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First Direct - what’s all the hype?
I finally decided to switch bank accounts from Santander to First Direct, and take advantage of the switching incentive. First Direct had been hyped as having excellent customer service and I had no reason to suspect otherwise since all the reviews seem to be pretty glowing on MSE. I opened the account mid July 2025 and…
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Chase Cashback changing
I've just read some information on my Chase account that their cash back rewards are changing from 7 April 2025. Still £15 per month maximum cash back but only on groceries, fares and at petrol stations. My understanding is that purchases in currencies other than GBP won't earn cash back. Other cards do the above and may…
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How to pay a small cheque in to Nationwide
I have a small cheque to pay in to my Nationwide flex account How is this done ? No local branch No ability to scan cheques on line - come on Nationwide - add an app Not worth paying £1 for postage - the cheque is only for £7.35 ! This is so frustrating !!
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First Direct Perks
Seems like a new reward scheme incoming?
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Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
I posted this on another Santander thread, but it probably deserves one to itself for those who still have the 123 Lite. I have not received anything via email or post, but saw this on their website (note “we’re planning”?): https://www.santander.co.uk/personal/support/current-accounts/changes-to-your-current-account…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Virgin abroad fee free
Virgin is fee free for spending and cash abroad. Are they going to lose it, or are Nationwide customers going to gain it?
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Face-to-face banking access to be reviewed
A new review aimed at protecting face-to-face banking access in the UK for those who need it has been welcomed by MoneySavingExpert.com founder Martin Lewis, who says banks have a "social contract to support these things"… Read the full story here: Face-to-face banking access to be reviewed If you haven't already, join the…
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HSBC £500 (was £250) switch offer for opening a Premier Account (23/03/2026 to TBC)
New HSBC switch offer starts today. While it's marketed at high earners, don't let that put you off. T&Cs. Edit: Offer has been increased from £250 to £500. They use the word "salary" but can't find anything yet to define whether this means that self employed people or freelancers (i.e. non-salaried people) are excluded,…
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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NatWest / RBS £200 switch offer (06/05/2026 to 28/05/2026)
Launched today. £200 switch offer. NatWest offer RBS offer 1: Open a new Select or Reward account (between 6th May 2026 and 28th May 2026 - inclusive). 2: Complete a full switch using the Current Account Switch Service. 3: Pay in £1,250 (all together or in smaller amounts) within 60 days of switch completing. This must…
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Can I do both the NatWest and RBS Premier £1000 switch and save offer?
Hello, I have started a switch to NatWest Premier for their £250 current account cashback then additional £750 if saving £100000 for 30 days. How likely is it that I could do the same RBS offer simultaneously and get both £1000 bonuses, if the NatWest £250 pays out quickly? I don't want to put £100000 into the RBS saver @…
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First Direct / HSBC normal switch
Hello. I’ve kept delaying opening up First Direct for the first ever time in the hope that both First Direct and HSBC have a bank switch offer going on at the same time and then open them both at the same time. Is there any chance HSBC will bring their normal switch back? (I think the premier needs too high a salary for…
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Al Rayan enforcing minimum balance in accounts and closing immediately
A couple of days ago (14-May), I received a letter (dated 30-April) from Al Rayan informing me that unless I increased the balance of my two Everyday Saver accounts by 30-June, the accounts would be closed automatically and the funds sent to my nominated bank account. The minimum balance for these accounts has steadily…
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RBS rewards not paid in full
Hello Forum , RBS rewards send my spouse and I ( joint credit card account) different rewards via app ,for example Morrisons 10% to me, but 7% to spouse on groceries. If we shop and use my card at the checkout , we assume I get my reward, 10%, having made sure no groceries are excluded. When checked on app, RBS only reward…
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Zopa biscuit account with 2% on DD
I opened my account last year before it was renamed Biscuit! I got £30 from a £1500 DD transaction done with my connected Moneybox account. Now that I am into a second year does the 2% on the DD still occur? I actually did another £1500 DD transaction. Though gather now they only pay £2.50 per month on £125 transactions.…
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Can French tax resident keep UK bank account?
My son has UK (and Aussie) citizenship. He lives in Paris and during the next six months will move his tax residency to France; also, later this year he will be eligible for French citizenship and will probably apply. He has a current account at Nationwide. My question is whether there is any chance that once he has…
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Keep bank accounts open or close?
I have been a 'card tart' and bank account switcher for years. I am wanting to simplify and streamline my finances to make it easier for my husband if anything happens to me. I currently have AMEX and M&S credit cards with additional card holder which I pay in full each month. I have several cards which have zero balance…
