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HSBC £500 (was £250) switch offer for opening a Premier Account (23/03/2026 to TBC)
New HSBC switch offer starts today. While it's marketed at high earners, don't let that put you off. T&Cs. Edit: Offer has been increased from £250 to £500. They use the word "salary" but can't find anything yet to define whether this means that self employed people or freelancers (i.e. non-salaried people) are excluded,…
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Can CIFAS marker be placed months after account closure?
Can CIFAS marker be placed months after account closure? I want to know if anyone has had any experience of having a CIFAS marker placed on them months after their account has been closed. People say it's usually placed the day after the account is closed but my research has shown there is no regulated timeframe for when a…
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HSBC / William Hill Fraud
I really need a bit of help and advice. When it was the Grand National a few weeks ago I put a bet on via William Hill Online. The last time I used William Hill online was the previous Grand National . I deposited £5 using my HSBC Debit card which is stored by William Hill, and won a total of 70p !. Then on Sunday night…
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£25 Amazon gift card for opening a Santander current account (28/01/2026 to 27/02/2026)
This offer ended on 27th February 2026. LINK - taken from MSE for opening an Edge Current Account (Offer has ended). LINK - taken from MSE for opening an Everyday Current Account (Offer has ended). LINK - taken from TopCashback for opening an Edge Current Account. Here you can get your Amazon £25 gift card AND £20 cashback…
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Duplicate Ulster accounts
Over the weekend I applied for an Ulster bank current account, ID accepted etc and all looking ok. I woke up this morning to find several texts and multiple emails advising account being open, card on way and PIN number coming , but upon closer inspection it would appear that Ulster have opened two accounts for me. Is…
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Halifax down?
It appears Halifax is down both online and app.
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Barclays £400 switch offer for opening a Premier Account (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier Account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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Best bank for holiday money
Hi, I'm after a Bank account my husband & I can use for holiday money. We both share costs equally so would like an account the we can both put our spends into when we go away, so it's separate from our own individual accounts and we know how much we have left. We don't want a credit card, just an account we can put money…
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FSCS - Lloyds Bank and Halifax Bank Linked
I regularly review my savings accounts. As I have noticed some recent bank takeovers, the Financial Services Compensation Scheme (FSCS) is of particular interest. The FSCS is now £120,000 per person, per financial institution, so I was keen to establish which banks are linked and particularly which banks share a single…
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LHV Bank not being recognised
Has anyone else had problems with LHV personal account not being recognised by other UK banks, namely HSBC and Chase? I have been trying for a couple of days to set this up as a new payee without success, keep getting payee account details invalid. I have double-checked the sort code and account number are correct. Have…
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Santander switch joint with very poor credit
hi all not sure if anyone can give any advice on this me and my partner have a halifax joint. My credit history is poor. 4 credit cards defaulted Will santander let us open a joint? My partner credit is good
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Santander Switching Swizz
I've been sat patiently waiting for the 90 days for my Santander Switch bonus to be paid into the account… only to discover I'm not getting one, because the Direct Debits on my account are eligible by their definition of "Household Direct Debits". Turns out they have a list of companies you have to hold Direct Debits with.…
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Natwest are a joke (imo)
As above, recently my wife died and i needed to close her accounts natwest and barclays both had less than 10k in them, barclays was all done within 45minutes and my wifes money was transfered to an account of my choice, Natwest almost 3 weeks later have still not completed the closure. Natwest yesterday i went into my…
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Should PIN be sent by default?
I've had about 10 cards delivered in the last couple of months, every time the card & PIN has arrived in the same delivery. As many use apps and most of them you can get the PIN that way, wouldn't it be better in you need a PIN you can request it after card arrives.
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Al Rayan enforcing minimum balance in accounts and closing immediately
A couple of days ago (14-May), I received a letter (dated 30-April) from Al Rayan informing me that unless I increased the balance of my two Everyday Saver accounts by 30-June, the accounts would be closed automatically and the funds sent to my nominated bank account. The minimum balance for these accounts has steadily…
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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Co-op App update
The Co-op Bank app continues to slowly catch up with features on other apps. Having finally added the option to freeze a credit or debit card earlier this year, they have now added options to block or allow separately each of the categories contactless, in-person, online, abroad and gambling transactions.
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MSE News: Lloyd Banking Group users complaining about recent app glitch being paid compensation
Thousands of Lloyds, Halifax and Bank of Scotland customers have been paid an average of £40 each in "goodwill payments" after complaining to their bank about a major mobile banking glitch earlier this month. Here's what you need to know… Read the full story:…
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LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
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HELP! Two banks closed my accounts, but their cheques are of no use to me
Newbie in need of help here! I recently had my account closed by the Cooperative Bank, with almost no notice and without a full explanation, other than "breaching terms and conditions". I know that I have really poor credit rating, so I applied for a Basic account at HSBC, which was granted. However, as soon as I used my…
