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I want to switch banks but I feel I am locked in unfairly!
We currently have a fee-based Platinum account with NatWest that offers travel insurance etc via its membership services. In December when our policy renewed we took out medical upgrades, age upgrades and upgraded cancellation cover - almost £400 in total [on top of the monthly fee for the bank account]. I think we had…
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Euro cheque
The French Tax Man is going to send me a Euro cheque. How can I cash this in the UK please, NB tax man will not pay the money any other way. Thanks Allen
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Barclays Switch - BE AWARE
I’ve just opened a Barclays premier account through the app to get their current switch bonus. A requirement is that you transfer in minimum £4000 either within the switch process or as a separate deposit. So I transferred £9000 on payday to meet the criteria. I then went to move some of this money into a joint account to…
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Trouble getting rid of a subscription service
Hi, I subscribed to an online PT membership back in December, for what I thought was an introductory month however when they took another payment in January I raised it with my bank and got the money back whilst they investigated it. I had cancelled the service within the timescales so I don't know why they still took the…
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My bank wants me to use the app (HSBC) I do not want it
Anyone else infuriated by the likes of the HSBC giving the only options of using an app or going to a branch, which are as rare as hen's teeth these days when things need doing. So a long and sometimes expense trek to get to a branch. The CEO earns millions of £'s, and yet branches are literally culled. Been with them…
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Co-operative bank Base Rate Tracker - too good to be true?
I'm looking for somewhere to put some money for say 6 months with good interest and I've found this account. Problem I have, is none of the bank review sites ever promote it? So my question is why not?
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Santander payments query
I know from past experience that when my Santander Edge Up has failed payments due to insufficient funds they retry later in the day. Does anybody know off the top of their heads what time their final try to take the payments is? I have a slight cash flow problem tomorrow I'm trying to navigate round.
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Royal Bank of Scotland new pots
I have received an updated app today they now allow pots which are quite good. Yhe only downside compared to Kroo and TSB is that they don't pay interest on the balances in the pots but good if you want to divide your money. I did notice that they haven't updated the NatWest app yet and is still the old version.
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EUR CHARGE to receive money
Hi All, Receiving a euros payment and have a santander uk current account. What are the fees I will get charged to receive the euros. It is a medium amount so the fees would be material, I also have a chase account. Is there any advantage of using chase vs santander in terms of the fees charged? Happy to open another…
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Bank account for charity ball
Myself and a friend are looking to host a charity ball. Does anyone have any good recommendations of a bank account or even any other better way of holding the ticket funds and to pay suppliers?
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Anti-fraud education
Does anyone know what sort of anti-fraud education is provided by a bank after someone has been scammed ?
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Nationwide FlexPlus monthly fee
Hi, I'm considering opening a FlexPlus account but I have a question about the timing and monthly fee. Recall reading (somewhere on this forum) that the fee is taken at the end of the month for that month, irrespective of when you open it. However, if I were to open the account on the 27th February, does that essentially…
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Halifax app showing Lloyds accounts and vice versa
Hi, Just logged into my accounts and now can see all accounts in either app so my Lloyds accounts show in the Halifax app and my Halifax accounts in Lloyds. I don't have accounts with BOS so can't check but I know that BOS and Halifax were able to be serviced in BOS branches. Is that something new or just an IT glitch?
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Bank Switching - How Blatant?
I've recently jumped on the bandwagon of switching banks on the grounds that if they are quite happy to give me free money then who am I to say no. I'm just wondering how blatant about taking the switch bonus you can be - in other words, does anybody do a switch from BankA to BankB, fulfill BankB's conditions, take the…
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Unable to login to LHV Bank iPhone app
As per the title. Is anyone else having the problem or is it just me?
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Temporary account ?
I need to keep £100,000 in an account with instant access ready to pay for land purchase when the right plot comes up for sale , my other funds are in NS&I bonds and I am retired so no salary will be paid into this account and nothing spent from it , just one lump sum up till it is needed ( or two seperate accounts if that…
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UK banks plot Visa/Mastercard Alternative
Interesting article in the Guardian, UK bank bosses will hold their first meeting to establish a national alternative to Visa and Mastercard, amid growing fears over Donald Trump’s ability to turn off US-owned payment systems. The meeting, chaired by Barclays’ UK chief executive, Vim Maru, will take place this Thursday and…
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Savings/investment DDs and debit card deposits- An updated list
This Thread Has Been Replaced. Please See A regularly updated list of accounts that allow direct debit and/or debit card deposits Welcome to this thread. I have decided to create this thread to provide a regularly updated list of savings and investment accounts that can be paid into by direct debit and/or debit card for…
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Finance aggregators
What's a good free app to auto track savings, investments, current accounts, mortgages/loans & credit cards and display the whole picture in one app
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Barclays/HSBC Switching bonuses for higher earners.
Does anybody know whether the Barclays/HSBC switches count pensions in the earnings class, I am close to taking my private and state pension, and I love my job, so if I take these pensions and keep my job for another year the total will take me above the limit needed for the switches. So is it just wage or total coming in…
