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Trace and Access insurance confusion
Hi there, I'm hoping for some help on how to navigate this issue with my buildings insurance. Long story short, my boiler is losing pressure, immediately once the central heating is switched on. 2 Plumbers have been out, at my cost, and both have suggested a leak, downstairs, under the flooring somewhere. My insurance…
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MARMALADE CAR INSURANCE
Hello, has anyone encountered this bunch and if you did was it a good or bad experience? I paid £271 to get my car insured with them yesterday via a comparison site and following a minor technical issue they tried to up the premium by £149 because my additional driver had reported a no fault zero cost claim to her insurer…
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Travel Insurance for Cycling / Mountain Biking
Hi Just contacted Admiral about their Defaqto 5 star Platinum cover and discovered Mountain Biking on any grade of trail or uneven ground is uncovered even under their Extreme Sports add-on cover even though sports like bouldering and rock climbing up to 100m are covered !! Disappointing but assume down to number and…
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Car Breakdown Recovery - Emergency Assist
Just wanted to hopefully enable others to avoid making the expensive mistake I made in using Emergency Assist as my vehicle breakdown/recovery service. I had the unfortunate incident of hitting a pot-hole last week, and when I called Emergency Assist to ask for recovery and to be taken to a local tyre replacement facility,…
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My Experience with Dial Direct Car Insurance
Following the following experience I have now had a sympathetic response from Dial Direct who will be investigating this situation and reporting back to me afterwards. Have also hade a phone call (which I unfortunately missed) to discuss this. Watch this space. I was already insured with Dial Direct and as I was buying a…
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Covea home insurance
Hello, Covea is coming up with the cheapest quote for my home insurance, and I wondered does anyone here have experience with making claims with them and how reasonable were they?
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Can a life insurance cancel my policy just because they want to?
I have a had a company group life insurance for over 20 years now, and kept it even after retirement. The monthly premium being taken out of my salary/pension automatically. I have just recieved a very impersonal notification that they have decided to end the existing group scheme. I've been given a months notice, and been…
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A redundancy settlement with employer & Private Income protection insurance claim &
Hi Folks, I was/am working in England. A few days ago, my employer suddenly informed me that I had been provisionally selected for redundancy. They gave me 2 options- Option 1) To go through the standard Redundancy process Or Option-2) to do a settlement agreement with slightly enhanced severance amount & PILON. They put…
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Income protection - should I cancel
Hi, am hoping for some impartial advice please. I work for the council so have a generous sick leave policy. Due to health issues with my mother and could possibly be hereditary, back in 2019 I took out income protection insurance that will kick in after 6 months to give me £1,000 a month which isn’t loads but if I ended…
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First Alternative
On reviewing my policy I noticed, this. Seems a bit sneaky T&C. Cheapest is seldom the best? Years ago I was hit by and driver gave me false name and address. Fortunately I was with Aviva, per their T&C I was not charged excess and my NCD was not affected Uninsured driver promise You won't have to pay any excess if you're…
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Home insurance: Best way to get discount with Directline
hiya, I already have landlord insurance with Directline. I've found them to be decent. Is there any way I could use the fact that I have an existing product with them as leverage for my home insurance, similar to eg "multicar" discount I suppose. When i go online it seems that the "landlord" and "home" insurance are…
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Contents insurance on inherited home before probate
Dear all, Sadly I have recently been widowed. My husband owned our flat outright (no mortgage) in his sole name and it is willed to me. I continue to live here, but presume that I don't technically own the flat until probate is granted, which the executors don't expect to get for another 6 months or so. We don't have…
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Husband and brother disagree re break in
Trying to get some perspective on tricky situation. Very elderly MIL has been in hospital since last Wednesday. Quite poorly but will probably recover. Hubby and brother ( both live 1 - 2 hours drive away) went to her house to check post, empty fridge etc on Sunday morning. Brother discovered a rear window had been jemmied…
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Pet insurance
Having got a quote for Dog (Puppy) insurance for £29.18 mth, I was surprised that it was cheaper if purchased though Gocompare or Money Supermarket, £25.99 mth. Particularly surprising as my "M&S sparks" card promised a discount. Having phoned M&S - they could not offer an explanation and gave me a non working phone number…
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No Insurance Pay-Out After Burglary Question
Hi. I want to read the experiences of homeowners who suffered no insurance pay-out after a burglary because of a faulty door or window lock? Anyone with a story to tell?
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Home insurance -home emergency cover
The policy I am considering is offering home emergency and home emergency plus cover. The plus cover is offering roofing emergency cover for leaks caused by storms - but wouldn't this be covered on the building cover which says storm damage is covered. What is the difference ?
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Down sizing from two cars to one - Insurance question
My wife and I currently have a car each, now both retired we are selling both cars and buying one replacement for both of us to use. My question is, we will obviously only need one insurance policy to cover the car with one policy holder and the other person declared as an additional driver. Does it matter who takes out…
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Car insurance renewal sweet spot 20-27 days ahead..
Hi. Martin Lewis says for the best prices to come back for car insurance renewal, to purchase 20-27 days ahead before current expiry. I can start searching and getting quotes in on day 20, but when's it really best to bite the bullet and purchase in that 7 day window? Or does anywhere within that week make any / no…
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solved question
resolved topic
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Cancelled insurance due to SORN
Hi - my son's car insurance on his original car was cancelled by the insurer because it was off road and declared SORN but now he can't get insurance on his new car. Does anyone know how we go about getting this cancellation expunged from his history as it is unfair to penalise him for something he couldn't control, not…
