Have Completed All Possible Bank Switches.What Next???

WSB

Since Dec 2024, I have been bank switching in both my name and my wife's name.
It's been pretty lucrative and as a result, have earned well over £2000 in total. 

Have done all banks possible I believe (First Direct, Nationwide, Nat West, TSB, CoOp, Barclays and Lloyds).. NB: Couldn't do Santander as already had an account.

Don't think I'm missing any other possibilities of future banks, bearing in mind banks are groups?

So, looking for another little similar financial adventure.

Any ideas/suggestions please.

vacheron

Depending on your pension situation, switching SIPP providers can prove to be quite lucrative (providing you are fully aware of the consequences of the decisions involved) I have received 2 cashback payments in the last couple of years of £1,500 and £1,000 respectively for switching providers and am currently looking for a couple of decent ETF's so I can switch a third SIPP to Fidelity for a further £1,000. 👍

danny13579

RBS and Ulster. Though part of the NatWest group, you can get bonuses from all 3. Halifax (though they haven't had a switching offer in quite a while) which you can get in addition to Lloyds.

You can often get HSBC as well as First Direct. Danske (if you live in NI).

You can try again with some and see if you fall through the cracks. Usually doesn't work but occasionally does.

Otherwise there's next year's Nationwide £100 fairer share bonus (if there is one). Cashback on debit card spends (e.g. Halifax). Cash for x amount of debit card transactions per month (e.g. TSB). Rewards with the likes of Club Lloyds (Halifax’s have now ended).

But there comes a point where you've exhausted all switch offers and you're approaching that point.

MikeJXE

I did the same starting in December 2022 well over £1000

I’m surprised you didn’t do Santander, I claimed £200 with a switch despite being a customer for 10 years 

it’s a matter of waiting for the  time the next switches come around 

I have 12 accounts set up waiting 

HedgehogRulez

Debank? It’s what the cool kids do

goatfaced

Have you got a zopa biscuit account? Much less than the other switches but if you find a referral link on Reddit etc it's a tenner for opening it, and then 2% interest, 7.1% regular saver and 30 quid a year on direct debits which you can get quickly by setting up one payment of £1500 to a moneybox account. 

For me it's one for keeping rather than just switch bonus. They don't do switches though. 

Rob5342

I sometimes get £50 refer a friend offers from Monzo, I've been with them for several years though so they might only offer thst to established customers.

Do you use Topcashback? You csn often get cashback for switching car insurance, energy supplier etc. I've made £2500 from them over about 12 years. 

WSB

danny13579 said:

RBS and Ulster. Though part of the NatWest group, you can get bonuses from all 3. Halifax (though they haven't had a switching offer in quite a while) which you can get in addition to Lloyds.

You can often get HSBC as well as First Direct. Danske (if you live in NI).

You can try again with some and see if you fall through the cracks. Usually doesn't work but occasionally does.

Otherwise there's next year's Nationwide £100 fairer share bonus (if there is one). Cashback on debit card spends (e.g. Halifax). Cash for x amount of debit card transactions per month (e.g. TSB). Rewards with the likes of Club Lloyds (Halifax’s have now ended).

But there comes a point where you've exhausted all switch offers and you're approaching that point.

Thanks. I didn't think it was possible to get a switch bonues from a different bank from the same group, e.g. Lloyds and Haliax.

WSB

MikeJXE said:

I did the same starting in December 2022 well over £1000

I’m surprised you didn’t do Santander, I claimed £200 with a switch despite being a customer for 10 years 

it’s a matter of waiting for the  time the next switches come around 

I have 12 accounts set up waiting 

MikeJXE said:

I did the same starting in December 2022 well over £1000

I’m surprised you didn’t do Santander, I claimed £200 with a switch despite being a customer for 10 years 

it’s a matter of waiting for the  time the next switches come around 

I have 12 accounts set up waiting 

Couldn't do Santander as have a joint account with them that we use as our regular current account.

WSB

HedgehogRulez said:

Debank? It’s what the cool kids do

what's that?

badger09

WSB said:

HedgehogRulez said:

Debank? It’s what the cool kids do

what's that?

Take a look at any of the many threads started by GringoGoesToVagas

You may end up in a very strange dystopian world. And you will never get those wasted seconds/minutes/hours back. 

You have been warned😉