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Anyone with experience of the Virgin Money Club M account travel insurance with existing conditions?
I've recently needed to have a stent fitted for stable Angina and the cheapest worldwide travel insurance I've found so far has been to pay the additional on our Nationwide FlexPlus account (via Aviva). I'd been considering moving the account to the Virgin Club M account as it's cheaper than Nationwide and provides similar…
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Can I get travel insurance without medical cover
I need to sort very basic travel insurance now I am turned 71 and the Halifax has stopped their free travel insurance for me. I am a resident of Spain with S1 registered under the Withdrawal agreement so I am entitled to free medical care in both countries (NHS & Spanish equivalent). As we have a permanent place at my…
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Travel insurance - mental health claim
Hello, Looking for some advice here - my partner and I booked a holiday back in February to travel on 31st May. In late March he had a mental health breakdown, and was suffering from despression and severe anxiety attacks. There were a number of things that would trigger it, but during this state one of things that was…
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Single Trip Insurance for Family with different return date
Dear Members, I have purchased a single-trip travel insurance policy for
my family, covering the policy period from 1st July to 10th August. While all travellers listed on the policy started the trip from the UK on the same date, their return dates vary. However, all are scheduled to
return before 10th August, within the…
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Business Insurance - Help Needed
Last year we had a claim on our insurance by a member of the public who fell over, the insurance company did a deep search and sent us a letter stating "notice to void" because I had not declared some work CCJ's - I worked for a large corporate PLC and was one of a number of directors on two of their subsidiaries for…
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Car Insurance for a hybrid car
I have a nearly 4 year old BMW 330e hybrid car. Insurance seems higher for this type of car.. Are there any insurance companies that are worth trying for quotes? Have tried all the comparison sites already.
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Appliance Insurance
Hello fellow forum people, I am new to this , please bare with. I have appliance insurance for each of my house appliances, and have for 35yrs been with Domestic & General Insurance. I have had no issues except for the last recent one. I have lived on a houseboat for 10yrs, and D&G engineers have visited the boat many…
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Saga home insurance leaping from £300 to £719.84 & due in 3 days - no emails about renewal
Hi, I oversee finances/bills for my 85 year old mum with dementia. She's had buildings only insurance for her property (a small house) which has been just over £300 for the last few years. I've asked them not to send her any post as that will only make her anxiety worse. I see this morning from receiving an email that they…
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Travel claim refused
I was booked to go to New York in May from Saturday to Saturday. On the Saturday morning I received a text from the airline to say my flight had been cancelled due to technical issues and I'd be put onto another flight. The next flight was on the Sunday and via another country. I lost out on a day of my holiday, couldn't…
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Incorrect data held on insurance database
HiIn August 2023 my husband had an accident on the A20 in France. A deer crossed the carriageway at 6.00am and he swerved to miss it, causing him to lose control of his van and write it off in the verge at the edge of the hard shoulder. There was no other vehicle involved. My husband arranged and paid for transport off the…
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HOUSE & CONTENTS - QUOTE ME HAPPY
I'm in the process of renewing my H&C insurance. Quote Me Happy appear to offer favourable rates but its not a company name I am familiar with. I have seen suggestion that it might be part of Aviva. Just wondered if anyone can offer any info/thoughts/experiences on how reliable they are? I have searched the forum but…
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AmEx MyEssentials - Documents
Does anyone here happen to have a link to, or the documents for the AmEx MyEssentials policy? Cannot seem to locate it absolutely anywhere, likely because they stopped selling it a long time ago! (Also aware it is shortly being discontinued for good!)
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Home insurance and bike theft
My home insurance is due for renewal next month. In February this year I bought an e-bike, and because it cost a lot more than the maximum bike cover in my home policy (£1400 compared to £500) I took out a stand alone policy with Cycleplan.The bike was stolen from my garage in June, and today Cycleplan have finally…
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Pet Insurance - Out of hours
Hi Everyone, Last Friday evening at 4.30pm, I had to rush my pet dog, Winnie to the vets. Upset and unsettled to hear she needed urgent medical attention and would need an overnight stay with a potential ultrasound. Luckily, I had lifetime cover for Winnie up to the value of £10k with no previous claims. The estimate came…
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Paying twice to RAC
I discovered for the last three years I have being paying twice for breakdown cover. Once through my RAC car insurance where it is included with my policy, and I have also had a separate breakdown insurance not realising it was included with my car insurance. So for last three years Ive paid out £120 for nothing. Surely…
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Very protect insurance expiry date today. Am i insured today?
My sons iPad screen got smashed this Evening and so I go onto my very protect and repair policy and it says the policy expires today 4/08/2025. When I click the link to make a claim, it says it expired and I can’t go any further. The policy says it’s insured 05/08/23-04/08/23. Should I still be insured today? This all…
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Increased premium despite blame free accident.
Last September a man changed lanes on a local roundabout and hit my car on the drivers door handle. Initially he held his hands up but his wife was unhappy that despite me being in the correct lane, that her husband had owned up. After a few months backwards and forwards, I instructed my insurance company to take the third…
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Living in Airbnb between house moves - any insurance tips?
Hi! We've sold our house and will be moving into a new build. The timings do not work out, so to make sure we do not lose the sale we will be living in an Airbnb for approx 6 weeks... Most of our goods will be in storage. At the Airbnb we will take clothes, the cats, laptops and jewellery... which we want to insure (very…
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Medical travel insurance claim refused
Hi, really appreciate any advise here. My wife and I were recently due to go to Portugal for a few days when my wife did something to her back and was advised by our GP not to travel. We had taken out travel insurance and declared a number of pre-existing medical conditions. Back pain was not on my wife's record. Our claim…
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International Private Health Insurance (China)
My daughter and her boyfriend are soon moving to teaching jobs in China but international health insurance seems to be extremely expensive ( this might be the case but since it’s all new to them they are unsure) . They got a quote from AXA for over £100 each per month - please does anyone have any tips/ recommendations for…
