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Education needed on how Brokers operate for Home Insurance
I am a total novice when it comes to Insurance Brokers. I am not quite sure of my facts here, but I believe Prestige Underwriting is an MGA that has a Home Insurance Policy called Coverall. This will cover non-standard homes, for example, ones that have had Subsidence in the past. Questions. Do all Brokers have the same…
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Best Schengen‑compliant travel insurance for 180‑day single trip?
Hi everyone, I need to buy single‑trip travel insurance for a Schengen visa application, and I’m struggling to find providers that meet all the requirements. The policy must: • Be valid for the Schengen area • Include minimum €30,000 medical coverage • Be valid for at least 180 consecutive days • Include my name, surname,…
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Insuring a switch 2 for my brother
I've recently bought a switch 2 for my brother as his birthday present and I want to get it insured. The games console is a gift from me and will be at my brother's house or workplace rather than at my home. Would I still be able to buy insurance for it if it's not in my possession or my home? Or is this something my…
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Aviva Premium from MoneySuperMarket
I want to purchase this for my car with a start date of 1st August, which they can do (60 days prior to when I need it). If my car is delayed, can I just change the start date, or is the price locked and loaded for the start date of 1st August only? I really do not want to cancel and restart the policy, especially if it…
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Insuring an additional car?
I'm looking for some tips on motor insurance because I'm thinking about getting a second vehicle. I’ve accumulated over 9 years of no claims discount (NCD) on my current car, which I plan to keep. Since I can't transfer that NCD to the new vehicle, should I just get quotes and indicate zero no claims? Or is there a…
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OneClickDirect wanting to charge £50 to cancel a policy I set up hours before
Went with OneClickDirect home insurance after they gave me the best price on Quidco. It said 16.50 deposit, 9.50 per month direct debit, including legal and home emergency. Clicked through the screens and after I paid the deposit it then started asking me about adding legal and home emergency for extra cost on top. Had…
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Go Compare £50 off your next flight or hotel stay
Has anyone used this? Want to use the £50 for a Ryanair flight or possible EJ or Jet2 or a hotel stay.
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Find someone to give me life insurance
my 25 year level life insurance policy is ending in July. I thought getting another one would be straightforward. It hasn’t been though. I’ve tried two providers, including my current one, both have declined on health and BMI grounds. Can anyone recommend someone who might insure me?
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Claiming on car insurance after a ambulance hit parked car (not in an emergency)
Can anyone give some advice please? An ambulance hit our parked car while it was on our private drive and caused damage. It was not in an emergency as no lights, sirens as well as taking 10 minutes to try to park whilst hitting our car over and over again on our driveway. They were driving/parking erratically/inexperienced…
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Mis sold life insurance
Hi We have recently discovered that Life Search who provided us with a quote for life insurance have sent the quote through to Legal & General even though we didn't accept that quote and went with a lesser quote. We only became aware of this policy when Life Search organised a review of our policies and they could only…
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Private health insurance companies, over 65
Is the Exeter any good? SAGA? any others? I've quotes for Exeter and axa ppp
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Aviva Car Insurance - Change Start Date from 1st July to 1st August?
Bought car insurance via money supermarket with a start date of 1st July, but now want to change it to 1st August. Can this be done without any hassle does anyone know, or will I potentially end up with a brand new premium/policy and have to start all over again.
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NFU Home Insurance - Help needed!
Good afternoon all I hope to seek some advice/help regarding NFU home insurance. Following a rejected claim based on a claim in Nov 24 for a partially collapsed front stone wall, the NFU then ‘cancelled’ our home insurance and wife’s car insurance policy, giving two weeks notice based on having had too many claims and…
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Eversure Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Eversure Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Life Insurance, written into trust
About 25 years ago I took out life insurance, around the total of my mortgage, and had the policy written into trust. The logic was that the policy would bypass my estate resulting in a quicker payout in the event of my death. The beneficiary of the policy/trust is now dead and the insurance company tell me there is little…
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Multi-car & multi-driver young person insurance - such a thing?
Hi all, my two teenage(ish) boys are now both not such much teenagers as young adults (17 & 20) and I want but a car for them to share. When I say share, the older one is away at Uni most of the time & so will not likely use the car too much. The other goes to local college for now, by bus. What is the best way to insure…
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A Group travelling with individual Insurance covers.
Morning all, I hope some one can help with this query please? We (Gran and Grandad) have annual travel cover. We're taking our 'kids' and grandkids on holiday and paying for the lot (£25 - £30k). Will their individual (two families) travel insurances cover us if the booking (Flights, Villa,, Mini-Bus, Park tickets) cover…
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Home insurance
Hi, We are moving from a share-of-freehold maisonette to a freehold semi-detached house. We have had no insurance claims in 13 years of ownership. However, the sellers have disclosed on the TA6 that the property suffered a leak from a neighbouring property and storm damage. When obtaining buildings insurance quotes: Do we…
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Income protection
Hi - I wonder if you have any advice please. I have always worked for large organisations with many additional benefits - however since moving to a smaller company I no longer receive a atrong redundancy offering or any sick pay other than the standard you can claim. I have started to look online and I am confused (they…
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Neighbours house subsiding. How should we approach potentially claiming for subsidence?
We live in a 1950's semi. We are the homeowners. We purchased in 2013. A RICS homeowners report (survey) was issued at this time, clearly stating no signs of subsidence. Our house is number 23. We recently discovered the property adjoined via the party wall, house 21 is being investigated for subsidence. After doing some…
