for older people with
medical issues. I recollect seeing on the site that a travel
insurance company has a policy suitable for older travellers that
adds on to EHIC (now GHIC) card. You have to use the card for
medical treatment. This was a useful product if you had…
-
Income protection and pre-existing conditions
Hi all, Does anyone know of any trustworthy income protection insurers or insurance brokers that can provide at least some income protection for pre-existing medical conditions? It seems some do, but I am struggling to find them without calling up insurance companies or being compelled to complete an online quote. Sincere…
-
Home insurance legal cover - period issue
Dear forum, I have just (sept'25) received a civil claim against me for the sale of a house in Feb' 2023. At that time of the sale, I had legal expenses cover through my home insurance from Jul'22-Jul'23). To complicate matters, the claim handlers for the insurers changed in June 2023. I contacted the present claims…
-
No claims discount
Hello , I had a car accident recently to which i have admitted responsibility. The other party involved has made a claim for damage. I got my insurance renewal today and the price has increased nearly 50%. I have been on a comparison site to see if I can get a better price. When it says how many years NCD do I have what do…
-
Home Emergency Cover
What's everyone's experience of "Home Emergency" Cover ... One of the things often tacked on to a Home Insurance Policy to cover things like blocked drains, leaking pipes etc. Is it a rip off ? What's the forum's experience of actually using it ? I live in a semi-rural location and my oil fired central heating boiler…
-
John Lewis Finance Pet Insurance
Hi, This is a feedback thread on pet insurance provider: John Lewis Finance Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank…
-
Pet Insurance, Exclusions applied mid policy.
Hi all :) Newbie here ! We took out pet insurance with Animal Friends for our new pup 2 years ago. During the first year he unfortunately had some problems with a condition called Ataxia ( he had symptoms similar to a stroke). This resulted in significant vet costs including a couple of visits to out of hours vets. Animal…
