Insurance & life assurance

I am thinking of joining Hometree Plumbing and electrics, what are they like

January this year our house was flooded - approximately £82k damage. 10 months on, still not resolved yet as to which contractor's bid has been accepted. There has been huge delays with feedback from loss adjustors, surveyor and insurance company. My main questions are this - Our policy is due for renewal in November and…

I heard Martin say that premiums on motor insurance have come down radically. Is it only for motor insurance? The premiums on my home and pet insurance have shot up radically (by nearly 50%) despite never having made a claim. Is this right? I'll certainly be comparing prices while the supposed sweet spot is active.

I have had to make an insurance claim for an incident in a car park where I scraped my car and it needs a panel resprayed and dents removed. I am receiving a courtesy car while mine is being repaired. The insurer’s authorised repairer have offered Courtesy Vehicle Excess Insurance where for £19.99 if I have an incident…

So much for saving money by entering your driving licence number! I did a quote without which was £503.93, one with & it had gone up to £526.39 that was the cheapest with Hastings Essential but all the quotes had increased. They were both done within 10 mins of each other. If anyone has had the same experience & knows why,…

How do I now insure? In only my name as policyholder? They don't live with me. I tend to do comparison sites but unsure how to register other parties part-ownership. Advise please. Policy shortly expires so shall be trawling for new quotes.

Just wanted to hopefully enable others to avoid making the expensive mistake I made in using Emergency Assist as my vehicle breakdown/recovery service. I had the unfortunate incident of hitting a pot-hole last week, and when I called Emergency Assist to ask for recovery and to be taken to a local tyre replacement facility,…

My dad had a personal wealth plan account with phoenix life On 17/03/2025 he took £533 in surrender payment from it He subsequently passed away on the 24/05/2025 After applying for and being granted probate phoenix life found they had made an underpayment and sent to the executor account that is in my sisters name on the…

Changed my daughter on my car insurance last year to main driver. Was told at renewal she would inherit my NCD I intend taking myself of as a driver. Contacted them today and they are now saying that is not the case. If I make her the policy holder instead of myself will that let her have my ncd.

Hi, This is a feedback thread on car breakdown provider: AutoAid Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony

i currently have an annual policy with Staysure for UK only. It runs out in January. I have paid a deposit for a UK cruise for next year. Before I ring them, would you think I am right to assume my deposit is covered? Does anyone know if I will need a European policy to cover my cruise next year even though I won’t be…

I have a Life and Critical Illness whole of life Flexible Protection Plan (life and critical illness assurance with an investment element) which commenced in September 1999. It is in the joint names of myself and my wife. We have paid monthly premiums of £115.69 for the first 25 years, reduced to £76.68 for the last 2…

I have a cooker insured with D&G. It developed a fault and so I contacted D&G who arranged for someone from their subcontractor to come and repair it. After three failed attempts he said he would need to come back again with yet another part. I received a text with a date for this but then a day or two later received an…

Following a small non-fault claim made via my insurer, I am being asked to allow their now appointed solicitor to take action for a recovery against the third party insurer for costs and the excess paid. Confirmation that the action may be made under my own name has been requested. Is this standard practice and are there…

Last year my leaseholder upstairs and I as freeholder of the building and resident downstairs paid £760 with CIA for Buildings Ins for both 1 bed flats. This included approx £20,000 cover for household ins for each property. The building had been a 3 bed terrace house, mid 1800s build before conversion 11 years ago. Is it…

HI, I recently applied for a term life assurance too cover a £100k mortgage which I have on interest only. I have no other life assurance as when I priced it up it was too expensive, hence going for the term assurance. However I have been refused this as I was diagnosed with Lymphoma in September 2025. This has now been…

We have been struggling since we purchased our flat in London in 2011 to find cheap buildings insurance. The issue is that we are the 1st floor flat and there is also a ground floor flat (2 flats in total, one above the other) in the same terraced house (both flats own share of freehold), and apparently you can't just…

Hi all, I am hoping someone here has been through something similar and can point me in the right direction. My mum died on 16 September. In 2010 she took out a Halifax Level Life Cover Plan, issued by St Andrew's Life Assurance, with just over £27,000 of cover over a 27-year term. She paid the £25 monthly premium to…

I have an existing policy, one of those get X amount if you die before you are 70, this ends in a couple of months and I thought I would go for one that protects against inflation, but I'm getting knocked back (they haven't called for my medical records). Any suggestions for suitable companies that deal with cancer…

Has anyone used this? Want to use the £50 for a Ryanair flight or possible EJ or Jet2 or a hotel stay.