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Disputing insurance valuation of a written off car with a new engine
I’ve never been through any of this previously, so not sure what the proper process is when it comes to valuations of cars when they are written off, so any help would be amazing. I was in a no fault accident a few weeks ago (third party admitted fault) and though a number of people who saw our car (including the man who…
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Travel insurance T&Cs
I travel a lot and buy an annual multi-trip insurance policy. The comparison websites allow you compare prices but I am more interested in things like maximum trip length, maximum altitude for trekking, activities included etc. These things are often hidden deep in the small print and it's a pain in the neck having to read…
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Two car insurance policies on one car by two different people in the same household?
Hi, I was hoping you can provide some guidance? Can a car be insured on two insurance policies by two different people in the same household? I will explain further. My wife has a Vauxhall Corsa with a fully comprehensive insurance policy which she has had for years. She recently inherited a Ford Focus and also has a…
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IN10 insurance was £390 now £3k+ help
ok so I've had insurance for 20 years driving with 20 years NCB.I have it on renew and today was out with my 2 year old and 90 year old mum, when pulled over, an police said I had no insurance, I said I had it for 20 years always paid, an it came up it had lasped and the payment had failed, an because I moved flats I didnt…
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Car Insurance Commuting
Good afternoon. Apologies if this has already been covered on forum. I am retired and have just renewed my car insurance to include social domestic and pleasure. I no longer travel to and from my place of work however I do give my son a daily lift to his place of work(no payment for this) and was just wondering if this…
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Vitality Life
Apart from making a formal complaint which I have done. Waiting months on the company's reply, then waiting montbs on a response from the FCA. How can I expidite a death claim which has been going on since the middle of March 2025. This company claim they have tried to pay it out 3 times to no avail. Despite asking for a…
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Private Health Insurance - thoughts ?
Hi forum members short story....I have recently had lots of dealings with NHS re a vulnerable close family member. I was/am horrified of the care etc given in EVERY NHS care setting I have had experience of dealing with particularly A & E. It has been clear to me for many years that the NHS is very sadly basically very…
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car insurance
A friend of mine in the UK owns two cars, both registered in his name, but they’re currently insured with two different providers. One policy has already renewed , and the other runs until November 2025. He’s now looking to move both vehicles onto a single multi-car insurance policy to keep things simple and hopefully save…
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Has anyone used Got You Covered for their car insurance?
Hi. I have been getting quotes for car insurance, and the cheapest I got, which does not involved fitting a tracker, was with a company called Got You Covered. They are significantly cheaper than the next one on the list (the quotes I got were through this site). Obviously this is a good thing, but I am also aware than…
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Income protection insurance
I’ve just qualified as a dentist and am wondering whether income protection insurance would be a good idea in case I damage my hands/eyes etc and can’t work. I don’t have any dependents but do have a mortgage. Any advice as to whether income protection insurance would be the right thing to cover this or if there is…
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Gratuitous care and assistance.
I am comming to a near end to my personal injury compensation claim. After my accident I was injured and needed help from father. Which my solicitor said I could claim money for care provided by family member. Fast forward my solicitor has now asked he needs to speak to my father about the care he provided in depth so he…
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Student study abroad Insurance USA
My son is travelling to Chicago in August till December. What's the best travel insurance for him? Waiting to hear back from his university in the UK to see what hebis already covered for.
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Travel Insurance for existing conditions
I studied the MSE advice on this topic but of the recommended companies I recognised only 2 - Saga and Admiral - but had never heard of the others. So I wondered how dependable the others actually are. I then discovered good independent advice on MoneyHelper.org.uk - a UK government service. They listed 30 companies who…
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Spain travel insurance - now mandatory?
Off to Ibiza soon and usually don’t bother with travel insurance (yes I know it’s good - please can this thread focus on the rule change itself and not ‘why don’t you have it’!) Just read about a new rule change and potential border checks for it. Anyone else heard about this? Searched MSE news but surprised it’s not being…
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Car insurance company incorrectly wrote off my car and caused me a loss. Who do I sue?
Last August a deer decided to headbutt my passenger headlight causing damage. I made a claim to my insurers. Initially they informed me that the computer says it is a write off as the computer said it was uneconomic to fix it. It is a fairly old car with a lot of miles on it. However, they also appointed a loss adjuster…
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Home emergency cover
Morning all, we had a power cut over the weekend (RCB2, so no upstairs lights, downstairs sockets, or boiler). Emergency call out came and put the boiler and lights onto RCB 1, leaving us with no downstairs sockets. They then sent a quote back to the insurance company to fully invest the sockets downstairs. Insurance…
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Entire contents of house lost through fire in storage unit
Looking for
advice After the purchase
of the house we were moving to in Suffolk fell through, we decided to continue
with the sale of our house and put the majority of our belongings in storage
whilst we lived at a friend’s house in the area. We chose a
reputable Suffolk company to move our items into storage and then…
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Car insurance for a business that carries passengers and goods
Good morning, MSE community. I am a self employed Tour Manager that provides a service of driving passengers (the Band) and goods (their equipment) to and from gigs and hotels. I have recently been advised that I need "Hire and Reward including Passenger Carriage" or "PCV insurance (Passenger Carrying Vehicle)" insurance…
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Buildings insurance for leasehold flat
I live in a house converted to 2 flats. The freeholder owns the ground floor flat and organises the buildings insurance. However, I have just been told that the renewal cost is £421 which is more than my friend's 4 bed detached house! Has anyone else had this issue? Is there anything I can do? I phoned the insurer and…
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Benefit of Accidental damage on Buildings Insurance
I am coming up to my Building and Contents Insurance renewal. We were with More Than which has now moved to Admiral. I am working around the comparisons sites at present. Basic reason I have insurance is for the worse case and we need to rebuild. I don’t take accidental cover as I have felt for what we cover the excess…
