Budgeting & bank accounts

New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…

Hi I bank with HSBC and have received an offer to transfer to their Premier Account. I don't actually qualify for it, either income or savings, so wondered if others have had this? Is it worth it? I understand it's free but don't know about the benefits. What would happen if they realised I don't qualify? Thanks

Hi I have had 6 payments taken from my bank account to payment ref: LC International, LC International payment ref is the ref used by Corals & Ladbrokes. I had read that some customers had payments taken from their accounts from Ladbrokes and Corals, so what I done I got all my Corals & Ladbrokes to send me all my…

Our joint account is mainly used to link to challenger banks and feed regular savers. As it's now moving from the Halifax to Lloyd's I'm thinking about closing it so we will be eligible for the next switching bonus with Lloyd's, but where to? Are there any banks which will pay a switching bonus on a joint account if you…

Hello, Tried HSBC online help but getting nowhere. My Lloyds credit card is changing form Master card to Visa, I have the mastercard details set up as an existing payee on the HSBC app but I don't seem to be able to edit the 'reference' of the payment which is showing the old 16 digit card number for the Mastercard to the…

Hi not sure if in right place. Basically I had to withdraw £1500 cash from ATM on 9th August. Rather than withdrawing on high street, I went into Nationwide branch to use their internal ATM. Put my Revolut card in, tapped to withdraw £800, "please remove your card, your card is now being counted", card popped out & I heard…

Welcome to the list of savings and investment accounts that allow deposits to be made by Direct Debit and/or debit card. If there is an account listed that has incorrect information, or needs updating, or removing please leave a comment. If there is an account you think should be added please leave a comment so that it can…

We have a joint NW Flex Plus account (£18/m). Breakdown cover and travel insurance are most important to us, mobile/gadget cover a bit less. If we switch to joint Co-op Everyday Extra (£12/m) what do we lose ? From what I can gather from a very quick check on MSE, the benefits are pretty similar. The devil must be in the…

Had an offer come up that I want to use (7% at a retailer I use quite often.) Is my Debit Card automatically enrolled and ready to earn rewards? Can't see my debit card number in my Rewards area anywhere, which instead shows the last three digits of my current account number and the last three digits of the Digital Regular…

How do you all keep track of direct debits and debts each month? do you have a spreadsheet or maybe something else you use, trying to get more organised

GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand

Hi, New to bank switching. I've set up my burner account last week and two DDs both have now processed their first payment. Am i good to switch or should I wait for at least some minimum time before switching? If bank dependant I can switch to anyone except HSBC/FD and Barclays. Thanks

Now that i can see my halifax account in my lloyds app, i quite fancy seeing more accounts all in one place, however i am not sure which bank/app to be the main hub to see all my accounts in one place. i have accounts with santander, natwest, lloyds, halifax, chase, kroo, jp morgan, 1st direct and nationwide. I suppose…

Since being moved to Lloyds and now using their app I am having issues with existing links to my Chip and Zopa accounts. When I want to add or move money they open up the Halifax app which them tells me to change my account details to Lloyds. My bank account number and sorting code remain the same with the move to Lloyds.…

I see that Ebay now require you to give your bank account details to receive payments, rather than using PayPal. How safe is this? Should I be worried about them getting hacked? Has this caused problems for people?

Update 30/09/26: Offer has been pulled early. This is a bit of an odd one. A switch offer from Starling, offering switchers a free SURI Pro 2.0 toothbrush and UV clean-and-charge case. T&Cs. Your switch must be to a new Starling personal current account. Starling only allow customers to have one personal current account,…

Overall is this worth it ? The hassle of changing bank account & teething problems with moving DDs. I would have thought the biggest benefit would be on Banks being incentivised/forced to offer benefits to existing customers. Can Martin answer if sufficient pressure is being put on banks to do this ?

My Halifax reward account switched to Lloyds and the Lloyds app is working. However my Zopa smart saver account that was linked to the Halifax account can no longer access the account for me to pay money in. I get taken to a nonfunctional Halifax online banking front page rather than the Lloyds app. I have spent hours on…

I used the link on MSE to switch from NatWest West to HSBC. After some 20 days I had heard nothing and my account had not been opened. I called them and they said they did not have my application!!! So they did it all over the phone and did the switch. Now after 60 days and no payment, I contacted them and they said I was…

MrsM has just signed up to Lloyds on line banking and has downloaded the app to her phone and tablet. On both devices every time she tries to log on she gets a red bar at the top with a message along the lines of "we are having technical problems, please try again". Closing the app and trying again does not fix this. But…