Budgeting & bank accounts

💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…

Santander have launched a new switch offer. What you need to do: This offer is for the Everyday Current Account only and you must request your switch on or before 7th October 2026. T&Cs. Within 60 days of your switch request, you must: + Complete your switch (while the blurb says to open an Everyday Current Account, the…

I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks 

Anyone having issues with the Club Lloyds fee waver? I pay in £2000 every month and usually have the fee taken and waived at the same time. Today they have taken the fee, but the waiver reinstating it isn't there.

Hello I'm looking to switch to Nationwide from Santander, to get their £175 switch offer. The criteria says: You won’t get the offer if you’ve received one before You can only receive this switch offer: • For your first eligible sole current account switch since 2021; and • For your first eligible joint current account…

OFFER HAS ENDED. This promotion is being run by MoneySupermarket via VoucherSent. Get a £25 Amazon gift card for opening a First Direct current account. This offer is separate to the £175 switch offer and can be done alongside it. + Register with VoucherSent and in the same session successfully open a new First Direct…

I have had a £250 returned payment to my current account following multiple SO`s to multiple RS`s at the beginning of the month. My bank doesn`t give any details. I can trawl through about 20 RS accounts which have a £250 monthly input to see which one has failed or is there an easier method. My bank is Santander.

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THIS PROMOTION HAS ENDED. What you need to do: + Open an account via one of the links below by 2pm on 31st July 2026. These take you to VoucherSent where you register for the offer. After registering, click the "Continue to Santander" button and proceed to open your Santander current account. *** Ensure cookies are enabled…

New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…

New switch and Engagement Reward offers from Barclays for the Bank Account and Premier Account. Both offers are the same, the only difference is the salary requirement (£2,000 for the Bank Account offer, £5,000 for the Premier Account offer), and the amount of the switch bonus (£150 for the Bank Account offer, £450 for the…

I recently made a large faster payment transfer, above my bank's online limit, and so had to submit the request over the phone. The agent carrying out verification checks was concerned that I was not phoning from one of my registered numbers. I thought I had notified the bank of revised contact details earlier in the year…

Says you need a £100k income, but then also mentions you need to pay £15k within 90 days of switching. Unsure whether just paying the £15k (non salary) would satisfy the switching bonus criteria? Premier Reward Account | NatWest Premier

Has anyone managed to successfully amend a standing order with Santander recently? Every time I have tried recently, I get an error message. Santander have also updated how they display the list of standing orders and removed the very helpful "mandate number" reference from the list..

My mum has a Club Lloyds account but I've just found out she only pays about £1000 a month in to it so pays the £3.00 fee She also has a Nationwide account, would a £2000 a month transfer from Nationwide to Club Lloyds be good enough to save paying the fee. Note: She has direct debits going out of both

Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know. Read the full story:…

Hi all. I’m doing the bank switching lark to get the switch bonuses. Have just done this with Santander and have had a few malls. One of them says it looks like you’re already banking with us and asks me to login to the app to update my details. I suspect that this has come about as I had an abbey national account decades…

Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…

Anyone else having issues with Santander? Can't see anything reported. The app just keeps saying there's a problem and stopping. Going online is also going around in a circle, no error messages but just stays on the sign in screen. Of course if it wants me to verify with the app I'm also snookered.

https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…

The Co-operative Bank has launched a new switch and stay offer of up to £300 £200. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive your £125 switch payment), 3: £100 loyalty bonus (this part is only available to people who were customers of Co-op Bank…