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Money anxiety
Hi all So i have this thing to do with my bank account I freak out if I have less than £600 in it and I try to not be under 1k if I can but when I hear mt colleagues being skint near pay day I think what am I freaking out about. I am doing a challenge where I save £2 ! Day intona savings account so I can buy myself a nice…
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Nationwide Switch Experience
I recently switched two accounts from TSB to Nationwide and, unfortunately, did not qualify for any of the switch payments. The reason given was that I failed to meet the timeframe by a couple of days. I completed the documentation online and believed I had fulfilled the criteria, but obviously, I had not. Despite being a…
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Financial Facts Sheet
Hi All, I have heard Martin highlight a few times of the importance of couples having a "financial facts sheet", and have found this old post (https://forums.moneysavingexpert.com/discussion/161938/financial-factsheet-brainstorm-help-required/p1) where he indicates his intention to create a template form to aid people in…
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Looking for best options to use for housing deposit or saving for rent/bond/furniture
Hi everyone, My partner and I are looking to open a joint account where we can save aggressively over the next six months. Our goal is to build a deposit for a house, but if we can’t get approved for a mortgage, we’ll need the savings to rent a place together instead. We’re aiming to move into a rented property by…
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Spreadsheet query
For a number of years I've been making and maintaining a yearly spreadsheet of all my financial affairs. It's always been a tax year, now I'm wondering if a calendar year is better though it won't tell me about the amount of interest etc. Are either the 'best' option?
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Coventry Building Society on line "Down"
After trying a number of times, and was unable to log in: "Page not available We're sorry - we haven't been able to load this page." I telephoned Coventry this morning.. At first I was told that the system was all right and there was likely to be something on my device preventing login. I was accidentally cut off (my fault…
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Direct Debit gym cancellation - adult son but my account
I have been paying gym membership by direct debit for my elder son who has now left for university. The gym company say that I cannot cancel the direct debit without him giving approval as he is over 18, even though I am the one actually paying. (The membership is flexible, i.e. it's not locked in for 12 months.) Does that…
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Chase bank, 1 trillion pounds error!
I looked through my old Chase bank standing orders and saw one that had expired a year ago. It correctly stated that I had made eight payments (£200 each) but rather worryingly it showed the total of those eight payments as being £1,016,563,893,934.56. I chatted online with Chase bank. They avoided mentioning the obvious…
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Lloyds new sort codes
I’ve noticed that when opening new bank accounts and savings accounts with Lloyds they no longer issue the 30 sort codes and all seem to be 77 is this a new thing?
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Current account to Current account on NYD
I know this is a very basic question, but at 8 am this morning, l transfer some cash from my Nationwide account to my Virgin account, and it still hasn't shown up. It's not a large amount, (£5.95) but I was wondering if it is because its a non working day?
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Coventry BS bids for the Co-op Bank
One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020
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Santander Postal Statements
If I select Santander Statements to be posted can I still view and save them them in online banking as well?Can't seem to get a straight answer from Santander...
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Challenger Banks - do they disadvantage you?
Random question to settle a 'debate' - if you hold your main bank account with, say Starling or Monzo does that have a negative impact on how you are regarded credit wise? As opposed to if your main account os one of the high street banks? I can't see how it would other than most of them generally only offer a current…
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Santander £150 - Incorrect info on MSE site??
Hi So on the MSE site you can claim the £150 if you haven't received a switch bonus since September 2021. However if you click the link through from MSE to Santander, it states you won't get the bonus if you have ever received a incentive bonus, period. Any comments? Cheers Eric
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card reader v sms
I have been a Nationwide building society member most of my adult life, but living abroad I have found using online banking with browser much easier using their card reader. I did use sms for a while but it has failed due to outages due to phone services providers and sometimes I just did not get the sms. my opinion is…
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Bank Switch Bonus and (legal) bank bribe
i'm aware a couple of banks are currently offering "Switch Bonuses" i also noticed in this weeks MSE email the wording "(legal) bank bribes" in reference to the switch bonus Are both the bank and MSE referring to different things? If there referring to the same thing, why is MSE describing something as a "bribe" when its a…
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Switching current account
Just watched Martins programme about switching current account to get cashback (up to £180). My wife and I have been with Santander for over 30 years and feel a bit stupid for not having switched sooner but thinking about it now. Currently we have a Santander 123 joint account that our salaries get paid into and direct…
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Club Lloyds Advantage Saver
Hi I've stupidly already made the 3 withdrawals from my Club Lloyds Advantage Saver, so the interest rate has gone down to 1% from 3.64%. Can I open another Advantage Saver and put the money back in the new account to get the rate back? Thanks
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Natwest Statements
Anyone with NatWest know if you can order copy statements that looks like picture (Personal info Blanked out) just wondering for future reference if need one for Mortgage etc As when I ordered (Before ages ago) Official copies were A5 printed cost like £3 something and the other lot were list of transaction, Natwest…
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Email from Revolut
Hi has anyone else received an email from Revolut that they hadnt requested, containing their account number and sort code, with the banks address “to enable me to share with people who I want to access my bank info”? It seems strange as mostUK banks wouldn’t share this amount of info in an unsecured email. Thanks
