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Sira Marker
Morning so i switched my account from nationwide to Santander edge account had a phone call from them Monday to say i have a Synectics solutions marker? I can still keep my basic account but they will be closing the edge in 60 days? Ive checked CIFAS just to be safe and thats clear i know the bank didnt mention them but i…
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Subject: Pension Payment Stuck at Citibank (Intermediary) - Seeking Advice
Hi everyone, My monthly pension from Switzerland (Avadis) hasn't arrived in my UK Starling account. Avadis says it was sent, but Starling hasn't received it. It appears the funds are held by Citibank as an intermediary. Citibank refused to speak to me directly, and Avadis's "Service Desk" says they've "approached" Citi but…
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NatWest Group Virtual Debit Cards
I bank with the Royal Bank of Scotland (Child & Co) and they have recently enabled virtual debit cards. Apart from using it on sites with a low trust level I'm struggling to think of how I might use a virtual card. You can only have two. I completely understood the old Cahoot virtual cards where you could generate a card…
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Santander Business Everyday Business Account - what happened to free business banking for life?
Got a letter today saying my Santander business banking account will be changed to a Business Current Account - Classic which will incur a £9.99 a month fee. When i opened this account in 2008 it was sold with a promise of free business banking 'for life'. I believe Santander tried to wriggle out of this before and failed.…
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Finance Platforms Suggestions
Would very much appreciate some advice as to who we should choose to rely on in investigating our monies, colleagues have mentioned Transact and Quilter but some of the reviews are quite negative, so has anybody any alternative companies that you have found trustworthy performers, hence this forum question. thank you
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First Direct switch question
Hi Sorry for the noob question I've done my first switch after being with HSBC since I was 16 to get the £175 offer, card arrived today so can I use it already to pay for 5 separate payments to trigger one of the stipulations or do I have to wait till the switch is complete which will be end of next week before I can do…
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£12 a year from Santander Edge account
Due to reducing direct debit bills and no longer getting 1% on debit card purchases I am now only getting £12 a year in cashback after paying £36 a year for maintaining the account. I am now thinking of switching that account to gain a switching bonus. However I have two edge savings accounts paying appro £19.84 each a…
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How to check bank
I have joined a non-high-st bank; they only have one branch somewhere. Banking is done mainly online. I have received their paperwork which lists the FSCS guarantee etc.So how do I check this bank and ensure its not an online scam or something?
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Funding home improvements
Hi MSE Community, I’m looking for your wisdom/thoughts please! I’m looking to carry out some home improvements that will cost around £14,000. I’m unsure how best to fund this. I could tap into my ISA stocks & shares investment or access the tax free cash in my DC pension (I’m over 55). I also have some cash savings.…
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For a human or expert at Money Saving Expert ( only )
1.What bank account should i apply for which lets me save without limits and gives more interest as I'm currently 17 since I have a Santander 123 Mini Current account cash card and it's not really increasing the balance or anything? 2. I would like a account that lets me save without limits and gives me the most interest…
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Halifax Reward For July
Now 15th July and havent recived Julys £5 rewards - on 3 accounts , have more than met the rules to get the cash with over £2k into each acount and over £500 out on debit cards. Has anyone recived the £5 ? dont know if they are just been a bit slow, if its something to do with them changing the account in a few months , or…
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Kroo Bank - standing orders regularly collected early (excluding weekends and bank holidays)
I am in a dispute with Kroo. I have standing orders that are regularly being collected earlier than the date I have specified, excluding any justifiable consideration for weekends and bank holidays. For example, a standing order due to be paid on the Friday of a normal working week is being collected on a Wednesday. Kroo…
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When do Cheques Clear
I recently paid a cheque into my Nat West Personal account on line. A few days later the cheque had cleared and my account had been credited. I acted on it being cleared. A full day later Nat West reversed the payment and debited my account. Can they do this?
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Sainsbury's Bank
Is it worth keeping a Sainsbury's bank account open ? Might it give future access to Nat West ?
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New home owner advice needed
Hello all, new first time buyer here any advice from you wonderful people would be great. Myself and partner are looking for a bank account that we can both deposit some of our earnings into, this bank account will solely be used for mortgage repayments and household bills. Is there any bank account that could have an…
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HSBC App Balance Forcast
I’m unable to ‘Include’ a ‘DD’ that was ‘Excluded’ for couple months e.g Council Tax 10 Months.. I’ve Cancelled the DD and renewed, still unable to..! My wife’s iPhone works. The DD is active going from our Bank A/C. HSBC have No Answer! The ‘Buttons’ ‘Include’ & ‘Exclude’ simply Missing! Help please… Thanks
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What do you do once you have used all of the cashback switching offers from banks?
Like I’m sure many of you have, once you use up all of The available bank switching Cashback for the time being, what do you do until the next one is available?I as most banks, don’t let you get cashback again with them for several years, Are there any other comparison sites that provide cash back incentives for switching…
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Tesco Bank Community (forums) closure
Tesco Bank has their own 'Community' i.e. web forums. This friendly message is what appears on the front page (link to archive of page): Community from Tesco BankOur door is always open, come on in. Immediately above that is this message: Community closure We wanted to let you know we’ll be closing our Community site on 14…
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Anyone know what 25togo is?
I've had a payment paid referring to '25togo' into my bank account, crazy thing is it references my wife's name against it. My wife hasn't sent me anything, nothing has come from her accounts she's checked. I can't find anything about this 25togo apart from something to do with a type of handbag, a mystery.
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First direct frustrations
Having banked with FD for years, today i choose to pay a sum off on an MBNA MC, logged on and went through all the security checks for the payee through the drop down menu, filled in the details, clicked pay.... Simple or so I thought. I received a text message from FD fraud dept saying they wouldn't pay the bill until i…
