Budgeting & bank accounts

Hello, So my elderly dad and myself have opened a new joint account and he wants his state pension and attendance allowance to go into this new account. I know he will need to inform the DWP but what is the best way to go about this? if he has to phone them up what questions are they likely to ask him? he's not very good…

I'm having difficulty with Revolut as since the latest App update over the weekend I'm unable to open it on my phone, it just flashes Revolut then goes off. My iPhone should be compatible as on the App Store it says from iOS 15 up and works on this phone, and it was working fine prior to the latest update. The web access…

Hi, Just seen that trading offers 1.5% cashback on debit card spending up to a max of £20. Has anyone tried if this works with the usual suspects e.g. buying premium bonds with NS&I or even to use the virtual debit card to pay in some cash to a building society e.g. Skipton? Could be an easy £20 if that works so wondering…

Have a Chase Bank account for about a year and all seemed well until a friend sent me £30 from her business account. The money was held up until I explained what is was and from who. After a day nothing so telephoned as messaging is just digital. It appears that my friend and I were obviously suspects in an international…

HI. I've got or did have a s/s isa with marks n spencer. I've had it for years and to say its been volatile would be an understatement. I had a letter last week to say it's now going to be managed by a company called waystone management. I've never heard of them. so should I just leave it and let waystone do what ever? or…

I hold a joint account with my mother as I hold power of attorney and have a couple of questions please. First, when my mother dies, is this account frozen or will I still have access? Second, I am just about to sell her cottage to not only pay for future care home fees but to repay my brother and I approximately £90,000…

Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know. Read the full story:…

Need a bank account to manage the very simple finances for our village community news magazine. It's not-for-profit with ~14 transactions per quarter (all are likely to be in the last month of the quarter). These deposits are small deposits from local businesses who sponsor the publication and outgoings are for website &…

I opened and funded the regular saver on 29th September and am now trying to make my 2nd contribution. I've paid £300 into my Chase current a/c but when I try to then move it to the regular saver it's not showing as an option to receive the funds.

New £200 switch offer from Lloyds. T&Cs are below (Lloyds don't provide a separate link to them). + Accounts that are part of the offer are: Club Lloyds, Club Lloyds Silver, Club Lloyds Platinum and Premier Account. + Lloyds have their own definition for an active Direct Debit. 3 of these must be moved across as part of…

Myself and my partner both received the Nationwide Fairer Share Payments. Mine went into an account in my name and my partners into our joint account because she does not have any other nationwide account. Nationwide has reported both of the payments to HMRC as interest in my name. So HMRC has taxed me on interest…

Hi everyone, I'm looking for advice from anyone who has experienced something similar or has professional knowledge of UK banking and credit card regulations. My situation: MBNA: £19,000 outstanding. Lloyds: £4,000 outstanding. Total: Approximately £23,000. Both banks have given me 65 days' notice to close my credit cards.…

New customer prize draw announced today by Santander. T&Cs are in following post (there's no separate link to them). Opt-in required. You only need to opt-in once (not every month) to be eligible for all subsequent draws. Up to 3 entries per month per customer. Interestingly if Santander are unable to pay a winner their…

Has anyone managed to successfully amend a standing order with Santander recently? Every time I have tried recently, I get an error message. Santander have also updated how they display the list of standing orders and removed the very helpful "mandate number" reference from the list..

I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks 

Used the Free Coffee perk' included with the Zopa Biscuit account for the first time this afternoon! I know its one coffee per month, then renews again, but I noticed after activated the offer in the Zopa app, that the QR code in the Caffe Nero app showed a expiry date of 28 February 2027? But, when you select the further…

I'm stuck. I'm trying to contact Barclays via personal banking. But no matter what I've tried the 'live chat' (app) or 'message us' (online) feature does not work. The message says it's down while they are working on it, so unable to connect us to a human being. It's been like this for around a week now, but no mention of…

I've just had an email from Barclays that they are introducing "Click to pay" and I will automatically be registered unless I opt out via the app (I don't have the app) or contact them. I've not heard of click to pay before, I don't shop a huge amount online anyway, but I don't really understand how this works? To pay all…

I found it on the Play Store. I don't know how long it's been live as I've not received notification from them about it. Seems like they are catching up with other providers at long last.

Says you need a £100k income, but then also mentions you need to pay £15k within 90 days of switching. Unsure whether just paying the £15k (non salary) would satisfy the switching bonus criteria? Premier Reward Account | NatWest Premier