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Halifax/Lloyds down?
Anyone else having problems with online banking?
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First Direct via Topcashback £60
Topcashback are offering £60 if you open or switch to a First Direct current account.I dont currently have a First Direct account but did have some years ago (received bonus for switching then)I wont be eligible for the Frist Direct switching offer, but do you think i would be eligible for the TCB if i opened a FD…
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Santander stopping alerts - why would they do that?
I have a Santander Edge Up Current Account, with all sorts of benefits that Santander shout from the rooftops about. I must admit, in general it is fairly good, IMHO.And one of the things I genuinely find useful is the alerts - not just dull ones that other banks send for every transaction, but alterable ones, like:* When…
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Sole Trader Banking using Trading Name
I opened a Sole Trader account with Starling a few months ago - all good and the payment notifications are very useful. However, when my customers are making payments to the account they can now only do this by entering my personal name because of the new account name checking process being rolled out. This is not great…
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Run out of banks to switch to
Does anyone know of any bank accounts I can switch to? I've pretty much done all of them since 2021 (I keep a record). I want to get rid of my Barclays Blue Reward accounts as their Rainy Day Saver is dropping and I can get a better rate with Cahoot. I don't use Apple or Sports. If there aren't any bank accounts left, I…
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Anyone having problems logging into the RBS app?
Have tried to login to the RBS phone app numerous times today so that I can verify a payment to my MBNA credit card. All I get after selecting the 'Login' button is the revolving timer which sits there for ever. Contacted them via their online chat and even after I'd managed to bypass their useless Cora bot all the human…
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Barclays appalling "Customer Service"
I found a message which exactly matched my issue and then lost it!! Both the Barclays app and online have lost all but one of my payee details. First phone call to outsourced Customer Service as the other person said, "Advisor" didn't have a clue, language barrier, and didn't make any notes. Tried to update some details…
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Money saving mindset - Finding it difficult to spend
I've had a moneysaving mindset for quite a while and have always agreed with Martin's ethos. I suppose I'm worrying that I'm getting a bit tight and I'd never want to be like that. I'm generous with other people but not so much with myself. I think I should allow myself more pleasures. For example, I was thinking about…
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Nationwide call centres - are they outsourced?
This discussion was created from comments split from: MSE Guide: Ethical banking.
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Help with Cheque
Hi all, my daughter recently turned 18 and had a Child trust Fund with natwest, she provided her bank account details but they still sent her a cheque. she has a lloyds account and tried to pay the cheque in online but the app just shows Unpaid Cheque Then we took it into branch and tried the ATM, it said it could not…
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Chase Cashback, MCC codes for cashback after 7th April 2025
22 April 2025 I was given this list when I asked Chase whether specific vendors I had previously purchased from were still eligible for cashback. I appreciate it's difficult for a consumer to find out what the specific code in advance of any transaction, but for what it's worth some might find this useful. As a suggestion,…
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Not for profit account
Hi, I run a not for profit internet small radio station. We are only allowed to have a turn over of less than £5k a year in order to comply with our license. We have two sponsors who send us sponsorship money which just about covers our outgoings i.e. web site costs streaming costs jingles etc. I have three other…
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Can you go back to Monzo after leaving?
I am considering leaving Monzo to go to Chase especially as they are offering the 5% interest rate for 12 months. I usually close my current accounts but do Monzo block you from opening a new account with them if you leave them? Is there a cooldown before you can go back to them or do they block you from their system…
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Monzo large transfer
I have a few hundred thousand that I want to move to a new savings account but obviously Monzo has a transfer limit of 10k. They say you can increase the limit to 250k if you provide documentation but I read a lot of posts about how this gets rejected. I want to do this in one go as the savings account will penalize me if…
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I'm Not Competent at "Best" Bank Account Search.
I'm quite willing to accept my incompetence at searching for what I want. There's a vast amount of info and guidance for what I don't want, or maybe what I want doesn't exist? Probably, I just can't find it. Someone is sure to know and I really hope that someone is willing to share... I want a bank account that pays…
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State Pensions separate account
Hello, do we need to have a separate account to get our state pensions or is joint account fine. There is a YouTube site called @myukpension which state we do
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New type of fraud awareness post
Hello, I've recently been the victim of fraud where money was taken from my account using the government's prisoner payment system, it appeared as "Money to HMPPS" with no other details. From what I can see it is a system that allowed people to transfer money to people while in prison and it should only have been usable…
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Can't log in to Cahoot
DownDetector says there are no issues with Cahoot at the time of this post, and I logged in successfully a few hours ago, but now I put in my username and security code and it doesn't do anything... :o
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Chase banking
I am trying to pay into Chase current account. Do I just put in Chase UK in the payee box? My bank is saying it doesn't match with account number.
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Anyone having issues with paying with Zable credit card?
I though i would treat the family to a take away tonight after having a really bad day and went to pay with my Zable credit card and it kept getting declined and for some reason the card would not let me add it to google pay(i have it on google wallet). I have spoken to Zable unreal person via app which told me the card is…