Budgeting & bank accounts

Been using Zopa (amongst many others, thanks Martin!) mainly because of their savings rates and was on the point of moving my main banking to them - moving to a new phone has broken notifications on my Chase app which is proving a real pain. Currently my pension arrives at Chase, I immediately move it to the Zopa savings…

I have current a/cs with TSB. PC user. Had email… "Open TSB app and get free £10". Did it …. £10 next day.

Has anybody set up any charity direct debits? Interested in any charities that accept £1 or £2 monthly payments? Thanks.

I've recently jumped on the bandwagon of switching banks on the grounds that if they are quite happy to give me free money then who am I to say no. I'm just wondering how blatant about taking the switch bonus you can be - in other words, does anybody do a switch from BankA to BankB, fulfill BankB's conditions, take the…

After many years of struggle and an inheritance, I'm now in the amazing position to be able to buy a small home in Spain. I've searched so much about the best way to send my pounds over into euros. NatWest and Santander are only giving me 1.13 exchange when decent rate is 1.15+ at the moment, those few cents make such a…

I currently have a Zopa credit card and a Zopa car finance loan and I saw that they were bringing out a current account that you can earn cashback with on direct debits. I thought I'd open a Zopa current account and use that to pay all my direct debits each month to earn the cashback, my biggest one being my car loan, with…

I saw an advert recently for a SumUp Personal Account: https://www.sumup.com/en-gb/personal/cashback/ From what I can see it's 2% on supermarket spend (could be of interest to those jumping through Chase's hoops to get the same) and 0.5% elsewhere. If the retailer uses SumUp then 5% is awarded (tends to be smaller…

Interestingly, this happened on the same day I suggested that customers being forced into repeated invasive ID checks [Santander ] push back eg. by changing accounts, writing to MPs responding to call outs by organisations fighting data accumulation or whatever. Revolut sends out passports and Bitcoin records to a fake…

App is in my Samsung secure folder and I use a reputable VPN. I have been using the app without issue for months ....until today. Now I get a security alert message asking me to uninstall any virtual space apps. I've tried pausing and even disconnecting the vpn but still same message. Obviously I don't want to have to…

My Nationwide Flex Regular Saver matured yesterday. The proceeds were paid into an Instant Access Saver paying 1.1%. Not the best. The Flex Instant Access Saver pays 2.3%. I paid £200 into the Regular Saver on the first of the month. The Instant Access Saver statement showed it as having been paid into the Instant Access…

My Halifax account was linked to the Zopa account ages ago without issue. But once my Halifax account was moved to Lloyds and their app I can no longer add money to the Zopa account. I did unlink the Halifax and did a link to Lloyds and that opens up the Lloyds app so you can choose which account to add. They are still…

My Virgin Money Bank Current Account statement has simply not appeared this mornth (covering August). Now even at the best of times this bank seem unable to provide a monthly bank statement on the same date each month, it often varies between 1st - 6th of the month. But this month its now the 15th September and still…

In the Lloyds phone app when I select Profile and Settings and then Notifications the app crashes. It doesn't with any other settings, I have tried reinstalling the app as Lloyds suggested but it made no difference. Still waiting for reply from Lloyds and wondered if anyone has had this problem and did they resolve it.…

Danske Bank have launched a new switch offer. T&Cs. You must open a new Danske Reward, Danske Choice or Danske Freedom account. To open one of these accounts you must be a resident of Northern Ireland. There is one exception where if you are already a Danske customer (e.g. you used to live in NI and became a Danske…

hi i have a bonus saver account with the halifax. I now have to login to Lloyds due to changes. I always had the interest paid every 4 weeks but notice no interest paid since 31/7. Does anyone know if this has changed? i tried chatbox but it was useless! may have to go into Halifax in town and ask. I don't recall getting…

Flagging this up because if you encounter this error and are not able to fix or mitigate then your access to FD is ceased, since the app is needed for online access too. Had this error when starting the FD app today: ! We've detected app(s) on your device that pose a security risk, which has caused the first direct Mobile…

Thought it might be useful for some to know that Banco Santander (Spain) offers a totally free Euros account for non-residents. It has a Spanish IBAN and BIC. Comes with a virtual debit card. You must be over 18, have a passport and live in the UK (or a few other countries). Took 1 hour from application to having the app…

Does anybody pay for their young adults Uni course via the Unis interest free direct debit facility? Or does their young adult pay for its themselves via a part time job? I've looked into it, buts its on for 6 installments per year only. I think I can top it up between October and November too! How have you paid for it via…

Any recommendations for an account that won't trigger a full credit check as it will be closed pretty quickly….

HMRC refund cheque. Many co ops are closed on a Saturday. My parents deposited my cheque for co op and it cleared today in a post office and it cleared today, so that's 6 days from Saturday