-
New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
-
Dormancy in join account - I can't get my money
About 25 years ago, I opened up a bank account with my flat mate. She never used the account and soon after, went to USA and I lost touch with her. Last I heard she was married but have no idea what her married name is, where she is, or even if she is dead/alive (she was diagnosed with MS). I tried to get her name removed…
-
Ideas for 10 small online debit card transactions please
Ideas for 10 small online debit card transactions please. Do signing up to free trials to subscription services like Tidal, Qobuz, Spotify etc count? Considering the CO-OP switch. Thanks.
-
Monzo has disabled my account, it's been two weeks and no updates
Over the holidays my bank account suddenly stopped working. I gather I've been flagged as suspicious, the only thing that I can think that happened is I received a significant pay out (5 figures) when my employment ended with work. I totally understand that they have rules they need to follow so can't / won't say anything.…
-
Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
-
Chase's ridiculous ID policy
A warning to those thinking of using Chase: I've been banking with them since 2022. I locked myself out of the app - for some reason fingerprint ID didn't open and the passcode didn't work. I divorced in 2021, and haven't yet changed my passport back to my maiden name, as I don't want to waste the 4 years left on it. I…
-
Two mobiles with Santander?
Currently use one mobile with their app. I want the second account holder to have the app on their mobile. 1.Do I need to do anything other than download it and go through the process of registering? 2. Cn or Do I need to register the number on the account? There does not seem to be a place to do that other than the Home…
-
Which of my debit cards for spending in Australia?
I have quite a number of bank accounts with debit cards. I'm heading off to Australia in 2 weeks time and now fretting about which debit card to use. I have Virgin Money, Club LLoyds and Santander Edge that fit the 0% fees My concern is that I have large amounts of savings in these banks too - mostly fixed rate ISAs but…
-
Coop switch offer
Sorry if duplicate thread £175 bank switching deal launched - here's what you need to know The Co-operative Bank is offering customers £175 for switching their current account. The deal is available to new and existing customers who switch to a Standard Current Account, Current Account Plus, Privilege, Privilege Premier or…
-
Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
I posted this on another Santander thread, but it probably deserves one to itself for those who still have the 123 Lite. I have not received anything via email or post, but saw this on their website (note “we’re planning”?): https://www.santander.co.uk/personal/support/current-accounts/changes-to-your-current-account…
-
Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
-
How many bank / credit / reward cards do you normally use day-to-day?
Just curious how many cards people actually use regularly (not total accounts, just the ones you spend on or use for rewards regularly.
-
Bank credit FCL TRUST CLIENT SETTLEMENT
I had a few payments under <£100 into my bank account under this title: "Bank credit FCL TRUST CLIENT SETTLEMENT" I have no clue what it is and where is coming from... !? Without giving much personal info I have no loan or mortgage, only shares and investments, and no dividend scheduled to go into this account... I called…
-
HSBC currency account
hi all just wondering im wating for a paper statement from hsbc from my currency account they say up to 10 working days etc etc...you wold thing it would be downloadable ....and no way of tracing how long it will take as im in a rush.....not very 21st century
-
Nat West Bank Statements
Any one know what DEBIT (all upper case) is used for on a Nat West bank statement, its obviously for monies going out but it's not a Standing Order, Direct Debit, ATM or Card transaction. Is it something done in Branch perhaps? Its not in the list of statement codes.
-
Paid weekly budgetting
Hi I am starting to draw up a budget, main problem I get weekly pay. So 8 months a year paid 4 times and 4 months a year paid 5 times. I was thinking of budgeting based on 4 weeks pay, and seeing the occasional 5th week pay as a bonus? Any thoughts?
-
HSBC and Foreign Cheques
I inherited Hong Kong shares 25 years ago and dividends (usually approx £350 annually) are always paid in Hong Kong dollar cheques. Barclays stopped taking foreign cheques so I opened an HSBC Global money account but they’re going to be stopping international cheques from 12 December. The Hong Kong company have said they…
-
TSB Dream Fund Prize Draw (September 2025)
Launched today. From what I can see after a quick glance through the T&Cs, there are two routes of entry into this. Entry routes: 1: Deposit £5,000 from another bank account (not TSB) into one of your TSB accounts anytime during the promotion period (all of September) and keep it there until at least 1st October. So you…
-
TSB bank offer, 1 night hotel stay for 2 people.(Bank switch offer)
I took part in this offer and received an email in March this year inviting me to choose my hotel. Has anyone else done this and can give feedback on their choice.
-
Verve App for Starling and Monzo cashback
Has anyone used the Verve app and linked it to their Starling or Monzo account. It is worth doing/has it worked well for you? Thanks.
-
Totally free business accounts
Hi there, I am currently with Santander for my business who have given me a free account and have had no charges since I opened over 20 years ago. I wondered if there are any banks that offer 100% business banking with them with/without a current account already with them? Thanks!
