Budgeting & bank accounts

Yesterday I noticed my online banking with Santander stopped working. Today I called them, and after a 30-minute wait I was told my account had been closed the day before and a cheque had been mailed out with the balance! I was told it's within the T&Cs of the account to close it, but what I really object to is the lack of…

New customer prize draw announced today by Santander. T&Cs are in following post (there's no separate link to them). Opt-in required. You only need to opt-in once (not every month) to be eligible for all subsequent draws. Up to 3 entries per month per customer. Interestingly if Santander are unable to pay a winner their…

TSB have launched a £5k prize draw which will take place during the months of September and October 2026. T&Cs. + The £1,000 per month deposit can be deposited in multiple smaller amounts. + Funds must originate from outside TSB (i.e. not from one TSB account to another) if the funds are coming from an account in your…

Hi I know I've been here before but can't remember what's causing the problem. I've linked my new Starling account to PayPal and the DD is showing in the Starling app but when I try to add money to my balance in the app I get the dreaded 'things don't appear to be working at the moment'. Can anyone jog my memory? Many…

I’ve recently started paying more attention to the smaller things I spend money on each month. It’s quite surprising how quickly they add up. A coffee here, a takeaway there, a subscription that I forgot about or a few things bought online because they looked like a good deal! None of them seem particularly expensive on…

I have a Nat West account that I get rewards for spending etc each month. I am looking to switch accounts however I have £9 outstanding rewards. It seems random when it becomes available. You have to claim this money when it becomes available. I suppose what I’m asking is will I still be able to claim this if it becomes…

Mrs Chocolate and I have a joint Santander account and have previously had a First Direct joint account. We also have an individual Natwest accounts. Does anyone know whether I can switch my Natwest to Santander or HSBC and get the bonus or will they knock me back for being a previous customer ?

I've just seen this on offer in the app. Does anyone know if money held in it qualifies towards the required £1000 "in saver accounts" for cashback on debit card spending? Makes it far more palatable if so.

If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…

I had this notification come up last night asking about a couple of payments which was sent from an ex friend a few months ago, asking what they was for and who sent them anyways I replied and thought nothing of it but it kept playing on my mind, today I’ve had a email from monzo informing me that my account will be closed…

sorry I am being thick and need some help. I have one of these accounts that hold US dollars. I am going to the States and want to buy for motorcycle hire and take out cash before I go. Am I correct I can use the global debit card and pay for the bike hire? Then use that in the US for hotels etc? What I don’t understand is…

I am having appalling problems in attempting to open an Everyday Current Account with Santander:- I first applied 17 days ago. I have received some 13 emails from Santander. In addition by post I received appropriate debit card & PIN. I received this on the 11th September. I then received 2 letters dated 12th & 15th re…

Just had an email to learn that, apparently, I'm one of Santander's "most valued customers" (presumably because I've currently got 20 quid in my 123 Lite account, and they're very grateful) and so they're "upgrading" me to "Santander Select, our premier banking service".While it's very nice to be appreciated, I'd be even…

This morning I received a push notification from my Lloyds app saying I had spent £x at Amazon from my current account. I immediately thought it was fraud, since I don't use my Lloyds or Halifax debit cards on Amazon. But on logging in, there was no sign of the transaction in any of my accounts. I messaged Lloyds, and the…

Launched today and available to residents of Northern Ireland only. T&Cs. The T&Cs for this offer have been added to the switching offers archive for future reference.

A couple of thing have started to annoy me recently… Firstly is that I can no longer rename my accounts (you can still do this with the mobile app for some reason). I have a current account, standard savings account, 5 limited access accounts, and an ISA. It can now get very confusing as previously I had renamed them to…

I want to have a small balance to use for public toilets and free trials and stuff, making Monese my DODGY card, haha-too true! Weirdly, I had the chance to order a card for free today (maybe my old one expired) I see they now charge 99p for bank transfers. Making what was a nigh on impossible banking product even more…

Barclays have launched a new switch offer for their Bank Account. T&Cs. Conditions: + Download the Barclays app to open a Barclays Bank Account. You must use the app to start your application to open your account. + Pay at least £2,000 into the Barclays Bank Account you’re switching to within 30 days of opening the…

New £200 switch offer from Lloyds. T&Cs are below (Lloyds don't provide a separate link to them). + Accounts that are part of the offer are: Club Lloyds, Club Lloyds Silver, Club Lloyds Platinum and Premier Account. + Lloyds have their own definition for an active Direct Debit. 3 of these must be moved across as part of…

Lloyds Bank has recently removed the facility to select savings transactions using a date range. This was a useful option when selecting past transactions when using the online system before exporting them into excel. Anyone else found this change inconvenient or problematic?