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Stick with Santander 123 Current Account or Switch to Santander Edge Current Account?
I have had a Santander 123 Current Account for years and am wondering whether to switch to a Santander Edge Current Account instead? I don't need an overdraft and am more interested in interest rates and cashback. What would be the best move?
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international payments - best bank account?
Hi, I make monthly international payments to a EU country, to help my mum with her bills. Up until this month I used my Barclays premier account, as they weren't charging me any fees, and the currency conversion rate was fine. However, this month they've started charging me a new "overseas delivery charge" of £6, which…
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Metro bank
All the advantages I signed up for have gone (cash only account). GONE! Saturday opening. GONE! Replacement card 'there and then' in branch. GONE! Change deposit counting machine thingy Any reason I should stay with them at all? I'm struggling to find any.
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Nationwide - Lost £440 Payment
Hello I was wondering if anyone can advise me on what to do please, I withdrew £440 from ‘Britain’s biggest bingo site’ (not sure if I’m allowed to name them T******) late at night on the 14th June 2025, and the next day when I woke up on my front screen notifications it said Nationwide ‘ £440 T****** ‘ approved ‘ .When I…
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Best Method to Transfer US $60k into UK Bank Account?
My wife and I are currently in the US due to death of a close family member. My wife is a beneficiary of a life insurance policy and it looks like she will receive approx $60k. What would be the best / most efficient method of transferring this amount of dollars into a UK Lloyds bank account? Should she be requesting the…
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Trading212 1.5% cashback on spending
Hi, Just seen that trading offers 1.5% cashback on debit card spending up to a max of £20. Has anyone tried if this works with the usual suspects e.g. buying premium bonds with NS&I or even to use the virtual debit card to pay in some cash to a building society e.g. Skipton? Could be an easy £20 if that works so wondering…
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Random Alphanumeric Codes (Twice) on Cheque fronts.
I've just received a new chequebook from Cahoot and on the front of each cheque, there is a 9-character random alphanumeric code (starting with = and different on each cheque) printed twice - once above where you would write the payee and the other below the third line. is this normal now? I haven't had to order a new…
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Barclays Switch
Thinking of taking up the offer from barclays on the switch offer but from what I’ve read and understand they won’t pay it to anyone who has ever had a current account, is this correct if so is there anyway to find out as I can’t remember and I don’t want to waste a hard search if I’m not gonna get the switch bonus?.…
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Transferring a joint account to single account
Hi I currently have a joint account with my husband, but we are separating and we need to transfer out to single accounts. Half the bills are going to remain the same so want an easy way of doing it! When you switch banks they do it for you. Is there something similar for when you switch to single accounts but not all…
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Natwest Reward Account DDs question
Thinking of switching my Select Account to a Reward Account. My question is around the timing of the DDs. The ones I want to put on there come out of my account on the 1st of each month. If I converted my account now, would I go the month of September being charged the £2 fee and not get anything back because the Direct…
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PayPal danger - PLEASE READ
Hi All, Please be aware that PayPal is setting up Automatic Payments without your approval, giving merchants the authority to request any amount of money, at any time and PayPal will take it from your account without checking with you. Most traders/merchants are honourable, but PayPal should not set up Automatic Payments…
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Halifax paper free statements letter
Hi there 😀, anyone else receive this letter recently just wondering!
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Lloyds/ Halifax ban
Hello everyone, This is my first post on the forum, and I am writing to gain some insight and understanding. I was a Lloyds/Halifax customer from 2021. I then closed my accounts because I moved to other banking providers. Some time in 2024, I tried to open a bank account with Lloyds and Halifax, but they kept offering me…
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Closed bank account but online banking remains open.
I closed my back account in Feb 24 with a 7 day switch from Halifax to Lloyds. However I had an overdraft with Halifax which failed to transfer. The overdraft was paid in Sept 24. At the point of the switch I had no access to my online banking, telephone banking (which can be proven by an ombudsman case which notes talking…
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Cash machine didn't dispense cash but money taken from bank
I hope I've chosen the correct forum to post this in, if not let me know which would be more appropriate. What happens when a cash machine crashes before dispensing money, but the transaction completes anyway? I was recently asked to help my parents withdraw £250 from a Sainsburys cashpoint. Everything progressed normally…
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Switch Guarantee - Direct Debits
I will be moving my business's current account over to a new provider next week The switch guarantee states it will take care of everything Regarding Direct Debits to HMRC - for VAT - PAYE - Royal Mail ect Are these automatically updated - meaning I WON'T have to change them with those companies - their records will be…
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UK Bank Account for Payment of French AGIRC/ARRCO Pension
I am a newbie to the forum and have a question on payment of a French AGIRC/ARRCO pension into a UK bank account. I am in the process of claiming a French pension from the time I worked there back in the early nineties. I now live back in the UK. It has been a painful process as you have to claim it through the DWP and…
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Opening UK savings account from Ireland
Hi. Just a question.... I'm English, born their and lived and studied til 18 and then went to uni in Ireland and have stayed here 20 years later! I still have my Bank account in England with Nationwide from when I was a kid which I rarely use but have a couple of thousand pounds in. My question is, can I open a savings…
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Windows 11 and Microsoft Money
New PC arriving with Windows 11 and looking to continue using Microsoft Money on it. Digging around online I see suggestions that both the Sunset Edition and the 2005 edition should run, but each one seems to create some problems some times. I know there are quite a few users of Money on here - any advice on which of the…
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Son given large cash present for birthday - concern there may be issues paying into the bank
My son is a very lucky boy who has just been given £1000 in cash for this birthday from his grandparents - he’s at university and money is very tight for him, hence their generous present - they are also strong advocates of using cash rather than doing everything electronically. He obviously wants to pay the money into his…
