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Refused Nationwide joint account- code Rd24?
Hi, I tried to apply online and was flatly denied, no reason given. After many calls to nationwide the only thing I can find out is that it is related to an application refusal code rd24. The person I spoke to said he thought it was a credit check issue, although not clear if it was me or other applicant (my wife) who had…
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Halifax app showing Lloyds accounts and vice versa
Hi, Just logged into my accounts and now can see all accounts in either app so my Lloyds accounts show in the Halifax app and my Halifax accounts in Lloyds. I don't have accounts with BOS so can't check but I know that BOS and Halifax were able to be serviced in BOS branches. Is that something new or just an IT glitch?
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Halifax Banking App no longer showing Scottish Widows Pension Balance
I use the Halifax app to check the balance & transactions on my Clarity Credit Card. For a long time now (many years) its also displayed the current balance of my Scottish Widows Pension (this happened automatically - nothing I signed up for / enabled). Its now disappeared from the App this weekend - has anyone else…
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how does switching affect my credit score?
Having just learnt of the insane salary boost that may go to the Nationwide group's ceo, I've determined to work harder to get what I can back. A good place to start might be to get as many of the sweeteners offered by banks to switch accounts. But then I read to my annoyance that by doing so, my credit score could be…
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Now it's Monzo's turn
https://www.fca.org.uk/news/press-releases/fca-fines-monzo-21m-failings-financial-crime-controls Starling and Revolut less lonely now.
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£205 (-£36, so £169 net) for switching to Santander
Just got my newsletter and this offer caught my eye. Has anyone tried it? I already done it once (it was some time last year) with First direct and it went without a hitch. What about Santander?
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Switching a joint to santander
hi all looking at switching to santander for the £200 can we switch our halifax joint? Does anyone know? Thanks in advance
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Son studying in Oz for a year - how does he sort his banking?
My son is studying abroad for a year. He has some savings in a UK account, plus still gets his maintenance loan. He is also hoping to find some part-time work in Australia (in accordance with his student Visa). What's the best way to transfer money from his UK account and manage the relationship between his UK and…
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Barclays Premier account opening/switching for offers and HSBC Premier account
I've had a HSBC premier account for years (like 10+) and use it to receive my monthly salary and pay some direct debts from (insurance, savings standing orders, any credit card monthly payments, amex etc...). I also have a Halifax current account (I think of this as the "House" account) which I transfer into at the start…
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TSB is up for sale again
https://www.msn.com/en-gb/money/other/tsb-could-be-sold-off-by-spanish-owner-banco-sabadell/ar-AA1GRBgq
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Financial Ombusman
I have just received an email from the Financial Ombudsman. They are not supporting my case. They have taken 16 months but if I am not happy I must reply within 6 days! Are they having a laugh?
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Trading212 1.5% cashback on spending
Hi, Just seen that trading offers 1.5% cashback on debit card spending up to a max of £20. Has anyone tried if this works with the usual suspects e.g. buying premium bonds with NS&I or even to use the virtual debit card to pay in some cash to a building society e.g. Skipton? Could be an easy £20 if that works so wondering…
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Santander Current Account Questions
I have the above current account - no loans and no overdraft, no applications and no renewals due. They did a "soft" search on my credit file out of the blue and found my mortgage listed on there. They have asked me to send that mortgage statement from another bank to them even though each month the mortgage is paid from…
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Resolved
Resolved..
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Zopa
Having trouble opening the current account due to system error when it comes to the ID check. Says it not you it's us been going on for a number of days
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Monthly Household Budget
Hi, I'm looking for some advice/views and hopefully this is the most appropriate section to post. I've been looking at our household incomings and outgoings per month and looking to be a wee bit more organised with our spending. We need a new car and I'm unsure how far to stretch. My wife is a bit more cautious than I am…
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Santander app issue
On my home page when logging in, all my accounts have the balance blurred out. I must have done something to the settings? How do I get back to having all the balances immediately in vision?
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Will I get Santander cashback in August?
Got the notification my 123 Lite account changes on 21st August. Looking to see when is best to get my direct debits moved out of Santander & have it shut down. All my Santander direct debits come out before the 21st of the month ... but the cashback itself is paid on 26th of the month. So to me it sounds like I'll qualify…
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How do I figure out how much to spend on groceries?
Are there general rules of thumb, and how do I figure out ingredient ratios for meals etc?
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Monzo - We Are Closing Your Bank Account
I have just had a really strange email stating monzo are closing my bank account in 2 months time, 17th June, i find this really bizarre, in the email they said we can't give you any explanation, i have my wages paid into that account, i am £2000 overdrawn, but my wages always cover the overdraft fees each month so im…
