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Lloyds error opening account.
Hello, I just wondering if anyone has experienced the same and how they managed to get it resolved. I recently opened a Lloyds premier (moving from Barclays Premier) account, completed the application form, it went through, downloaded and saved the welcome pack and terms. However when the card arrived it appeared to be a…
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Bank allowing multiple accounts for the same business?
Hi all,I've had a good look around but not been able to find this. Does anyone know of a bank which allows multiple current accounts for the same business? Like Chase does for personal accounts. Free and easy to open. For the same reason Chase is useful - switching bonuses, but this time for business accounts. Cheers 😃
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Opening a bank account as a gift to someone
I'm wondering if there is a way to gift a bank account to another person or organisation? As a school/parent community we would like to have an account for our teachers so that we can donate money to their fund throughout the school year. Not for the school but specifically for the teachers. We'd like to explore this as an…
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Barclays make more changes that restricts customers interests
Just had a letter from Barclays that says all my foreign currency bank accounts are going to change on 09/10/25, making them cashless for any withdrawls or deposits, they will only be operated online with increased charges so as to increase profits for the bank, but not for the benefit of the customer as usual. The whole…
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Natwest - Bereavement money transfer
Hi all! My family has a bit of a sticky wicket at the moment and while I can see the obvious resolution, this is not something that has been proposed by the bank so it's left us a bit concerned. Sadly a few weeks ago my father in law passed away, it took a bit of time to obtain the Death Certificate due to the Bank Holiday…
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I got a CIFAS for receiving £85 for jackets
So in October I received £85 on behalf of my friend for jackets that he was selling because he was unable to receive the funds. Monzo asked me what the payment was for and I explained to them providing evidence as to why I received them. Monzo then proceeded to shut my account down and after that my barclays account also…
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NatWest Reward Silver
Is there a minimum term? I can't find anything in the T&Cs. I'm thinking upgrade for 3 months over the summer and you've got travel insurance and fee free debit card spend for £15 then back down to regular rewards. I know with Lloyds you can move up and down the levels of account quite quickly.
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Bank card. Double barrel last name dropping one
My daughter has a double barrel last name officially/legally. She is changing this once she turns 16. She is just dropping one of the names. She has never been known with both names. Can her bank card say just 1 of her last names? Until the change? Thanks
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voice password with Santander
Has anyone had any bother with voice id and Santander? My sister and I both have Santander current accounts and a couple of weeks ago she called to the house in a panic to say there were direct debits taken from account and had put her into unauthorised overdraft. As her account had been hacked before I told her to ring…
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Receiving international euro payment
Hi all What's the best way to receive a large euro payment from France? I have a HSBC Global Money account (and HSBC Advance account), but not really clear if that can be used to receive international payments. Thanks for any help Cheers Luke
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Chase / Refused
I tried to open a chase account today and they have come back and said I can’t open one but I’ve never had one before, they said to check credit reports but I’m surprised by this as I thought they didn’t do a hard check, anyone else experienced this?.
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TSB - OTP process problem due to VoIP change
So I've seen this same problem on these forums from 2021, though their problem sorted it's self out mine does not. I too get a call from TSB that was supposed to give me my One Time Password over my New VoIP Landline, which was recently changed from the old copper lines. Though like the previous post from 2021 the call…
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Santander 123 Current Account---Is It Being Closed?
I have a Santander 123 lite account and I had the email saying that in August it will convert to an everyday current account. My wife has what they call a 123 Current Account where she pays the monthly fee of £4 to get the benefits. She has not had any email---does anyone know if this account is also closing?.
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Conditions for 1st Direct switching bonus
I've confused myself - you have to make 5 debit card transactions in the first 45 days that can't be cash withdrawals, but after that ,if I'm reading correctly , you don't have any specific requirements on the frequency of use ? We tend to use a credit card to settle supermarket, petrol bills etc then settle everything…
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Santander 'San protect'
Just opened my Santander banking app and got a message saying 'allow Santander to make and manage phone calls' and 'allow Santander to know the location of nearby devices' This is so they can protect you from spam phone calls using 'san protect' Has anybody else had this? I wonder how it works as obviously there is no…
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Next steps: Unaffordable Lending complaint
I have filed unaffordable complaint with MBNA and just got a letter from asking for the following details: “- A testimony of your version of events from time of the lending to understand why you’re raising this complaint now. Has there been a change in circumstance i.e., employment, vulnerability etc. which has led to you…
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Switching failure and slow transations
Bank 1: Nationwide - I try to Switch away to bank 2 TSB. My initial application is rejected, I thought for insufficient ID (completed online) so I retied in the app. This is rejected too. However a switch has been started and all my direct debits are moved to TSB. I ask Nationwide and TSB for help and they both blame each…
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Disabled Trust Fund
Help needed please! My parents died last year and the estate is to be split 4 ways with my siblings this week.. My eldest brother is 65 and in residential care due to a brain injury. A discretionary trust has been created and I am a trustee. The solicitor has suggested I open a Trust account with Metro bank, however…
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Managing money as a couple
I've just seen a post about how another couple are looking to manage joint finances. It has made me question if my partner & I could be doing things more efficiently. Every month our fixed joint bills (inc. mortgage) are paid out of my account and my partner has a standing order to cover half of this amount. Following the…
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Basic account for vulnerable relative
Hello I have a vulnerable relative, struggling with debt issues. Is there a basic bank account that doesn't offer Direct Debits and Standing Orders? I'm wondering if we could set up a bank account to better control (and limit) spending so it is only conscious decision to pay with a card / withdraw cash.
