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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Barclays mobile app
Hi all! I can view all my PDF bank statements all the way back to 2015! when will my 2015 statements drop off the app & Barclays systems as they will be 10 years old from January How far Back (years) can you view statements via the app & how long to Barclays keep hold of that data? This is my first ever statement with…
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Strange Starling Bank scam...that I fell for
Received a call from a private number with a guy with a London accent claiming to be from Starling bank fraud department, starling who I do bank with. He said two payments of £100 odd tried to come out but they blocked it. THey asked to confirm how much I had in the account and I stupidly told them. I was at work as this…
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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Using Santander App for Cahoot only (Android)
Good morning, So, I've just discovered through here you can use the Santander App to log in with your Cahoot details, even if your don't have a Santander account... I already set up a nominated bank account for transfers (back to one of my other bank accounts) However, I just tried to do a test £1 payment transfer out into…
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LLyds bank Suspect fraud.- They want me to go to branch ! HELP!
I have a bit of social anxiety regarding this hence asking, please assist as you can xx In the UK I made an online payment of £450, to the sellers account number and sort code. This is the First time I made this payment to this company, it is legit and I know who they are. I entered their sort code, account number and…
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Santander - Fraud Reimbursement
In July 2025, I made a bank transfer of £4,000 to a travel agency for flight tickets. The agency had an office which I was able to visit and I was provided with an invoice. I never received the tickets and the office was closed some weeks later. I later found out this was a scam and hundreds of people were victims of fraud…
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Does this count as 2 DD's? for Nationwide switch
Looking to do a joint account Switch from Co op to Nationwide for the £175. Looks like a good account as we will get cash back on our spending. But does this count as 2 active Direct debits? Obviously papal is active, so that counts. The TV license comes out on the 1st Dec, but hasn't yet. The parent pay one I was going to…
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Moved: Zero launches 'Planet Safe Saver' ethical savings account
This discussion has been moved.
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My partner has been scammed TSB.
My partner has admitted to me tonight that he applied for a “marketing job” which essentially resulted in him sending money to various people via different apps. Tap tap send and lemfi. From his TSB current account. He has lost nearly £3000. We have spoken to TSB who have told us in the first instance to speak to these…
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Santander edge 3£ maintenance fee
I opened a SE account to get the introductory £175 so I also switched my account, set up 2 direct debits and paid £1500 into the account. I got the intro £175 and I have been charged £3/month from opening the account in may though October. They then stopped charging the fee. I am not earning enough cashback to justify the…
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HSBC Premier changes
So I've had an email this morning about changes to the eligibility rules for HSBC Premier accounts. I know these changed for new customers last September, to the £100k income or savings thresholds but I'm sure they said that this would not affect existing customers. This morning's email directly contradicts this and states…
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New bank account and credit rating
A lot of the best savings accounts require you to open a bank account. If I were to open a new bank account would this affect my credit rating. Thanks.
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First Direct Perks
Seems like a new reward scheme incoming?
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Santander given me £25 for?
I took up the October offer of opening a current account to get a £100 Amazon voucher provided I made 30 debit card transactions. I've noticed Santander paid £25 into my account earlier this month but don't remember that being mentioned being as part of the offer
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£25 Amazon gift card for opening a TSB Spend & Save or Spend & Save Plus account (Starts 19/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will validate that you have…
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Chase £10 Amazon for 5 Debit Card Transactions
Email for eligible customers for a £10 Amazon Gift Card for making 5 debit card purchases by 11th December 2025. https://www.chase.co.uk/gb/en/legal/chase-10-amazon-gift-card-offer/
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Which banks have these features?
I've become increasingly annoyed with HSBC recently as a current account provider. In particular the end of Secure Messages - these useless new chat systems where the customer ends up wasting hours waiting for a response from a series of staff members who don't know what you're talking about are infuriating. Added to the…
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Letter from virgin money but I have no account
I received a letter from virgin money. To my address by post. Saying they tried to send a letter about my account but it got returned. And that it’s important that they have the correct address. Well obviously they do they sent this letter I have. They’ve asked to call on a number I googled which many have said either…
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Intelligence Finance migration to Bank of Scotland completely ballsed up.
Anyone else experiencing the pleasure of having offset savings and mortgage accounts migrated from Intelligence Finance to Bank of Scotland? The experience to date has been an appalling joke and inspired no confidence in this bank at all and I will be cutting ties and getting my money out ASAP. Here's a list of issues…
