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Social enterprise bank account
We are about to launch our new social enterprise & are looking for recommendations for bank accounts. Previous experience with some of the high street banks haven't been good so would like on-line banks. An account only needs to be for membership fees, likely sales, donations, etc. Is there such an acount?
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Bank paid me interest within an hour of funding new a/c
I opened this account on Wednesday evening with Monument Bank. I knew from opening an earlier one that you got the account number within a couple of minutes, and that faster payments received right up to midnight were credited the same day. So, I made the FP in bed at about 11:10 (from Santander). In the morning, I woke up…
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Train ticket retailer charged my transaction under the MCC code of taxi / limousine
I bought a train ticket recently from Uber Travel with my Chase debit card, expecting to get 1% cashback, but it registered as non-eligible. I queried the bank and it replied that the transaction was submitted under the code of taxicabs and limousine. I then contacted Uber customer support, both the main one and the one…
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Simple Life
Morning all. Been going to do this for a while and not sure how to do it. My finances are in a bit of a mess, and decided to simplify them. So. Main bank is Bank of Scotland. Got a TSB Classic Plus account, thats got no money in it, earns very little interest, and is linked to my paypal account. I do surveys etc, and get…
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Joint account recommendations
Evening, I'm looking for any recommendations, please, for UK banks that offer a joint account which tick the following boxes of at all possible. (1) Ideally can have multiple pots - so a direct debit and bills pot, and then a spending pot with card access (for example Chase allow multiple current accounts for this type of…
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Switching from Business to Personal
Can I use the Bank Switching Service to switch a (Santander) Business Current Account to a Personal Current account with another bank; hopefully getting a reward for switching in the process?!
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Looking for a second current account
I have had my current account with Lloyds for 47 years since age 18. I have absolutely no problem with Lloyds and am not looking to change as I am enjoying the benefits I get with them. However the more I hear about scammers and hackers and some bank accounts being frozen I am hearing more an more that having 2 current…
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Santander Select
Just had an email to learn that, apparently, I'm one of Santander's "most valued customers" (presumably because I've currently got 20 quid in my 123 Lite account, and they're very grateful) and so they're "upgrading" me to "Santander Select, our premier banking service".While it's very nice to be appreciated, I'd be even…
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Switch current account
I switched my current account from NatWest to Santander last month, I didn't do my homework on what kind of facilities Santander's app had to offer. I could send cash to a cash point using the NatWest app, I thought this would be a facility that all high street banks offered via their app but I was wrong. I want to switch…
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Which Bank accounts
The wife and myself have had a joint Flex account with the Nationwide for over 20 years and now want to open individual accounts with debit cards for personal spending - in addition to the flex account.... with a lump sum of around £5000 each to start with - would this be a "current account" ?a smallish (say £100 per…
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Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
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Bank Complaints Statistics
I read a recent article about bank complaints which suggested that the smaller banks had a disproportionately large number of Ombudsman complaints:https://www.thisismoney.co.uk/money/saving/article-14683379/Complaints-banks-soared-76-past-year-one-reported.htmlI had a look at the official statistics for Santander banking…
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Opening First Direct Current Account via Quidco
Just saw Quidco offering a boosted cashback offer of £45 for opening a new First Direct account via their website. However, FD are only accepting current account applications on their app. I don't know if this has always been the case. Has anyone received cashback from Quidco for opening this account via the app? I've…
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Crazy situation - Need some advice please (financial ombudsman situation)
Hi all, I really need some advice on how you would deal with this situation or i am not entitled to feel the way i am? I need to know your views/opinions/experiences! So basically in a nutshell to condense it, I complained about my bank to the ombudsman, I recieved a email telling me an investigator has been assigned, and…
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Advice about additional current account please
Morning all I have a current account with the Co-op which I use as my everyday account. I also have bits and bobs in Premium Bonds, Trading 212 ISA and a credit union. My current account was recently hacked and although the bank dealt with it with great speed and efficiency so that I only lost access for a few hours or so,…
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Is there a bank account you can deposit into but not out of and still pay direct debits
Not sure the title makes sense. I keep searching this and still can't find a product that meets my needs but it might be because I'm confusing the Google search 🤦♀️ I'm NeuroDiverse and really struggle with impulsive spending. Not quite to the point where I'm missing paying the mortgage but still not where I could be. I…
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Santander email address?
I am trying to contact Santander about getting a company added to their cashback list so I contacted them on customerservices@santanderconsumer.co.uk, the only email address I could find and got a reply that it was not the correct address and pointed me towards their contact us page which does not have an email address.…
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Latest HSBC safeguard letter
Hi all - I see from old threads on this forum and others, as well as news pieces, that this was an issue for many HSBC customers in the mid 2000s. I'm now the subject of one of these so-called 'safeguard' reviews, puportedly to "update my details". It took a long time to get them to stop obfuscating about what they wished…
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HSBC / First Direct login problems? App seems fine but not browser?
Just wondered if anyone else has experienced login issues with a desktop browser? I've updated the apps for both on my mobile (which admittedly is quite old, but the app works fine, else app wouldn't update or I wouldn't be able to unlock my security code). I can log into my accounts via the apps, but unable to seemingly…
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Confused over 159 number
Martin is doing a lot of talking about 159 and how it can't be spoofed or impersonated compared to normal numbers, but doesn't explain why. Does this mean it's no longer safe to use the numbers typically on the back of your debit card - the number which banks say you must always call and no other number? It seems strange…
