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Easier way to send multiple bank transfers at once?
I was wondering how businesses handle situations where they need to send multiple payments from one pot of money at the same time. For example, if a firm needs to pay out to a large number of people from a single amount, is it usually done as lots of individual bank transfers, or is there a simpler way to handle it in one…
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Warning to Nationwide customers and a big step backwards
Shocked to find Nationwide have 'switched off' their sms notifications for insufficient funds, without telling me! I noticed two Council tax direct debit payments bounced but, only after a month, as the council did not notify me either. In the past, I have always relied upon Nationwide's sms message alerts to give me the…
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Bank Fraud
Hi - needing some direction with my current case. 2 Weeks ago , i noticed money being taken from my account on betting sites. I notified my bank immediately to be advised the transactions were pending and before they could not act on this , the money physically had to leave my account?? Is this normal ??? So, i waited…
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Advice on Wise accounts please
Hi Until recently I have used Equals Business to provide two prepaid cards but they have introduced a £25 per month fee. So I have been checking out Wise who don't seem to charge a monthly fee. However I'm not sure I fully understand how they operate. They don't provide a contact for non clients. We just need two prepaid…
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Need a little advice, my take home pay is different to whats calculated...
So I've been using this https://www.thesalarycalculator.co.uk/salary.php to calculate my take home pay estimates... I earn 38K a year. According to the calculator my PAYE should be £423.83 and NI £169.53 But the actual deductions were £441.20 and £176.49 Not wildly different but nearly a weeks shopping. But I also have a…
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NFT Main Disbursement
I have a credit on my statement from "NFT Main Disbursement". No idea who/what this is. I asked my bank to help identify the originator of this payment, and they helpfully advised me it came from "NFT Main Disbursement".Tried google, without any luck.Any ideas?
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Switching to FD or Barclays with debt
Hi, I have had defaulted debt with both HSBC and Barclays in the past. Both accounts were sold on to debt recovery companies, and so nothing directly with them at the moment. The defaults were over 6 years ago and so no longer appear on my credit record, although I am still making payments to the debt recovery agency…
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Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
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Direct Debits from Santander chequing account
I switched an account to Santander, deposited the £1500 as required and the switch was completed yesterday. Today I switched in two direct debits but am wondering if the incentive offer only applies if the two direct debits were already active in the account that was switched in? When I checked the Santander site, I found…
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Nationwide online banking - cannot set up payments
Is anyone else having problems setting up new payments on the Nationwide website or ,obile app today???
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NatWest Premier Account
Hi, Does anyone have a NatWest Premier Account? I have tried numerous times to find clarity on the income required for the account. It says a sole income of £100k - but not if this is gross or net. If It’s net then you need £8,334 a month paid in. If Gross, that payment is a lot less depending on various deductions that…
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Best Bank Account for Business in 2026
Hi there, I have been using Revolut Business for our limited company, when trying to open with Barclays they just delayed the process and we needed the account, at the moment I have a appointment with Metro bank, but was wondering if you could suggest other banks ideal for business. Financing is not easy with Revolut in…
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AIB £200 Switch and Save offer (13/04/2026 to 08/05/2026) - NI only
THIS OFFER HAS ENDED. AIB (NI) has today launched a new switch and save offer. T&Cs. Switch (£100): Open a new Classic Account and switch an account into it using the Current Account Switch Service, deposit £1,500 into the account and set up 2 active direct debits on it within 30 days of opening the account. Save (£100):…
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Natwest Pots - money transferred to accounts disappeared
Hi all So I have two pots set up on Natwest mobile banking and I put £1k in one and £150 in the other a week ago to keep aside for the rent. On Sunday I transferred this back to the relevant accounts and sent my rent payment to my LL, which left my account no problem. I could also see in the transactions the deposits from…
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Chase - Refer a Friend for £50 each
I have held a Chase Account for around 10 months and like it as you can have multiple accounts which is ideal for switching as long as you retain the main account. It also has a 4.5% interest account which you can put in as much as you like. This week they sent an email out that you can invite up to 5 friends from the ap,…
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Lloyds Bank online log in query
Hi, I went to log in to my Lloyds account earlier today online (don't have the App) and it was saying that they had made logging in easier - password no longer required, just your ID name and some other details. I put the ID name in and got the usual 2FA verification code from Lloyds but decided not to proceed, in light of…
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Best way to work out what you have left each month?
Bit of a reality check recently, I always thought I was doing fairly well salary wise, but when I actually broke everything down monthly, it didn’t feel like it stretched that far. Between tax, pension and general living costs, I feel like a big chunk disappears before I get to enjoy it. Do most people here actually track…
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£35 supermarket gift card for opening a first direct 1st account (13/04/2026 to 06/05/2026)
PROMOTION HAS ENDED. Open a new first direct 1st account (their lack of capitals!) using one of these affiliate links: 1: The MoneySupermarket link. This takes you to MoneySupermarket where you can sign in to your SuperSaveClub account. Scroll down to the first direct option on the list and click "Go to Site". This option…
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First Direct - what are the security questions?
I forgot whatever security answers I gave when I set my First Direct account up a few years back. Recently when I called up to speak to an FD agent this became apparent (the scrap of paper that I thought held obscure reminders to the answers was of no help!) - so after passing through security using other methods, the…
