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Travel insurance advice for novices
Afternoon all Travel insurance help required, please. My wife and I are going on a long trip later this year. We've only travelled abroad once before, to Malta in 2010. This trip will be a visit to newly discovered relatives in the Antipodes. The Malta trip was a package deal, and I don't remember anything about arranging…
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Can crucial factual inaccuracies in an Ombudsman's final verdict be corrected?
In our experience with our subsidence claim with AXA, no they can't. There appears to be no mechanism, beyond seeking legal advice, to do this.
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Policy Expert - beware!
This story also applies to Insurance in general and responsibilities that you'd never think of ;-) Long story short, reported a claim that ultimately we knew that we wouldn't claim for - small amount and likely wear and tear, which it was. Policy Expert notified us the next day that our policy would be voided as we hadn't…
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First House Buildings and Contents Insurance
Hi, I am exchanging contents this week and have been warned to get my insurance in place for when this happens. I am a single person with not a lot of expensive possessions, just a laptop, tv etc, no jewels or cash. The house does not have an alarm. Any advice of who to go with ? Thanks
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Pre-existing medical issues for travel insurance - how can anyone answer the questions?
I'm trying to get travel insurance before booking a 4 week holiday to somewhere exotic around February next year. I have some pre-existing medical conditions so tried getting a quote from some of the companies that advertise on TV. They all use the same algorithm to ask question, but the person you speak to has no medical…
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Possible subsidence - possible future extension - insurance cover
I am hoping at some point in the next few years to do an extension to my semi-detached house (out at the side and back, single storey, and into the loft). I think I may have read on here that some insurers will cancel an insurance policy during major renovations such as this, leading you to have to reapply afresh once the…
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Repair via insurance or settle?
Hi everyone unfortunately someone rammed into my car yesterday. He said to let him know how much it will cost to repair and he will settle privately. I don't want my premium to go up and I only have 1 years ncb. I have his home address, number plate of the van and photos and phone number. Any advice would be great as it's…
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Insurance claim escape of water
Hi 2nd post today. Will be glad to see the end of this year!! Washing machine packed up. John Lewis came to install new one. When they pulled the old one out the floor under was soaking. We have had a leak from our stop !!!!!! which had obviously been going on for a long time. Covered by insurance. Plumber and assessor…
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Starting Car Insurance a few days early?
I have a bit of a dilemma about renewing my car insurance. The current policy which only covers me for the UK expires on February 2. On January 27th i'm taking the car by ferry to Spain and travelling through Spain for some six weeks. The easiest thing but I'm sure not the cheapest is to change my policy with the current…
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Pre-existing medical condition and life insurance
Afternoon all! We are just about to complete on our first house purchase but have thrown a bit of a curve ball in the last two weeks. Looking at mortgage/life insurance and I'm struggling to get my husband insured :| We have just found out he has a heart condition and needs surgery for it so referrals have been put in for…
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Trees and home insurance
I have three overgrown trees on land next to my house (two leylandii 14m and a Sycamore 11m). I have had an Arboricultural survey completed which advised removal of all three, it also states there will be no chance of heave. The land owners have given permission for removal as long as we pay. Does anyone know if I need to…
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Car insurance - 5 year declaration for points/penalties
I've just changed provider for my car insurance. The documents received show no convictions or penalties in the last five years. In fact I have an SP30 from October 2021 (three points). I called to correct it only for the call handler to tell me that they have my driving licence details and they check directly with the…
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Building Insurance for Leaseholders - misleading advice ?
The Home Insurance article in last weeks tips email stated “…..buildings
insurance is usually only for freehold homeowners (otherwise it's generally the
management company's or landlord's responsibility…..” Surely this is dangerously misleading ? I’m not sure what is meant by “Management company” – we pay £15 per annum…
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Another Claim or Self-Repair Question
I stupidly hit a low bollard, damaging the bumper and wing. I've been quoted an estimate of £1,000 to repair the damage, using used parts. What threshold would you use to judge if claiming through insurance is worth it. Excess is £300
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Hyundai or Enterprise accident management for insurance claim?
My current insurer does not have any approved hyundai garages so I need to find my own - but they will not cover recovery if I choose my own, so just wondering if anyone has used Hyundai accident management or Enterprise? Any advice on this would be appreciated.
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Home insurance and lock boxes
Hi I’ve just had a break in at home as thieves have opened a lockbox with a crowbar or similar. Now I know some home insurance is sketchy on these things, but I’ve just been through my whole policy with a fine tooth comb and there isn’t even a mention of a lockbox or anything of that nature when it comes to a claim. Of…
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Insurance Renewal Quote Claims Declaration
(I posted this to the Motoring board by mistake first but I think it is better suited here) Hi, I am just in the process of getting quotes to renew my car insurance. In December 2024 we had a thankfully relatively minor accident and had to make a claim for the car to be repaired (the value of the claim was 5.5k). All was…
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RAC Renewal Ditched
I missed my reminder last to shop around for breakdown cover and ended up with an RAC renewal at a cost of £197.99. So when this year's renewal came up I was straight onto it. The renewal price was £272.99! I tried ringing them to see what they could reduce it to, but the lines were closed. Went to AutoAid instead - via…
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Tesco Insurance Login
What a farce, my home insurance is due February, so thought I'd login to see whether I'd got automatic renewal on........not a chance. They've changed the login, same as Tesco.com account, which I can login to, but nowhere can I connect to my home insurance. I can't check my details are exactly the same, which they should…
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Home insurance carried out work without my consent
Hi, I'm just wondering what you guys think about this. I contacted my home insurance because my rainwater pipes had tree root ingress and some of the pipe was damaged. The insurance contractor carried out CCTV of all the drains and said they would clear the blockage and repair the pipe. Two weeks later they returned and I…
