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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Do transfers count as paying money in for Clubs Lloyd account?
My mum has a Club Lloyds account but I've just found out she only pays about £1000 a month in to it so pays the £3.00 fee She also has a Nationwide account, would a £2000 a month transfer from Nationwide to Club Lloyds be good enough to save paying the fee. Note: She has direct debits going out of both
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Santander to close 95 branches
Santander to close 95 branches (nearly a quarter):https://www.bbc.co.uk/news/articles/ceqjp4lvr4wo
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Halifax Notifications
Anyone noticed there halifax app payment notifications not working anymore, my lloyds app ones are and halifax used to be but haven’t for a good while now?.
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Banking / Saving apps
Is it possible to use the same app on one iPhone for two different people (with different log in details)? I ask because my OH's iPhone is not on the minimum operating version, and so we wondered whether OH can use my iPhone, which is a little newer. I've had a look on the internet, and it doesn't look promising, but just…
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Starling ripping off their best customers
My wife uses a Starling current account. From Feb 15 it will no longer pay any interest at all, but they have introduced an Easy Saver account which does. On the app she tried many times to apply for this but it kept saying she was "ineligible". Recently the application seemed to progress a bit further to being reviewed.…
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Accounts
Hi, I have a 31 year old son who has a job, flat, girlfriend but also has a drinking problem which replaced a drug habit. He has inherited a large sum of money which he wants me to look after as he knows he will just waste it. Is there an account I can open that is his but I manage, I’m not sure he’d go for a POA so I’m a…
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3 tax codes, is it right?
I have 2 jobs, and one of them pays me on 2 payslips, one for contracted regular hours and one for on call work. I have codes of 522l non com on one job, and then for the one with 2 payslips both say 748t cumul. Am I being taxed correctly…… please help!
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Nationwide Switch £175 - when will the next one be?
The current switch incentive ends on the 31st March 2025 - do we know when the next one will be? Is there a pattern to how often they are offered? I've missed the boat this month in terms of meeting the DDR criteria so i'd like to get ready for the next one!!
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Nationwide Big Thank You
Announcements in the app this morning, £50 where eligible paid between 9th and 30th April, and in addition to Fairer Shares. https://www.nationwide.co.uk/about-us/the-big-nationwide-thank-you
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Make sure you get possible Nationwide Fairer Share bonus 2025
There has been no confirmation that Nationwide will pay out a Fairer Share bonus in 2025.However there is a good chance it will happen.Make sure you are not one of the many Nationwide customers complaining that you did not qualify!You can search the full 2024 T&C`s and the 2025 T&C`s may or may not be similar.Action is…
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PayPal forcing me to use their own exchange rate
Hi, I'm trying to make a purchase on a US website for around $46 using my paypal account PayPal and since all of my UK issued cards (except Amex) don't charge any fees for non GBP purchases, I I'm trying to make the purchase in USD so that my card issuer does the conversion, But despite selecting ÚSD as 'currency for this…
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SIM swap hack money taken from Kraken to Revolut, how to proceed?
Hi there, I was the victim of a 'SIM swap' a few weeks ago, first of all a warning to anyone receiving a text message from their mobile provider saying 'your request to transfer your number is underway' or similar, that means this is happening and you need to act fast(this is when a provider such as giffgaff is totally…
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Buying in dollars - credit card or dollar bank account
At the moment we are purchasing in dollars using a number of UK credit cards and paying the associated charges. I am wondering if there might not be a better way by opening a dollar acount and paying with a dollar denominated credit card, if such a thing is available to businesses in the UK? Can a UKperson/business have a…
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Unknown payment into current account
Hi, I've received a payment into my current account with the transaction title: RRR LTD CLIENT ACC. I don't recognise the company and it's not a payment I was expecting. My bank didn't offer much help with identifying the company and seemed only willing to remove the payment from my account but to find out who it is.…
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Has Natwest Outsourced it's Complaints Dept to RBS India?
I had an email from a complaints handler in (Retail Banking complaints, India) with an email address ending rbs.co.uk. The person's email address ends in rbos.co.uk and it has a stretched dark blue RBS logo like the one in this link.…
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Problem paying my HSBC credit card
A while ago I opened an HSBC current account and went through their qualifying process to gain the financial incentive, I also tried to open a linked savings account for my granddaughter as the interest rate was decent, unfortunately they said I did not qualify for the incentive even though I had followed all of their…
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Save The Change
Hi,I have been in the Save The Change scheme for many yes now,and it's accrued a rather large sum Do I have to declare it as income? Thank you for any advice
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Business account
My brother-in-law and I are about to start a new business and have just registered a limited company. We now need advice on opening a business bank account and what factors to consider. To give you some context, we need to deposit some initial funds, and once we start operating, we expect to receive cash payments from…
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HSBC security , for those with cognitive issues, etc
HSBC security , for those with cognitive issues In their wisdom, HSBC asked millions to change their mobile app security code last week, had been successfully using mine for years: now changed, have completely forgot it and also, password, (forget i even had one) I went through telephone security, i also couldn't remember…
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NATWEST SWITCH OFFER - £150
As the title suggests Switch Bank Accounts - £150 Current Account Switch Offer | NatWest
