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Travel insurance dilemma
I have a travel policy in place for an upcoming trip. Two weeks ago I fell, resulting in a few stitches and a rib fracture. I’ve been discharged by the hospital as my recovery is going well, with no follow up appointments booked. Do I need to inform the insurance company of this accident or as I’ve been discharged is this…
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
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Dental imsurance
I am looking to save money on a dental procedure and was wondering what my best option is. My dentist has diagnosed an infected root and says I can either get a free NHS extraction or pay privately, about £700-800, she quoted, for a complicated root canal that the NHS, in theory, should treat but will not [she says]. I…
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Life insurance and inheritance
Hi, My partner and I jointly hold a mortgage and have a separate joint life insurance policy with each other as the policy benefactor. We have 2 children each from previous marriages. If one of us dies, the life insurance amount is to cover paying off the remainder of the mortgage, and to allow the other to "buy out" the…
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No blame accident: £800 premium increase.
In June I was driving down the road next to my children's school when I heard a clunk, a scrape, and saw the windscreen mirror thud onto the winscreen before skidding down the road. It came out of nowhere. I looked behind me and a child had opened the passenger door of their parent's parked car onto my mine. I'd already…
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Admiral Direct vs Auxillis? Which route to take
Hi all, My car was rear-ended a few days ago (bumper/boot damaged). I asked my insurer if they’ll check for hidden mechanical issues (suspension, sensors, etc.) — they said yes, but ABL1Touch (the repairer they use) told me they only do bodywork. Options I’ve been given: * Admiral (via ABL1Touch): Lifetime repair…
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Guide discussion: Bicycle insurance
Bicycle insurance guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Breakdown cover when you have business insurance on your car
I have been told by the RAC that because I have business insurance on my car (I work for the nhs and sometimes visit people’s homes with colleagues) that I cannot have standard personal or vehicle cover, it has to be “business” cover. They said that If I had the personal cover and traveled in someone else’s car who had…
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Can MIB Tell Me Everything?
Hi All, I want to double check my insurance history, can a MIB request tell me everything? I want to check my claims history, motoring convictions and if any policies were ever cancelled. I think everything is fine but I want to double check.
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Mains water supply pipe beyond property boundary insurance
Hi, I've read several old threads and can't find one specific to my needs. I live in rural Wales and the majority of my mains water supply pipe runs below a neighbour's field so it's not covered by standard home insurance. Since 1993 I've been insuring it with Homeserve. Initially the premium was very cheap because it…
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Car insurance cancellation pro-rota fee
Hello, I'm having a problem with my previous car insurance company quotemehappy (aviva), regarding cancellation fee. My policy renewed in January, then in March changed the car all fine no problems. Last month I made the Decision to buy a VW transporter shuttle, this would now be my main vehicle so I wanted my no claims…
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Travel insurance question - Can I Still Claim Travel Insurance for a Trip We Can’t T
Hi everyone, I’m hoping someone can offer some advice. I booked a UK break back in February for travel in May 2025. At the time, I didn’t take out the insurance offered by the provider. Just before the trip, my son was unexpectedly admitted to intensive care and we couldn’t travel. I contacted the provider and they were…
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Insurance excess court hearing
Long story short, someone hit me at a roundabout last yr, went through insurances and they admitted liability via their insurance company. My car went off to get fixed and I had to pay out my excess and claim it back. My insurance company solicitors are shocking, ive had to chase them over things and they set my claim up…
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car insurance renewal
Hi everyone, I was under the impression that car insurance renewals have been coming down recently, but my experience seems the opposite. * My renewal quote from my current provider has come in at just under £605 (I usually pay monthly). * I checked with another provider and their quote came in at £960 for the same…
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One Call Insurance Dubious Communications
I recently switched to One Call via Compare the Market, probably forgetting the old adage that if something seems too good to be true…. Today I received an email from them telling me they had found an error in details, that correcting it has increased my premium, and they are also charging £42 for the admin. They don’t…
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Nationwide Flexplus Insurances
I recently had the invite letter from Aviva to renew my Nationwide Flexplus additional travel insurance policy upgrade, the quote was for around £110 more than last year, making the cost of running the FP account around £550 for the next 12 months. My reason for maintaining the FP account has always been for the worldwide…
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Car insurance legal owner on HP finance
So I’m looking to buy a car on finance. I’m trying to pre set my insurance to change over. I understand I’m the registered keeper and not legal owner. The question is what do I put for legal owner on my insurance, my own insurance/comparison sites don’t have an option for “finance company”.the options are always proposer…
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Obtaining car insurance quotes after an accident
Looking for some advice please. Unfortunately had an accident earlier this month (a truck attempted to squeeze past my stationary vehicle and failed :| ), and it happened just before I had to renew. The renewal invite from the current insurer (who I was planning to switch from before the accident) has just jumped…
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Building and content insurance with building work due
Hi - currently getting estimates for building work - refurb of loft conversion, new dormer window and replacing roof tiles. Estimate work will be £90K-£120K. The work might start later this autumn and be around 10 weeks. Our current building and content insurer has said our policy would be void if the cost of work is over…
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Car Insurance Quote Anomalies
I’m in the process of changing my car and have put the details of my preferrred cars into the Direct Line quote page. I’m currently paying £475 for a group 24 Mini Countryman.EV I’ve been quoted a refund of £38 for a group 32 Hyundai Kona, an extra £100 for a Ford Explorer on group 29 and an extra £51 for a group 38…
