A regularly updated list of accounts that allow Direct Debit and/or debit card deposits

danny13579

Welcome to the list of savings and investment accounts that allow deposits to be made by Direct Debit and/or debit card.

If there is an account listed that has incorrect information, or needs updating, or removing please leave a comment.

If there is an account you think should be added please leave a comment so that it can be added to the list and others can benefit from it too.

I have added a new section for charity lotteries that accept payments by Direct Debit and/or debit card. Some also accept payment by cheque (post) or cash (in shops). If there's a charity lottery you would like added to the list please leave a comment.

Savings accounts Direct Debits
Hanley Economic BS (all accounts)
Direct Debit amount	No stated limits.
Frequency/date	One per account per month, this can be on either 1st, 7th, 14th or 21st of the month.
Sole/joint	Can be opened in sole or joint names.
Remarks	In order to set up a Direct Debit you must fill in a Direct Debit mandate form.
M&S Cash ISA (variable rate option)
Direct Debit amount	£1 min.
Frequency/date	One direct debit on 4th of each month.
Account opening/management	By post, telephone or online.
Sole/joint	Can be opened in sole name only but deposits can be made from a joint account.
Remarks	Must fill in Direct Debit mandate form, which must be sent to M&S bank along with a cheque for the first month's deposit. The cheque must be from the same account that you've set up the Direct Debit on. Minimum withdrawal amount £10. ISA is not flexible.
Moneybox
Direct Debit amount	£2 minimum.
Frequency/date	One Direct Debit on first working day of each week.
Account opening/management	App.
Sole/joint	Can be opened in sole name only but deposits can be made from a joint account.
Remarks
Plum
Direct Debit amount	£1 minimum.
Frequency/date	As often as you wish but weekly Direct Debit is on Wednesdays only.
Account opening/management	App.
Sole/joint	Can be opened in sole name only and all Direct Debits must come from a sole account.
Remarks	Can link multiple accounts but you must select one account only for Direct Debits to come out of. From 31st March 2026, each Plum account will require a unique mobile number to log in.
Post Office Easy Access Online Cash ISA
Direct Debit amount	£10 minimum.
Frequency/date	One direct debit per month on whichever date you wish.
Account opening/management	By post or branch, can also be managed by phone.
Sole/joint	Can be opened in sole name only but Direct Debits can be taken from a joint account.
Remarks	Account is not flexible. Minimum initial deposit £100.
Swansea BS Regular Monthly Saver
Direct Debit amount	£25 to £1,500.
Frequency/date	One Direct Debit per month on either1st, 5th, 12th, 19th or 26th (you may choose any of these dates).
Account opening/management	By post or branch, can also be managed online.
Sole/joint	Can be opened in sole or joint names.
Remarks	To open an account, you must be resident in Wales.
Tembo Easy Access Cash ISA
Direct Debit amount	£25 minimum.
Frequency/date	One per month on a date of your choice.
Account opening/management	App.
Sole/joint	Can be opened in sole name only. It is unclear whether joint accounts are allowed or if Direct Debits can be linked to joint accounts.
Remarks	Account is not flexible. Minimum initial deposit £100.

danny13579

Investment accounts Direct Debits
AJ Bell Dealing and Stocks & Shares account
Direct Debit amount	£25 minimum.
Frequency/date	One monthly Direct Debit per dealing account on 10th of each month.
Account opening/management	Online.
Sole/joint	Can be opened in sole or joint names.
Remarks	All deposits must come from your nominated account and you may only hold one nominated account irrespective of how many dealing accounts you open.
Big Exchange (The)
Direct Debit amount	£25 minimum.
Frequency/date	One monthly Direct Debit per GIA account on 2nd of each month.
Account opening/management	Online.
Sole/joint	Can be opened in sole name only and all Direct Debits must come from a sole account.
Remarks	All deposits must come from your nominated account and you may only hold one nominated account irrespective of how many GIA accounts you open.
Freetrade General Investment Account (GIA)
Direct Debit amount	£25 minimum.
Frequency/date	One monthly Direct Debit per GIA account each month on any date of your choosing.
Account opening/management	App.
Sole/joint	Can be opened in sole name, it is unclear whether joint accounts are allowed or if Direct Debits can be linked to joint accounts.
Remarks	All Direct Debits must come from your linked account and you may only have one linked account irrespective of how many GIAs you open.
Hargreaves Lansdown (Investment platforms only)
Direct Debit amount	£25 minimum, though can be set to £0 in order to temporarily suspend the Direct Debit.
Frequency/date	One monthly Direct Debit per product on 7th of each month.
Account opening/management	Online, phone or post.
Sole/joint	Can be opened in sole or joint names, though joint accounts must be opened by post.
Remarks	You may only hold one nominated account for Direct Debits at any one time and all Direct Debits must come from this nominated account. Your nominated account for Direct Debits does not need to be the same account as your nominated account for withdrawals. You may change the total Direct Debit between 10th and 21st of the month.
Interactive Investor
Direct Debit amount	Minimum £25.
Frequency/date	Monthly.
Account opening/management	Online.
Sole/joint	Can be opened in sole name, it is unclear whether joint accounts are allowed or if Direct Debits can be linked to joint accounts.
Remarks
Invest Engine
Direct Debit amount	£50 minimum.
Frequency/date	One monthly Direct Debit per account each month on any date of your choosing.
Account opening/management	Online.
Sole/joint	Can be opened in sole name, it is unclear whether joint accounts are allowed or if Direct Debits can be linked to joint accounts.
Remarks	All Direct Debit deposits must be made from your nominated account and you may only have one nominated account irrespective of how many accounts you hold.
JP Morgan Personal Investing
Direct Debit amount	Minimum £1 per month from your personal linked bank account.
Frequency/date	Any day of the month between 1st and 28th.
Account opening/management	Online.
Sole/joint
Remarks	Any Personal Investing account such as Stocks and Shares ISA, Lifetime ISA, General Investment account and Junior ISA.
Moneyfarm General Investment Account (GIA)
Direct Debit amount	£100 minimum.
Frequency/date	One monthly Direct Debit can be set up on each GIA on any date of your choosing but you can also make one off deposits by Direct Debit.
Account opening/management	Online.
Sole/joint	Can be opened in sole name, unknown whether joint accounts are allowed or if Direct Debits can be linked to joint accounts.
Remarks	All Direct Debits must come from your nominated account. You may only have one nominated account.
Octopus Money
Direct Debit amount	£25 minimum per month. £25k max.
Frequency/date	One monthly Direct Debit per account each month on any date of your choosing.
Account opening/management	Online.
Sole/joint
Remarks
Scottish Friendly ISA
Direct Debit amount	£10 minimum.
Frequency/date	One monthly Direct Debit of £10 on any date of your choice plus one off Direct Debit deposits of £100+.
Account opening/management	Online.
Sole/joint	Can be opened in sole names, unknown if joint are allowed.
Remarks
Wealthify General Investment Account (GIA) and Stocks & Shares ISA
Direct Debit amount	£1 minimum.
Frequency/date	One monthly Direct Debit per account each month on any date of your choosing.
Account opening/management	Online or app.
Sole/joint	Can be opened in sole name only. It is unclear whether joint accounts are allowed or if Direct Debits can be linked to joint accounts.
Remarks	All deposits must be made from your nominated account and you may only hold one nominated account irrespective of how many GIAs you open.

danny13579

Miscellaneous accounts Direct Debits
Currensea
Direct Debit amount	No stated minimum.
Frequency/date	As often as you like, from 2 working days after purchase.
Opening/management	Online or app.
Sole/joint	Can be opened in sole or joint names.
Remarks	You can link two accounts to Currensea but Direct Debits can only be taken from one active account.
HMRC
Direct Debit amount	£1 minimum.
Frequency/date	As often as you like on any date of your choice.
Opening/management	Online or app.
Sole/joint	Can be set up on sole accounts, unknown if direct debits on joint accounts are permitted.
Remarks	You may link multiple accounts to HMRC and set up one off Direct Debits too.
Park Christmas Savings
Direct Debit amount	Varies depending on voucher choice.
Frequency/date	Unknown.
Opening/management	Online.
Sole/joint	Unknown.
Remarks
Student Loans Company
Direct Debit amount	£5 minimum.
Frequency/date	One monthly Direct Debit on 10th of each month.
Opening/management	Online.
Sole/joint	Can be set up on sole accounts, unknown if Direct Debits on joint accounts are permitted.
Remarks	Can be used to repay some of your student loan early, but it is worth checking your individual circumstances before setting this one up as for many there is little or no benefit for doing this.

danny13579

Savings accounts that allow you	to pay in by debit card
Cambridge BS
Accounts	Any online/branch account.
Debit card deposit amount	£1 minimum.
Remarks	Deposits may be made made in branch or online or by phone.
Darlington BS
Accounts	All accounts.
Debit card deposit amount	£1 minimum.
Remarks	Deposits can be made online or in branch.
Dudley BS
Accounts	All accounts.
Debit card deposit amount	£10 minimum for online deposits. No stated minimum for phone/branch deposits.
Remarks	Deposits can be made online, in branch or by phone.
Family BS
Accounts	Any that can be opened/managed online.
Debit card deposit amount	£1 minimum.
Remarks
Freetrade
Accounts
Debit card deposit amount	No minimum but there is a £2,500 lifetime limit. Deposit via Google Pay.
Remarks
Hanley Economic BS
Accounts	All accounts.
Debit card deposit amount	1p minimum. Maximum deposit of £10k by phone, £20k in branch.
Remarks	Can make deposits in branch, over the phone or using online banking (online accounts only).
Leeds BS
Accounts	Any that can be opened/managed online or in branch.
Debit card deposit amount	£1 minimum.
Remarks	Additional deposits to savings accounts can be made in branch only. Debit card deposits can be made online for initial deposits only.
Hargreaves Lansdown
Accounts	Any that can be opened online via active savings.
Debit card deposit amount	£1 minimum.
Remarks
Mansfield BS
Accounts	Any account that can be managed in branch.
Debit card deposit amount	No stated minimum.
Remarks	Debit card deposits can be made in branch only.
M&S Cash ISA (variable rate option)
Debit card amount	£1 minimum.
Account opening/management	By post or telephone, but can also be opened online.
Remarks	ISA is not flexible. Deposits can be made online or by phone. Debit card deposits are processed manually and online deposits may take up to 5 working days to be debited from your debit card.
Marsden BS
Accounts	Any that can be managed in branch or online.
Debit card deposit amount	No stated minimum, maximum of £1,000.
Remarks
Newbury BS
Accounts	All accounts visible in online banking/app.
Debit card deposit amount	1p minimum, £6,999 maximum.
Remarks	Can make deposits in online banking or the app.
Newcastle BS (branch only)
Accounts	Any that can be opened/managed in branch.
Debit card deposit amount	No stated minimum.
Remarks
NS&I Direct Saver
Debit card deposit amount	£1 minimum.
NS&I Premium Bonds
Debit card deposit amount	£25 minimum.
NS&I Income Bonds
Debit card deposit amount	£500 minimum.
Account opening/management	NS&I accounts can be managed online or by phone.
Remarks
Penrith BS
Accounts	Any account.
Debit card deposit amount	£10 minimum
Remarks	Debit card deposits can not be made online.
Plum
Debit card deposit amount	£1 minimum.
Account opening/management	By post or branch but can also be managed by phone.
Remarks	Account is not flexible, debit card deposits may be made in branch or by phone only. Minimum initial deposit is £100. From 31st March 2026, each Plum account will require a unique mobile number to log in.
Post Office Easy Access Online Cash ISA
Debit card deposit amount	£10 minimum.
Account opening/management	Online.
Remarks	Account is not flexible, debit card deposits can be made online only. Minimum initial deposit is £100. You can also pay into their fixed rate cash ISA by debit card.
Progressive BS
Accounts	Specific accounts only, see individual product T&Cs.
Debit card deposit amount	No stated minimum.
Remarks	Deposits can be made online or in branch. Accounts are currently only available to existing customers and new customers living in Northern Ireland.
Skipton BS
Accounts	Any online/app account.
Debit card deposit amount	£1 minimum.
Remarks	Deposits may be made made online or by app. Have been known to get irritated by overly frequent use of their debit card facility so it may be worth going easy on this one.
Stafford Railway BS
Accounts	Most accounts (check individual T&Cs).
Debit card deposit amount	No stated minimum.
Remarks	Deposits may be made in branch or over the phone. Their regular saver cannot be funded by debit card.
Suffolk BS
Accounts	Any account.
Debit card deposit amount	No stated minimum.
Remarks
Virgin Money (initial deposit only)
Accounts	Most savings account that can be opened online.
Debit card deposit amount	£100 minimum.
Remarks	Deposits can only be made online.
Yorkshire Building Society
Accounts	Any account that can be viewed online.
Debit card deposit amount	£1 minimum.
Remarks	Deposits can only be made online.

danny13579

Investment accounts that allow you	to pay in by debit card
Big Exchange (The)
Debit card deposit amount	£100 minimum.
Account opening/management	Online.
Remarks
CMC Invest General Investment Account (GIA)
Debit card deposit amount	£10 minimum.
Account opening/management	App.
Remarks
Fidelity Self-Invested Pension Plan (SIPP)
Accounts	Self-Invested Pension Plan (SIPP).
Debit card deposit amount	Minimum £1.
Remarks
Freetrade
Accounts
Debit card deposit amount	No minimum but there is a £2,500 lifetime limit. Deposit via Google Pay.
Remarks
Halifax Share Dealing Limited
Accounts	Scottish Widows Share Dealing, Halifax Share Dealing, Lloyds Share Dealing, Bank of Scotland Share Dealing.
Debit card deposit amount
Remarks	Available for regular (monthly) investments.
Interactive Investor
Accounts	All accounts visible in online banking/app.
Debit card deposit amount	Between £1 and £99,999.
Remarks
JP Morgan Personal Investing
Accounts	Any Personal Investing account such as Stocks and Shares ISA, Lifetime ISA, General Investment account and Junior ISA.
Debit card deposit amount	£75 minimum. Deposit via debit card or Google Pay.
Remarks
Trading 212
Debit card deposit amount	£1 minimum.
Account opening/management	Online.
Remarks	Can pay into their investment account or the Trading 212 card using a debit card. Currently up to £2,000 of debit card deposits can be made without a fee, after that a 0.7% fee is imposed.
Wealthify (pension only)
Debit card deposit amount	£50 minimum.
Account opening/management	Online or app.
Remarks

danny13579

Miscellaneous accounts that allow	you to pay in by debit card
Monese Instant account
Debit card deposit amount	£10 minimum, £3,000 maximum per month. There is a limit of 2 top ups per day, 5 per week and 10 per month.
Account opening/management	App.
Remarks	Currently charge a 1% fee on debit card deposits.You can link up to 3 debit cards in your name to Monese at any one time.
Monzo.me
Debit card deposit amount	Max £500 per deposit, £1k per month.
Account opening/management	App.
Remarks	Monthly payment limits are not based on a calendar month, i.e. if you made £1,000 worth of deposits on 10th of this month, you would be unable to make further deposits until 10th of the following month. You can pay yourself through the following link: https://Monzo.me/**USER** .
Revolut
Debit card deposit amount	£10 minimum.
Account opening/management	App.
Remarks	Have been known to get irritated by overly frequent use of their debit card facility so it may be worth going easy on this one.
Starling Bank Settle Up
Debit card deposit amount	£1 minimum.
Account opening/management	App.
Remarks	You may only make £250 worth of debit card payments per day to each person. You can pay yourself though by editing the following link: https://settleup.starlingbank.com .
Student Loans Company
Debit card deposit amount	£5 minimum.
Remarks	One off debit card deposits can be made as often as you like online. You may also set up monthly recurring card payments of £5 minimum. Can be used to repay some of your student loan early but it is worth checking your individual circumstances before setting this one up as for many there is little or no benefit for doing this.

danny13579

Charity lotteries that allow	you to pay in by debit card or Direct Debit
Age UK
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	£26 or £52 for 6 months or 12 months respectively.
Account opening/management	Online, phone or post.
Remarks	Open to all UK residents.
Cancer Research UK
Direct Debit amount	£1 min per week (taken as £4 or £5 every month).
Debit card amount	N/A
Account opening/management	Online, phone or post. Tickets can also be purchased in CRUK shops.
Remarks	Open to residents of England, Scotland and Wales only.
Cats Protection
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	Available by phone only.
Account opening/management	Online, phone, text (texts cost £5 for 5 draws) or post.
Remarks	Open to all UK residents.
Children with Cancer
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	£13 or £52 for 3 months or 12 months respectively.
Account opening/management	Online, phone or post.
Remarks	Open to residents of England, Scotland and Wales only.
Macmillan Cancer Support
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	N/A
Account opening/management	Online.
Remarks	Open to all UK residents. Lottery page says GB only, but T&Cs confirm it's also open to NI residents.
Moorfields Eye Charity
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	N/A
Account opening/management	Online, phone or post.
Remarks	Open to residents of England, Scotland and Wales only.
National Autistic Society
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	Minimum of 13 draws (£13), maximum of 52 draws (£52).
Account opening/management	Online, post.
Remarks	Open to residents of England, Scotland and Wales only.
NSPCC
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	N/A
Account opening/management	Online.
Remarks	Open to all UK residents. Lottery page says GB only, but T&Cs confirm it's also open to NI residents.
Oxfam
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	Only available for purchases made in Oxfam shops. Maximum of 10 single entries for 10 draws.
Account opening/management	Online.
Remarks	Open to all UK residents.
Poppy Lottery
Direct Debit amount	£1 min per week (taken as £4.34 every month).
Debit card amount	N/A
Account opening/management	Online, phone or post.
Remarks	Open to residents of England, Scotland and Wales only.

danny13579

Reserved for future use.

danny13579

Reserved for future use.

danny13579

Reserved for future use.

danny13579

Reserved for future use.