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Second Barclays current account
I'm hoping to open a HSBC account and do a switch to earn the £220 bonus as it's the first bonus that I'm actually eligible for in several years. The account that I want to switch in is my Barclays one, which already has 2 active DDs, although it's not used for much else. I'm wondering whether Barclays allows you to open a…
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My Santander debit card was cloned and an attempt was made by the scammer to purchase goods on line
My Santander debit card was cloned and an attempt was made by the scammer to purchase goods on line. The scammer actually called me saying he was from Santander and asked for my pass code, to which I put the phone down on him (Indian Male). He rang a further 3 times at 1 minute intervals then one minute later I got a OTP…
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Santander Security is OTT
I have just set up a Santander account - partly but not only for the bribe. But their security is over the top - facial recognition/voice matching/endless codes and a really cluttered, messy interface in the app or online. I refuse to give anyone my biometric information - it's bad enough that the state has it - please can…
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Ongoing increases in authorised fraud
Apologies if this has already been shared but I saw that the annual UK Finance fraud report had been published and the continuing increases in authorised fraud are notable: They've subdivided the analysis to distinguish between what they're categorising as malicious redirection and malicious payee, which exhibit…
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How often do retailers actually fail to process refunds?
Curious about other people's experiences with this. I returned 3 items to ASOS in November - just did a proper audit of my statements and only 2 refunds came through. £47 short. I've got the return confirmation emails but no corresponding refund for one of them. Going to chase it but got me thinking - how common is this…
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Barclays Up to £600 Signature Experience - Premier Account switch offer (09/06/2026 to 27/08/2026)
New Premier Account switch offer. T&Cs. "Enjoy a Signature Experience, worth up to £600, when you open a Premier Current Account in the Barclays app and switch to us using the Current Account Switch Service by 27 August 2026. Premier Account eligibility: You’ll need to have a current account with us and either pay in a…
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£100 for opening a Danske Freedom current account. 18 to 27 and NI residents only. Ends 19/07/2026
This is quite a niche offer and will not apply to most on here, but if you know anyone who’s aged between 18 and 27 and resides in Northern Ireland, this is an easy way for them to get £100 free cash. There is no account switching required. T&Cs. Steps: Bonus is paid within 10 business days of meeting the above…
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Chase increases cashback to 2%
Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…
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Chase Bank Cashback
Does anyone know if Chase Bank give cashback on Home Heating Oil purchases for example Boilerjuice ?. I cant seem to find a list of MCC codes that Chase will pay out upon for fuel / energy. Thank you all.
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Why do Nationwide make it so difficult to open a Flex One Account for a teenager?
I know Nationwide have a reputation for needlessly pedantic processes but today really took the biscuit. My daughter was looking to open a Flex One account with Nationwide (and subsequently a Flex Saver account). She already has a Future Saver I set up for her many years ago, so Nationwide already had some relevant ID…
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Halifax to vanish?
GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand
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Scottish Halifax Accounts Changing
Just a heads up, it looks like LBG are doing some housekeeping with regards to Scottish Halifax accounts. I received a letter today informing me that , because my Halifax Reward Current Account was originally opened in Scotland (about 30 years ago, and has been my main account ever since), it's changing to a BoS vantage…
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Issues with Pay By Bank Transfer
Always worked before on both Lloyds and HSBC apps but is now failing and keeps defaulting to opening the camera to scan a QR code - what QR code? I’m using my phone! Both these are premier accounts and apps updated to latest version. It has happened when trying to buy Premium Bonds and when paying off a credit card. I now…
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Can I do both the NatWest and RBS Premier £1000 switch and save offer?
Hello, I have started a switch to NatWest Premier for their £250 current account cashback then additional £750 if saving £100000 for 30 days. How likely is it that I could do the same RBS offer simultaneously and get both £1000 bonuses, if the NatWest £250 pays out quickly? I don't want to put £100000 into the RBS saver @…
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Anyone else still pay by cash?
I am just wondering what other people's experiences and thoughts are with still paying by cash? I seem to be one of the few that do still use cash and this often odd looks and people seem surprised at the shops. My financial situation is stable - no debts, emergency fund, pay into a pension and invest into index funds in a…
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Debit Card transaction limits
Hi, I am buying a car on Saturday. I would prefer to pay by Santander Debit Card. Can anyone please confirm 123 account Debit Card transaction limit. I believe it is £10,000? I cannot find it on their website and Santander do not answer their telephone. I also have current accounts with RBS, TSB and NW. Can anyone please…
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Zopa biscuit account with 2% on DD
I opened my account last year before it was renamed Biscuit! I got £30 from a £1500 DD transaction done with my connected Moneybox account. Now that I am into a second year does the 2% on the DD still occur? I actually did another £1500 DD transaction. Though gather now they only pay £2.50 per month on £125 transactions.…
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Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
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Revolut 5% linked savings
I followed link on today's money saving expert email to open revolut bank account and get 5% access savings, but only rate on free plan is 2.9%. What am I missing to get 5%?
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£50 in Amazon gift cards for opening an Amazon Barclaycard credit card (ends 16/07/2026)
Apply for an Amazon Barclaycard through your Amazon account and if accepted you get a £40 Amazon gift card. Activate your card in the app and get a £10 Amazon gift card. Ends 16th July 2026. You can check your eligibility before submitting your application, which involves a soft credit check. No other conditions, you can…
