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How to check bank
I have joined a non-high-st bank; they only have one branch somewhere. Banking is done mainly online. I have received their paperwork which lists the FSCS guarantee etc.So how do I check this bank and ensure its not an online scam or something?
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Funding home improvements
Hi MSE Community, I’m looking for your wisdom/thoughts please! I’m looking to carry out some home improvements that will cost around £14,000. I’m unsure how best to fund this. I could tap into my ISA stocks & shares investment or access the tax free cash in my DC pension (I’m over 55). I also have some cash savings.…
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Nationwide - Lost £440 Payment
Hello I was wondering if anyone can advise me on what to do please, I withdrew £440 from ‘Britain’s biggest bingo site’ (not sure if I’m allowed to name them T******) late at night on the 14th June 2025, and the next day when I woke up on my front screen notifications it said Nationwide ‘ £440 T****** ‘ approved ‘ .When I…
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For a human or expert at Money Saving Expert ( only )
1.What bank account should i apply for which lets me save without limits and gives more interest as I'm currently 17 since I have a Santander 123 Mini Current account cash card and it's not really increasing the balance or anything? 2. I would like a account that lets me save without limits and gives me the most interest…
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Halifax Reward For July
Now 15th July and havent recived Julys £5 rewards - on 3 accounts , have more than met the rules to get the cash with over £2k into each acount and over £500 out on debit cards. Has anyone recived the £5 ? dont know if they are just been a bit slow, if its something to do with them changing the account in a few months , or…
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Kroo Bank - standing orders regularly collected early (excluding weekends and bank holidays)
I am in a dispute with Kroo. I have standing orders that are regularly being collected earlier than the date I have specified, excluding any justifiable consideration for weekends and bank holidays. For example, a standing order due to be paid on the Friday of a normal working week is being collected on a Wednesday. Kroo…
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When do Cheques Clear
I recently paid a cheque into my Nat West Personal account on line. A few days later the cheque had cleared and my account had been credited. I acted on it being cleared. A full day later Nat West reversed the payment and debited my account. Can they do this?
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Sainsbury's Bank
Is it worth keeping a Sainsbury's bank account open ? Might it give future access to Nat West ?
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New home owner advice needed
Hello all, new first time buyer here any advice from you wonderful people would be great. Myself and partner are looking for a bank account that we can both deposit some of our earnings into, this bank account will solely be used for mortgage repayments and household bills. Is there any bank account that could have an…
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HSBC App Balance Forcast
I’m unable to ‘Include’ a ‘DD’ that was ‘Excluded’ for couple months e.g Council Tax 10 Months.. I’ve Cancelled the DD and renewed, still unable to..! My wife’s iPhone works. The DD is active going from our Bank A/C. HSBC have No Answer! The ‘Buttons’ ‘Include’ & ‘Exclude’ simply Missing! Help please… Thanks
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What do you do once you have used all of the cashback switching offers from banks?
Like I’m sure many of you have, once you use up all of The available bank switching Cashback for the time being, what do you do until the next one is available?I as most banks, don’t let you get cashback again with them for several years, Are there any other comparison sites that provide cash back incentives for switching…
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Tesco Bank Community (forums) closure
Tesco Bank has their own 'Community' i.e. web forums. This friendly message is what appears on the front page (link to archive of page): Community from Tesco BankOur door is always open, come on in. Immediately above that is this message: Community closure We wanted to let you know we’ll be closing our Community site on 14…
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Anyone know what 25togo is?
I've had a payment paid referring to '25togo' into my bank account, crazy thing is it references my wife's name against it. My wife hasn't sent me anything, nothing has come from her accounts she's checked. I can't find anything about this 25togo apart from something to do with a type of handbag, a mystery.
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First direct frustrations
Having banked with FD for years, today i choose to pay a sum off on an MBNA MC, logged on and went through all the security checks for the payee through the drop down menu, filled in the details, clicked pay.... Simple or so I thought. I received a text message from FD fraud dept saying they wouldn't pay the bill until i…
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Barclays business bank account od removed with no notice
Hi, I have a longstanding business account with barclays and we have an agreed overdraft. We use the overdraft when we have a large project running for cashflow and it's never delinquent. We are currently just under a third of the overdraft balance. Our bank account was frozen on weds, it was their error and we managed to…
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Fare Share Qualifying Conditions Other Nationwide Accounts
Hi All, Here's one to watch out for. I have qualifying accounts for the fair share and have enough money being paid into the account from a client. I wasn't aware that the client was paying from a Nationwide account and wouldn't know how to check this but this made my fair share payment void. I only knew why because I…
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My brother has received money from my confused mother without going via the lpa
My mother is 82 and was diagnosed with Parkinson's about 8 years ago. 2 years ago she set up lpa's with me and my brother, redrafted her will, and, I discovered yesterday, released £40k income bond. I have never asked too much about any of this because she gets very snappy if I ask her about money, despite my being an…
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2 x Santander Edge Accounts
Hi, I currently have an individual santander edge account & edge saver (with max £4000), my wife has the same (also maxed out) I'm led to believe we can have 2 edge accounts each does that mean we can open a joint edge account & a joint edge saver? Thanks
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Nat West Bank Account-Clarification Questions
Not clear on whether the £1250 that needs to be paid is a one off payment to qualify for the £125 payment (I know it can be made up of several payments) or do you then need to continue to pay £1250 every month. Martin Lewis website states £1250 per month. Again, not sure if this applies to the Reward account or the Select…
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Refused Nationwide joint account- code Rd24?
Hi, I tried to apply online and was flatly denied, no reason given. After many calls to nationwide the only thing I can find out is that it is related to an application refusal code rd24. The person I spoke to said he thought it was a credit check issue, although not clear if it was me or other applicant (my wife) who had…
