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Budgeting Apps / YNAB Alternatives for 2025
I've been a YNAB user for almost 8 years now. It's been a good tool for me, and overall I've been very happy with it. However, the price does seem to creep up year on year. My renewal is coming up soon & I like to look around to see if there's anything better/cheaper on the Market. Would welcome any suggestions or…
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Opening a bank account after sentence spent
Having been convicted of a crime (not bank related) and having now spent sentence how can someone overcome (now that they've been living clean and got full time employment - Royal Mail) banks declining the opening of regular bank account? (currently using pocket account only)
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Switching service question
I'm very familiar with the switching process, in fact done it multiple times to take advantage of offers. This time it's a little unusual, wanted to see if others have experienced it. I switched from co-op to Lloyds. Only the switch seems to be partially complete. I've received the cash bonus in the Lloyds account, but the…
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Halifax Rewards - Reminder - renewal due?
Search couldn't find any posts on it, I've not seen anyone mention it.. and I can't remember if it it's dependant on your opening date, but ... I have emails from Halifax reminding me to renew my Reward choices before May 31. Many ignore the tracker but your renewal date and the process is in there. The process is improved…
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Nationwide free money and log in issues
Been a nationwide wide customer for over 15 years blue cant remember who long of that time I been with them, used them when I lived in uk moving money back and forth with other uk accounts, in 2013 I moved to Australia and again I used it often spending money in my nationwide account overseas as well as using most of it…
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Chase Cashback changing
I've just read some information on my Chase account that their cash back rewards are changing from 7 April 2025. Still £15 per month maximum cash back but only on groceries, fares and at petrol stations. My understanding is that purchases in currencies other than GBP won't earn cash back. Other cards do the above and may…
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Santander Work Café? Has anyone used it ? How does it work
Presumably the same with Virgin Money in the past where they had a few lounges in Central London. VM Customers with card could get Free Wifi, Coffee, Tea Cookies for free. https://www.santander.co.uk/business/work-cafe?icid=AT168_WorkCafe_Homepage_ExpCBut what confuse me with this Santander is that in the ads Santander, it…
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How long before a non-debited Visa Debit transaction expires?
Back in October, I paid for lunch in a café with my Visa Debit card. It was a one-off visit to this place. The transaction still hasn't reached my bank account. Is there a certain time span after which this transaction will be cancelled, i.e. just how long do I have to allow for it still being suddenly debited?
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Making Bacs payment from Halifax account
This is probably a simple question but never done this before so--- I am having a new fireplace fitted and need to pay a deposit via my Halifax current account (online) They are asking for a bacs payment. Is this the same as making a normal bank transfer and can i do this with Halifax?
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Landlord Rent Fraud - Refund From Bank?
Hello all. Thank you for dropping by. Please allow me a
moment to introduce this problem... I entered into
contract with one of the largest landlord’s in Britain for a rental
home the agreement stipulates is Weather-Tight, and Landlord
Maintained. It quickly became
apparent, however, that I had been grossly misled by the…
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Home Accountz Online Backup
Hi I've been using Home Accountz since 2008 and, although the software company has now closed, I intend to keep using it. However, I have a problem with the online backup. Everything was working ok until they deleted the data held in the cloud (around 18th July), as the software is still trying to access this data and I…
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Co-Op increasing monthly fee for Everyday Extra account
From 1 July 2025 the Everyday Extra account monthly subscription fee will increase by £3.00 from £15.00 to £18.00 Everyday Extra account benefits Everyday Extra account allows you to benefit from RAC UK and European Breakdown Cover, AXA Worldwide Family Travel Insurance and Mobile Phone Insurance. Why the fee is…
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Best "making tax digital" app and banking app combo
I see that NatWest is offering a free Mettle business account combined with a free license to FreeAgent for HMRC reporting, saving a typical £20 in monthly charges when "making tax digital" come in next April (for anyone grossing over £50K as a landlord/self-employed). Does anyone know of any other good offers like this?…
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Nat West Rewards
Hi, just wondering if I can forward a rewards egift voucher to my son if I exchange? Or does this have to be used directly by myself only? Thanks for any replies.
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Club Lloyds Insurance
Has anyone used their club Lloyd’s benefit for travel insurance? We’re a basic customer just for Disney but looked at the pro’s and looked great instead of a lump sum. Is it possible to drop down insurance after our trip?
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Chase Bank
Hi all. I’ve had a UK Chase account for about three years (since they started to offer a bank account in the UK). Initially it was great with the cashback offer but I no longer use it. It did offer a good linked savings account but the interest rate has now dropped so I am no longer using the account. I just wondered what…
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Fake Banking App Theft
Here is a cautionary article form the BBC, "Scammers used fake app to steal from me in person":https://www.bbc.co.uk/news/articles/cn05d58jwvdoBe very careful if you accept payment by bank transfer for goods collected!
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MS Money replacement.
Hi all, I am seeking a PC-based personal finance system to log my incoming and outgoing. I currently use MS Money, I love it, but it won't last forever. Does anyone have any suggestions?? I want to move my MS Money history to it,
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Zopa £5 treat
I received an email from Zopa detailing an offer where if I spent from my new current account using Apple Pay they would pay me £5 as a treat ( their words ) Has anybody had this offer and received the £5 ?I’ve used Apple Pay but have not received any treat and can’t see anything in the email that gives any time frame.…
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Nationwide Big Thank You
Announcements in the app this morning, £50 where eligible paid between 9th and 30th April, and in addition to Fairer Shares. https://www.nationwide.co.uk/about-us/the-big-nationwide-thank-you
