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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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First Direct Identity Checks
One big drawback of switching to First Direct is that unlike most other banks they seem unable to complete electronic identity checks instead requiring copies of certified paper documents. Seems strange for a purely online bank and in the current climate its not easy to find someone in a position to complete certification!
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Barclays £175 Switch Offer - 15th July 2025 to 28th August 2025
I couldn't find an existing thread for this so here goes: New switch offer from Barclays. What you need to do: * Step 1 : Open a Barclays Bank Account or Premier Current Account in the Barclays app * Step 2 : If you’ve opened a Barclays Bank Account, join Blue Rewards for £5 a month * Step 3 : Complete a full switch in the…
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Santander glitch (solved)
Hi everyone Just wondered if anyone can see their accounts online? For some reason mine have all disappeared, the app and website both telling me I don't have any accounts with them. I noticed this last night but thought it would be solved by the morning. There doesn't appear to have been any communication about issues and…
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NatWest reward account - how quickly can I take the 1250 payment out?
Can any NatWest rewards regulars in here answer a question? You have to pay in 1250 a month to qualify for rewards, but does it have to stay in for 24 hours like it does when doing their switch bonus, or can it go out again same day?
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New Bank Account for an Association - Advice Please
I recently discovered that, last year, our residents' assocation's bank account was closed by the bank because it hadn't been used for some time. I am in the process of claiming the funds that were in the account and would like to open a new residents' assocation account for the funds to go into. The old account was set-up…
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Transferring money from the UK to Ireland
What is the best way to arrange transferring a large sum of money from UK banks to Ireland? Are there charges, taxes or so on? The money is an inheritance.
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Santander Edge with 25£ Amazon voucher
In April, I opened 2 Santander Edge accounts through a MSE offer which included a £25 Amazon voucher per account to be paid within 3 months. I should have received the voucer on 2-3 July. Here's the message I received in April when I opened the accounts: "Thanks for registering.IMPORTANT: To be eligible for the Gift Card…
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How to cancel recurring debit card payment to Apple
I have tried to login to my Apple account to cancel Apple TV after resetting the password (which was a major task in itself without an Apple device 😫), but an error message keeps coming up. Their support team haven't been any help. I can't see another way to cancel the subscription (there is no option in the Apple TV app…
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Certifying ID docs for a bank
I had a Barclays business account in my name for an association that I am involved with. The account wasn't used for some time and so the bank closed it. In order for them to send me the funds that were in the account I have to send, among other things, certified copies of two pieces of ID. It says these can be certified…
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Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
I posted this on another Santander thread, but it probably deserves one to itself for those who still have the 123 Lite. I have not received anything via email or post, but saw this on their website (note “we’re planning”?): https://www.santander.co.uk/personal/support/current-accounts/changes-to-your-current-account…
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TSB text alert changes
Even before Santander completes it's takeover of TSB, they are following in their footsteps by removing several different text alerts. https://www.tsb.co.uk/content/dam/tsb-public/documents/help-and-support/text-alerts/text-alert-changes-retail.pdf
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Is Santander reneguing again on 'free business banking forever'?
A previous thread on this subject was closed about 10 years ago after Santander announced a U-turn in response to the outcry caused by their proposed charges for business bank accounts inherited from Abbey, who had promised free business banking forever. I have had a letter suggesting they are trying again, this time by…
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Lloyds and Halifax apps crashing (iOS) NOW FIXED
I’ve experienced trouble with both the Lloyds and Halifax apps this morning. Halifax lets me in momentarily, so I see the balances, but Lloyds doesn’t get that far. As Lloyds goes through the log in process the app shuts down. I’ve since checked my accounts via the web, so there’s no urgency, but I wanted to see whether…
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Nationwide £200 switching bonus starting 29/05/2025
https://www.nationwide.co.uk/current-accounts/switch/ How to get our £200 switch offer For a limited time, members can switch their main account to us and get £200. Terms apply. * Be a qualifying member as of 31 March 2025 * Complete a full switch online using the Current Account Switch Service to a new or existing…
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Bank Bribe Switches for Self Employed
Hi I want to do a bank bribe switch however as I’m self employed I have payments sent to my bank weekly by customers. I don’t want to keep telling them new account details if I switch more than once. Anyone else done this without any issues? Many thanks
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Charities CAF Bank in meltdown since their new system went live Monday 9th June
It is now three (3) working weeks since the UK Charities Aid Foundation (CAF) replaced their old banking system with a brand new one. STILL it is not working properly and there must be hundreds of accounts and thousands of people who can not get access to their accounts due to login, OTP and errors in the system once you…
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Zopa Biscuit Account - Direct Debits
I currently have a Zopa credit card and a Zopa car finance loan and I saw that they were bringing out a current account that you can earn cashback with on direct debits. I thought I'd open a Zopa current account and use that to pay all my direct debits each month to earn the cashback, my biggest one being my car loan, with…
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£30 voucher for opening Santander Everyday or Edge account
Credit to @goatfaced for bringing this up in the 123 Lite thread. https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#santanderedge Filling the form in results in a 'Something went wrong' message for me on Safari, but in Firefox it worked just fine. Closes tomorrow. New & existing customers. No switch or…
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Help! Bank Account Switch Hacks for Keeping Saved Payment Details
Hi there, I’m about to do a bank account switch to cash in on an offer. I’ve only done it once before, way back in 2017. The reason I don’t do it more often is that I have so many saved banking contacts (child care providers, window cleaners, friends etc) that I dread having re-enter all that information. I’m a busy…
