We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Budgeting & bank accounts

Discuss bank accounts, banking apps, budgeting hacks and how to organise your money.

NatWest banking app down
It seems in update yesterday has stopped the NatWest banking app from working, but the sister RBS one is unaffected... They point you to online or telephone banking instead.
Santander no longer paying cashback for Octopus Gas & Electricity, Hopefully being resolved?
I normally get 2% cashback from Santander with my Octopus direct debit.However Octopus have recently changed their direct debit payment method which means it no longer acceptable to Santander.When I questioned it with Santander this is what they said... Octopus Energy are now using GC to manage their direct debits. As the…
Open banking providers recommendations?
Hi All, I am interested in trying out open banking, but I would like to know if anyone could recommend a provider they've used? Also, how secure is open banking and has anyone experienced issues, in terms of data being accessed that wasn't consented to or issues with scammers? Thanks
Sent bank payment to a closed help to save account
I made a mistake and sent a sum of money to a closed Help to Save account from 5 years ago (I should have deleted the payee yes) I've told my bank and they are going to recall the funds (can take up to 20 days) Do you think help to save will return the funds when they see the reference number is to a closed account?
Sold house. Moving Abroad. Where to keep ££?
I have sold my inherited house here in the UK. I will be heading to the states this fall and probably do some travelling in Thai/Vietnam as well. I have a LLoyds account in the UK. A revolut acct. A Monzo account. Im not sure where to put the money for now. As the £ seems to be gaining against the $ i think i would rather…
The Rich act Poor and the Poor act Rich.
Are we living in a society in which many are financially illiterate and consumeristic? Live for the moment, never mind tomorrow, show off and live beyond our means? Try to be someone we are not most likely down to insecurity and jealousy? Spend, spend, spend and not save and invest? I see it every day where nearly every…
Child & Co RBS Branch to close
Just received notification that the Child & Co RBS branch will be closing on 29/06/2022. Not clear if the brand will continue (branded Debit Cards) or not, but it is a shame nevertheless (renovated in 2015-16 I Believe, beautiful branch and nice service, where you were often offered a drink whilst waiting).
average spare weekly income
can i ask what is the average amount people have each week for spare cash - ie after all bills , food petrol, etc so money for the odd takeaway , cofee, little treat ?
Potential Tide Buyer Scam??
Hi, Need some advice with this. Have just had an item sold on FB marketplace and having agreed on bank transfer the buyer is now saying they have to send an extra £200 to my account which I then have to pay back to them as they are using a ‘Tide Premium Buisness’ account. I received a dodgy looking email from Tide?? If it…
Returning to LBG
Back in 2020 LBG carried out the 'forced closure' of my Bank of Scotland, Bank of Scotland t/a Halifax, and Lloyds Bank accounts. I had three text messages, one from each brand, stating "...after a review on your account(s) a decision to close the account(s) in 2 months has been made. Your account facilities have been…
RBS Select current account
When I opened this account mto nget their Digital RS it needed 2 Direct Debits to qualify for a switching bonus. Can anyone kindly tell me if I need to keep these two DDs ? Was it anything to do with having their Digital RS?
Current Account Switching Offers for Under 18's
Hi - Are there any switching offers that work for under 18's, they can meet the 2 DD's thing and the amount put in each month but all the ones I've seen have a minimum age in the small print.
Debit card payment Halifax
Made a debit card payment with a new DC but transaction was not debited from the account associated with the card Amount was taken from a joint account
Chase new 1% cash back offer from 1st March 2024
I logged into my Chase account via the app last night and I noticed a new offer under the 'Rewards' section. From the 1st March you'll now have to pay in £1500.00 per month into your current account externally in order to get up to £15 per month cash back at 1% cash back rate compared with £500.00 the year previously.
Money taken from my account
Hi, Someone has taken money from my Lloyds account. I notice they took £10 on three occasions over the last 12 months. Therefore, I must now cancel the debit card and get a new one sent to me. However, this takes a week and also, other people have the key to my mailbox. Is there any way that i can cancel the debit card and…
Paypal Fraud
Over the last few days I have received two emails from Paypal, from their official email address, stating that a $25 payment has been made to two different individuals via Ko-fi.com (which is apparently a website a bit like Patreon) using my card. They have my address, email address and card number. The payments are…
Delays to Faster Payments System - 31 May to 01 June 25
Principality BS are warning of possible delays this weekend
Long-running dispute with Santander
This discussion was created from comments split from: Santander refusing to refund money after scam.
Shawbrook problems logging on
I have been unable to log into my Shawbook account for 3-4 weeks now - they keep telling me they know they have an IT problem and they're working to solve it - but it doesn't affect all customers. Wanted to take a 1 year fix ISA with them, but if they can't sort out their IT problems - makes me nervous! Anyone else having…
Post office error
I recently paid money into my bank account through the post office I counted it and they counted it out £870 later that day I got a phone call to say that it was only £770 I owed them a hundred pound, they stated that they have CCTV proof there was £700 in £20 and £70 in £10 which I knew couldn’t be true as I didn’t have…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Budgeting & bank accounts

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Budgeting & bank accounts

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free