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UBL Customer Service/ Issue with passcode
Hi, I have issues with the passcode on the app of UBL. I have forgotten it and have been unable to reset it. I can still access the app through my FaceID even though I consistently get the password incorrect. UBL seemed unable to fix it and the only advice I was given (June 2025) was to get a new phone. I have now…
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CASS switch to Barclays (via app) - possible to choose switch date?
If I'm switching to Barclays using their app to make the application (so as to take advantage of the switching bonus), is it possible to choose the switch date? Looking at the switching information on Barclay's website, specifically the FAQs on page 8 of the more detailed PDF switching information pack, it says this: * 1.…
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Cut off time to avoid overdraft or interest charges with Nat West bank
Does anyone know latest time money can be paid into Nat West current account to avoid overdraft or interest charges? I have asked their digital help but not got sensible answer. Told me how charges calculated but not cut off time to avoid these
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Have Completed All Possible Bank Switches.What Next???
Since Dec 2024, I have been bank switching in both my name and my wife's name. It's been pretty lucrative and as a result, have earned well over £2000 in total. Have done all banks possible I believe (First Direct, Nationwide, Nat West, TSB, CoOp, Barclays and Lloyds).. NB: Couldn't do Santander as already had an account.…
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Virgin Club M Account Travel Insurance
I have just had my renewal letter in for my Clum M acount travel insurance. We have pre-existing medical contitions. Called up to do the medical screening to be told that it would be an additional £521 a year to cover us. This is would no cahange from last year when they didnt charge any addtional premium. Now i know…
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Bank switch bonus for joint accounts
Hi, Was thinking of switching a Santander joint account to Lloyds club to take advantage of the £200 switch bonus. Previously both myself and my wife have received a switch bonus from Halifax (circa 2023) but for individual accounts (not a joint one). I think Lloyds and Halifax are same bank. Is the switch of a joint…
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Transferring a large sum of money from abroad
Hi everyone, Early next year, I’m planning to transfer £130,000 from abroad (within the EU). The funds are a gift from my family to help me purchase a property in the UK. I’ll have all the required AML documentation ready - including a gift declaration, bank statements, and identification documents. However, I’m a bit…
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lloyds prize draw
If you have a lloyds account go to everyday offers and activate it You could win up to £5,000 cash with Everyday Offers: 1 prize of £5,000 3 prizes of £1,000 10 prizes of £100 Prize draw closes at 23:59 on 31 October 2025. Winners will be drawn within 7 days of the closing date and notified by letter. One entry and one…
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Santander to Lloyd's faster payment
Do transfers from Santander edge up to Lloyd's club not go instantly on weekends? Made a payment to meet the £2000 funding requirement and it has appeared but the available balance doesn't include it and it shows as a payment in for Monday.
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Transfer Santander Edge monthly interest
Three weeks ago I opened the Santander Edge Saving. I put £4000 so the interests gained montly will not get any interest. I want to set a standing order to transfer them to another Santander account. I don't understand how to calculate the amount, as it says 6.00% AER / 5.84% gross but also variable: 6.00% AER /…
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Child trust account holding the deposit for a house
When I explained the purpose of the savings in that account to the bank, which it is to buy a house for me and my child, I was confirmed that I could do any money transfers for the good of the child. my child is not yet 17 years old. I'm a bit unsure on how to manage this now. I am looking for a house and that account has…
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Barclays app is driving me loopy...
Hello, I was just wondering if I am the only one having this problem. I have downloaded the Barclays app so I can take advantage of the switching offer. The only option it gives me is "register for the app" but when I proceed that is only meant for existing customers, not new ones. When I proceed I eventually get a screen…
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App for checking off bank and credit card statement spends
I still manually tick off items on our bank and credit card statements- compare them to receipts and a list of direct debits etc. I often get behind…. Is there an app I could use for this please? If it was on my phone I could tick off/ verify items more quickly and more often! Many thanks
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Opening Multiple Accounts (+Switching Bonus) and First Direct Application
Hi. I'm relatively financially savy and have had a switching bonus before. However, I'm looking at opening new current accounts for linked savings accounts and the exchange rates on the debit cards as I will be travelling to Europe for a holiday for the very first time. With upcoming expenses switching bonuses are going to…
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Unidentified Direct Debit issuer
My bank First Direct has asked me to authenticate a new
direct debit instruction they have received on my current account – “STRIPE Re
Immediat” (corrrect spelling). I don’t immediately recognise it. I’ve spoken to First Direct, and they
can offer me no more information apart from its associated reference number…
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TSB account switch
Afternoon everyone, Looking at the TSB switch offer, it doesn't state anywhere that I can see that any direct debits need switching over. Does anyone know if the general 2 direct debits need to be swapped over to get the £150? Thanks.
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Anyone having problems logging in to YBS
Both the wife and me have been unable to log in this evening, anyone else? Down detector has a small spike, so they could be having problems.
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Salisbury's Bank and NatWest
Hello everyone. This is my first post. I closed my Sainsbury's Savings account in May. Received a Closing Statement from them on the 2nd of June. Today I received an activation pin from NatWest for online banking. No idea why I received this, because my account has been closed for nearly 6 months. Everyone else had similar…
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Closing Natwest account - waiting for access to biometrics?
I have a Natwest cash ISA that's now reached maturity, so I want to close this account to invest elsewhere. In order to close the account, I have to first transfer the funds, but there's daily limits preventing me from doing this. To do this, it says that I have to register for biometrics in the Natwest app, which I've…
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T212 - missing broadband refund
Hello, I have recently cancelled my Now Broadband and switched to a new provider. My final monthly payment was paid by T212 spending /debit card. The refund was made on 19/10/25 but I still have not received it. Does anyone know if it is possible for companies to refund successfully to the T212 card? Thank you all
