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Budgeting & bank accounts

Discuss bank accounts, banking apps, budgeting hacks and how to organise your money.

Anyone having trouble accessing the Nationwide website?
Following a recent legacy my wife and I opened a Nationwide saving account. All was well on the 10th June, but then we went on 10 days holiday, and now we are back I can't get onto any Nationwide website! But my wife can, from the same house.I am worried Nationwide has done a "Coventry". A couple of months ago I tried to…
Barclays euro account
I have a Barclays personal euro account in which I deposit cash. From October it will be possible to pay in euros only via online transactions. I get euros as a gift and it can only be donated to me in cash. Any other bank that can let you do it? I don't want to exchange euros into pounds as I need the euros. Thanks.
Chase Bank Credit card.
Yesterday I was offered Chase Banks new credit card, 0% for 15 months on Purchases.After speaking to them I found out that they offered them to 400,000 accounts on Monday.Today 600,000 accounts and Wednesday it should be 1 million accounts.I called today change payment method, ie Chase bank account to Savings account.(…
New Lloyds Premier current account
Looks like Lloyds is going to launch a new Premier current account at the end of this month which will replace Lloyds 360 which never made much sense anyway https://www.lloydsbank.com/lloydsbank360.html
Transferring money from the UK to Ireland
What is the best way to arrange transferring a large sum of money from UK banks to Ireland? Are there charges, taxes or so on? The money is an inheritance.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account next month as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it. Read the full story: Nationwide Fairer Share: Free £100 bonus…
cheapest bankers draft facility
Greeting! I want somewhere I can take a 100 or 200, 20 pound notes into somewhere that they will exchange it for a cheque for a small fee and no questions asked
Santander Edge Eligible Direct Debits
I'm thinking of switching to the Santander Edge current account. I'm looking through their pdf of all the eligible direct debits for switching and I can't see TV licence there. Anyone know if that's alright?
Co-op New £175 Switch Offer
Applied, been accepted. Am I right to read it as simple as this... 29th May - My switch date Pay £1k in after 29th plus have 2 direct debits come out plus 10 debit card transactions. £100 received. Then when received, day after, put £1k in again and continue with 10 debit card transactions monthly. Continue this for 3…
Halifax Reward Slow Updates
Anyone else’s reward extras not updating, mine last updated on the 5th dec, was working fine until now?.
Banking and bank accounts in the British virgin islands
Im considering doing this! and wondered if anyone has done it for them selfs hear or know of someone that has that can advice me further. Such as which banks are best and criteras and costs? Thanks
Problems with account
I’ve just tried to buy something online but Barclays keeps blocking my account. The amount is only £14. I haven’t reported any problems with the account, I’ve had the account problem free for years and I buy nearly all my food items online which I do dozens of times every month and the balance is fairly high so there’s no…
opening a bank account for someone convicted of financial fraud
I am trying to open a bank account for someone who has been convicted with financial fraud and is currently in prison. The bank has closed their account and issued a cheque for the balance but they have no other account to pay it into. I have Lasting Power of Attorney for their financial and property affairs and am…
Payment cut-off times - for each bank etc.
hi does anyone know, have list or a link to somewhere online of all the different payment cut-off times (both deposits and withdrawals) for as many places as possible? they all seem to differ and the information is not always easy to find on their websites, even their staff quite often don't seem to be clear on what they…
Santander switch reward
After completing the switch to Santander I contacted them to check that I was doing everything I needed to get the £180 switch reward. Only to find out I'm not eligible because of an "inactive" Santander account from 2001! This was an old Abbey National account. I'm fuming, but have learnt my lesson to make sure I properly…
Progressive BS online banking - unable to receive access code
Hi everyone, this post is on behalf of a friend. My friend opened a regular saving account with Progressive BS last summer. She tried to log in to check when exactly the account matures but is having issues. She filled in her log in details (email+password) and then on the second page it's asking her to enter a 6-digit…
Advice/Suggestions for budgeting app
Hi there. In my spare time I am currently developing a mobile application to help people better manage their money through budgeting. I am taking inspiration from Martin Lewis’s budgeting tip in terms of averaging “one-off” payments throughout the year (I.e. paying off a car insurance annually etc). I will post screenshots…
£30 voucher for opening Santander Everyday or Edge account
Credit to @goatfaced for bringing this up in the 123 Lite thread. https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#santanderedge Filling the form in results in a 'Something went wrong' message for me on Safari, but in Firefox it worked just fine. Closes tomorrow. New & existing customers. No switch or…
Santander current account £180 query
Hi all anyone been sucessful via chase? Santander terms say household direct debits i was thinking to use 2 30p direct debits of their website
TSB is up for sale again
https://www.msn.com/en-gb/money/other/tsb-could-be-sold-off-by-spanish-owner-banco-sabadell/ar-AA1GRBgq

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MSE News

Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Budgeting & bank accounts

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