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Tide stole my money
Why is it possible for Tide to fail so simply and yet charge you for their error's. The portal allowed me to make a euro transaction and took the funds. Then later the same day returned them less over £200, blaming me for not adding the address of the account I was paying. 1. Why did the portal not flag this ? 2. If it…
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Santander £30 Amazon voucher - Can I open 2 accounts and get 2x £30?
I’ve opened a Santander Everyday account to get the £30 Amazon voucher. Just checked the terms and conditions and it sounds like the restriction is one voucher per account, not per person. Do you think I can open another account and get another £30 voucher? Maybe an Edge account (with no direct debits)? What do you reckon?
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Problem with opening a Barclays current account via their mobile banking app
Has anyone experienced such a problem ? In the past used to have their everyday account which was closed and switched to a different bank in May 2022. In October I attempted to open it again via their app but kept receiving a message saying ' Sorry,
we can't open your account right now. Please try again later. If this…
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Overdrafts
Hi, I have my own 'overdraft' where I keep £1000 in my current account at all times and forget about it, in case of an unexpected bill and for peace of mind. However, I've been thinking that could be earning interest with my savings so it could be worth getting an overdraft for £1000 on my current account, not that I would…
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What are some good options for having 2 active direct debits for account opening requirements?
I'm considering opening a Santander Edge current account primarily for the purpose of opening the linked Edge Saver savings account. The Edge Saver requires you to have the current account. The current account itself requires having 2 direct debits and paying in £500 a month. As far as I can tell from the T&Cs, the direct…
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Fraudulent Soft searches
My name, dob and address was in a data leak. In the past six months there have been nearly 500 soft searches. Car, home, van insurance. They are fraudulent. Wrong email address used. Wrong car. I don't have house insurance in my name. Every week I contact the insurance companies, comparison sites, lexus nexus, bisl etc…
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Chase new switch offer - £100 Amazon GC if numerous conditions are met
If you've received an email notification or joined Chase after 29 September you're eligible. You must do a current account switch. Plus you need to have £1500 or more paid in for at least 2 months after switching. The way I understand it is it must be from an external source (not your own account) and the same payee but it…
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CO-OP Bank Switch
I wanted to make use of the Co-op £175 switch incentive, so I applied for a current account on 10th September and the earliest they could offer me a switch date was 6th October. I applied for a savings account last week that still isn't showing on online banking, and I also applied for a credit card and am still awaiting…
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Monzo has disabled my account, it's been two weeks and no updates
Over the holidays my bank account suddenly stopped working. I gather I've been flagged as suspicious, the only thing that I can think that happened is I received a significant pay out (5 figures) when my employment ended with work. I totally understand that they have rules they need to follow so can't / won't say anything.…
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Checking my previous bank accounts
Hi all, I'm interested in the Barclays bank switch offer but I'm unsure if I've switched to them before as I've not got the paperwork of previous accounts. Is there anyway I can check who I've been with and on what dates please Kind regards mark
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Why are bank cashback switch payments now so strict?
Majority say you now can have never had a switch payment ever! Which is now excluding many for me, and the dates eligible are now 5/6 years ago too.
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Barclays minimum £2000 pay in for the £200 bonus
Does anyone know if the £2000 that needs to be paid into the barclays account after switching to it has to be done in one transaction, or can it be paid in over 2 transactions?
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Direct Debits
I recently discovered 2 direct debits had been set up on my current bank account. These were new and no money had gone. I did not set these up or authorise anyone to set them up so I assumed some fraudulent activity. On contacting the bank I was advised that they do not notify customers when new direct debits are set up…
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Right to Manage Company RTM Savings Bank Account
We are a small RTM (20 flats) running 11 years. We have a managing agent to help us manage the block. Our service charges are paid to them to manage. We now have a surplus amount for "reserve sinking fund" money which we would like to invest as our current account does not pay interest. We are struggling to find a suitable…
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unknown direct debit
Morning all i,ve just found a direct debit that i am not aware of setting up! its a R & B Somerset council DD nothing has been paid to it yet! anyone any ideas as to what it is! is it a scam! thanks
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Club lloyds switch - need to cancel
I requested to switch my bank account to club lloyds to get the £200 switch offer but I realised that I literally just changed my broadband and I used one of my other bank accounts for the billing without thinking so I only have 2 active direct debits. I asked to switch on 7th oct and I only just realised this morning. If…
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Starling Bank pooped on by a gang of mangy seagulls
Oh dear, oh dear, oh dear. A gang of mangy seagulls clearly saw Starling Bank coming and have not only swooped down and stolen all their chips but then flew away and pooped on them from a great height as they left, squawking and laughing evilly. Yes, Starling have launched new branding, but they clearly have been ripped…
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Zopa Biscuit Account - Direct Debits
I currently have a Zopa credit card and a Zopa car finance loan and I saw that they were bringing out a current account that you can earn cashback with on direct debits. I thought I'd open a Zopa current account and use that to pay all my direct debits each month to earn the cashback, my biggest one being my car loan, with…
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Ideas for 10 small online debit card transactions please
Ideas for 10 small online debit card transactions please. Do signing up to free trials to subscription services like Tidal, Qobuz, Spotify etc count? Considering the CO-OP switch. Thanks.
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TransferGo.com
Hi, I wanted your opinion on that provider of money transfer. This is the second time a bank refuses to transfer to them. They are a LTD company and look legit. They come up on the list of providers on those comparison sites but the banks consider them high risk and won't transfer unless you really want to and answer all…
