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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Nationwide Flex Direct cashback
Doesn't seem to have been mentioned on here yet? Nationwide are now offering cashback on direct debits and debit card payments for 12 months for new (can't have had one in the last 3 years) Flex Direct accounts. https://www.nationwide.co.uk/current-accounts/flexdirect
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Santander Customer Prize Draw (Monthly from August to December 2026)
New customer prize draw announced today by Santander. T&Cs are in following post (there's no separate link to them). Opt-in required. You only need to opt-in once (not every month) to be eligible for all subsequent draws. Up to 3 entries per month per customer. Interestingly if Santander are unable to pay a winner their…
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Downgrading Santander Edge current account
I was going to downgrade my Edge current account to Everday current account to avoid the £3 monthly fee ( not earning enough cashback to cover fee)Will i be keeping same card/pin/account number? In order to keep the Edge Saver i would need to open another Edge current account (without adding dd's)??
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Barclays £200 switch offer for opening a Bank Account (09/06/2026 to 27/08/2026)
Barclays have launched a new switch offer for their Bank Account. T&Cs. Conditions: + Download the Barclays app to open a Barclays Bank Account. You must use the app to start your application to open your account. + Pay at least £2,000 into the Barclays Bank Account you’re switching to within 30 days of opening the…
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Banco Santander Spain - Non-Resident Account (EUR)
Thought it might be useful for some to know that Banco Santander (Spain) offers a totally free Euros account for non-residents. It has a Spanish IBAN and BIC. Comes with a virtual debit card. You must be over 18, have a passport and live in the UK (or a few other countries). Took 1 hour from application to having the app…
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Notification settings crashes in Lloyds App
In the Lloyds phone app when I select Profile and Settings and then Notifications the app crashes. It doesn't with any other settings, I have tried reinstalling the app as Lloyds suggested but it made no difference. Still waiting for reply from Lloyds and wondered if anyone has had this problem and did they resolve it.…
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Am I right to ask for compensation
Hi I’ll keep this short because it’s a bit long winded. I read somewhere that certain merchants had taken extra payments out of customer accounts. 1. Requested all my transactions from merchants. 2. Received official database of all my transactions from both merchants. 3. Crossed referenced every transaction to my bank…
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Co-operative Bank up to £200 switch and stay offer (06/07/2026 to 07/09/2026)
Update - 17th August 2026: The loyalty part of the offer has ended. The switch (£125) and spend (3 x £25) parts remain. The Co-operative Bank has launched a new switch and stay offer of up to £300 £200. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive…
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Santander £240 switch offer (01/09/2026 to 07/10/2026)
Santander have launched a new switch offer. What you need to do: This offer is for the Everyday Current Account only and you must request your switch on or before 7th October 2026. T&Cs. Within 60 days of your switch request, you must: + Complete your switch (while the blurb says to open an Everyday Current Account, the…
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Santander - and maybe other banks requiring renewed verification for mobile banking
I believe this is something to do with new legal, and presumably fraud prevention legislation. My Santander app started coming up with a message that I needed to provide verification info and finance info or some transaction/banking options would be restricted. However it does NOT tell you what info will be required. I…
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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MSE News: Halifax bank brand to be replaced by Lloyds – what it means for you
If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…
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HSBC £500 switch - did anyone screenshot full requirements early july?
I joined on July 4th, and completed my Switch about a week later. I've not yet received my £500 payout and I want to check the T's and C's more carefully. unfortunately the email i received on July 4th links to the HSBC site and consequently references T's and C's after July 27th! - also references the £270 credit card…
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Danske Bank £200 switch offer (07/09/2026 to TBC) - NI only
Danske Bank have launched a new switch offer. T&Cs. You must open a new Danske Reward, Danske Choice or Danske Freedom account. To open one of these accounts you must be a resident of Northern Ireland. There is one exception where if you are already a Danske customer (e.g. you used to live in NI and became a Danske…
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NatWest £1 for logging in ended a month early?
NatWest and RBS are ending their £1 reward for logging in from October 1st. Although I have received my £1 from RBS for September, I have not received my £1 from NatWest. Anyone else noticed this?
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Best new current account for a newly formed Residents' Association.
Hey All We are about to start a new Residents' Association and will need a bank account. Obviously, we don't have an old account which we can switch to benefit from an incentive. So, two questions - can a Residents' Association have a personal account with two signatures? Which bank offers the best incentive just for…
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RBS Stopping £1 monthly cashback for mobile app login
As above, for their Reward Account. Received email today with this change effective 1st October. I guess NatWest will be the same.
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How does one delete their forum account?
Can't seem to find anything.
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NatWest Premier application - rejected based on credit score?
I tried to apply for NatWest Premier account (mainly for the switch bonus) but got rejected due to "credit score". Trying to understand why as I seem to have a pretty normal/good credit score: Experian shows 994/1250 -- "very good" starts from 1001 TransUnion shows 618 -- excellent starts from 628 I don't have any debt…
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Lloyds Bank app down?? [Resolved]
Unable to log in via the app this morning, just getting a Something Wrong message. Anyone else with same issue? Lloyds site says no planned outages, but cannot find a link for current state.
