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Trees and home insurance
I have three overgrown trees on land next to my house (two leylandii 14m and a Sycamore 11m). I have had an Arboricultural survey completed which advised removal of all three, it also states there will be no chance of heave. The land owners have given permission for removal as long as we pay. Does anyone know if I need to…
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Car insurance - 5 year declaration for points/penalties
I've just changed provider for my car insurance. The documents received show no convictions or penalties in the last five years. In fact I have an SP30 from October 2021 (three points). I called to correct it only for the call handler to tell me that they have my driving licence details and they check directly with the…
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Building Insurance for Leaseholders - misleading advice ?
The Home Insurance article in last weeks tips email stated “…..buildings
insurance is usually only for freehold homeowners (otherwise it's generally the
management company's or landlord's responsibility…..” Surely this is dangerously misleading ? I’m not sure what is meant by “Management company” – we pay £15 per annum…
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Another Claim or Self-Repair Question
I stupidly hit a low bollard, damaging the bumper and wing. I've been quoted an estimate of £1,000 to repair the damage, using used parts. What threshold would you use to judge if claiming through insurance is worth it. Excess is £300
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Hyundai or Enterprise accident management for insurance claim?
My current insurer does not have any approved hyundai garages so I need to find my own - but they will not cover recovery if I choose my own, so just wondering if anyone has used Hyundai accident management or Enterprise? Any advice on this would be appreciated.
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Home insurance and lock boxes
Hi I’ve just had a break in at home as thieves have opened a lockbox with a crowbar or similar. Now I know some home insurance is sketchy on these things, but I’ve just been through my whole policy with a fine tooth comb and there isn’t even a mention of a lockbox or anything of that nature when it comes to a claim. Of…
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Insurance Renewal Quote Claims Declaration
(I posted this to the Motoring board by mistake first but I think it is better suited here) Hi, I am just in the process of getting quotes to renew my car insurance. In December 2024 we had a thankfully relatively minor accident and had to make a claim for the car to be repaired (the value of the claim was 5.5k). All was…
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RAC Renewal Ditched
I missed my reminder last to shop around for breakdown cover and ended up with an RAC renewal at a cost of £197.99. So when this year's renewal came up I was straight onto it. The renewal price was £272.99! I tried ringing them to see what they could reduce it to, but the lines were closed. Went to AutoAid instead - via…
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Tesco Insurance Login
What a farce, my home insurance is due February, so thought I'd login to see whether I'd got automatic renewal on........not a chance. They've changed the login, same as Tesco.com account, which I can login to, but nowhere can I connect to my home insurance. I can't check my details are exactly the same, which they should…
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Home insurance carried out work without my consent
Hi, I'm just wondering what you guys think about this. I contacted my home insurance because my rainwater pipes had tree root ingress and some of the pipe was damaged. The insurance contractor carried out CCTV of all the drains and said they would clear the blockage and repair the pipe. Two weeks later they returned and I…
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Insurance Policy Wording or Insurance company representative?
I'm planning on going snowboarding next month and am trying to buy an insurance policy. Most multi annual trips limit winter cover to 17 days, and single trips either cover the entire length of the policy, or state otherwise. The insurance quote I'm looking at is underwritten by AXA - who I've used before because their…
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Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
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How to get markers off my car insurance database when car insurance companies deny they did it
Dear Forum, I would really appreciate it if someone can help. I will try to keep this succinct to not bore everyone but I can elaborate if more information is needed. I have a screenshot sent by email by a We Got You Covered car renewals call handler showing I have three markers under "cancelled insurance". This can only…
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Insurance will only replace a small percent of laminate flooring
I'm after some advice please. I've had to put in an insurance claim after I drilled through a water pipe, which then caused water damage to our laminate flooring. I'm covered as I have accidental damage cover, but I'm having an issue with what they will cover. To set the scene, the laminate flooring that has been damaged…
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Car Insurance Check
Hi, I'm curious how car insurance works when you insure the car with a driver who can drive multiple vehicles. I am insured on my and other halves car and both our policies permit we can drive another persons vehicle with their permission - reasonably straight forward. But if I were to drive someone else vehicle who…
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property trusts re home insurance
i would like the MSE website to make its users aware that many insurance companies will not insure homes that are partly or entirely the subject of a trust agreement.My mother has been insuring her home for the last 10 years without knowing this and should she have had a claim,she would not have been covered!She only…
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Cover wise holiday insurance
Hi Everyone I would just like to make people aware of taking travel insurance with this company ,when dealing with AXA.I was basically just diagnosed with stage 4 cancer and this company has made my life and my wife’s life a misery.We had booked an holiday to Turkey at a cost of approximately £2200 via TUI.We received aa…
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Travel Insurance via a human being, not a robot.
Please can anyone recommend a good travel insurance provider or broker with whom I can actually engage in a conversation between one living organism (me) and another living organism (their representative)? 1) I do not like seeing real people's livelihoods being usurped by robots, as increasingly seems to be becoming the…
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Health Insurance - advice
I'm looking into taking out health insurance. I'm getting to the age (early 40s...) where I'm having a few aches and pains that might be nothing, but might equally develop into something. I'd like to have a full health assessment but think it would be prudent to take out health insurance first. If you had symptoms of a…
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Private Health Insurance Deals and Tips
As neither my or my wifes employer have health care schemes, i have private health cover for my family of 4 with Axa. Every year, even without claims, they bump up the price and i call them and bargain them down. None of us have any health issues. I have the excess set up to the max of £500 to bring the premium down but…
