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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Chase increases cashback to 2%
Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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HSBC £500 switch - did anyone screenshot full requirements early july?
I joined on July 4th, and completed my Switch about a week later. I've not yet received my £500 payout and I want to check the T's and C's more carefully. unfortunately the email i received on July 4th links to the HSBC site and consequently references T's and C's after July 27th! - also references the £270 credit card…
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Ulster Bank £200 switch offer for opening a Select Account (26/05/2026 to TBC)
New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…
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Debit Card Dispute
Hi I have had 6 payments taken from my bank account to payment ref: LC International, LC International payment ref is the ref used by Corals & Ladbrokes. I had read that some customers had payments taken from their accounts from Ladbrokes and Corals, so what I done I got all my Corals & Ladbrokes to send me all my…
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Rehoming a Halifax joint account
Our joint account is mainly used to link to challenger banks and feed regular savers. As it's now moving from the Halifax to Lloyd's I'm thinking about closing it so we will be eligible for the next switching bonus with Lloyd's, but where to? Are there any banks which will pay a switching bonus on a joint account if you…
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Co-operative Bank up to £200 switch and stay offer (06/07/2026 to TBC)
Update - 17th August 2026: The loyalty part of the offer has ended. The switch (£125) and spend (3 x £25) parts remain. The Co-operative Bank has launched a new switch and stay offer of up to £300 £200. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive…
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Barclays £200 switch offer for opening a Bank Account (09/06/2026 to 27/08/2026)
Barclays have launched a new switch offer for their Bank Account. T&Cs. Conditions: + Download the Barclays app to open a Barclays Bank Account. You must use the app to open your account. + Pay at least £2,000 into the Barclays Bank Account you’re switching to within 30 days of opening the account, + Start your application…
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Changing old banknotes
I’ve found an old paper £50 note and I have no bank nearby only a post office that wouldn’t change it. is the only option to post it to the Bank of England or make a long to a bank (or give it to a charity- rather not donate the full amount £50 though)
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HSBC app, how to change reference details for existing payee
Hello, Tried HSBC online help but getting nowhere. My Lloyds credit card is changing form Master card to Visa, I have the mastercard details set up as an existing payee on the HSBC app but I don't seem to be able to edit the 'reference' of the payment which is showing the old 16 digit card number for the Mastercard to the…
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£100 supermarket gift card for opening a Santander current account & spending £600 (ends 26/08/26)
Latest offer from Santander via VoucherSent. £100 supermarket gift card for opening a Santander Edge, Edge Up or Everyday Current Account and spending £200 per month for 3 months across 4 or more transactions per month. New Santander customers only i.e. you cannot have any products with Santander (doesn't say whether…
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Tried to withdraw £800 from ATM, didn't dispense the cash, still waiting 11 days...
Hi not sure if in right place. Basically I had to withdraw £1500 cash from ATM on 9th August. Rather than withdrawing on high street, I went into Nationwide branch to use their internal ATM. Put my Revolut card in, tapped to withdraw £800, "please remove your card, your card is now being counted", card popped out & I heard…
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A regularly updated list of accounts that allow Direct Debit and/or debit card deposits
Welcome to the list of savings and investment accounts that allow deposits to be made by Direct Debit and/or debit card. If there is an account listed that has incorrect information, or needs updating, or removing please leave a comment. If there is an account you think should be added please leave a comment so that it can…
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Nationwide FlexPlus vs Co-op Everyday Extra benefits
We have a joint NW Flex Plus account (£18/m). Breakdown cover and travel insurance are most important to us, mobile/gadget cover a bit less. If we switch to joint Co-op Everyday Extra (£12/m) what do we lose ? From what I can gather from a very quick check on MSE, the benefits are pretty similar. The devil must be in the…
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MSE News: Halifax bank brand to be replaced by Lloyds – what it means for you
If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…
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Lloyds Bank £2m Super Prize Draw (August to November 2026)
I thought I had already posted about this but apparently not. 🙄 So better late than never I guess. Lloyds Bank £2m Prize Draw. T&Cs. The August draw has already taken place and if you had an eligible Lloyds current or savings account at the end of July you’ll already have been entered. No opt-ins required for this one. The…
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Spending with NatWest Rewards Partner
Had an offer come up that I want to use (7% at a retailer I use quite often.) Is my Debit Card automatically enrolled and ready to earn rewards? Can't see my debit card number in my Rewards area anywhere, which instead shows the last three digits of my current account number and the last three digits of the Digital Regular…
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Keeping track of money
How do you all keep track of direct debits and debts each month? do you have a spreadsheet or maybe something else you use, trying to get more organised
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Halifax to vanish?
GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand
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Wait time after burner account setup
Hi, New to bank switching. I've set up my burner account last week and two DDs both have now processed their first payment. Am i good to switch or should I wait for at least some minimum time before switching? If bank dependant I can switch to anyone except HSBC/FD and Barclays. Thanks
