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Sending a large item away for repair
How do I insure a large item that is being collected by a courier and taken away for repair?
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Car insurance write offs
Hi, my car has been declared a write off - a small dent in the bumper & wing - crazy - but when I’m on insurance comparison sites NONE of them give me the option to declare this?!!!! What do I do???
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Best insurance company for contents insurance for a single room in a large HMO
Hello, a friend is renting a room in an 8-bedroom HMO - it's staff accommodation in a very safe area. The room is on the first floor and has a lock on the door. It's pretty low risk.They are struggling to find affordable insurance - most companies don't even offer insurance for HMOs with this many bedrooms.Does anyone have…
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Car Insurance Renewal
My car insurance comes up for renewal on my birthday every year which is only a couple of days of days after I originally passed my test. I tend to organise my renewal in advance, however this means that I cannot say that I have done as many years of driving as I will have done on the renewal date. Additionally, it means…
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subsidence insurance cover
Hi everyone, I am hoping for some advice or recommendations for insurers or brokers who can help in my situation. I own a buy-to-let property and had a subsidence insurance claim. After a long drag, the insurer concluded that the issue was minor subsidence caused by a drainage defect, affecting a small area at the rear…
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Redundancy insurance
I'm looking at redundancy insurance i don't really recognise any of the companies in the comparison result, is there any advice on what to look for
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Home insurance with a couple of high value items
Could standard insurance using comparison sites meet this scenario? The figures are slightly different to the real ones. House value £350,000. Rebuild cost £220,000 Contents value (excluding clocks) £15,000 Two clocks worth £7,500 each, i.e. £15,000 No jewellery. Could the clocks just be itemised, or would specialist…
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Courtesy Car not insured for named learner driver
We are with Hastings Direct and were bumped from behind. We have been offered a courtesy car from Enterprise who Hastings use while ours is fixed, but Enterprise will not allow a learner driver to use their cars even though the Hastings policy is that the same people will be insured on the courtesy car. Our learner driver…
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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New for old car insurance not paying out
Our 18 month old car was recently written off in a no fault accident (hit while stationary,) . We have 'new for old insurance' and fulfill all criteria for this according to their requirements. However, after writing off our car they have only paid out market value, which is approx £15k less than manufacturers list price…
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Saga unable to insure long-standing elderly customers – seeking advice
I’d appreciate advice from anyone who has encountered something similar, or guidance on whether there is an organisation we can take this to. My elderly parents have been loyal Saga customers since 2020. Their current car is insured with Saga, but when we tried to insure a replacement vehicle, what should have been a…
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Travel insurance advice for novices
Afternoon all Travel insurance help required, please. My wife and I are going on a long trip later this year. We've only travelled abroad once before, to Malta in 2010. This trip will be a visit to newly discovered relatives in the Antipodes. The Malta trip was a package deal, and I don't remember anything about arranging…
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Can crucial factual inaccuracies in an Ombudsman's final verdict be corrected?
In our experience with our subsidence claim with AXA, no they can't. There appears to be no mechanism, beyond seeking legal advice, to do this.
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Policy Expert - beware!
This story also applies to Insurance in general and responsibilities that you'd never think of ;-) Long story short, reported a claim that ultimately we knew that we wouldn't claim for - small amount and likely wear and tear, which it was. Policy Expert notified us the next day that our policy would be voided as we hadn't…
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First House Buildings and Contents Insurance
Hi, I am exchanging contents this week and have been warned to get my insurance in place for when this happens. I am a single person with not a lot of expensive possessions, just a laptop, tv etc, no jewels or cash. The house does not have an alarm. Any advice of who to go with ? Thanks
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Pre-existing medical issues for travel insurance - how can anyone answer the questions?
I'm trying to get travel insurance before booking a 4 week holiday to somewhere exotic around February next year. I have some pre-existing medical conditions so tried getting a quote from some of the companies that advertise on TV. They all use the same algorithm to ask question, but the person you speak to has no medical…
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Repair via insurance or settle?
Hi everyone unfortunately someone rammed into my car yesterday. He said to let him know how much it will cost to repair and he will settle privately. I don't want my premium to go up and I only have 1 years ncb. I have his home address, number plate of the van and photos and phone number. Any advice would be great as it's…
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Insurance claim escape of water
Hi 2nd post today. Will be glad to see the end of this year!! Washing machine packed up. John Lewis came to install new one. When they pulled the old one out the floor under was soaking. We have had a leak from our stop !!!!!! which had obviously been going on for a long time. Covered by insurance. Plumber and assessor…
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Starting Car Insurance a few days early?
I have a bit of a dilemma about renewing my car insurance. The current policy which only covers me for the UK expires on February 2. On January 27th i'm taking the car by ferry to Spain and travelling through Spain for some six weeks. The easiest thing but I'm sure not the cheapest is to change my policy with the current…
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Pre-existing medical condition and life insurance
Afternoon all! We are just about to complete on our first house purchase but have thrown a bit of a curve ball in the last two weeks. Looking at mortgage/life insurance and I'm struggling to get my husband insured :| We have just found out he has a heart condition and needs surgery for it so referrals have been put in for…
