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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Santander £200 Switch Offer 10/11/25-TBC
Santander have launched a £200 switching offer. https://www.santander.co.uk/personal/support/current-accounts/switching Available to new and existing customers provided they did not hold a Santander current account on 1/1/25 or have received a switching offer from them previously. To qualify for the switcher offer you…
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Tesco Clubcard Pay + Closing Accounts
For my day-to-day spending I currently use my Tesco Clubcard Pay + card as a debit card, loading it up before I go shopping, either online or physically going to shops (any shopping, not just Tesco). I love my Tesco Clubcard Pay + card and it's the only card I carry around on a daily basis but I have just had notification…
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Can I open a bank account with no ID?
I need to open a bank account but don't have a passport that is in date and I can't afford to renew it. I don't drive and don't have a provisional/driving licence either - again, I'd rather not pay out for this. Does anyone know of any bank accounts that don't require ID of this kind or does this not exist? This would be a…
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Received someone else’s DSAR, would you tell them?
Hi I made a DSAR to my bank and it arrived as a hard copy within the permitted time frame, however it also included another customers DSAR, this was quite a few pages long including their personal contact into, full details of the 2 accounts they hold with the bank, details of their complaint, internal emails between…
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TSB £180 Switch and Stay offer (30/09/2025 to 10/11/2025)
New Switch and Stay offer from TSB. T&Cs. This offer comprises two parts. Part 1: The switch part Before 9th December 2025 10th November 2025: <<<<<< NEW END DATE!!! - Submit and complete a full switch request to either a new Spend & Save or Spend & Save Plus account or to any existing TSB current account (except the under…
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Lloyds Bank £200 switch from 16 September 2025
Lloyds Bank have launched a new £200 switching offer. There's no end date, they just say that "The offer can be withdrawn without notice at any time." https://www.lloydsbank.com/current-accounts.html The Terms and Conditions are now live on the website: £200 switching offer terms and conditions To qualify for the £200…
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Why can't I do my banking online via PC?
I have current. savings and credit card accounts with a few different banks etc. which I manage online via my computer. Recently I'm finding a range of niggly things I can't do any more, I have to use a mobile app.Today Halifax has really annoyed me with "can't do it online?" and I have to phone them - I could do it online…
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NYX Tesco £1 payments from my bank account
Anyone else seen this recently?Just noticed an NYX Tesco payment of £1.00 twice when I shopped and filled up with fuel at the superstore and garage four days ago but not when I shopped at the Tesco Express near home. Both times I paid using my iPhone. I've looked back to last month, and NYX Tesco does not occur.
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Halifax - how to get Pay refs on bank statements and csv downloads
Hi all, we use payment references such as Invoice numbers to track incoming and outgoing payments and we use the csv download option as well as viewing the statement onscreen. The csv option does not give payment references so we have to manually add these to the excel file which is a pain. The onscreen statement does not…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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New Barclays customer cannot access my money in app BE WARNED.
Having opened a new account earlier this week to get the switch incentive, I paid £2000 into the account . When I later went into the app to withdraw some of that money I was met with the message,”it takes up to 4 days to add a new payee in the app”. on contacting Barclays to express my annoyance, they have told me it can…
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Barclays and Apple TV+
Opened a Barclays CA and signed up to Blue rewards but can't see how to activate the Apple TV offer. Will I have to wait until Barclays take the first payment which wont be until the 2nd of next month.
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Kroo
I'm sure I read somewhere on here that with Kroo, Standing orders and direct debits go out 7 days a week, but can't now find it. Does anybody know if that is the case? Thanks
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App or website where you can view all your accounts?
Hi, I'm looking for a WebApp or Mobile App (iPhone) where you can see all your balances in one place. I've got Cheddar but it is not working with First Direct, M&S and MBNA. I don't mind paying a few quid a month for good insights. Thanks, Al
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Revolut insisting i get my passport renewed
Been using Revolut for just under a year or so now, I get on well with it and like their generous daily interest on my savings. However, suddenly got a email and app messages saying i need to re-submit my ID documents for "regulatory requirements" I thought no bother, got my valid photo card driving license handy. However…
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Santander Edge Saver Message reducing interest
I got this message about my Santander Edge Saver. I am confused what it means by "the first 12 months". I opened my account in April 2025 and have the 6% that included the 2% bonus for 12 months. Is Santander just telling me they will lower their variable rate in jan 2026? But I still don't get the 12 months by 5 Jan 2026.…
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Santander Edge Explorer
Just about to.open one if these but before I do can anyone see a downside ?? I already have a Nationwide £18 a month Flexplus account which I would close **edit: Just found one - all cover ceases at 75 not that it affects me but may be important for some people
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Applying to Barclays for bank switch - need an in branch appointment?
Ive downloaded the Barclays app to apply for an account and the switch. But when I got to the ID page it said that the ID would be needed before I go to the appointment with them. Ive never had to do that before - switched with TSB, co op, nationwide and first direct..no appointments needed. Is this a regular thing with…
