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I want a bank account with ‘Pots’ but are the online-only banks secure?!
I want to open a bank account which has ‘pots’ that I can use to help myself budget. As far as I can see, the only banks that do it are TSB, Virgin, Starling and Monzo. Starling and Monzo get loads of recommendations online, but a friend who previously worked in fraud at another bank said they saw disproportionately high…
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Seeking Advice on How To Send £40k from UK to US
I may need to send £40k from UK to US. What would be my best options ie security, minimising fees/costs, speed etc. I do have a wise account I'll be sending this amount to either an estate agent or solicitor so NOT to a private indivual in case this makes any difference the responses. Thanks…..
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Santander Multiple Accounts
Hi All, This may be a stupid question, but I'm struggling to find a coherent answer online so thought I'd ask here - Myself and my partner have multiple Santander accounts - it really frustrates me that I'm not able to access all of the accounts in my name at the same time through the app - how am I able to add more…
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). OFFER HAS ENDED. 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will…
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Best app for categorising past spending
What's the best app for quickly categorising and analysing my spending over say the past 2 years? I would like one that connects to my bank account (I just have one, with First Direct). I would like an app that will pull in past data and categorise everything itself, with an option for me to change the categories or define…
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Unknown reference on monthly account credit
Dealing with the estate of a deceased person. Each month there is a small credit form an HSBC account with the reference NA1A-SLCUK Can anyone help identify the source of this credit? I am having difficulty getting Nationwide to reveal the complete account number of the source (I have only the sc and last 4 digits) and…
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switching deals are really once in a lifetime now.
Cant believe this. I had a business bank account with barclays over 3 years ago. Account has been closed, maybe I should have asked them to erase my online banking data too. But I didn't do that. Anyway, a pretty nice £400 new account/switching bonus came about with braclays, thought I'd go for it and the online banking…
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Halifax app not working today?
Is it just me?
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Paying a deposit for bathroom materials pre-installation
Hello! I'm having 2 x bathrooms done by a bona fide LTD company. Within the terms is a request for deposit - several thousand pounds - via a BACS payment. How safe is this if, for example, the company went bust before the installation date in 8 weeks time? Many thanks in advance for any input / guidance.
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Anyone managed to use PayPal debit card as contactless payment???
Update for anyone else with same problem. I decided to order a physical card, arrived today, Paypal then gave me the options to activate it online using the 3 numbers on the back of the card. Ultimately you still need a 'physical' Debit card to use it! Customer Services doesn't seem to understand this process…
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switching
I am a TSB customer and I have seen that they have merged with Santander . Would I be still be able to switch to Santander and get the £180 because it will soon be the same bank.
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Best budgeting app for UK bank accounts in 2026?
Can anyone recommend a good budgeting app (that's not YNAB) that can connect with multiple UK bank accounts and help me track my cash flow so I can identify areas where I'm overspending? The well-known big names such as Quicken Simplifi or Monarch Money seem to be mainly America focused with little or no support of UK…
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Facial recognition
Does anyone here uses facial recognition to log in to their banking apps or approve payments? Would you recommend it or avoid it?
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Sharing the cost of living with a partner
I live with my girlfriend in a house which I own without a mortgage. I was lucky to be able to buy it with savings from a previously high earning career. It is a small house and was bought cheap in a cheap part of the country. Due to change of circumstances I now have a low paid job which no longer covers the bills. My…
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Stuck in a loop opening Barclays account
I’m trying to open a Barclays account via their app to get the switch offer - I’ve tried twice now and reach the same roadblock. It reaches the final stage then says “We need to check a few more things” and I should come back later. A few hours later I get a text message saying “we’ve completed our checks, login to the app…
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Cheaper Radio Times Subscription
I was horrified to find my elderly, web-unconnected Mum was paying £128 every 6 months for a Radio Times print subscription, when the standard price on their web site is £65, or £55 if bought as a gift. So I attempted to cancel on the web site and was offered a retention price of £27.50, which I decided to accept.…
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Downloading transactions from Barclays
Hi - I recently opened an Avios Barclaycard. I'd like to download a .csv file (or equivalent) of all transactions over a set period (e.g. prev calendar month) like I do with accounts I hold elsewhere, in order to run/analyse my budget. However, I can't seem to do this. The Barclays App doesn't seem to allow it and when I…
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Best home budgeting programme please.
Hi all. Many years ago I used microsoft money and then transferred to Home Accountz. That is now going to end at next computer update so I need a new programme. Please help. I like to keep a running record of all my transactions. Some which are regular transactions and across several accounts ie savings & current accounts.…
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Extra checks before sending insurance payouts — worth it or overkill?
Following on from a recent thread I had about Open Banking apps, I’ve been thinking more broadly about payment safety from a cost and error-prevention point of view. In a small claims setup, payouts are usually sent directly to the bank details provided by the claimant. It generally works fine, but there’s always a risk of…
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Anyone got experience with premium back account travel insurance and pre-existing conditions?
Hi, My wife and I both have some pre existing medical conditions that mean any travel insurance quotes we get are regularly doubled. I read on the Which? guide for packaged back accounts that in some cases it may be cheaper to go down this route. Does anyone have any experience of using the travel insurance included in…
