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Landlords Insurance
Hi I've recently let a property via a letting agent, I assume we need to have landlords insurance in place but when I've tried to get cover it says the tenency agreement needs to be in place for 3 months, what do I do in the interim?
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RAC Hidden charge of £168 for burst tyre
We recently hit a curb when turning into a supermarket car park which burst the tyre. The curb was all smashed up and we weren't the first to hit it. We called the RAC and were charged £168 for a call-out despite being a member. They consider this kind of incident an accident. "As a member of RAC, you have access to our…
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Vitality are screwing me around
We were on a health insurance plan that allowed us to cancel whenever we want. So we phone them up and cancel the plan, and the advisor assures us the plan is cancelled and that we will get confirmation through. We were actually even advised that we could cancel the direct debit if we wanted, so we did that too. I'm glad…
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Help me choose a new Buildings/Contents policy
As the title suggests, I'm about to take out a new policy. We've been having work done on the house so I've had specialist insurance for the last 6 months. The work is almost finished (just some decorating left) so I'm ready for a new policy. Usually, I use the comparison sites on here and then choose a company I've heard…
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Lloyds van insurance !
Hi , to one and all , Have been with Lloyds van insurance for 5 years never missed a payment or made a claim , just out of the blue , recieved a letter stating that the van insurance will stop on the 24/09 /24 , no explanation nothing , so called the ‘van team ‘ who sent the letter , nice guy put me on hold , came back…
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Mobile phone insurance
I've got house insurance and my mobile phone has broke , how can I claim I don't know what to say , I haven't got accidental damage but I have cover in the home for mobiles under £ 1500 and also cover away from home which includes mobiles but my policy says lost or stolen nothing about it breaking ( I haven't dropped it…
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I changed buildings insurer while I had an ongoing subsidence claim - what to do?
Hi there, I have had an ongoing subsidence claim for 4 years now - it was initially not deemed to be serious/moving on an ongoing basis so it the cracks were patched up and then redecorated over. 3 months later, the main internal crack came back and since then I have been going back and forth with the underwriter about a…
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Home insurance
Hi we found some small cracks through brickwork on the outside of our home. I wasn’t sure if this was a minor issue or something more serious so contacted our insurance company. This was back in August they have been out several times to do various investigations and it is still ongoing. I was told by one person this could…
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Who is responsible for water supply pipe leak
We have been informed by Anglian Water the we are rsponsible for leaks between our meter and our property. Usually that would not be a problem but our meter is a mile away, with the pipe burried under arable land that is not ours.We have taken out insurance cover but the premium has been increasing rapidly and the latest…
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Car insurance for a business that carries passengers
Good morning, MSE community. I am a self employed carer that occasionally drives my clients from place to place, but not for reward; however, I charge set fee for mileage, which is industry standard. (I'm paid by the hour, whether I'm cleaning, caring or driving for them) I found an insurer that would cover for this type…
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No fault car insurance claim
Morning All, i hope somebody can help me with my current situation. Back in June 23 I had a car accident, when I contacted my insurer
Aviva zero, I eventually got a number to call and gave them my details, because
it was obviously a no fault claim (other car driving wrong was down a dual
carriage way) they passed me…
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Conflict of Interest?
I was recently involved in an accident for which the other driver has admitted liability. It turns out that we are both insured with First Central and it is my understanding that they have an obligation to treat each driver as if they were insured by two different companies. However on the occasions I have telephoned to…
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Insurance claim against a building developer.
We have an open insurance claim against a building developer who damaged our home. We have substantial evidence that it was their fault, including twelve holes drilled through our wall from the other side. No Party Wall Acts were put in place by the developer. In addition, no surveyor was used by them to look at our…
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Income Protection and change of job after a claim
I have income protection with Aviva. Say I can't continue my current work due to a permanent injury. And have to go from working on the tools to say a office job. will working in a office job end my claim? How does this work?
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Car Insurance ....Date purchased.
Wonder if any one can help. On the Price Comparisom Site it only gives me the option to enter the Month for the date of purchase. When it goes to the actual policy it defaults to 01/10/2024.......I actually purchase the vehicle on 16/10/2024....is this a huge issue please ??
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Car Insurance, out of pocket despite the accident being the other person's fault
My wife was involved in an accident that was not her fault
and the other driver and insurance company have admitted liability. The damage
to our car was extensive and our insurance company wrote the car off. They paid
the market rate for the car less my excess and that has gone to try to pay off
the outstanding amount left…
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Cash in lieu of repairs
Hi guys, couple of weeks ago a guy hit the front bumper of my car while reversing. He straight away said it was his fault. I went to a garage to get a repair quote and contacted my insurance company which told me that I have to contact the other driver insurance company which I did. They've asked me to provide a qotation…
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Insuring New Vehicle with Current Insurer - Open Claim Pending
Recently my vehicle sustained damage outside the house and the perpetrator did not leave details. I am therefore having to claim against my own insurance with the vehicle likely to be written off. I have just approached my Insurance Agent AA Beam regarding potentially insuring a new vehicle whist the claim is still…
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Home and Contents insurance - is storm damage worth it?
I have an M&S policy which, as most people know, is actually underwritten by Aviva. A recent claim on storm damage was refused as my slate roof was deemed in need of repair. I'm now looking to take up a policy with a different insurer but I notice that the cheapest quotes don't include storm damage! My query is whether…
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Car Insurance Renewal - Declaring Children Under 16
Hi, my car insurance policy is due for renewal. However I have had a baby. It asks how many children I have under the age of 16, one child increases my policy by £60.00 a year. Do I legally have to declare this fact to the insurers?