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I got my £175 from the Coop what happens next?
What will happen to my coop current account if I cancel all direct debits and stop paying in £1000 a month after I get my last £25 on 5th February? Will I still be able to convert it to an Everyday Account for the travel insurance if I need it before I turn 80 at the end of the year?
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Will Club Lloyds know I have set up 3 new direct debits?
On my TSB account that I am going to use to get their £250 switch on a club lloyds account. Set up 3 £1 direct debits on credit cards today before I apply. They class active as paid within the last 13 months, but surely TSB doesn't tell them that?
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New Lloyds Account - Don't make this mistake
Today I opened a new Club Lloyds account as a brand new LLoyds customer (never banked with them before). I was obviously attracted by their new account switch offer. After getting the account opened and getting myself registered for online banking, I decided I would do a small test payment to send money in from one of my…
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Lloyds banking app
I recently registered with Lloyds in order to get the switching incentive. Today I received my activation code by post which I have entered when prompted on the app. The next stage step on the app is to 'create memorable information' as an extra layer of security. It has 2 fields where I need to set my memorable word. You…
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First Direct 1st Account - App sign up camera issue
I was looking to sign up for the 1st Account for the cashback, and it seems the only way to register is via the app. Ok, fine. So I installed the app on my S20 FE, filled out the required details, scanned my passport and then it came time to capture my image. This is where I start having problems. I position my face in the…
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First Direct Perks
Seems like a new reward scheme incoming?
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HSBC Bank Fraud - Chip and Pin - Unknown Transactions
Hi, need some advise on the steps i need to take. Was at the gym for a class in central london, I stored my debit and credit cards (along with my driving license) in my backpack inside a pin-locked gym locker. The gym only runs classes - and there was only one class happening at the time. During the class my credit and…
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Cancellation Hero Successes
Hi, If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it! Please reply saying for each thing What was it you cancelled? How much were you paying?…
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Payment/Compensation to Virgin Account Holders re sale to Nationwide
I am interested in Forum members views in the aspect of Virgin Money making a payment to its account holders following its sale to Nationwide. This is due to be formally completed in April. The reasons I raise this question are !. Virgin were paid 2.8 Billion for its sale 2. Nationwide gained 2.3 Billion when Virgin Money…
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Barclays Blue Rewards 2026
Is it just me or can we just get Blue Rewards for free because Barclays screwed up the implementation? From the terms and conditions: pay the £5 monthly fee. We’ll take this from your nominated current account on the second working day of the month. On your statement, this will show as the 'Blue Rewards Fee’. The first…
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Big Thank You to Virgin
I asked Virgin to close an account recently. Among other credits I received was one entitled 'Cb' which took me a long time to solve who it was from......answer Virgin Bank. Not really good enough is it ?
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Switching bank accounts
Hi, can anyone just explain a few things for me, please? My husband and I have been with the same bank for years, and I keep looking at switching bank accounts, but I am a bit dubious. How many times can you switch? Is it all done by the bank you are switching to? Is it easy to do? Are the money incentives that some offer…
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Strange PBZ Credit SOLVED
This morning I had a Bank Transfer into my main account without any key identifier. The amount was £25.00 and had a string of numbers ending NS PBZ. I now know this is a Premium Bond prize. It's a complete mystery why they would hide their identity. It looks like a scam test of the account. Many hours wasted on the phone…
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Do Banks Pay Interest On Executor Accounts
I don't know if I should be posting my question here or on another MSE forum board, I will try here first. I am Executor for a relative's estate. Because of various issue I cannot distribute funds to the beneficiaries of my relatives Will for a few months so they are sat in an Executor account I have opened with a high…
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Chase £10 Amazon for 5 Debit Card Transactions
Email for eligible customers for a £10 Amazon Gift Card for making 5 debit card purchases by 11th December 2025. https://www.chase.co.uk/gb/en/legal/chase-10-amazon-gift-card-offer/
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Merged: Nationwide Fairer Share Payment 2026 (Not yet confirmed that there will be one!)
This discussion has been merged.
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Scottish Bank Hoilday 2026
I have a Council Tax standing order that comes off on the first of the month, this January's one I expected it to be paid on the 5th as 1st and 2nd are Bank Holidays here, but the Royal paid it out on the 2nd. Just curious as to why they paid out then rather than Monday when banks are open again.
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RBS Reward - how to add joint account holder?
Despite the Santander calculator suggesting I'd make a bit of a profit on their cashback I was actually making a loss so I've closed that down & going to switch to RBS for the direct debit reward. I changed my bog standard whatever-it-was-called account to a reward account & it said I could add a joint account holder to…
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Idiots Guide to Switching Banks
Hi all, Looking to start switching banks to earn the freebies as I go back to work from maternity soon, and have accumulated some debts while I've not been earning. I've read the MSE guide and searched in the forum. It could be my baby brain, but I'm still not fully understanding how I go about it. I think I'd prefer the…
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Problem with calculating annual income to open bank account
Hello everyone, I’m waiting to open an interest paying bank account. I live of a lump sum, savings and a monthly allowance from my private pension and savings in other savings accounts. I have no debts and live within my budget. The problem I have is that every bank asks for your gross annual Income and I don’t know how to…
