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Santander Current Account Questions
I have the above current account - no loans and no overdraft, no applications and no renewals due. They did a "soft" search on my credit file out of the blue and found my mortgage listed on there. They have asked me to send that mortgage statement from another bank to them even though each month the mortgage is paid from…
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Resolved
Resolved..
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Zopa
Having trouble opening the current account due to system error when it comes to the ID check. Says it not you it's us been going on for a number of days
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Lloyds £185 Switching Offer 1/7/25-28/7/25
To summarise: * Available to new and existing customers * Must open a new Club Lloyds, Club Lloyds Platinum, Club Lloyds Silver, or Lloyds Premier account. Converting an existing account would not count * Switch a non-LBG account to the new account which has at least three active direct debits * Available to those who have…
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Monthly Household Budget
Hi, I'm looking for some advice/views and hopefully this is the most appropriate section to post. I've been looking at our household incomings and outgoings per month and looking to be a wee bit more organised with our spending. We need a new car and I'm unsure how far to stretch. My wife is a bit more cautious than I am…
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Santander app issue
On my home page when logging in, all my accounts have the balance blurred out. I must have done something to the settings? How do I get back to having all the balances immediately in vision?
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Will I get Santander cashback in August?
Got the notification my 123 Lite account changes on 21st August. Looking to see when is best to get my direct debits moved out of Santander & have it shut down. All my Santander direct debits come out before the 21st of the month ... but the cashback itself is paid on 26th of the month. So to me it sounds like I'll qualify…
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How do I figure out how much to spend on groceries?
Are there general rules of thumb, and how do I figure out ingredient ratios for meals etc?
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Monzo - We Are Closing Your Bank Account
I have just had a really strange email stating monzo are closing my bank account in 2 months time, 17th June, i find this really bizarre, in the email they said we can't give you any explanation, i have my wages paid into that account, i am £2000 overdrawn, but my wages always cover the overdraft fees each month so im…
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Switching bank account joint or sole ?
Hi everyone, I noticed the offer to switch by Lloyds today, and I am not sure if I'm elegible, as I switched a joint account with my partner 3 years ago, which in theory means I can't switch again as the requirement is no switching since 04/2020. But as that was a joint account and this would be open on my name only, does…
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Fraud on payment card - why these transactions?
Nine fraudulent card transactions appeared on my bank account yesterday. Thankfully I spotted them promptly and got the card cancelled. Some of them were travel websites, but three were to an insurance company (different amounts), two another insurance company, and another to a third different insurance company. The travel…
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PayPal Credit credit card
In an email from PayPal Credit I see mention of a credit card: Nothing really around that I can find apart from a coming soon page on their US site (although the link starts on the UK FAQ page) https://www.paypal.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit
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How long does Co-op take to send a bank transfer?
Do they not use Faster Payments like everyone else? I sent a bank transfer to myself (Co-op to Halifax) yesterday at 5pm. It’s now 8am the following day and it still hasn’t arrived! Are they still using the 3-5 days system from back in the day?
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Upgrading from Santander 123 to Edge
I have a Santander 123 account with a balance of over
£30,000, which earned me £395.00 interest in year 2024/2025 @ 2% interest. (It
was a higher balance during that year) I was considering upgrading to the Santander Edge until I
realised that there is no interest, only via the Edge Saver and only on a balance
of £4,000. I…
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Switching from Natwest
I'm considering switching to a Club Lloyds account from Natwest. As part of my banking with Natwest I have a 'Digital Regular Saver' account which I get a good rate of interest on, even if I can only add £150 to it each month. If I switch from Natwest will the 'Digital Regular Saver' account have to close?
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Current Account switching question
Hi, I was just wondering, if I switch current accounts do I have to phone all the companies I've got direct debits/standing orders with to let them know my new account details? That would be a bit of a pain in the neck!
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Tsb being brought by santander
Hello I heard Tsb is being brought out by santander. I have a current account with tsb I was wondering would I be moved across to santander? If that does happen would my account number and sort code change? If that's the case I would imagine that I would have to change my direct debits I got set up and inform my employer…
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Club Lloyds Current Account Monthly Fee to rise to £5
As per title. Applies from 2 June 2025. Will continue to be waived for each month that £2000 or more is paid in. All the more important to ensure that the required in (and out) is performed as part of the monthly funds movement routine. Source: a post in the thread about Halifax Reward changes, confirmed from Lloyds…
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Tide for business banking savings account - 4.33% unlimited deposit.
Hi Everyone, saw this advertised on the tube and then they sent me a promo letter. We tend to accumulate cash in the business and then it gets used, but Santander offer us no interest at all. Tide are offering 'painless' linking to our santander where we can move money to the tide account and leave it there getting 4.33%…
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Personal Finance apps (was: Money Dashboard apps closing down)
Just had an email from Money Dashboard stating they are shutting down the apps on 31 Oct and will be focusing on B2B. I found the website view really good for tracking and analysing my budgets and spend, and none of the alternatives offered a 'money dashboard' like it. Full email:
