Budgeting & bank accounts

I regularly review my savings accounts. As I have noticed some recent bank takeovers, the Financial Services Compensation Scheme (FSCS) is of particular interest. The FSCS is now £120,000 per person, per financial institution, so I was keen to establish which banks are linked and particularly which banks share a single…

I have opened a Chase account and am getting 2% on my everyday spending, I have also opened a saving account getting 4.5% interest Seems to good to be true, so what's in it for them?

Santander have (rather sneakily IMO) withdrawn the old £200 switch offer and replaced it with a new offer for £180. What you need to do: 1: Submit a switch request on or after 1st April 2026 and before the switch offer is withdrawn (31st July 2026). 2: Complete a full switch to a new or existing Santander Everyday, Edge,…

I've switched from Monzo to Natwest and bagged the £200. Is there a recommended time to wait before switching to someone else ?

How do rate the Nationwide app, is it any good?

Hello all. I'm a packaged bank account refugee from First Direct. I'm plumping for the Co-op Everyday Extra account as it's MSE recommended, cheapest and best matches First Directory. I need the Co-op account as a joint account to cover us both - does that mean I would need to switch a joint account over in order to get…

I noticed my Lloyds app saying I was eligible for a Lloyds Premier account recently. This surprised me as I had it in my head you needed a £100k income to qualify, but it seems paying in £5k pcm does the trick. As my salary goes in and straight out to a savings account for a few days at the end of the month before coming…

Hi Everyone I am the treasurer of a small park home resident's association. We have been operating for nearly three years and our annual income is in the range of £100 to £150; expenditure is minimal. The committee have decided that we need to open a bank account. I have done some research, including following up on…

I last had a Nationwide switch offer in 2021, it is now going into 2027 with most now saying you can't have have EVER had a switch offer. Bummed.

Launched today. Applies to Classic, Silver and Platinum Accounts only. + Requires switching over 3 active and paid direct debits as part of the switch (please see UPDATE below in this post). + No requirement to move any cash across. + You must open your account and start your switch on or before 4th August 2026. + You must…

hi all I am a Club Llyods banker. Have a monzo account too going to Spain next week. Just wondered which card is going to best to use or does it matter? thanks in advance

I'm trying to add a Principality building society new cash ISA account to my NatWest current account payees list. As is common with building societies the same account number and sort code are given to everyone, it's the individual savings account number that is entered into the reference section and identifies where the…

I opened my account last year before it was renamed Biscuit! I got £30 from a £1500 DD transaction done with my connected Moneybox account. Now that I am into a second year does the 2% on the DD still occur? I actually did another £1500 DD transaction. Though gather now they only pay £2.50 per month on £125 transactions.…

Getting so stressed with this. Asks me to take a photo of my passport which keeps failing. I am now on holiday for a few weeks and they are threatening to restrict my access to our joint bank account. My passport is at home! What will the restrictions be? Can I go to our branch and take my passport on when we get back? I…

I've recently setup a Chase account as a burner for switching from. Only just realised that time has almost run out for the Bank of Scotland bonus though - tomorrow is last day! It needs to "include the transfer of a minimum of 3 active direct debits from your old account". I have already setup 3 (Shelter, Halifax CC and…

https://www.coventrybuildingsociety.co.uk/member/our-branches/branch-notices.html https://www.co-operativebank.co.uk/help-and-support/ways-to-bank/branch-banking/#branch-relocation Whilst not unexpected, i actually think the integration is a good thing, so being able to service both companies in one branch is a positive…

Hi, I'm not sure if I'm in the right section but any advice would be appreciated. I am not techy savvy at all and I easily get muddled up/confused with it all, but I want to try some shopping online. I am very anxious about online scams and identity theft. I've tried to read up on it all but found it even more confusing…

It is now three (3) working weeks since the UK Charities Aid Foundation (CAF) replaced their old banking system with a brand new one. STILL it is not working properly and there must be hundreds of accounts and thousands of people who can not get access to their accounts due to login, OTP and errors in the system once you…

Kroo have updated their website and app to have a purple colour now. I'm not sure how I feel about it. The app is the same otherwise apart from a font change.