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Identify theft and the Financial Ombudsman
We have an account that was compromised, and the funds transferred to a Santander account. This Santander account was opened in our name. The scammers would have known details of one of our bank accounts and address from the compromised account. We have complained to Santander, who say that their identity checks were…
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Fees for receiving international transfers to Santander Easy Access Saver
I'm doing some freelance work for a company in the USA, and they would like to pay me by wire transfer, directly in GBP from an American account. I have a Santander UK Easy Access Saver account into which I'd like to receive the money. Each instalment will be about £250, but they could be higher than £1000 in future.…
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Best Multi-currency Account for Sole-trader?
Hello folks. Just starting up my business as a sole trader. It is likely that I will be looking for clients from abroad. It is therefore also likely that I will be requesting a fee in GBP, so I will need an account that will automatically convert to the local currency, and then, of course house that fee in my account (I…
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Voice ID
I have received a text from my bank Santander inviting me to register for Voice ID. I am wondering if this can be considered secure, given what I have heard about fraudsters being able to clone voices.
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Confusion over flexible ISA rules
Hi, I have a flexible ISA with Trading 212 which I subscribed to in 2024-2025. This tax year I opened another ISA with UBL and used my full £20,000 allowance. My question is can I withdraw some funds from the flexible Trading 212 ISA and replace them back to that account this year? Trading 212 are saying I can’t because…
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Paying in old Travellers Cheque
My husband bought Travellers Cheques a good few years ago worth about 80 pounds today Barclays Bank refused to accept it into our Joint Bank account and was instructed that he should sign the cheque and then they would bank it Did this and travelled back into town on the bus about 8 miles away AGAIN they refused to take it…
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Is a fixed ISA any good?
I have found my interest rate almost half in past year or so. Is a fixed one any good? I believe I can earn £1500 in interest over a 2 year fixed rate. That’s on 20k. I will have other savings I can use. I am confused by early closure charges any ideas what sort of figure this would be? Can you still view your isa in your…
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First Direct Notifications
About a week ago I noticed that I was getting notifications from FD for payments in and out of my current account. I hadn't noticed these before and just assumed I'd just missed them but as of yesterday, they stopped again.My question is is this new thing from FD (perhaps being trialled) or has it always been there and…
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NatWest banking app down
It seems in update yesterday has stopped the NatWest banking app from working, but the sister RBS one is unaffected... They point you to online or telephone banking instead.
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Santander no longer paying cashback for Octopus Gas & Electricity, Hopefully being resolved?
I normally get 2% cashback from Santander with my Octopus direct debit.However Octopus have recently changed their direct debit payment method which means it no longer acceptable to Santander.When I questioned it with Santander this is what they said... Octopus Energy are now using GC to manage their direct debits. As the…
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Open banking providers recommendations?
Hi All, I am interested in trying out open banking, but I would like to know if anyone could recommend a provider they've used? Also, how secure is open banking and has anyone experienced issues, in terms of data being accessed that wasn't consented to or issues with scammers? Thanks
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Sent bank payment to a closed help to save account
I made a mistake and sent a sum of money to a closed Help to Save account from 5 years ago (I should have deleted the payee yes) I've told my bank and they are going to recall the funds (can take up to 20 days) Do you think help to save will return the funds when they see the reference number is to a closed account?
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Sold house. Moving Abroad. Where to keep ££?
I have sold my inherited house here in the UK. I will be heading to the states this fall and probably do some travelling in Thai/Vietnam as well. I have a LLoyds account in the UK. As the £ seems to be gaining against the $ i think i would rather keep my £ as £ until i need to use it. . I dont have any plans on returning…
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The Rich act Poor and the Poor act Rich.
Are we living in a society in which many are financially illiterate
and consumeristic? Live for the moment,
never mind tomorrow, show off and live beyond our means? Try to be someone we are not most likely down
to insecurity and jealousy? Spend, spend,
spend and not save and invest? I see it every day where nearly every…
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Child & Co RBS Branch to close
Just received notification that the Child & Co RBS branch will be closing on 29/06/2022. Not clear if the brand will continue (branded Debit Cards) or not, but it is a shame nevertheless (renovated in 2015-16 I Believe, beautiful branch and nice service, where you were often offered a drink whilst waiting).
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average spare weekly income
can i ask what is the average amount people have each week for spare cash - ie after all bills , food petrol, etc so money for the odd takeaway , cofee, little treat ?
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Potential Tide Buyer Scam??
Hi, Need some advice with this. Have just had an item sold on FB marketplace and having agreed on bank transfer the buyer is now saying they have to send an extra £200 to my account which I then have to pay back to them as they are using a ‘Tide Premium Buisness’ account. I received a dodgy looking email from Tide?? If it…
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Returning to LBG
Back in 2020 LBG carried out the 'forced closure' of my Bank of Scotland, Bank of Scotland t/a Halifax, and Lloyds Bank accounts. I had three text messages, one from each brand, stating "...after a review on your account(s) a decision to close the account(s) in 2 months has been made. Your account facilities have been…
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RBS Select current account
When I opened this account mto nget their Digital RS it needed 2 Direct Debits to qualify for a switching bonus. Can anyone kindly tell me if I need to keep these two DDs ? Was it anything to do with having their Digital RS?
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Current Account Switching Offers for Under 18's
Hi - Are there any switching offers that work for under 18's, they can meet the 2 DD's thing and the amount put in each month but all the ones I've seen have a minimum age in the small print.
