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Switching bank accounts
Hi, can anyone just explain a few things for me, please? My husband and I have been with the same bank for years, and I keep looking at switching bank accounts, but I am a bit dubious. How many times can you switch? Is it all done by the bank you are switching to? Is it easy to do? Are the money incentives that some offer…
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Strange PBZ Credit SOLVED
This morning I had a Bank Transfer into my main account without any key identifier. The amount was £25.00 and had a string of numbers ending NS PBZ. I now know this is a Premium Bond prize. It's a complete mystery why they would hide their identity. It looks like a scam test of the account. Many hours wasted on the phone…
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Do Banks Pay Interest On Executor Accounts
I don't know if I should be posting my question here or on another MSE forum board, I will try here first. I am Executor for a relative's estate. Because of various issue I cannot distribute funds to the beneficiaries of my relatives Will for a few months so they are sat in an Executor account I have opened with a high…
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Chase £10 Amazon for 5 Debit Card Transactions
Email for eligible customers for a £10 Amazon Gift Card for making 5 debit card purchases by 11th December 2025. https://www.chase.co.uk/gb/en/legal/chase-10-amazon-gift-card-offer/
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Merged: Nationwide Fairer Share Payment 2026 (Not yet confirmed that there will be one!)
This discussion has been merged.
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Scottish Bank Hoilday 2026
I have a Council Tax standing order that comes off on the first of the month, this January's one I expected it to be paid on the 5th as 1st and 2nd are Bank Holidays here, but the Royal paid it out on the 2nd. Just curious as to why they paid out then rather than Monday when banks are open again.
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RBS Reward - how to add joint account holder?
Despite the Santander calculator suggesting I'd make a bit of a profit on their cashback I was actually making a loss so I've closed that down & going to switch to RBS for the direct debit reward. I changed my bog standard whatever-it-was-called account to a reward account & it said I could add a joint account holder to…
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Idiots Guide to Switching Banks
Hi all, Looking to start switching banks to earn the freebies as I go back to work from maternity soon, and have accumulated some debts while I've not been earning. I've read the MSE guide and searched in the forum. It could be my baby brain, but I'm still not fully understanding how I go about it. I think I'd prefer the…
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Problem with calculating annual income to open bank account
Hello everyone, I’m waiting to open an interest paying bank account. I live of a lump sum, savings and a monthly allowance from my private pension and savings in other savings accounts. I have no debts and live within my budget. The problem I have is that every bank asks for your gross annual Income and I don’t know how to…
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Unauthorised recurring payments
Hi newbie here! just realised I’ve been stung on my chase card via the Apple Pay wallet. I supposedly set up a recurring payment to a company called flavor-fusion.com for £29.90 per month from feb 24. As this card is generally used for hols most of the payments have been declined insufficient funds. I have at no time had…
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Hi, Can anyone recommend a current account with a clean intuative online (not mobile) interface?
As topic, I'm currently with Santander, and as been described in these forums previously by others, I've found their website clucky and unintuitive.My latest (only because i've had to use it again!) bugbear being the 'Payee Name' problem again previously decribed in these forums (If you use COP as Payee name to ID, you…
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Unrecognised credit
Hello. I've recently received a credit to my current account from SECCL CUSTODY LIMI but have no idea who it is from nor what it is for. The bank's website recommends contacting them directly but as I say, I have no idea who they are. Does anyone have any suggestions?
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Cashback missing at Virgin Money
Hi, has anyone had cause to complain about missing cashback for purchases made with their debit card on Virgin cashback retail deals? I had a 10% back at Asda for £30+ purchases and it didn't track. Put the missing transaction form in on the app and got a very automated looking reply back saying my card wasn't registered.…
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Santander - Fraud Reimbursement
In July 2025, I made a bank transfer of £4,000 to a travel agency for flight tickets. The agency had an office which I was able to visit and I was provided with an invoice. I never received the tickets and the office was closed some weeks later. I later found out this was a scam and hundreds of people were victims of fraud…
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FairFX prepaid card
A word of caution for those considering to get a FairFX multi-currency card. Even though it is a Mastercard, you cannot use it with ApplePay or Curve. I presume it also doesn't work with GooglePay/SamsungPay. It also cannot be used at NS&I, Skipton, YBS, iWeb, HL etc as the card is not recognised as a UK-issued card. I…
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Strange Starling Bank scam...that I fell for
Received a call from a private number with a guy with a London accent claiming to be from Starling bank fraud department, starling who I do bank with. He said two payments of £100 odd tried to come out but they blocked it. THey asked to confirm how much I had in the account and I stupidly told them. I was at work as this…
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TSB Account
Hi. I signed up to the TSB account where you get the £25 Amazon voucher, but when trying to register for online banking it says they are sending me an activation code by post. My partner has signed up for exactly the same account, but registered for online banking straight away, without needing this code. Any idea why this…
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Digital banks safety and reliability
Hi. I have a tendency to overthink and worry too much and this has been happening again recently with regards to digital banks. I’ve had a NatWest account for decades but due to interest rates being so low I looked elsewhere and a friend of mine suggested Chase UK. I’ve had that account for a while with no issues but…
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LLyds bank Suspect fraud.- They want me to go to branch ! HELP!
I have a bit of social anxiety regarding this hence asking, please assist as you can xx In the UK I made an online payment of £450, to the sellers account number and sort code. This is the First time I made this payment to this company, it is legit and I know who they are. I entered their sort code, account number and…
