Budgeting & bank accounts

Interestingly, this happened on the same day I suggested that customers being forced into repeated invasive ID checks [Santander ] push back eg. by changing accounts, writing to MPs responding to call outs by organisations fighting data accumulation or whatever. Revolut sends out passports and Bitcoin records to a fake…

App is in my Samsung secure folder and I use a reputable VPN. I have been using the app without issue for months ....until today. Now I get a security alert message asking me to uninstall any virtual space apps. I've tried pausing and even disconnecting the vpn but still same message. Obviously I don't want to have to…

My Nationwide Flex Regular Saver matured yesterday. The proceeds were paid into an Instant Access Saver paying 1.1%. Not the best. The Flex Instant Access Saver pays 2.3%. I paid £200 into the Regular Saver on the first of the month. The Instant Access Saver statement showed it as having been paid into the Instant Access…

My Halifax account was linked to the Zopa account ages ago without issue. But once my Halifax account was moved to Lloyds and their app I can no longer add money to the Zopa account. I did unlink the Halifax and did a link to Lloyds and that opens up the Lloyds app so you can choose which account to add. They are still…

My Virgin Money Bank Current Account statement has simply not appeared this mornth (covering August). Now even at the best of times this bank seem unable to provide a monthly bank statement on the same date each month, it often varies between 1st - 6th of the month. But this month its now the 15th September and still…

In the Lloyds phone app when I select Profile and Settings and then Notifications the app crashes. It doesn't with any other settings, I have tried reinstalling the app as Lloyds suggested but it made no difference. Still waiting for reply from Lloyds and wondered if anyone has had this problem and did they resolve it.…

Danske Bank have launched a new switch offer. T&Cs. You must open a new Danske Reward, Danske Choice or Danske Freedom account. To open one of these accounts you must be a resident of Northern Ireland. There is one exception where if you are already a Danske customer (e.g. you used to live in NI and became a Danske…

hi i have a bonus saver account with the halifax. I now have to login to Lloyds due to changes. I always had the interest paid every 4 weeks but notice no interest paid since 31/7. Does anyone know if this has changed? i tried chatbox but it was useless! may have to go into Halifax in town and ask. I don't recall getting…

Flagging this up because if you encounter this error and are not able to fix or mitigate then your access to FD is ceased, since the app is needed for online access too. Had this error when starting the FD app today: ! We've detected app(s) on your device that pose a security risk, which has caused the first direct Mobile…

Thought it might be useful for some to know that Banco Santander (Spain) offers a totally free Euros account for non-residents. It has a Spanish IBAN and BIC. Comes with a virtual debit card. You must be over 18, have a passport and live in the UK (or a few other countries). Took 1 hour from application to having the app…

I believe this is something to do with new legal, and presumably fraud prevention legislation. My Santander app started coming up with a message that I needed to provide verification info and finance info or some transaction/banking options would be restricted. However it does NOT tell you what info will be required. I…

Does anybody pay for their young adults Uni course via the Unis interest free direct debit facility? Or does their young adult pay for its themselves via a part time job? I've looked into it, buts its on for 6 installments per year only. I think I can top it up between October and November too! How have you paid for it via…

Any recommendations for an account that won't trigger a full credit check as it will be closed pretty quickly….

HMRC refund cheque. Many co ops are closed on a Saturday. My parents deposited my cheque for co op and it cleared today in a post office and it cleared today, so that's 6 days from Saturday

I'm quite perplexed. I had a 120 day notice account with the above bank. Notice was given to close the account. Upon maturity, the final interest payment was made at the usual date for a similar amount. The capital sum however, was reduced. Do banks have the authority to do this? I queried the bank's reasoning and received…

I joined on July 4th, and completed my Switch about a week later. I've not yet received my £500 payout and I want to check the T's and C's more carefully. unfortunately the email i received on July 4th links to the HSBC site and consequently references T's and C's after July 27th! - also references the £270 credit card…

Reviewing my current accounts and arrived at Lloyds banking group. I have joint accounts with both Club Lloyds and with Halifax Reward. I also have sole accounts with both Club Lloyds and Halifax Reward. To obtain the rewards on the Club Lloyds I have 2 off DD, pay in more than £2k each month, have a £100 free overdraft,…

Hi, I have a personal Santander Account and use the Banking App on my phone. Now when i go in to the app It says I need to update my information or they may restrict my access. It is now wanting details like income, NI number, Photo ID etc. Firstly why do they now need this when I have been banking with them for 3 years.…

I thought I had already posted about this but apparently not. 🙄 So better late than never I guess. Lloyds Bank £2m Prize Draw. T&Cs. The August draw has already taken place and if you had an eligible Lloyds current or savings account at the end of July you’ll already have been entered. No opt-ins required for this one. The…

Doesn't seem to have been mentioned on here yet? Nationwide are now offering cashback on direct debits and debit card payments for 12 months for new (can't have had one in the last 3 years) Flex Direct accounts. https://www.nationwide.co.uk/current-accounts/flexdirect