Budgeting & bank accounts

I'm quite perplexed. I had a 120 day notice account with the above bank. Notice was given to close the account. Upon maturity, the final interest payment was made at the usual date for a similar amount. The capital sum however, was reduced. Do banks have the authority to do this? I queried the bank's reasoning and received…

I joined on July 4th, and completed my Switch about a week later. I've not yet received my £500 payout and I want to check the T's and C's more carefully. unfortunately the email i received on July 4th links to the HSBC site and consequently references T's and C's after July 27th! - also references the £270 credit card…

Reviewing my current accounts and arrived at Lloyds banking group. I have joint accounts with both Club Lloyds and with Halifax Reward. I also have sole accounts with both Club Lloyds and Halifax Reward. To obtain the rewards on the Club Lloyds I have 2 off DD, pay in more than £2k each month, have a £100 free overdraft,…

Hi, I have a personal Santander Account and use the Banking App on my phone. Now when i go in to the app It says I need to update my information or they may restrict my access. It is now wanting details like income, NI number, Photo ID etc. Firstly why do they now need this when I have been banking with them for 3 years.…

I thought I had already posted about this but apparently not. 🙄 So better late than never I guess. Lloyds Bank £2m Prize Draw. T&Cs. The August draw has already taken place and if you had an eligible Lloyds current or savings account at the end of July you’ll already have been entered. No opt-ins required for this one. The…

Doesn't seem to have been mentioned on here yet? Nationwide are now offering cashback on direct debits and debit card payments for 12 months for new (can't have had one in the last 3 years) Flex Direct accounts. https://www.nationwide.co.uk/current-accounts/flexdirect

Unable to log in via the app this morning, just getting a Something Wrong message. Anyone else with same issue? Lloyds site says no planned outages, but cannot find a link for current state.

I was going to downgrade my Edge current account to Everday current account to avoid the £3 monthly fee ( not earning enough cashback to cover fee)Will i be keeping same card/pin/account number? In order to keep the Edge Saver i would need to open another Edge current account (without adding dd's)??

Hi I’ll keep this short because it’s a bit long winded. I read somewhere that certain merchants had taken extra payments out of customer accounts. 1. Requested all my transactions from merchants. 2. Received official database of all my transactions from both merchants. 3. Crossed referenced every transaction to my bank…

NatWest and RBS are ending their £1 reward for logging in from October 1st. Although I have received my £1 from RBS for September, I have not received my £1 from NatWest. Anyone else noticed this?

Hey All We are about to start a new Residents' Association and will need a bank account. Obviously, we don't have an old account which we can switch to benefit from an incentive. So, two questions - can a Residents' Association have a personal account with two signatures? Which bank offers the best incentive just for…

As above, for their Reward Account. Received email today with this change effective 1st October. I guess NatWest will be the same.

I tried to apply for NatWest Premier account (mainly for the switch bonus) but got rejected due to "credit score". Trying to understand why as I seem to have a pretty normal/good credit score: Experian shows 994/1250 -- "very good" starts from 1001 TransUnion shows 618 -- excellent starts from 628 I don't have any debt…

Today I'm finding that the Royal Bank of Scotland online banking requires me to authenticate with the mobile app every single time I try to login. It used to be the case the mobile authentication was only required when using a new browser. Is anyone else seeing this? If it's a new thing, it's annoying enough for me to move…

Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO…

I’ve found an old paper £50 note and I have no bank nearby only a post office that wouldn’t change it. is the only option to post it to the Bank of England or make a long to a bank (or give it to a charity- rather not donate the full amount £50 though)

Oh hello, Just wondering if anyone else's app notifications have stopped since being moved from the Halifax app to the Lloyds app? Brand new Android phone I bought earlier this year on latest OS and app versions etc. I don't need techy advice as I work with phones, I just want to know if it's just me its broken for or not…

For many years I have been using Halifax clarity card without a problem. Last year I was picking up my hire car in Spain and the car agency will not accept my Clarity card for the excess deposit as it did not have my full name (only initial and surname). They said the only option is to pay for their rediculousley expensive…

You can now get a £40 Amazon gift card for applying on or after 10th September 2026 and being accepted + a £10 Amazon gift card for activating the card in the app. This seems like a fairly simple offer. Apply for an Amazon Barclaycard through your Amazon account and if accepted you get a £40 Amazon gift card. Activate your…

i duly signed up to open a basic account on the premise of gaining £100 after spending £600 over 3 months on the run up to christmas. on further delving into this santander have stated they know nothing of this promotion, so ive closed the account already. very weird.