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HSBC reducing overdraft
Had a letter from HSBC that they are reducing my overdraft. I guess all the banks are going to start doing this now? I am waiting to see if my credit card limit is also reduced!
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Barclays to close accounts of all British expats
From the telegraph: Full article: https://www.telegraph.co.uk/money/banking/barclays-to-debank-all-british-expats/
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Which UK bank accounts allow outbound transfers of very large amounts?
I have got my life savings in various investments, but the Labour Party's tax and other policies don't make it worthwhile to keep the money invested for ever-decreasing returns netted by me. Therefore, my intention is to exit from those investments over a period of around a year and then use the redeemed funds to buy a…
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I don't use paypal so what is a way to buy a bike from a random person on and internet forum?
It is just over £100 so not huge amount but also not something I would like to lose. The forum specializes in retro bikes so it is not a common honey pot for scams like gumtree I wouldn't think. There is a lot of buying and selling on there but this user is a newish member without any real post history. However they have…
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Raisin account timeline
Hi all, I applied for Raisin but now it says "Application verification in progress". Its been like that for 4 days. Anyone know how long it takes please? Thanks Mia
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TSB App Text / Setup Size
When updating app to 8.5.3 have others found the new transactions layout takes up for too much space? I can now only see three transaction without scrolling, before I could see eight.
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Santander OTP code every time I want to look at my account
Every time I log in to my Santander online account I get a request to put in a code into my mobile phone.This is inconvenient as I do not always have my mobile handy to my desktop PC, I am 78 years old and it is not an easy task to get up and down the stairs etc.I have spoken to Santander and they are not interested, they…
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Halifax Reward Current Account - Do Internal Transfers Count?
I've had a Halifax Reward account for a few years now, and for some reason I just assumed that internal transfers would not count towards the £1500 monthly pay-in requirement, but having looked into this, I can't actually see anything to suggest that internal transfers wouldn't count. Can anyone confirm?
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Best bank account for transfer of USD
Hello! Newbie here. I'll shortly be working overseas on a rotational basis, for a US company who will be paying me in USD into a US bank account (that they are setting up). I will be looking to transfer most (if not all) of the money across to a UK bank account to pay bills etc whilst I am away and obviously looking for…
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Samsung/Google Wallet and Halifax
My son just changed his phone from a Galaxy S20fe to a S23FE and previously has his Halifax Expresscash debit card added to his Google wallet and now on this new phone its saying this Card is not supported. same on the samsung wallet. Seems strange as it worked before on the older phone and now we cant add it, is there…
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HSBC Premier increases requirement
HSBC have increased the income requirement for their premier account from £75.000 to £100,000. In addition if you wish to use the savings route, you now need £100,000 instead of £50,000. I have to say if I had £100k sitting in an account, it wouldn’t be at HSBC! I wonder if existing account holders will be thrown out if…
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List of Bank / Building Society app cheque deposit limits
For those of you who still receive cheques here's a consolidated list from contributions below and a previous defunct thread from another forumite. Thanks to you all in advance. Al Rayan - cannot see a way to deposit cheque Barclays - maximum £2000 per cheque four times a week Beehive - cannot see a way to deposit cheque…
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Card reader vs mobile app
I've been using Nationwide's card reader for several years now via my laptop, for online banking, and all seems well (so far!). However, I keep getting hints from the bank to use their mobile app. Reading about the app, I can see the relative greater convenience, but for me it's not convenience per se but security that is…
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Shopping for new bank account rather than using old savings account
Hey folks. I own a little cafe, and I pay the VAT quarterly. The way I manage this is every week £500 gets automatically transferred from my Natwest business account into a Natwest Flexible Saver account, and then when the VAT bill is due, once every three months, I transfer the money from the Saver account into my current…
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Santander Edge savings account
I've been informed that the rate on my savings account will drop at the anniversary of opening. I'm assuming I can just close that account and re-open another one again to get the better interest rate. Is that correct?
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Barclays Premier account opening/switching for offers and HSBC Premier account
I've had a HSBC premier account for years (like 10+) and use it to receive my monthly salary and pay some direct debts from (insurance, savings standing orders, any credit card monthly payments, amex etc...). I also have a Halifax current account (I think of this as the "House" account) which I transfer into at the start…
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When to cancel Barclays Blue Rewards?
When to cancel Barclays Blue Rewards?
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Santander edge current account
Hello, hope someone can help. I've just completed my first bank switch from first direct to santander. I populated the new edge current account with £2000. I then opened their edge saver and moved £400 over from edge current account. I then moved £10 back to my account that funded the £2000 just to see if it all worked. It…
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Budgeting Bank Account
I was wondering if anyone has experience of a good bank account for budgeting. I’ve heard that Starling Bank and Monzo are good for this but I’m not sure if there are any others? I currently have the following set up: Main account - Lloyds Bank Club Lloyds account - wages go in and my own bills get paid from this. Joint…
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CIFAS SAR Response issued but not received
Hi everyone, I was advised to do a SAR with cifas after trying to open a bank account with revolut. I did this and the status changed to “response issued” a week ago but I haven’t received this. They don’t respond to emails and I can’t get through on the phone so no idea how I can chase it up. I assumed any data was sent…