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New Barclays account to be closed, No reason given
I have recently opened Barclays account (less than 2 weeks back) and used Switch offer. During the application process, the only option was to open Premier account, I think based on the salary. I met all T&Cs of 2 Direct debits and pay in of £1500. I was planning to get my salary deposited in this new shiny Barclays…
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HSBC has frozen all my accounts - high earner left penniless
Hello, I'm into day two of HSBC freezing my current and savings accounts, blocking access to more than £50k of my salary. My bills (all direct debit) have started bouncing, and I'm not able to pay for groceries (including my last Ocado order, which has already arrived). What's worse is that they cannot even give me a…
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Halifax overdraft charges from over 10 years ago, maybe 15!
Hi, im older and wiser these days, I still get livid though about an account I had with the Halifax years ago. I had this account since a child and it kinda grew with me, at a certain stage in life they threw a £500 overdraft at me which I started to use. They then changed the terms and added more charges and it pushed me…
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Timing for Lloyds monthly club saver
I have a monthly regular Club Lloyds saver ($400pm max @ 6.25%) which has just matured. This is one of the accounts where you can get a 13th payment in if you open the account close to the end of a month and then fund it again early into the next month (and thereafter for the remaining 12 months). However, the T&Cs say…
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Barclays premier account
Hey all, I recently took MSE advise and transferred to Barclays, but wondered when I will get the free Apple TV-+ and MLSoccer, is it at the end of the switch (including 2 direct debits) or before? Thanks
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Budgeting Spreadsheet - Formula issue
Hi there, I've recently set up the budgeting spreadsheet using the template on this website, but I've just discovered that there's an error in the forumula for the Home total. It looks like 3 new rows have been added without updating the total formula. As it's protected, I can't modify it. Please can you help?
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Bank switching; What's a good account to open just to do a switch shortly after?
Hi everyone. Looking for a recommendation for a bank account to open that I will switch from shortly afterwards.I only currently use Nationwide which I don't want to lose or open another account with. Thanks in advance!
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children's bank account no access before 18
Hello I am an executor of will and have 1k I need to give to a child. I don't really want to setup a bare trust as costs are rather high, but the child should not be able to access it until 18, which is an issue. This is all fun and games, the other executor and parent of child has been promising for a year to get me…
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Switching bank account problems
I used the MSE link in the June monthly email to switch a bank account to a new Santander Edge account. In the switch eligibility conditions it stated that the switch was open to current Santander customers as long as they hadn't claimed the switch bonus previously. I have fulfilled all the eligibility conditions but not…
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Debit card due to expire
One of my debit card's expiry date is 12/25.From my experience a 'new card' would be posted to me (automatically, ie I do not need to any actions) and until 12/25 or I activate the 'new card' , the current card will still be active and I can still login to the bank using this card? Is this correctt? and is this how all…
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Santander £30 amazon gift card
hi guys, has anyone managed to claim this pleaese? i contacted santander and they advised me to contact amazon! many thanks in advance
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Co-op Bank: Can They Really Be That Bad?
Good afternoon all, Those of you who will have read my posts probably know that I bank with NatWest. I have two current accounts, main one joint with Mrs T and one sole. (A hangover from my share trading days). I’m looking about for an account with another bank for the purpose of emergencies in case I get frozen out of NW.…
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Alternatives to Monzo
I used Monzo as my main day-to-day account for several years, but closed my account earlier in the year because I was unhappy with their standard of customer service. Since then I've been using a Lloyds current account, but I've found myself really missing some of the key benefits of Monzo, like transactions appearing…
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Tide business current account
They have sign-up bonuses for opening a current account, but I never see them discussed on here. I know they are supposed to be for businesses/sole traders, but do they actually check? What if you are newly self-employed? How would they be able to verify this?
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What's in your wallet/purse?
Show us what you've got! Here's mine :p - American Express Green Charge Card - Citibank Platinum Visa Card - HSBC Student MasterCard Credit Card - HSBC Student Maestro Debit Card - Boots Advantage Card - Nectar Card - Student Bus Card - £5 and change (i never carry more than £10 at any one time) Cards not shown (for…
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Moved: Credit Cards
This discussion has been moved.
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Nationwide card reader - rubbish
I tried to use my Nationwide card reader to pay my window cleaner £15.00. Easy you may think? No, an absolute shower of the proverbial. I had to create a new payee, put in their details and amount then insert my card in the reader. I followed the prompts and got through to the part with the code, put that in and it asked…
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Coventry BS monthly interest paid but not received
Hi. February monthly interest from Coventry building society paid out on the 31st and was received into my bank the same day March interest was paid out on 30th but not landed in my bank account yet I have only been with Coventry a couple of months so I have no idea whats normal Can someone enlighten me please Thanks
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Nationwide Flexdirect Account
I have a Nationwide Bank account, which I am mostly happy with, however one small gripe is whenever I or someone transfers money to another Nationwide account it only shows the sort code and account number. I phoned them up to see if I was doing something wrong and they stated that I wasn't. So I guess I just have to put…
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TSB Dream Fund Prize Draw (September 2025)
Launched today. From what I can see after a quick glance through the T&Cs, there are two routes of entry into this. Entry routes: 1: Deposit £5,000 from another bank account (not TSB) into one of your TSB accounts anytime during the promotion period (all of September) and keep it there until at least 1st October. So you…
