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Make sure you get possible Nationwide Fairer Share bonus 2025
There has been no confirmation that Nationwide will pay out a Fairer Share bonus in 2025.However there is a good chance it will happen.Make sure you are not one of the many Nationwide customers complaining that you did not qualify!You can search the full 2024 T&C`s and the 2025 T&C`s may or may not be similar.Action is…
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Cancelling Direct Debit Repercussions
My daughter has a membership with a sports class which she no longer wishes to attend. I have contacted the company to cancel the membership but they are citing a 30 day cancellation policy which will mean a further direct debit payment is to be taken. What are the potential consequences (if any) if I were to cancel the…
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Do we need a joint account?
Hi all. My partner and I (getting married later this year) lived together and she recently got added to the mortgage as a full partner post a remortgage with our lender. My question is, for her own credit purposes, would it be best to have a joint account for bills that we pay for everything for? I earn a fair bit more…
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HSBC Premier changes
So I've had an email this morning about changes to the eligibility rules for HSBC Premier accounts. I know these changed for new customers last September, to the £100k income or savings thresholds but I'm sure they said that this would not affect existing customers. This morning's email directly contradicts this and states…
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What is the safest technical setup for online banking ?
Those of us who avoid online banking may soon have no choice but to use it. Given the current threat landscape, what is the safest set-up ? So far here's what I think : PC, definitely not smartphone.Dedicated PC - no other uses or apps, no deviating from established urls, no links of course.Not Windows. But, Apple or Linux…
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HSBC UK New app
It looks like HSBC UK have updated their banking app. It looks similar to the Santander one now. There wasn’t really much of a mention anywhere about this. What are your views on it?
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Banks refusing/ignoring/sidestepping clear requests to register complaints via chat
Thought I'd open a thread to raise awareness and get others to share experiences. In the last year my wife and I have had cause to open a complaint via app-based 'live chat' four times with four separate banks, and on each the clear request to 'open a complaint' has not initially resulted in a complaint being opened.…
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Santander debit card cashback ending
Couldn't see a thread on this, yet another reward down the drain.
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How do I pay this Austrian Doctors Invoice? I don't speak any German. Any German Speakers?
Hi all I didn't know where to put this so this was my best bet. A few weeks ago whilst I was in Innsbruk I had to visit a Doctor. The service was excellent and they gave me an Invoice whilst I was there. I attempted to pay the bill at the time but they couldn't take Euros. I asked could I pay with Credit/Debit Card but the…
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Times repeat payments clear for each bank account uk
Nationwide normally by 0.30 Natwest 2.00 unless updates due then go in moment finished normally no later 3am Santander goes in the night before you are due to be paid between 11.15 and midnight Halifax between 0.30 and 1.30 Coop 0.15-0.30 Lloyds 0.05 Barclays can be upto 9am but should be there around 1.30-2.30am Tsb…
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Barclays accounts closed with immediate effect, no reasons given
So last week, I had all of my accounts with Barclays closed with no notice provided, they were just closed. I contacted Barclays and was told they are allowed to do this at their discretion as outlined in their Terms and Conditions, and they also do not need to provide a reason. When I pressed them, the most specific they…
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Home budget/finance software
Just about losing the will to live with this one. Years back, I was all over our home budgeting and finances. I had a spreadsheet set up and used to manually update it each month. Then, for years, we used MyMoneyDashboard. It was great, but sadly went out of business. Since then, I've tried numerous apps and platforms, all…
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Trading 212 'debit' card 1% cashback to replace Chase?
I've just got the 212 card added to my app/Google pay. I went for the virtual version as you have to pay for a real card. Anyone else using this? Are there any downsides/difficulties/limitations or is it just a case of add money to the card and use it for everyday spening?
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Coop Bank Switch from Chase Bank
As part of switch offer to Cooperative bank, I have today mistakenly registered for online banking services and mobile app five days before the switch is due to complete on 30 May. Do you think I will still be able to get the bonus? I will still be depositing £1000, setting up 2 active DDs and making a minimum of 10…
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Advise needed regarding budgeting apps/software and spreadsheets
Hi. I have always been terrible with money, and despite trying to save, usually end up each month overdrawn, and not knowing where all my money has gone! I know there are a lot of apps and software available that claim to help with this, and also to help with how one thinks about money. YNAB is one, though I gather it is…
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Banks with Apps
Can’t see if this has been posted previously so apologies if it has but I’m curious on what each banks offer with their apps? for example I like my chase app as it notifies me of any transactions, something I never thought I needed until I got it. Now chase are no longer doing their Cashback the way they were my day to day…
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Is Santander My Only Choice?
Hi We have a Santander 123 Lite account that we use to pay our bills from. It's a joint account. Moved from Lloyd's as they were a pain when we wanted to open multiple accounts - we both had to attend an appointment in the bank and watch a video about coercive behaviour. I understand why but we've been married for nearly…
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Is switching bank/s for the cash bonus/es worth the effort?
I see there are still a few inducements to switch banks (up to £175, with a few other perks). Could you sign up for it, jump through the hoops for however long (a month or two?) then move onto the next one. Then go back to your original bank when you've used up all the offers, if you wanted to. I wonder what the 'hourly…
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Barclays Sign-Up Bonus Eligibility
I've never had a switch bonus from Barclays but currently have an active premier account. I'm wondering if i were to close the account would I become eligible for the 25k avios sign-up offer again? Has anyone gone down this route? The terms all seem to refer to "opening your first Barclays current account" but don't know…
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Right to change legal name denied or to switch accounts with switch guarantee being denied
The Background - I have accounts with 2 banks, 2 building societies. I changed my name to my maiden name and did this by Deed Poll to make the paper trail easier and smoother. Two building societies and one bank had no issue with this. One bank has refused to change my name unless I pay for certified verification in…
