Budgeting & bank accounts

I transferred by Halifax Accounts to Lloyds via the invite. Cannot access my accounts on Lloyds because the verification phone number they ring is 1 digit short of my phone number, cannot amend it because I cannot log in

I'd used First Direct's international transfer service before without issue, despite its clunky last-century approach — taking 2-3 days, communication via letters (!), no real-time confirmation, no way of knowing whether you'd entered all the details correctly. This time it went wrong. Nearly 21% of my transfer — one pound…

One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020

Newbie in need of help here! I recently had my account closed by the Cooperative Bank, with almost no notice and without a full explanation, other than "breaching terms and conditions". I know that I have really poor credit rating, so I applied for a Basic account at HSBC, which was granted. However, as soon as I used my…

OFFER HAS ENDED. Latest offer from Santander via VoucherSent. £100 supermarket gift card for opening a Santander Edge, Edge Up or Everyday Current Account and spending £200 per month for 3 months across 4 or more transactions per month. New Santander customers only i.e. you cannot have any products with Santander (doesn't…

Resolved now

I've just switched my Halifax credit card to the Lloyds app and thought I'd look at what savings accounts might be available and there seemed to be a regular saver account for up to £250 per month paying 8% for the first 12 months. I've applied and hopefully the offer will hold true.

This morning, when I logged into my Santander account which I have held since the Alliance & Leicester days, I was asked for proof of ID and for details of income. I needed my passport (other ID documents are acceptable, e.g. DL), totals of monthly income by category (employment, pension, savings, investments, rentals,…

smile, the Co-operative Bank's online brand that has been running since 1999 and was the UK's first fully-featured online bank account, has finally this month stopped taking applications for current accounts and savings accounts. Credit cards applications have been on hold a while but the wording has changed from "not…

Does anyone know if I could get this if I have an HSBC credit card?

New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…

Hi I bank with HSBC and have received an offer to transfer to their Premier Account. I don't actually qualify for it, either income or savings, so wondered if others have had this? Is it worth it? I understand it's free but don't know about the benefits. What would happen if they realised I don't qualify? Thanks

Hi I have had 6 payments taken from my bank account to payment ref: LC International, LC International payment ref is the ref used by Corals & Ladbrokes. I had read that some customers had payments taken from their accounts from Ladbrokes and Corals, so what I done I got all my Corals & Ladbrokes to send me all my…

Our joint account is mainly used to link to challenger banks and feed regular savers. As it's now moving from the Halifax to Lloyd's I'm thinking about closing it so we will be eligible for the next switching bonus with Lloyd's, but where to? Are there any banks which will pay a switching bonus on a joint account if you…

Hello, Tried HSBC online help but getting nowhere. My Lloyds credit card is changing form Master card to Visa, I have the mastercard details set up as an existing payee on the HSBC app but I don't seem to be able to edit the 'reference' of the payment which is showing the old 16 digit card number for the Mastercard to the…

Hi not sure if in right place. Basically I had to withdraw £1500 cash from ATM on 9th August. Rather than withdrawing on high street, I went into Nationwide branch to use their internal ATM. Put my Revolut card in, tapped to withdraw £800, "please remove your card, your card is now being counted", card popped out & I heard…

Welcome to the list of savings and investment accounts that allow deposits to be made by Direct Debit and/or debit card. If there is an account listed that has incorrect information, or needs updating, or removing please leave a comment. If there is an account you think should be added please leave a comment so that it can…

We have a joint NW Flex Plus account (£18/m). Breakdown cover and travel insurance are most important to us, mobile/gadget cover a bit less. If we switch to joint Co-op Everyday Extra (£12/m) what do we lose ? From what I can gather from a very quick check on MSE, the benefits are pretty similar. The devil must be in the…

Had an offer come up that I want to use (7% at a retailer I use quite often.) Is my Debit Card automatically enrolled and ready to earn rewards? Can't see my debit card number in my Rewards area anywhere, which instead shows the last three digits of my current account number and the last three digits of the Digital Regular…

How do you all keep track of direct debits and debts each month? do you have a spreadsheet or maybe something else you use, trying to get more organised