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Starling Joint account creation not allowed
Hi all, Does anyone else have this issue? I used Starling for a couple of monhts, liked to so transfered my accounts from my old bank but no I find they will not allow me to open a joint account even though I work full-time, have no mortgage and have an excellent credit history. They will allow my wife to open a joint…
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Visibility of next day transactions
I used to bank with HSBC for years but moved to Nationwide about 3 or so years ago. What I really miss about HSBC is that their app would show what transactions would be coming in / going out of your account the next working day. This is a tool I find essential for managing my money. It's got to the point where I'm fed up…
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Nationwide app down?
Just wondering if anyone else is having issues with the Nationwide app? Neither myself or my wife have been able to access it for the last couple of days.
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Barclays fraud team blocked account
My 80 year old mother has been with Barclays since she was 16. She has recently decided to close her accounts as the local branch was closed and the nearest Barclays was too far to travel. As an online customer she tried to move money into her new Santander account and also into my account as she wants to give me a gift.…
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Cancellation Hero Successes
Hi, If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it! Please reply saying for each thing What was it you cancelled? How much were you paying?…
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Zopa current account
Zopa are launching a current account with 2% interest and 2% cashback: “Our bank account is here to help you earn more. Here’s how. Earn 7.50% AER on your savings Unlock an exclusive 7.50% AER* (7.25% gross**) Regular Saver pot, with a rate fixed for at least 12 months. Deposit up to £300 a month and earn up to £146 a…
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Bank account holders name
We own an apartment on a complex abroad ,the account we pay our maintenance to is a U.K. Santander account in the name of the complex ,does there have to be a named person on this account ? , if so how do we find that name . Thanks.
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HSBC Cheque issue
Hello... my friend is trying to pay in a cheque issued by the US IRS in dollars into his elderly housebound father's account but branch won't accept as he has no current photo ID ... just going round in circles... please help !
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What (UK) laws/regulation exist around the necessity for banks to send paper letters/post?
👋 all, Hope you're OK! As title For numerous reasons (happy to elaborate) I'm tired/exhausted/angry - bordering on distressed as I'm neurodivergent - of receiving paper letters/post when I've stipulated paperless Usually when I contact the org to confirm/update my communication preferences they tell me they *must*…
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Unauthorized attempt payment?
Not managed get hold bank yet and not had chance pop in, so am asking here for time being So clicked app and this popped up ▲ You've been logged out ( There digit her am assuming someone bank info): Sorry we can't confirm whether this payment has been successful. Please check your statement and if your payment isn't…
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What happens to accrued interest when switching ISA provider?
Hello! I have a lloyds advantage (cash) ISA (currently 3.80%) and want to switch to a Trading 212 (cash) ISA (currently 5.10%), staying within the tax-free wrapper as its a big difference of 1.3%. Lloyds pays out interest monthly around the 7th of the month for me. If I switch, would i lose accrued interest that hasnt been…
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Bank transfer missing
Hi, I sent 2 x online bank transfer from my Lloyds bank account to the same company and the company that I sent the funds to are saying that they cannot find the payment, I gave them all the relevant information so they could they could do a payment trace on both payments, but still no luck, I have checked and double…
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Accounts for Trustees to manage
As Grandparents we are looking for advice regarding suitable
interest bearing current and savings/deposit accounts which we can setup and
operate as Trustees, along with our son and his wife as Trustees. We need to have accounts to deposit a regular
monthly income of around £1,500 in connection with a Bare Trust holding…
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Account for mother in law
Hello, My mother in law has a dementia and I am her DWP appointee. Her pension and attendance allowance goes into my account. I tried to open Halifax account for her some.months. Account was opened then blocked and they asked to go with photographic ID. Unfortunately due to her ill health I could not take her, the…
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Nationwide online payments limit
I'm trying to buy a car from a mainstream dealership in the UK. I need to transfer £31,000 from my Nationwide account to the dealership- ideally today. I'd not realised that Nationwide have a daily transfer limit (should have read the small print!). Apparently, I can only send up to £25,000 per day to a recipient I've not…
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Halifax cash back extra non payment for IHG hotel warning
Hi I booked an IHG hotel months ago and when I was about to go there I saw there was a cash back available so I clicked the button. Apparently you have to book your room through the cash back terms and conditions link, so this was not honoured I guess they just post cash back when they are not occupied. Not a good way to…
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Chase bank - new questionnaire
I have been using Chase for sometime and recently they have been requesting additional information which I do not see as relevant to the products I have taken out with them. Specifically they are demanding salary information. Should I be concerned as it appears like I am having an unauthorised credit check performed on me…
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Chase Cashback - How do you know if you've earned the maximum £15 per month
Hi is there an easy way to track if you're still under the £15 limit per month for cashback? There doesn't seem to be any option to view cashback earned per month, all I can view is every transaction and the respective cashback each transaction earned. It seems a huge oversight (or probably deliberate) that the seemingly…
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Paypal issue
Hi, hope I am posting this in the right area. I have used Paypal for a long time now for receiving my payouts from doing online surveys. the money usually appears in my Recent activity and then shows straight above this in My PayPal Balance, ready for me to transfer to my bank. However, today, i cashed out two amounts from…
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Incentive Bank Account Switching - cancelling DD after switching
I switched to a Nationwide account in December 2023 but would like to keep the account, but switch another account to Lloyds to benefit from the incentive they currently have. I've looked at Nationwide T&Cs but can't see if there's a penalty incurred if I cancel the 2x DD's attached to the account I switched to in December…