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Nationwide contactless limit change
How do I change my contactless limit on my debit card - from £100 to £50 ? According to Nationwide.co.uk - it is via "MANAGE CARDS" but this is not available on the website - as far as I can see……
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PayPal transactions £4,000 unauthorised
I have done online gaming for ages and never had any problems, then somehow £4,000 of transactions went out of my PayPal account from the online game I have previously used as well as a couple of other transactions. I set up a dispute with PayPal and within a day they closed the case in my favour and are refunding the…
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What is best app to receive card payments for an individual
I would like to be able to accept debit or credit card payments at a stall at a one off car boot sale. I see there are a few apps I could use on a mobile phone. I wondered which is the best or cheapest app to use as an individual and what are the charges. I think that some like SumUp which initially looked good only seem…
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Faster payments and account details match error warning
I tried to pay a carpenter using Faster Payments. I typed in the account name, sort code and account number given on the invoice, and the bank warned that the name and account number didn't match. Is it sensible to go ahead and make the payment anyway? Or perhaps just put a cheque in the post? The invoice specifically said…
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Returned funds
Hi all Last Saturday on the 18th I went on a day trip with my sister by train and I at our station there's no staff and we have a ticket machine and I paid for my tickets have proof of this however the machine didn't give me all my tickets and went weird anyway thankfully easy midlands sorted our travel so we didn't have…
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MSE News: Use Tesco's Clubcard Pay+ prepaid card? Take your money out now
Tesco Bank will shut down its Clubcard Pay+ prepaid card – and its linked 'round up' savings accounts – on Sunday 26 April. If you use these services, you should withdraw your money as soon as possible. Read the full story: https://www.moneysavingexpert.com/news/2026/04/tesco-closing-clubcard-pay-plus/ If you haven’t…
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Switching Bank Best option.
Hi, so after 50+ years as a Clydesdale bank customer we have been switched to Virgin money some time ago and now going to be part of Nationwide that will apparently mean more emails to the inbox anyway we are looking to switch away from Clydesdale/Virgin Money, do not need a mortgage, no lending required etc., etc. just…
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Can't use current account for sole trader business
I have been with Nationwide for many years. I have been working as a sole trader/self employed for the past 18 years, and have been having invoices paid into my current account, and business outgoings going out from it for all this time. Nationwide have always said this was acceptable. It isn't huge figures, I don't pay…
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General Comments About Santander
Morning All, I’m mulling over opening a current account with Santander. It would run side by side with my NatWest account and give me some extra flexibility. Has anyone got any comments good or bad about the bank?
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NatWest change to biometric data policy
See here from 20th May 2026 they can use your biometric data without your consent now to prevent fraud for legitimate reasons. https://www.ukbusinesstimes.co.uk/natwest-may-20-2026-alert/
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£25 Amazon gift card for opening a Santander current account (27/11/2025 to 09/12/2025)
New £25 Amazon gift card offer launched today. Can be withdrawn at any time. LINK (taken from MSE, there are other participants whose links you can use). THIS OFFER HAS NOW ENDED. Requirements: - Register with VoucherSent and in the same session successfully open a new Santander Edge, Edge Up, Edge Explorer or Everyday…
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Open new Santander Edge and Current accounts?
Hi, my 6% on the Edge saver accounts expired today so I closed them via chatbot. I noticed that if you open new current accounts you also get Amazon vouchers. However, you need to use the current accounts for purchases to qualify for the voucher, which I imagine would trigger the monthly maintenance fee, wouldn't it. Is it…
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Recommendations for account to replace Tesco Clubcard Pay+ please
Hi all, As the above is sadly closing on the 26th April I need to find a suitable replacement. It was a perfect account for the purpose, you could only spend the amount in there and got Clubcard points for all spending. So ultimately looking for a similar new account, with a debit card where money can be added weekly to…
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Question about Lasting Power of Attorney
Hi all, hope someone can help! My parents are in the process of sorting Financial LPA's. Both me and my brother did ours last year. They can't afford to use a solicitor, though I didn't use one myself anyway. One question I have been unable to answer, or find the solution online, is this: If you tick the box that brings…
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Stick with Santander 123 Current Account or Switch to Santander Edge Current Account?
I have had a Santander 123 Current Account for years and am wondering whether to switch to a Santander Edge Current Account instead? I don't need an overdraft and am more interested in interest rates and cashback. What would be the best move?
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Click to Pay ?
My bank is going to enrol all their customers onto Click to Pay unless they explicitly opt out. It is possible to lose Section 75 protection though with some Click to Pay transactions. Is this worth worrying about?
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£50 Amazon gift card for opening a Santander current account (14/04/2026 to 30/04/2026)
Get a £50 Amazon gift card + between £20 and £51 cashback. Offer ends 1:00pm, 30th April 2026. OFFER HAS NOW ENDED. LINK - taken from TopCashback for the Edge Current Account (£20 cashback + gift card), LINK - taken from TopCashback for the Edge up Current Account (£20 cashback + gift card), LINK - taken from TopCashback…
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gifting money to a friend
I know there are limits on gifting money to avoid IHT etc, but are there limits/rules/laws on gifting sums of money between family or friends, non IHT avoiding-related? How would one go about gifting a sum (say between, £10,000 or £20,000) to a friend? Granted there will be many 'what if the friendship fails' or 'what if…
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Are there alternatives to Direct Debit for monthly fees?
I’ve noticed that some monthly payments (like gym memberships or subscriptions) are still taken by Direct Debit, but they don’t always go through smoothly and can lead to missed payments or extra hassle. I’ve heard a bit about newer options like Pay-by-Bank or Open Banking payments and wondered if these are being used more…
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Easier way to send multiple bank transfers at once?
I was wondering how businesses handle situations where they need to send multiple payments from one pot of money at the same time. For example, if a firm needs to pay out to a large number of people from a single amount, is it usually done as lots of individual bank transfers, or is there a simpler way to handle it in one…
