-
Ulster Bank BEWARE
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO…
-
Joint Accounts - Restricted Number of People
Lloyds Bank has announced that Joint Accounts will only be available for a maximum of two people going forward. Other banks seem to offer a variety of number of joint account holders from three to six. I cannot get anyone at Lloyds to explain thier decison, anyone any ideas?
-
Nationwide keeping mistaken payment
Hi, I could really do with some advice as can't believe a bank can do this. A bit of background: I had a current account which had an overdraft facility, I got into paying back some money and asked them for help which they were really unhelpful about, they came back with a payment plan which was still unaffordable. A few…
-
Nationwide Switch Offer - Plum DD auto cancelled
Hi guys, I'm trying to help a family member whom recently went for the last Nationwide Switch offer. The plan was to switch from the old Ulster bank account to Nationwide. So before we did the switch, we setup two DDs using Moneybox and Plum. Once these were active, we went ahead with a switch date for 07/04/25 which was…
-
Standing order date doesn't revert if the last one fell on a weekend
Good morning, I'm having a bit of a frustrating issue with a standing order for my rent which is set to be paid on 1st of each month, i.e. today. I've noticed that if the previous month's payment fell on the weekend (1st March was a Saturday) then it will be paid on the next working day, which is fine. Trouble is the…
-
Monument Bank App not working
I am concerned that having opened a savings account with APP-based Monument Bank only yesterday and depositing their high mimimum deposit their APP is already down and so nothing can be viewed or actioned. Their phone lines, web chat etc were unavailable. I noticed today another post on Reddit that this happened before,…
-
Coventry BS account closure and Secure Message form.
Not sure if this belongs under Savings & investments but... Today, following closure of one of my Coventry savings accounts, I found the closed account was immediately removed from my accounts list. Hence I am now unable to view any kind of transaction statement including the interest paid. When I tried to send a secure…
-
Recycling broken or redundant card reader?
I managed to give an old NBS card reader to my Nationwide branch which they say they refurbish. They couldn’t take my Co op bank card reader. Coop website has an article from 2020, can’t find anything since, don’t have any branches near me anymore and don’t know any address to return to. Can anyone help with details of any…
-
Payment dates for DD
Is it part of the DD guarantee that they should go out on a particular date apart from if it falls on a BH or weekend? Most do but some like my Postcode Lottery one can be up to a weeks difference between months! I tend to top up my bank account from my savings account just prior to any DD or SO going out. But this one and…
-
Updating details during recent login with long-standing bank.
When I recently logged into my online bank account, with whom I have a current account with a couple of direct debits and a savings accounts, I was met with the request to update my personal details. No problem - most of the details were pre-populated and confirming the usual DOB, tax residency etc. I'm not currently in…
-
HSBC App Security concerns
Went to log in to app today and I get the following:- Security update We are upgrading our security to ensure your mobile banking remains simple, safe and secure. You'll need to set up your mobile banking PIN again on the next screen. I know that they are currently updating their app at present but I never…
-
Lloyds Everyday Offers (Still) Not Paid Out
Anyone else ? Halifax paid out on 28th as usual.
-
Lloyds new design debit card
Received a new design debit card from Lloyds today. I have a Club Lloyds Platinum account
-
Revolut weekend exchange charge
Hello, I taking my Revolut card away with me this weekend as a back up card to Madrid. I see it charges you to exchange currency at weekends. Does anyone know the answer to this, if I leave my money in the account in sterling and pay for things at the weekend in local currency is it going to charge me like it would for…
-
Lloyds switch question
As many will know, Lloyds is running a switch offer Switch Bank Account To Us | UK Bank Accounts | Lloyds Bank that ends today and one of the exclusion criteria is "You’ve received a switching offer since April 2020 for switching to any Lloyds, Bank of Scotland or Halifax Bank account." My question, I have received a…
-
Which TSB bank branches are closing in 2025/26? Here's the full list – and your banking alternatives
TSB will shut at least 12 of its 184 branches in 2025/26, after announcing an additional closure. Below we list which branches are disappearing and what the alternatives are if you still want face-to-face banking. Which TSB bank branches are closing in 2025/26? Here's the full list – and your banking alternatives If you…
-
Best Joint Current and Saving Account Combos?
We are looking to find the best ‘joint current’ and ‘savings
account’ combination, however when I see a good joint current account (e.g. Santander
Edge joint account) - disappointingly they never have good joint easy-access saving
accounts. Ideally, we are looking for a joint savings account where
you can have clearly…
-
Probate: How to treat large cash withdrawal within last 7yrs of death?
Hi I am executor for my late father and am going through last 7yrs of his bank statements to see if he made any gifts that need to be declared. During this period from a joint account he held with my Mum there are 2 cash withdrawals of £10,000 (on consecutive days) and I don't know what they were for. I've spoken with…
-
Tax on savings - PAYE codes
Hi Forum. I trust this topic is okay but I have recently had my PAYE tax code amended to pay for past interest on savings. This is not a rant about tax on savings but I am interested in how HMRC arrive at the figures they use. I understand the tax thresholds etc but is there a way to check what accounts have been affected,…
-
Using Chase as donor/dummy accounts for Current Account Switching
Small trick I discovered if you want to create some dummy accounts for Current Account Switching to get the switch premiums. 1. Open a bank account with Chase through their app2. In the app, open a second account3. Link the debit card with the second account4. Use that second account as a donor account for your Current…
