Budgeting & bank accounts

Is anyone else having problems setting up new payments on the Nationwide website or ,obile app today???

Hi, Does anyone have a NatWest Premier Account? I have tried numerous times to find clarity on the income required for the account. It says a sole income of £100k - but not if this is gross or net. If It’s net then you need £8,334 a month paid in. If Gross, that payment is a lot less depending on various deductions that…

Hi there, I have been using Revolut Business for our limited company, when trying to open with Barclays they just delayed the process and we needed the account, at the moment I have a appointment with Metro bank, but was wondering if you could suggest other banks ideal for business. Financing is not easy with Revolut in…

THIS OFFER HAS ENDED. AIB (NI) has today launched a new switch and save offer. T&Cs. Switch (£100): Open a new Classic Account and switch an account into it using the Current Account Switch Service, deposit £1,500 into the account and set up 2 active direct debits on it within 30 days of opening the account. Save (£100):…

Hi all So I have two pots set up on Natwest mobile banking and I put £1k in one and £150 in the other a week ago to keep aside for the rent. On Sunday I transferred this back to the relevant accounts and sent my rent payment to my LL, which left my account no problem. I could also see in the transactions the deposits from…

I have held a Chase Account for around 10 months and like it as you can have multiple accounts which is ideal for switching as long as you retain the main account. It also has a 4.5% interest account which you can put in as much as you like. This week they sent an email out that you can invite up to 5 friends from the ap,…

Hi, I went to log in to my Lloyds account earlier today online (don't have the App) and it was saying that they had made logging in easier - password no longer required, just your ID name and some other details. I put the ID name in and got the usual 2FA verification code from Lloyds but decided not to proceed, in light of…

Bit of a reality check recently, I always thought I was doing fairly well salary wise, but when I actually broke everything down monthly, it didn’t feel like it stretched that far. Between tax, pension and general living costs, I feel like a big chunk disappears before I get to enjoy it. Do most people here actually track…

PROMOTION HAS ENDED. Open a new first direct 1st account (their lack of capitals!) using one of these affiliate links: 1: The MoneySupermarket link. This takes you to MoneySupermarket where you can sign in to your SuperSaveClub account. Scroll down to the first direct option on the list and click "Go to Site". This option…

I forgot whatever security answers I gave when I set my First Direct account up a few years back. Recently when I called up to speak to an FD agent this became apparent (the scrap of paper that I thought held obscure reminders to the answers was of no help!) - so after passing through security using other methods, the…

I got talking to my daughter about the switching process the other day and she asked me if I ever let a large balance go over to the new account during the switch or hold some back and then transfer later. I replied not more than 1K and this got me thinking. How much cash do other people transfer during a switch and has…

Hi all, Apologies if this is in the wrong category but just need some advice. I have a friend who has had a Direct Debit set up on their account but it turns out it was her elderly mother who did it using my friends account over the phone. We've reviewed the call and at no point was she asked to confirm the name on the…

I check my bank account daily and this morning there was a payment to Apple dated today of £89.99. This payment was made using my new debit card. I’m sure I haven’t used my new card for any Apple payments and I have no idea what it is for (it says it’s a recurring payment). My bank have advised that I contact Apple direct…

Gave my debit card to my kid to buy a donut so he could use it on tap and pay then he left it with shop assistant for 2 mins and came to get me. Card didn't work. With my card he could've taken a photo and got my acc number/sort code cvc number and 16 digit number and name? What shall I do?

A new Danske switch offer is now available. T&Cs. Offer has ended. What you need to do: To open a new Danske Reward, Choice or Freedom current account you must be resident in NI.

I'm pretty sure I only applied for this offer as I saw it was available to existing customers. I switched from a classic plus to a spend and save believing this was eligible but alas no bonus granted (all other criterea fulfilled). I have just been told by TSB this offer was for switching in from another bank - did I…

We've been using HyperJar for my son for years now, and it's been great. He's used it in Ireland and for spending when on school trips and out with friends. Until today, when he tried to pay for lunch at KFC with his friends and his transaction was reversed 3 times, then declined, even though he had plenty of funds…

Hello, Im musing over opening this current account. Am I right in thinking that if l deposit £500 into it, then take it back out and redeposit that will cover me for the minimum amount per month for the year (£1000 monthly)? Also, just leave £1500 sitting in the account for the year to get the 5% saving? I currently also…

Has anyone had a similar issue with Nationwide UK. I have two accounts of my own and two accounts from when my children were younger that have “disappeared” from my Nationwide app. I raised this over a week ago and they have still not been able to tell me where the accounts and money are (over £40k in total). They keep…

Lloyds, Halifax and Bank of Scotland, which are all part of the Lloyds Banking Group, will shut at least another 136 bank branches in 2025 and 2026. We've rounded up the new closures for each brand and what to do if you still want face-to-face banking. Read the full story: More Lloyds, Halifax and Bank of Scotland branches…