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Nationwide Switch offer 21/5/26
Don’t think it’s been mentioned yet. £175 switch offer launched today https://www.nationwide.co.uk/current-accounts/switch/
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Is Starling a good bank for a joint account?
Hi My girlfriend and I would like a shared 'Holiday Fund' account. We would each make a monthly payment into the account. These funds would then be used for holidays, spending overseas etc Ive done a little research, and it seems Starling has no fees at all, including for spending abroad. It uses the Mastercard exchange…
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First Direct Closing First Directory, who offer similar?
Received a letter today from First direct about them closing the First directory that we pay for. We are going to loose holiday insurance, phone insurance, break down car cover etc. No reason to stay with them now as their interest rates are not that competitive. Who else offers a similar service to the First Directory?
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Barclays Bank privacy policy is 10 years out of date!!
I know that a huge proportion of people don't actually read the "small print", but sometimes it's important. I recently had to launch civil proceedings against a debt recovery company who were demanding that I pay over £300 for a CCJ that wasn't mine… obviously, the District Judge ruled in my favour but it has made me be…
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Bank switching bonuses
I keep seeing people claim they make £1,000+ a year from bank‑switch bonuses. I did a few switches myself a couple of years back, but now I’m blocked from most offers because I’ve already held or switched to those banks before. Do people genuinely pull this off every year, or is it mostly hype from those who still qualify?
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Going from Quickbooks to Starling's built-in accounting facility
Quickbooks recently told me about a "forced migration" where they insist I move to another of their offerings - and pay more for it. They moved me from Sole Trader to Simple Start. They claim is to do with it being compatible with HMRC's Making Tax Digital. The fact that I don't make enough money to be affected by that…
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Switching banks. Anytime of month?
we looking at switching joint from halifax to santander. Is there a good time do thir or does it not matter? our bills come out 22nd month. Some 1st of every month Thanks
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Foreign Currency
Hi, I am going to receive a USD payment from my employer, currently designated to be deposited my UK high street bank account. I am concerned that when the USD hits the GBP account it will be converted to GBP at a lousy exchange rate and/or attract large fees. Is this is fair concern and if it is what is the best account…
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Old bank notes
A relative died and i have £5000 in old paper bank notes in bank bundles dated 2011 , my local bank branch has closed down and they say I can only pay in £250 in old notes per visit, this would mean 20 bus trips to the next city and cost me £120 just to pay it in. is my only option to pay it into my account via the local…
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Chargeback or S75
I just wanted to make sure I was making the right claim.If a company has taken 3 payments instead of just one is it a chargeback and not a S75 claim? Company is still trading and is reputable but a bit clueless about finance. Paid on a credit card, 2 payments show on one day and one on the next day. My bank states all 3…
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Barclays Bank
After being unable to make a transfer of £15 yesterday - error code 9802 - I have spent 1 hour and 45 minutes on the telephone to Barclays Bank this morning. After carrying out all the "help" persons instructions I now have no access to my account. Not even to check the balance. Anyone else having problems with Barclays…
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How to stay safe when shopping online, and avoid scams and identity theft
Hi, I'm not sure if I'm in the right section but any advice would be appreciated. I am not techy savvy at all and I easily get muddled up/confused with it all, but I want to try some shopping online. I am very anxious about online scams and identity theft. I've tried to read up on it all but found it even more confusing…
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Current Account Switching
Hi there, I was just after some quick advise on my options after Ive used all of the banking switch deals.There is no bank that I haven't used that offers the service and I'm now using some of the other banks to refer friends and family to get cash back. What other incentives could I try now that Ive exhausted all these…
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Why do some banks help scammers?
When you approve a payment via your bank app for a specific sum, why does the bank algorithm not have an alert when a much higher, unauthorised amount is taken by the retailer? Why don't they require you to re-authorise the larger sum? It seems that authorising a small sum effectively opens your account for potential…
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NatWest / RBS £200 switch offer (06/05/2026 to TBC)
Launched today. £200 switch offer. NatWest offer RBS offer 1: Open a new Select or Reward account from 6th May 2026. 2: Complete a full switch using the Current Account Switch Service. 3: Pay in £1,250 (all together or in smaller amounts) within 60 days of switch completing. This must remain in the account for at least 24…
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Second Barclays current account
I'm hoping to open a HSBC account and do a switch to earn the £220 bonus as it's the first bonus that I'm actually eligible for in several years. The account that I want to switch in is my Barclays one, which already has 2 active DDs, although it's not used for much else. I'm wondering whether Barclays allows you to open a…
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Ongoing increases in authorised fraud
Apologies if this has already been shared but I saw that the annual UK Finance fraud report had been published and the continuing increases in authorised fraud are notable: They've subdivided the analysis to distinguish between what they're categorising as malicious redirection and malicious payee, which exhibit…
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How often do retailers actually fail to process refunds?
Curious about other people's experiences with this. I returned 3 items to ASOS in November - just did a proper audit of my statements and only 2 refunds came through. £47 short. I've got the return confirmation emails but no corresponding refund for one of them. Going to chase it but got me thinking - how common is this…
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Barclays Up to £600 Signature Experience - Premier Account switch offer (09/06/2026 to 27/08/2026)
New Premier Account switch offer. T&Cs. "Enjoy a Signature Experience, worth up to £600, when you open a Premier Current Account in the Barclays app and switch to us using the Current Account Switch Service by 27 August 2026. Premier Account eligibility: You’ll need to have a current account with us and either pay in a…