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Refund to old account
Hi, I appreciate there may be little I can do here but open to suggestions. i purchased a label printer from an American company (they have a UK presence) and paid £159 for it (bought lots of other peripheral bits with it too). It didn’t work to start with so I contacted them and managed to get something printed, then I…
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Bank accounts, and credit card providers, that don't need texts by phone
I had my phone stolen, and I'm still trying to sort out the fallout almost 3 weeks later.I haven't yet managed to get my number transferred to a new SIM - I'm working on it, long story. Anyway, the worst thing is not being able either to check my bank accounts or to buy anything online with any of my credit cards.I want to…
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Account switch from Kroo - not part of the Current Account Switch Service (CASS)
Hi All, Just wondering if anyone has successfully switched an account from Kroo (or another bank that isn't part of CASS) and claimed the switching incentive? I went thgrough the whole process on the Lloyds app but, when it asked "what is the name of your bank" and Kroo wasn't on the list, it said it would not switch…
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Barclays basic account upgrade
I recently entered into a debt relief order, and have a Barclays basic bank account. Having read the forums historically, people have managed to have their basic accounts upgraded to a standard bank account allowing Blue rewards etc after 6-12 months use of salary payments , bills, and no bounced payments. I’m curious to…
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Barclays Premier Eligibility
Does anyone know if cycling £3330 per month through the Premier current account counts towards meeting the £75k income threshold? I currently have the Premier account (met the criteria on the investments/savings threshold) but have just received a "We're reviewing your eligibility" email. I had transferred out my…
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Santander Edge no fee?
Hi All I've opened an Edge account to get the 6% (inc bonus) savings account. Looking at the Edge T&Cs I can't see why I need to pay the fee if I don't pay in £500 and setup 2 DDs, no cash back I know, but for me that's marginal. Good idea? Or will they close the account? Any thoughts?
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Bank account for Trust
I am sole trustee of a discretionary trust that at present has a trust bank account. Due to changes in their conditions it has become more difficult to use, and since the bank no longer offers these accounts I want to consider the possibility of changing the account. I have a few questions. 1. From the point of view of the…
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Lloyds Refer a Friend
I noticed that Lloyds seem to have introduced a refer a friend offer giving each person £50. If the friend joins can they also switch an account and be eligible for the £200 bonus? I didn't see anything obvious in the T&C's suggesting that it couldn't.
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LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
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'Burner' bank account for switch offers - how long do I need to keep it at each institution?
I've set up a 'burner' bank account so I can later switch it and get switch offers. I've set up three charity direct debits from the account and don't intend to use it for any other banking. How long do I need to keep it at one institution? I assume if I switch too often it might be noticed? Apologies if this has been…
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Stop using Edge Current Account but keep Edge Saver Account?
I have been cutting back on what I spend on direct debits from my Santander Edge Current Account and because they no longer give cashback from shopping I now have less than £3.00 cashback which no longer covers the £3.00 fee so I am thinking of closing my edge current account ( maybe switching to get a switching bonus)…
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Threatening text from Barclays!
Good evening! I've just had a text from Barclays saying that they're going to be ringing me over the next few days as they'd like to discuss my account. Reminds me of the "see me" in red pen on my work at school! I think it's because I make a lot of payments from this account as I have many regular savers and use it to…
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Switching Banks
Hello all, I was listening, this morning, to Martin Lewis's podcast and his section about switching your bank to take advantage of a switching bonus. Feeling inspired and not wanting to switch from my existing bank (Santander) I decided to set up a new bank account with Chase, together with two direct debits, moved from…
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HSBC UK Premier Switcher Offer
Wondering if anyone has received their £500 gift card yet for the offer HSBC ran earlier this year? The Ts&Cs say that eligible customers will receive an email on or after 9 November.…
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Lost transfer from Halifax Save4It account - Anyone had same problem?
I opened a Save4It account for my child in 2009. You could only open them for a year and then the amount was to be automatically transferred to a different type of Halifax children's saver account. I can see the transfer coming out of the Save4It account at the year's end, but it just says "Transfer" and doesn't list where…
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Joint Bank Account for just bills
Hello all, can I open a joint account without switching just transferring direct debits and still benefit for any cash back offers or do you have to close existing accounts to benefit. Thanks
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Which bank's apps allow money movement notifications?
Looking to bank switch to TSB but dont want to lose this ability from the barclays app! Thankyou
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NYX Tesco £1 payments from my bank account
Anyone else seen this recently?Just noticed an NYX Tesco payment of £1.00 twice when I shopped and filled up with fuel at the superstore and garage four days ago but not when I shopped at the Tesco Express near home. Both times I paid using my iPhone. I've looked back to last month, and NYX Tesco does not occur.
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Freehold Management Company (client) bank account
Hi, we're a small block of 4 flats and have recently acquired the freehold of the building (25% per flat - the usual arrangement). I understand we need an account which would hold the service charge funds. Is it possible to have a client account with a (high street) bank without having a business account with them? Does…
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Halifax - how to get Pay refs on bank statements and csv downloads
Hi all, we use payment references such as Invoice numbers to track incoming and outgoing payments and we use the csv download option as well as viewing the statement onscreen. The csv option does not give payment references so we have to manually add these to the excel file which is a pain. The onscreen statement does not…