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Budgeting & bank accounts
Discussion List
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MSE News: Lloyd Banking Group users complaining about recent app glitch being paid compensation
Thousands of Lloyds, Halifax and Bank of Scotland customers have been paid an average of £40 each in "goodwill payments" after complaining to their bank about a major mobile banking glitch earlier this month. Here's what you need to know… Read the full story:…
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LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
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Can French tax resident keep UK bank account?
My son has UK (and Aussie) citizenship. He lives in Paris and during the next six months will move his tax residency to France; also, later this year he will be eligible for French citizenship and will probably apply. He has a current account at Nationwide. My question is whether there is any chance that once he has…
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Santander Logging On
Is it me but when I go to log on online via my browser then it asks me to open my mobile app but the app needs to update things get all mixed up. I sit there while the app updates which takes ages, then I go back to the browser and the app does not respond to the message "Go to your mobile app…". They seem out of sync…
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Trading212
What a nightmare. Must have opened an account yday as I have sort/account Nos. Today… securityNo ?? password ??etc etc. Do I do on PCor app ? I transferred £1 from santander ydyday. Not showing in app. ????????????????
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Bank account for 16 yo stating apprenticeship
Looking for some advice please - my 16 year old is starting an apprenticeship in July and needs a current account for wages to be paid into. Have looked with my existing bank but nothing seems suitable. Any suggestions appreciated.
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Duplicate switch payment?
Has anyone else had Barclays accidentally pay them the switching bonus twice? The only options for contacting them seem to be using a chatbot that doesn’t work, a message service that’s been broken for weeks, or sitting on hold on the phone while the years drift by. The only other alternative would be going into a Barclays…
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Bank Account Access for an Appointee whose recipient lives in Care
Morning, I work in care and have a number of individuals whose parents act as appointee for the benefits, this is not a question regarding the use of the money, this is looking for help with banks that will help the appointees open a bank account and give the individual we support a debit card, so that we can support them…
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Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
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My bank doesn't want my money.
I wanted to pay £10,000 in cash into my bank and they said no, I would have to make 4 trips on seperate days and I live in a rural location miles from the bank so stuff that. I seem to be stuck with it , back under the mattress it goes.
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What are the ways to protect my money?
Hi everyone, I have recently come into some money via inheritance. I'm petrified of my bank being hacked or something happening with my bank where I lose it all. Is my best option to just split it over a few different banks or can you advise on other things I can do? Thank you so much.
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Child Trust Fund Account Access
My son was born in 2009. Back then the government had a thing about each child should have a Child Trust Fund Account. My son has a account with Nationwide building Society his name and my name on are on it. My son has special needs and is not able to make his own financial decisions he is currently 17 years old. can…
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Barclays petrol cashback
Barclays are offering a cashback of upto £10 per month through it's rewards scheme if you buy petrol from Tesco's. Link with more information - https://share.google/WwImJXVsFG7cz8Kyd
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First Direct - what’s all the hype?
I finally decided to switch bank accounts from Santander to First Direct, and take advantage of the switching incentive. First Direct had been hyped as having excellent customer service and I had no reason to suspect otherwise since all the reviews seem to be pretty glowing on MSE. I opened the account mid July 2025 and…
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Chase Cashback changing
I've just read some information on my Chase account that their cash back rewards are changing from 7 April 2025. Still £15 per month maximum cash back but only on groceries, fares and at petrol stations. My understanding is that purchases in currencies other than GBP won't earn cash back. Other cards do the above and may…
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Virgin abroad fee free
Virgin is fee free for spending and cash abroad. Are they going to lose it, or are Nationwide customers going to gain it?
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Bank and fraud
Hi, We have a very frustrating bank fraud issue that we've had very little support from the bank with. About a fortnight ago my partner got a text message to say he didn't have enough money in his current account for a direct debit. He looked at his account and to his surprise £2866 had been taken by a name we didn't…
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since 1 October 2022,…
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First Direct / HSBC normal switch
Hello. I’ve kept delaying opening up First Direct for the first ever time in the hope that both First Direct and HSBC have a bank switch offer going on at the same time and then open them both at the same time. Is there any chance HSBC will bring their normal switch back? (I think the premier needs too high a salary for…
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RBS rewards not paid in full
Hello Forum , RBS rewards send my spouse and I ( joint credit card account) different rewards via app ,for example Morrisons 10% to me, but 7% to spouse on groceries. If we shop and use my card at the checkout , we assume I get my reward, 10%, having made sure no groceries are excluded. When checked on app, RBS only reward…
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