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3 tax codes, is it right?
I have 2 jobs, and one of them pays me on 2 payslips, one for contracted regular hours and one for on call work. I have codes of 522l non com on one job, and then for the one with 2 payslips both say 748t cumul. Am I being taxed correctly…… please help!
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Nationwide Switch £175 - when will the next one be?
The current switch incentive ends on the 31st March 2025 - do we know when the next one will be? Is there a pattern to how often they are offered? I've missed the boat this month in terms of meeting the DDR criteria so i'd like to get ready for the next one!!
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SIM swap hack money taken from Kraken to Revolut, how to proceed?
Hi there, I was the victim of a 'SIM swap' a few weeks ago, first of all a warning to anyone receiving a text message from their mobile provider saying 'your request to transfer your number is underway' or similar, that means this is happening and you need to act fast(this is when a provider such as giffgaff is totally…
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Buying in dollars - credit card or dollar bank account
At the moment we are purchasing in dollars using a number of UK credit cards and paying the associated charges. I am wondering if there might not be a better way by opening a dollar acount and paying with a dollar denominated credit card, if such a thing is available to businesses in the UK? Can a UKperson/business have a…
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Unknown payment into current account
Hi, I've received a payment into my current account with the transaction title: RRR LTD CLIENT ACC. I don't recognise the company and it's not a payment I was expecting. My bank didn't offer much help with identifying the company and seemed only willing to remove the payment from my account but to find out who it is.…
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Has Natwest Outsourced it's Complaints Dept to RBS India?
I had an email from a complaints handler in (Retail Banking complaints, India) with an email address ending rbs.co.uk. The person's email address ends in rbos.co.uk and it has a stretched dark blue RBS logo like the one in this link.…
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Problem paying my HSBC credit card
A while ago I opened an HSBC current account and went through their qualifying process to gain the financial incentive, I also tried to open a linked savings account for my granddaughter as the interest rate was decent, unfortunately they said I did not qualify for the incentive even though I had followed all of their…
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Save The Change
Hi,I have been in the Save The Change scheme for many yes now,and it's accrued a rather large sum Do I have to declare it as income? Thank you for any advice
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HSBC security , for those with cognitive issues, etc
HSBC security , for those with cognitive issues In their wisdom, HSBC asked millions to change their mobile app security code last week, had been successfully using mine for years: now changed, have completely forgot it and also, password, (forget i even had one) I went through telephone security, i also couldn't remember…
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Previous owner still using our address for banking
Hi all This a bit of unusual one but I'm looking for anyone who has had the same experience or knows what the bank may do to stop it. We moved into our current property on March 4th last year, the people we bought it from couldn't find a house they liked so went in to some temporary rented accommodation somewhere. They've…
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Debit card fraud USA
Hi. My son has been contacted by HSBC to say that his debit card details have been used to try and make a purchase in the USA! The bank has cancelled his card and are issuing him with a new one but, out of interest, does anyone know how this could have happened? He's not been to the USA. Also, does he need to be concerned…
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Best banks for an Appointee joint bank account
Does anyone have any advice on the best banks or bank accounts when setting up an Appointee account in both names. I checked the banking section but could not find any info around applying for an Appointee bank account.
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Small Claims Court - for unpaid loan, how do I add interest?
Hi, sorry if this is the wrong category it seemed the best fit I could find. Re a loan made to a family member several years ago. They refused to make any repayments claiming to have no money. They have now come into a significant amount of money so I intend claiming for immediate payment of the full amount via small…
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CAB DRO/Linking bank account online?
Hi so I received an email from CAB for documents. I used the online link and connected my Barclays account where my salary goes into. Once that was done I was able to review what was sent to CAB. Why do I click it and they can see the last 12 months???
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Monthly Budget For A Single Person
I'm planning to relocate back to the East Sussex from abroad. I would like to have some advice concerning monthly expenses excluding rent as I am planning to buy a 1 or 2 bedroom flat. Sadly, I have had some conflicting information concerning leasehold/Freehold properties as apparently the former are more expensive due to…
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Lloyds Switch Offer
I've gone to take advantage of the the Lloyds switch offer with their Club account, but things got a bit confusing when applying via the App. Initially, I never got to select what account I was applying for. It asked me details about wage and saving, and mustve chosen one. I got all the way to putting in the switch details…
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Self employed putting tax aside for HMRC
Hi. Newbie here. I am looking at going self employed and want to set aside the tax portion of my income to pay my tax bill a year later. What’s the best place to put the monies until the HMRC bill is due to be paid ? I am already in receipt of a private pension. So my personal allowance is already accounted for. Thanks in…
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Joint bank account for bills
Hi, I was hoping for some advice around getting a joint bank account with my wife. We've just bought a house together and we're thinking of getting a joint bank account for the first time, purely for the purpose of paying bills. I've noticed some accounts pay cashback for direct debits and want to make sure I'm not missing…
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Banks/mental health/debit card transactions
Does anyone have any knowledge/experience of getting banks to block certain debit card transaction categories if you have mental health difficulties? I'm thinking along the lines of ones that stand out like gambling, adult websites etc., rather than anything like issues with spending too much on clothes that would be more…
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Chase rejected switch to Monzo
I requested a switch from Chase (Personal account) in my name to Monzo (Joint account in my name and my Mrs) and Chase rejected it. I contacted Chase and they said they could not tell me why the switch had been rejected until I suggested that it could be I'm switching into a Joint account and they said thats the reason…
