Budgeting & bank accounts

Is anyone else having problems logging into their Bank of Scotland app, or is it just me? Haven't been able to log in since about 5am this morning. I can still log in via website, and Halifax and Lloyds apps seem to be okay too

I was horrified to find my elderly, web-unconnected Mum was paying £128 every 6 months for a Radio Times print subscription, when the standard price on their web site is £65, or £55 if bought as a gift. So I attempted to cancel on the web site and was offered a retention price of £27.50, which I decided to accept.…

I'm not seeing much feedback online with regards to this new "First Active" easy access savings account by Natwest… Can people please put their experience's here for us all? I know my money will be safe as it's a well known brand, and MSE are recommending them on their own articles. But that doesn't automatically mean it…

MoneyHub is no longer available as they are advising us to move to WPS Advisory. ETA. That although I initially had an issue with the new app - that was due to the settings on my phone and not the app. I received some great online help and advice from Leah, one of their team. I would certainly recommend WPS now. First…

What banks offer an overdraft with easy eligibility? Thanks

VM app update of 31July approx. When using the app on an iPad ONLY portrait view is now available NOT landscape which was previously there. So cue Dom Joly and stupidly outsized mobile phone scenario. VM essentially treating an iPad as a very big smartphone. How dumb. It’s a joke trying to balance my iPad now keeps falling…

Hello I am looking to switch a TSB Current account to a nationwide FlexDirect account, and take advantage of the £175 switching bonus plus the 5% credit balance interest and 1% cashback incentives. I will be paying in over £1000 per month either from BACS Salary payment or a standing order from my other First Direct…

When you switch a current account from one bank to another bank, can you still open a current account with the bank you switched from in the future? For example, if you perform a full switch from RBS to HSBC to get a switch incentive, your current account with RBS is closed. Can you now not bank with RBS anymore? I know…

It’s an anonymous poll.

Does anyone have any experience of the 'no charges until you're happy' financial planning offered as part of the Barclays Premier Account? The website and tv advert seem to suggest it's free, but if you look at the charges page it's thousands of pounds. Can one join barclays and get the advice without actually investing…

I transferred by Halifax Accounts to Lloyds via the invite. Cannot access my accounts on Lloyds because the verification phone number they ring is 1 digit short of my phone number, cannot amend it because I cannot log in

I'd used First Direct's international transfer service before without issue, despite its clunky last-century approach — taking 2-3 days, communication via letters (!), no real-time confirmation, no way of knowing whether you'd entered all the details correctly. This time it went wrong. Nearly 21% of my transfer — one pound…

One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020

Newbie in need of help here! I recently had my account closed by the Cooperative Bank, with almost no notice and without a full explanation, other than "breaching terms and conditions". I know that I have really poor credit rating, so I applied for a Basic account at HSBC, which was granted. However, as soon as I used my…

OFFER HAS ENDED. Latest offer from Santander via VoucherSent. £100 supermarket gift card for opening a Santander Edge, Edge Up or Everyday Current Account and spending £200 per month for 3 months across 4 or more transactions per month. New Santander customers only i.e. you cannot have any products with Santander (doesn't…

Resolved now

I've just switched my Halifax credit card to the Lloyds app and thought I'd look at what savings accounts might be available and there seemed to be a regular saver account for up to £250 per month paying 8% for the first 12 months. I've applied and hopefully the offer will hold true.

This morning, when I logged into my Santander account which I have held since the Alliance & Leicester days, I was asked for proof of ID and for details of income. I needed my passport (other ID documents are acceptable, e.g. DL), totals of monthly income by category (employment, pension, savings, investments, rentals,…

smile, the Co-operative Bank's online brand that has been running since 1999 and was the UK's first fully-featured online bank account, has finally this month stopped taking applications for current accounts and savings accounts. Credit cards applications have been on hold a while but the wording has changed from "not…

Does anyone know if I could get this if I have an HSBC credit card?