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Long term travel insurance - couple travelling to Australia
My daughter & her partner are going to Australia to work & travel for 10 - 12 months, with a possible trip to New Zealand while they are there. They don't live together here in the UK but will be travelling & living together for the whole trip. Should they buy individual travel insurance, or some sort of couple insurance?…
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Insurance company refusing claim
Hi I really need some help. I live in my parents house to care for them. This is the first time ive had to deal with the home insurance company as previously me Dad did it but he cant anymore. Basically, we had 2 blocked bathrooms (toilet, shower+sink) with water almost overflowing when we used any of it and drain gulleys…
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Holiday insurance
So I bought cover for my daughter for travel , an annual policy. my daughter now has elevated liver function tests results. she was having a routine medical prior to her job. she will probably need further investigations for this and we have told GP. we should go on holiday Tuesday and she is well in herself. if the…
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Travel Insurance - Undiagnosed condition
Hi, We are going abroad and want to sort travel insurance. Normally we get this as a couple and use one of the specialists as we both have health conditions. However, this year my partner is currently awaiting confirmation of a newly diagnosed condition (it takes many months of tests to confirm) and we cannot find any…
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Alternative Accommodation End Of Tenancy Clean.........Who should pay ?
Hi First timer here. To allow insurance works to be carried out on my home my family and I have been living for the past 8 months in leased Alternative Accommodation. During this time we have had regular inspections of the AA by the landlords agency concerning cleaning inspections and no issues flagged up. Now we approach…
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Virgin Money Club M Travel Insurance
Hi, my parents have pre-existing conditions (Dad has coronary artery stent and Mum has Diabetes-Type 2 and Ischaemic heart disease). They're going for a well-deserved break this year and have splashed out so for business class tickets. But the best travel insurance quote I have found for them is around £650 for the single…
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change of life insurance company
I took out life insurance with LV when I was 40. It has since changed to AIG, then recently, to Aviva. They say that my policy will remain the same and I have opted in for every type of cover including terminal illness, covid etc, to ensure my son gets the payout when I die one day. Anyone advise on if they actually do, or…
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Car Insurance : Zero no claims years for second car ???
I just bought a second car for the first time so now we have two cars and I want to insure the latest one. Am I correct that I should submit zero years no claims bonus when I go to Go Compare for quotes? i.e. is it correct that my NCB years on my first car don't count for a second car.
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Car Insurance - Insurance forcing 50/50 split
Hi All, I'm with Churchill Car insurance, I had an incident last month where I drove into a Car park, located a empty space, I started reverse parking, I got about 20% in to the bay and the women / car next to the empty bay put her reverse lights on and started to reverse into my car, hitting my rear driver side door/wheel…
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British gas plumbing insurance
I have 2 leaking radiators. The plumber from Dyno said it was not the valves and said he had to order 2 new radiators. Received a call from them to make an appointment to have them fitted. I received a call today from them to say BG said I am not covered for them. I have looked at my policy and I am not actually covered…
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Home Insurance price increase
I have just renewed my home insurance (buildings + contents).Last year the premium was £242. Now they want £327 for the same cover. An increase of around 35%! Naturally I looked on price comparison sites.On average, it seems that prices have increased by around 25%How can insurance companies justify this when inflation is…
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Insurer won't pay for chimney rebuild following a fire - are they right?
Hi, Looking for a bit of advice about the actions of our loss adjuster and underwriter regarding the removal and rebuild of a chimney. Following a fire at our house which destroyed the roof and wrecked the first floor rooms, the underwriter has accepted liability and has sent a surveyor and a structural engineer. Both have…
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Car insurance named driver query
I'm looking for some advice on car insurance. My girlfriend is planning on adding me as a named driver on her car insurance If SHE had a accident and had to claim on HER car insurance, if I am a named driver, when I come to my car insurance renewal do I have to tell insurance companies about this claim? On top of this,…
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Life Protection Policy has been transferred from one provider to another
I'm after some advice, not sure if anyone can help?
I took out a life protection policy with Aegon in 2021 for a period of 15 years
with an option to extend when it got close to the end date (May 2036). The
policy has since been transferred to Royal Life in 2023 and I recently got in touch
with them to make sure the policy…
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Mid term increase, car insurance
I updated my daughters occupation when she finished school and started her new job with car insurance provider. I was expecting to pay something additional , however after initially being told no increase, I got an email the other day to say my monthly premiums were going up from 177 per month to 449. As you can imagine i…
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Cruise travel insurance
I had a heart attack 2 weeks before a cruise and put in a claim to my travel insurance company.I have a multi-trip worldwide policy which I had rolled over from 2024. This renewal did not include cruise cover and therefore my claim was declined. My question is, why doesn't our policy cover the cancellation of this holiday…
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Mortgage Protection Insurance for an over-50 year old
Hello everyone - I need some advice. its been a long time coming but ive re-entered the property world and have just got myself a new pad after years of renting. thing is I am now over 50 and there is that cloud over me - as mortgage protection insurance. Do I need it? I tried a broker recently who shal remain nameless but…
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Disputing insurance valuation of a written off car with a new engine
I’ve never been through any of this previously, so not sure what the proper process is when it comes to valuations of cars when they are written off, so any help would be amazing. I was in a no fault accident a few weeks ago (third party admitted fault) and though a number of people who saw our car (including the man who…
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Travel insurance T&Cs
I travel a lot and buy an annual multi-trip insurance policy. The comparison websites allow you compare prices but I am more interested in things like maximum trip length, maximum altitude for trekking, activities included etc. These things are often hidden deep in the small print and it's a pain in the neck having to read…
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Two car insurance policies on one car by two different people in the same household?
Hi, I was hoping you can provide some guidance? Can a car be insured on two insurance policies by two different people in the same household? I will explain further. My wife has a Vauxhall Corsa with a fully comprehensive insurance policy which she has had for years. She recently inherited a Ford Focus and also has a…
