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Best cashback/points from a debit card for big purchase?
Not very money saving I know, but have treated myself to a new car as a retirement present. Got Blue Light discount at least! Paid the deposit by my partner's cashback credit card, but I'm pretty certain that it won't be possible to use that for the balance (around £25K). Does anyone have any suggestions on any particular…
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Chase UK discussion
Thought we would have heard something by now
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Lloyds now moving charities to fee-paying Charity Accounts
I'm the treasurer for a very small registered charity looking after a village's recreation site. I received a letter this week informing us that our Lloyds Treasurers' Account will change to a new fee-paying Charity Account in November 2025. This appears to follow on from Lloyd's decision to change the Treasurers' Accounts…
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Santander declining CASS to First Direct and to Monzo
Santander is refusing a CASS switch to Monzo and First Direct—has this happened to anyone, and how can I fix it? I first tried to switch my Business account from Santander to Monzo - denied with no explanation Then I tried to switch our Santander select joint account to First direct to get their £175 bonus and excellent…
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Santander Edge internaltional money transfer rates
Hello, My wife regularly sends money home to her family in Malaysia. She has used Nationwide in the past but is thinking of swicthing to Wise. Some friends use Santander Edge which waives the transfer fee (but probably includes a markup on the exchange rate). Can I find out what the current Santander exchange rates and…
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First Direct Perks
Seems like a new reward scheme incoming?
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Targeted Barclays Switch Offer £75 + £75 - April 2025
Did anyone receive and take up a targeted Barclays current account switch offer that was sent out at the end of April? It said that the initial £75 would be paid in either May or June, depending on when the switch occurred. I started my switch the day I received the offer (which was the last day or so in April) but have…
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Chase Bank Round-Up
If my Chase current account balance is £11.76, and I spend £11.03 on something, should I presume the round-up will be just 73p? I ask because Chase says that it rounds up to the nearest pound, which would be 97p, and I obviously don't want to end up with a debit balance.
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Atom Bank Interest Drop
Just had an email from Atom saying they are reducing the savings rate from 4.6% to 4% on 22nd August. Why the massive drop ? I was expecting a drop of 0.25%. I recently moved a large chunk of my savings to them but on 1st September it will be coming out again !
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Santander App push notifications
Hi, I have just completed a bank switch to Santander, the app is decent and allows me to link other accounts I have (other than Chase) but the biggest gripe I have, why doesn’t Santander send push notifications for payments in and out?! Surely this isn’t that hard when my other bank - Barclays and other banks - Chase,…
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Lloyds Premier Account - Perks
I have a Club Lloyds account. I pay in £2k at month (not a salary), withdraw it and I qualify for a perk, for which I choose Disney+ I've noticed they have a Premier account (not Premium). It's £15 a month, you get the existing perk, 1% back on spending up to £10 a month, and perfect FX rates. There is also another Freebie…
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Nat West & RBS Rewards
I’ve held a joint NW Rewards account for a while but recently opened sole NW and RBS Reward accounts too. So far, of the two new sole accounts, only the RBS one has paid out direct debits (on 1st August), but when I log on to My Rewards via the RBS app it says I have £10 of rewards pending. This is made up of 4 pending…
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Potential scam - Wise
Just seen this online Fake savings ads: ‘One of the most sophisticated scams we have seen’
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Open banking providers recommendations?
Hi All, I am interested in trying out open banking, but I would like to know if anyone could recommend a provider they've used? Also, how secure is open banking and has anyone experienced issues, in terms of data being accessed that wasn't consented to or issues with scammers? Thanks
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Mystery deposit
I've received a sum of money in my bank account from CB customer services but don't know why. Has anyone else had similar ? My fraud team couldn't help but as advised not to repay directly but through them. If it's a scam I can't see how.
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Timing of current account switch in relation to Direct Debits
Just wondering when is the best time to organise a switch with respect to Direct Debit payments so there’s no issue? I have two Direct Debits, one on the 17th and one on the 28th but I’m waiting to get my final Cashback from 123 Lite on the 9th.
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Economic way to receive Euros into my UK bank account.
Having sold my Spanish holiday home, the proceeds of approximately €60,000, sit in my Spanish bank account. In closing that account, is there a best way to transfer those monies, (converted to sterling at either end), to a UK bank, regarding sending or receiving fees. Any tips happily received!
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Travel debit or prepaid card for Under 18’s
My (soon to be) 15 year old daughter is going on a school trip next April (‘26) to The Netherlands and we’d like to get her either a fee free prepaid card like her HyperJar card or a debit card if necessary. She uses her HyperJar card on her iPhone and something like this would be ideal. Thanks for any advice and ideas.
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Paypal App - Unable to Login
Hi, Just wanting to check if anyone has had this issue recently. I am unable to login using the Paypal app (gives the usual incorrect user name and/or password message), but have no problem when using the web version so not a password issue. I have deleted and reloaded the app, and cleared the cache which I thought had…
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Lloyds £185 Switching Offer 1/7/25-28/7/25
To summarise: * Available to new and existing customers * Must open a new Club Lloyds, Club Lloyds Platinum, Club Lloyds Silver, or Lloyds Premier account. Converting an existing account would not count * Switch a non-LBG account to the new account which has at least three active direct debits * Available to those who have…