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What is essential insurance coverage for a Private Road?
I have tried to source the answer myself but understanding what insurance is actually 'needed' for a Private Road wildly varies as much as the price; so far giving the same insurance brief has resulted in quotes ranging from £191 to £660. I'm not asking for a referral here, but to understand whether what I'm asking for is…
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Very late ambulance bill
I had an accident as a pedestrian in Cologne in November 2024. An ambulance was called and I was taken to the local hospital for treatment. I was given a bill by the hospital for 621 Euros which I had to pay before being released. The client I was working for said I could claim through their insurance, which I did and the…
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Life insurance
I really am at a loss and whenever I start looking I find myself down many rabbit holes. I am looking for life insurance, not too expensive, just something to leave my daughter. I am 55 and have a few life long illnesses, leading to me being on disability. Obviously as I am on benefits I cannot afford a massive amount but…
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How do I get Home Insurance comparison quotes for an empty probate property?
My late father's Home insurance will expire soon in May, and the current price is £51/mo for a 4-bed property, which seems extortionate. It used to be £57/mo, but this premium dropped to £51/mo after notifying the insurer the policyholder passed and property is unoccupied. I've tried the Compare+ Tool but the questions are…
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About to move and want to insure my possessions for the move
Hi all, I am about to move in a week or two. I am most worried about moving my TV, which I paid around £1400 for a few years ago. It is covered by AO Care insurance, but it seems that doesn't cover the transportation of the TV. I am going to be using a 'man with a van', which I understand may cause problems insuring my…
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Party wall indemnity
Can anyone give me a few names of insurance brokers who can broker a party wall indemnity policy ...not for a house sale...but for a homeowner protecting against adjoined neighbour claims of damage please. This is for works already carried out not works yet to take place.Thank you
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I listed an SP40 from 2021-2024 despite doing a Speed Awareness Course
Back in 2021 a speed camera snapped me going over the speed limit. I was given the chance to take a speed awareness course as it was my first offence. I thought I then had to update my insurer about this and for the next 4 years I took out car insurance on the basis that I had points for an SP40 offence on there. I learned…
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Prudential Life Policy Written In Trust
My late mother and my step-dad took out a with profits ‘joint life second death’ life policy with Prudential in 1995. It was written in trust from the outset with my 2 stepsisters and me as beneficiaries. My step-dad died late last year. Prudential have been notified but insist that they won’t pay out the benefits until…
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car insurance and claiming
Hello, Just after some advice on what to do? I had a small bump in the car, my damage was my wheel arch dent and scratched, the other car scratched passenger side door. ironic a passerby shouted not worth claiming. The other car was what i believe to over react, when i got out the car said im informing the police, you were…
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Cancellation insurance for under 18 on school expedition.
Hi, my daughter is signed up for a World Challenge expedition to Eswatini (Swaziland). WC provide provide health and evacuation cover but advise we arrange our own cancellation and belongings insurance. My daughter is currently 16 and will be 17 at time of travel. Need cancellation cover for about £4k. I’m not overly…
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Travel Insurance - Cancellation only without the medical treatment!
We're booking a holiday on the Isle of Wight, and we live in Birmingham. The quotes I am getting are disproportionate to the amount we are spending - all we need is cancellation insurance for a ferry crossing and our accomodation, but all the quotes I can get include insurance for medical and repatriation costs which,…
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comparethemarket no quotes??
I pay £450 a year for my insurance on hastings direct, I looking at comparethemarket and only get one quote of £3,000. Has insurance doubled? or x3 for everyone? I have 20+ years no claims, an nothing else like convictions, age 40. The car is 2011 2.0L. Nothing special. Anyone else had this? Is this a error?
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Broker or IFA
Hiya I need to sort life insurance and critical illness since having a sprog. Is a specialist broker better than an IFA? Also if a broker isn’t completely whole of market does that matter? They won’t give me a list of the providers on their panel so can’t work out how close to whole of market they are. Are the likes of…
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When Should I renew my Car Insurance?
I've done the get quotes 29 days before renewal and decided on the quote I am going with so when should I actually pay for the insurance? My renewal is due on the 30th March.so wait until then or earlier?
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Travel insurance
I've recently spent over £7K on flights to see relatives in the USA and looking to get insurance before we travel, if for some reason flights are cancelled i've noticed that insurance quotes i have had only cover you up between £1-3K, if for any reason we can't fly, could i cliam on my credit card to cover the cost?
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Small fault bump impact on car insurance and best solution?
Hi all, Just had a very unfortunate very minor bump with another car and they got a quote of about £600 for the repairs (small scuffs and headlight crack). I have a long claim free history, £125 excess and premiums are around £150. Ultimately I believe the claim has to be legally reported even if I was to pay for the…
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Car insurance database showing as an open claim still active
Long story short everyone Someone crashed into me. I fought my case strongly for almost a year. Car now repaired in October. Lost 9+ NCD down to 3. Got all my points reinstated £500 compensation numerous apologies. Still sending me messages saying money has been paid into my account from a claim update no money received…
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Life insurance policy notice of huge increase in premiums or huge reduction in benefits
I have a whole of life insurance policy. It was set up to be indexed linked. Premiums and benefits have risen steadily over almost 40 years that I've had the policy. I have now received a letter from the insurance company stating that it has been reviewed and I have a few options A) Freeze premiums but receive what looks…
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Driving Licence
My Brother in Law sent his Driving licence for Renewal (75years) to in to DVLA begin of Jan 2026 End of Feb he rang Swansea to make enquiries' as to new ones whereabouts but the Staff refused to talk to him as they said his Post Code doesn't exist, he has only lived in his house 35 years He has been told they cannot open…
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Gifting no claims discount.
Our car is insured by my wife with myself as a named driver. This dates back to when she got a car over 30 years ago and I had a company car. Since I retired 14 years ago we only have one car. In recent years I have done almost all of the driving due to her health issues. She no longer wishes to drive although she retains…
