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Open banking question

Now that i can see my halifax account in my lloyds app, i quite fancy seeing more accounts all in one place, however i am not sure which bank/app to be the main hub to see all my accounts in one place.

i have accounts with santander, natwest, lloyds, halifax, chase, kroo, jp morgan, 1st direct and nationwide. I suppose halifax was my main account as i have my bills come out of there.

someone give me a kick in the right direction, is open banking safe?

thanks

Comments

  • grumpy_codger
    grumpy_codger Posts: 1,723 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic

    is open banking safe?

    » MSE: Open Banking explained

  • Jemma01
    Jemma01 Posts: 1,020 Forumite
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    edited 21 August at 9:31AM

    It is safe. I'd use the account I log in to the most, very likely your connection will be 90 days before you need to reconfirm the access

    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)
  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,696 Forumite
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    edited 21 August at 9:07AM

    I use Lloyds, though the Chase Credit Card does not scrape across properly into the Lloyds app, possibly something to do with the two numbers Chase assign to their cards.

    NatWest, Nationwide, Barclaycard all show balance fine, but one of those doesn't show transactions (for me)

    Edit: Barclaycard is the one with no transactional data

  • surreysaver
    surreysaver Posts: 5,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 August at 10:13PM

    I use Bank of Scotland. Chase transactions don'r show, although in comparison with @wiseonesomeofthetime Barcalycard transactions do show for me!

    I have added HSBC and First Direct, but they do not show.

    So open banking can be a but hit and miss

    I consider myself to be a male feminist. Is that allowed?
  • NotRichAtAll
    NotRichAtAll Posts: 940 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 21 August at 10:03PM

    cheers all

    i went with the lloyds app and so far i have

    halifax,chase,santander, 1st direct, nationwide, and natwest all showing.

    no option for Kroo :(

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