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How to calculate gross income?
Sorry if this is in the wrong forum... How do I calculate my gross income please? I get paid weekly. I don't earn any extra money (overtime and such), just a small Xmas bonus (in the pas it was never more than £50 after tax) - and that hasn't been confirmed for this year yet so may not happen. On 1st July my employer…
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More a rant about Santander
Trying to pay balance for holiday due at weekend. Santander making this process unbelievably hard and despite spending 5 hours answering their over the top security questions their app would not take Their required security photos and despite over 8 attempts and having to restart at each attempt I have still not Managed to…
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Cheque - wrong surname spelling.
Got a cheque from the bank. Machine printed surname incorrectly Should be Mr D Book but instead got Mr D Brook Cover letter was right with surname. (Just an example but very similar. It added a letter in middle when it shouldn't) Now should I bank it through the bank machine ??? Will it go through? Over £1000 so have to do…
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Pending payment Lloyds bank
So today I decided to get iPhone 16 pro max contract Mobile phones Direct! they took payment (says pending) for x amount but then security checks failed most likely me putting wrong details in by accident lol I got phone direct via o2 order all gone through so when will I get that pending payment back? How long to refunds…
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Bank phishing based on real bank's fraud prevention approaches
I thought I would share this just for the record. It relates to a really professional phishing approach that I encountered yesterday using social engineering around the bank's own fraud prevention systems. The attack is based just on knowing someone's phone number and their date of birth - the bank could just be a guess,…
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Club Lloyds & changing your lifestyle benefit?
I've never had to do this myself but my sister is asking me now about changing her cinema vouchers to a Disney+ membership. When going on the club lloyds website https://www.clublloyds.com/ there's the option to log in with username & password - username being your sort code & account number. I've looked around & see…
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Euro savings account
I worked in Ireland for a year and set up a Revolut account, which is where my salary was paid into in Euros. Now back in the UK, my plan was to keep my Euro savings in Revolut for my 'holiday fund' so I didn't need to pay to convert it. Interest in Revolut is not great but I've also just seen in Which Magazine that they…
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Opening kids account with Bank of Scotland
Hi, I have an ultimate reward account with BoS and I am wanting to open an "under 19" account for my daughter who is 12 to allow her to have a debit card for buying lunch etc when she is at school. She already has a childs saver account with them I have been told I need to go into a branch to open a current account due to…
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new HSBC current account after switching out
Hello, I switched out of HSBC in June and closed my current account. I'd been with them for about 30 years so not my smartest decision. Now - I'd like to open a new HSBC current account as intend to open the 7% regular saver as soon as I can and also a Stocks & Shares ISA in April. Are there any hard rules about how…
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Receiving by BACS
Wife has sold her car and is been picked up on Sunday .The buyer is paying by BACS is this a safe way and what do we need to know ?
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Transferring Money between UK and Oman
We have recently arrived in Oman for work reasons and will need to transfer money between our new Omani account and our existing uk account. Is there way to do this without incurring large transfer fees? I have looked at Wise and Revolut which I believe work in similar ways but neither will transfer from Pounds to Omani…
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Is "Overpayments" for Barclays Mortgage ?
Is "Overpayments" for Barclays Mortgage can reduce the interests going to pay? My Barclays mortgage rate is 4.51% Or is it better to keep the money in saving account for 3.5% interest rate?
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LBG - restrictions on cash deposits
I have heard that with the upcoming banking hubs (currently in the first stages of rollout) that LBG will be limiting cash deposits to £2995 p/m or £20000 per year, There may have been rumours about this sort of thing in the past but it looks like it is going to happen in earnest. Watch this space...
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Trading 212 App Transfers
Does anybody else have problems with their bank holding back transactions paying money into T212? After recently opening the above cash ISA account, trying to feed it via their App has been really problematic. My current account is with First Direct and although smaller deposits go through without problems, several amounts…
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Kroo bank discussion
Kroo bank has been granted a full UK banking licence and will shortly be able to offer current accounts. Unsecured loans, mortgages and savings accounts will follow. They have been an e-money provider for a while and are believed to have 23,000 customers, and UK-based CS. They are another app-only bank - with the slight…
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HSBC reducing savings rates again.
Got an email this afternoon, HSBC regrettably is having to reduce interest rates on saving accounts. This seems rather mean.
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HSBC - any way of finding my customer number online or in the app?
I have to phone them to have an account unblocked but can't get through the initial request for either my customer number or the 16 digit number from my debit card. Unfortunately I can't seem to find my debit card and think I may have destroyed it as it was not needed for the transactions I had planned for this account.…
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Alterntives to curve card because of fees
Hi is there any altertives to curve card that store all yours card into one with a physical card for taking cash out thanks
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First direct Amazon voucher switching incentive - how to claim. From money saving expert?
My partner and I switched nearly 2 months ago, received our bonus from FD but not Amazon voucher. FD told me on the phone it should be taken up with money saving expert, but who exactly do we contact? thanks
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Co-op Bank Everyday Extra - free for 3 months
Potentially of interest to those affected by Nationwide FlexPlus price hike, Co-operative Bank are offering a fee reimbursement for 3 months on their Everyday Extra account if the application is received before November 4th. Product link: https://www.co-operativebank.co.uk/products/bank-accounts/packaged-bank-account/…