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Lemonade Insurance
Just wondering if anyone has any experience of this company? Currently renewing my contents insurance and this company has come up by far the cheapest on the comparison site that I use, but I can find very limited info about the company, most of which seems to be American.
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Direct Line Insurance - Proposed transfer of policy to Aviva
We have car insurance with Direct Line. We recently received a letter, enclosing a quite lengthy printed booklet, warning us that they propose to transfer our policy to Aviva with effect from December. We were given the opportunity to object, and indeed to attend a trial at the High Court of Justice where the judge will…
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HELP!!! Panic on internal cracks in walls & insurance!
Hi, hoping someone can urgently assist as the insurance is due for renewal on 01/09/26 !! I have arranged my parents home insurance for them and due for renewal imminently & I realise this is left to the last minute! On going round to their house yesterday to discuss the renewal, I noticed a very long diagonal crack in the…
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Do i need business insurance is my LTD is based at my home address?
I will be running 1 person LTD from my home address. I have dedicated room for my office which i can lock. Most of the work is laptop work but sometimes i need to connect some parts together which could be called a home lab. I am not planning to leave the home lab unattended when running. I am planning to check with my…
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House Insurance - Increasing my excess increases the cost of my insurance??
That time of year when Insurance Companies obviously hate their local customers so much they decide to increase the annual insurance significantly more than inflation. So started the usual round of getting alternative quotes, (shame really as I really prefer to stay with the same company, but Aviva where not even prepared…
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RIAS car insurance website said payment not taken, but it did - TWICE!
I was ready to pay for a new car insurance policy as an annual fee. I paid with one of my credit cards but a message came up saying payment failed. So I tried a different card and same thing. I then thought I’d better buy another policy, which I did and it was £10 more. Later that morning I noticed Rias had charged both of…
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JCC international and court claim.
Hi, hope this is in the right section. I know this is late in the day and its for my friend and not me. Basically I've been landed with trying to help him defend a claim from JCC international who have taken him to court over a supposed car insurance none payment. He has done the AOS and I think the defence has to be in…
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I think I need life insurance but would like some advice please
Hello everyone: I am a 38 year old male working in the Middle East in a safe country. I have two children who do not live with me but live in the UK. Up until this point I have never had life insurance and I don't have a mortgage. I genuinely neither smoke nor drink. I am looking to return to the UK eventually but I have…
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Car Insurance
My husband bought a car for my son for his 18th birthday. The car is in owned by my husband. My son needs to have his own insurance to start having no claims bonus. Due to him being 18 his insurance cost is high. He has tried to add me on to his policy, as I will drive his car a couple of times a week to the gym and back.…
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Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
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Where do I turn?
Hi all We bought our house in 2008 and had a basic survey on the property. We remortgaged in 2012, and the new mortgage provider came out to assess and value the property. When he did this, he popped his head in the loft. Oh. This was never picked up on basic survey, but the previous owners had (without permission) turn…
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Consumer Rights: Credit Ratings v. Risk Ratings
I can request my credit rating. You can too. However, underwriters/insurers are not compelled to reveal my risk rating / my car's risk rating. They are not compelled to reveal yours either. Why not? This year, Allianz raised my car insurance premium by over 30%. There was no explanation. No explanation was given when one…
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Large crack in wall - should we notify insurers?
Hi, we live in a Victorian semi detached house in Sheffield. With the dry weather we’ve noticed what was a hairline crack widen into a 3mm crack at its widest. The crack runs diagonally from our front door, along an internal party wall into our cellar. We had a drain survey done last year and it indicates several displaced…
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Pet Insurance
I have 4 cats at the moment just realised 2 of them were not insured. I pay £75 for the other 2 this is due to my 12 yr old cat Charlie who has had some claims in the past for urinalysis tract blockages. He had cover of £4000 which has now been used for this. Is it possible to switch to another company to get him fully…
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TRINITY CLAIMS COMPANY HOLDING US HOSTAGE
HELP We are being cheated by our insurance company and its perfectly legal We are a couple aged 75 and 72 living in a Grade 2 listed house in Cornwall. We expected our insurance company to treat us fairly and honestly when we made a claim. What we discovered was that they were bullies and determined to grind us down. In…
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Recommendations for somewhere that's not Hastings Direct pls
Hi, I have a Toyota Aygo. My daughter (20) is insured with her own policy to drive my car with Hastings. My son (20) recently set up a separate policy with Hastings to drive the same car. We've just been informed that one of them has to cancel as they don't offer a dual policy on the same car. Decided to keep the…
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ManyPets – concerns about the handling of my cat’s insurance claim
I am sharing my experience with ManyPets because I am extremely concerned about how my cat’s current claim is being handled, and I would be interested to hear from other ManyPets customers who have experienced something similar. There are two separate issues with ManyPets’ current position, as well as concerns about how…
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Do I need my own loss adjustor - subsidence?
Just had an initial survey done today. Semi-detached, 100 yr old, grade 2 listed, London clay soil. Both neighbour and we have cracks in last few months. Turns out it is bad subsidence. I went upstairs for the first time in 3 months and nearly had a heart attack. Will probably need underpinning. And then extensive…
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home insurance - subsidence claim
i am currently in the midst of subsidence claim. my property is leasehold. The terms of my lease say that I am responsible for taking out the Building Insurance. I have submitted a claim for Subsidence and it is now under investigation for Tree Root damage. They have now asked me for Freeholder Details. i am just concerned…
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liability insurance for a 16 year old
HI. My 16 year old daughter is booked to do henna tattoos at a local pub event and I want to get liability insurance for her. She's not being paid by the pub; just having a stall there and there is no fee so I don't think their insurance would cover her. Does anyone have any experience of this? Do I do it in my name and…
