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Mains water supply pipe beyond property boundary insurance
Hi, I've read several old threads and can't find one specific to my needs. I live in rural Wales and the majority of my mains water supply pipe runs below a neighbour's field so it's not covered by standard home insurance. Since 1993 I've been insuring it with Homeserve. Initially the premium was very cheap because it…
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Travel car hire insurance question
Hello, hopefully just a quick question! I have hired a car from carwiz with their basic insurance package which states - Unlimited mileage - Collision Damage Waiver with deductible (£1600) - Theft Protection with deductible (£1600) - Third Party Liability Insurance - Assistance 24h/day I have also bought excess cover from…
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Driving Test Insurance Query
Hello, I have my driving test booked in December (don't get me started haha). I would like to use my own car for the test. I have all the relevant insurance for standard driving, but would I need anything extra to use it on my test?
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Car Insurance Quote Query Re Claims
My wife is a named driver on my policy. Last year she was hit by another driver. Entirely his fault and it was a no fault claim. We did not pay any excess nor was NCD affected. When completing quote for there is a question on whether she has had any claims or accidents so we entered the details. Then I get asked the same…
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Car Insurance
Last year my premium with Hastings Direct was £494. Renewal @ £748 Thanks to Martin and the MSE insurance subsidiary. Got £468.73 with one of the UK's largest insurers. Insurance companies are worse than Double Glazing installers, Estate agents, horse traders etc. Yet again Martin to the rescue. THANKS
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Cover to insure pedestrians against being hit by bike/ebike. Answered, thank you.
Question answered, thank you. Hi, Does anyone know if you can insure yourself, as a pedestrian, against being hit by a pushbike/escooter/ebike? They don't need insurance and therefore you can't claim from the rider and, as I understand it, the Motor Insurance Bureau (MIB) says if they don't need insurance, you can't use…
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House/Contents Insurance Quote - Gender Differentiation?
I'm aware that the insurers MAY be allowed to discriminate on gender grounds when pricing policies when actuarial data supports such risk determinants. Partner and I have both completed the Quidco/MoneySupermarket comparison questionnaire for house/contents cover. In each case we have named the other as joint policy…
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Quandary re which condition to disclose to travel insurer
My first diagnosis from a cardiologist was 'angina' so I disclosed 'angina' to my travel insurer. Even though I'd had no more tests or events, when I had a follow-up appointment at the same hospital a different cardiologist said my diagnosis was 'ischaemic heart disease' and I should have an angiogram. After the angiogram…
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Rescuemycar Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Rescuemycar Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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House insurance claim or not
Hello, I had an escape of water last year and used my house insurance emergency services to get a plumber out. They caused me issues with resolving the leak which exacerbated the damage, but the cost of repairing the damage is less than the excess so I never claimed on my insurance policy and I'm doing the decorating…
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House/Contents Insurance Quote - only pay by Direct Debit
Just running the annual comparison site exercise for house & contents. Cheapest contender is MBNA, worked through the quote checking the details and was ready to buy but pulled up by only being able to pay 1-off annual premium by 2 DDs (main and household emergency call-out), no debit/credit card option. Is this a common…
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Car insurance help. Driving test soon
We have a multi car policy which is due for renewal mid July. It’s extortionate so I am shopping around. I can get my main car cheaper elsewhere. The second car is a low value car that my son has been learning to drive in. His test is early August. I am not sure how insurance works fully. I am not sure I can renew for a…
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Life Insurance - Mis-sold?
We bought our house in late 2004 with a 30-year interest-only mortgage that was arranged through a high street financial advisor (a small, one-man operation). He also arranged life insurance with Allied Dunbar, and his business card & letterhead (we still have them) state he was an agent for Allied Dunbar. We trusted him…
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3rd Party Liability Insurance for dogs - Dogs Trust stop from 30/6/26
I've just had an email from Dogs Trust saying that they are no longer offering 3rd Party Liability insurance with the Companion Club membership. I cannot afford full pet insurance - both my dogs are 13 years old and the premium quotes are ridiculously high :o( . Does anyone know of any other organisations like Dogs Trust…
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"YourRepair" - boiler breakdown cover
This company let me down when I needed them, after I'd been paying them for two years. Their responses were slow and unhelpful, the engineer they sent seemed to struggle with the boiler and left without telling me, and when I complained I was fobbed off, including them telling me there's no higher / independent body to…
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Third party insurer put MIAFTR marker against car....nightmare!
Hi all I am trying to help one of my sons who is having a nightmare with this company. He has comprehensive motor insurance and two months ago a lady drove into the side of his car. No one hurt, lady gave her details, son contacted MM and started a claim. Seemingly the most banale and ordinary no fault claim The damage to…
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House insurance - definition of unoccupied
Hello, I'm reviewing house insurance for my renewal and have found one slightly cheaper than my renewal price that I'm thinking of going with, however, I'm being good and reading the small print! I note on the cheaper policy the definition of unoccupied is "When Your House is not being lived in by You or any member of Your…
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Personal injury side step by solicitor
Hi all Was hit in rear July '23, classed as no fault claim on my part. Whiplash appeared 24hrs later, time off work loss of earnings difficulty carrying out normal day to day things. Had jumped through hoops and did all that was asked promptly. Insurance company dragged heels tried ignoring me etc. finally got referred to…
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Standalone Jewelery Insurance
Currently working through my home insurance renewal and wondered if anybody has any suggestions regarding standalone jewelery / watches insurance. I am considering not including such items on the home insurance if I can get a standalone policy with a reputable insurer which is hopefully less than the specified personal…
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Cat's illness and need to claim on travel insurance.
Hi, We have had to cancel our holiday this week because our cat has become ill and we can't reasonably expect our friends to administer the medicines etc., during our holiday. We have been advised, by our travel insurance provider, that they will only cover us if our cat has a life endangering condition. He has a large…
