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TSB £160 + other perk switch offer 23/5/24-24/6/24
Good afternoon, TSB have launched a £160 switching offer, available to those who open a new Spend & Save or Spend & Save Plus current account and haven't received a TSB switching offer since 1/10/22. As with previous offers the offer is paid in parts, you will receive £100 for switching and making 5 debit card payments.…
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POA - Adding the Agent as a party to an Account
My Father in Law is in a critical condition in Hospital and not expected survive. My wife is an Agent under a POA. Would his Bank on her request amend his sole named bank account into a joint account between him and her? Has anyone requested their Bank to do this? I perceive the advantage as being in control of the Bank…
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Nationwide fair share scheme
Hi,I am looking for info on the fair scheme for 2025. I have read 1 or 2 bits, but nothing concrete.I missed out this year. I have keep monies in a CA & savings, but would like to know definite criteria. Thanks in advance.
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Santander paying in cheque by app
Just been into my Santander app, now says you can pay in cheques via the app.
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Banks or Apps that allow you to add notes …. ?
Hi all, apart from Monzo, can anyone tell me which banks / apps allow you to add a note to a transaction ?
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Santander banking app Magic Link
Both me and my husband have changed phones and can't get the Santander app to function because their magic link system doesn't appear to work. He's on Gmail & I use Hotmail and neither work. I've had to keep my old phone just to use the banking app. It's annoying if you are shopping online and need to verify something via…
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Standing order issue
Looking for a bit of advice. I had set up a standing order and had meant to put next month as the start date rather than this month. The SO has came out of my bank account yesterday and put me over £300 into an unarranged overdraft ; the account is also a basic account as well so I assumed this should have been stopped if…
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Nationwide asking to confirm identity 6 years later!?
Hi, Nationwide has been sending us letters of late asking to verify our id or our mortgage account will be restricted. This is after being a customer with them for over 6 years and two different mortgages. Both times we got the mortgages all the relevant paperwork and documents were sent to them. I raised a complaint with…
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Challenger Banks - do they disadvantage you?
Random question to settle a 'debate' - if you hold your main bank account with, say Starling or Monzo does that have a negative impact on how you are regarded credit wise? As opposed to if your main account os one of the high street banks? I can't see how it would other than most of them generally only offer a current…
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Zing £30 offer
How long did people wait to receive their £30 in their Zing account after their £5 spend? I applied for the Zing card the end of October, and I made my purchase 5th November. It's now 3rd December and not received it yet. I know it said 'up to' 30 days but just wondered if anyone had received it sooner. Thanks
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Fee Free Cards: Interbank vs Mastercard rate
I just bought a watch on Jomashop. I tried to use my Revolut card which is my default card for purchases in foreign currencies. But it said that there was a fair usage fee of 1% as I had gone over the £1000 monthly threshold. So I used my Sterling Bank card. The spot rate was $1.26511 but the rate Sterling used was…
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Club Lloyd's £2000 pay in
Can you just recycle £2000 in to the account in order to get the membership fee waived and claim the benefit?
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Money paid into my account incorrectly
I'm originally from the UK but now live in Australia. I have a money transfer account (which is NOT a bank account) in the UK, which I occasionally use to transfer UK pounds to Australian dollars. An Insurance company (who I have a UK pension with, and have paid money into this account before) have accidentally transferred…
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Lloyds £200 switch offer 2/10/24-10/12/24
Good morning, Lloyds have launched a £200 switching offer. * Available to new and existing customers who open and switch into a new Club Lloyds account, Club Lloyds Platinum account, or Club Lloyds Silver account. Existing Lloyds accounts that are converted to a Club Lloyds account, Club Lloyds Platinum account are…
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Club Lloyds £200 switch issues…
Hi there, was looking to see if anyone else had the same issues. I wanted to take advantage of the £200 switch to club Lloyds as it has been advertised everywhere. I went through the website and followed the steps. As far as I could obviously see the criteria was: 1. have £2000 a month going in 2. have 3 direct debits…
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Halifax Notifications
Anyone noticed there halifax app payment notifications not working anymore, my lloyds app ones are and halifax used to be but haven’t for a good while now?.
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Bank accounts with married and maiden surnames, Lloyds bank
Hello, I recently got married and went into Lloyds bank to change my name on my joint accounts with my now husband. I also have a current account and savings account with Lloyds which I want to remain in my maiden name, that is the name I use in my profession and the name I have had for over 30 years. Lloyds bank have told…
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Moneyhub and rollover budgets
Hi Is anyone using moneyhub to track their spending and finances? I've been using moneyhub for a little while (moved from YNAB) and have found it great, but am struggling with rolling non-monthly budgets forward like YNAB did. Where some budgets work well on a monthly basis (groceries, utilities, etc.), some don't (eg car…
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What is the safest technical setup for online banking ?
Those of us who avoid online banking may soon have no choice but to use it. Given the current threat landscape, what is the safest set-up ? So far here's what I think : PC, definitely not smartphone.Dedicated PC - no other uses or apps, no deviating from established urls, no links of course.Not Windows. But, Apple or Linux…
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Ulster Bank BEWARE
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO…