-
Revolut Debit Card Deposits
Hi Can anyone tell me if deposits made by debit card into a Revolut account are available for withdrawal instantly? The transactions show as complete on the Revolut app. If so why is this the case? Many thanks
-
Bank account switching bonus
Why does ulster bank and rbs no longer seam to do switch insensitives also halifax
-
Recurring card payments taking money even after card is cancelled
I made a purchase from a dodgy site and since then every month I have at least one if not two transactions come out of my account every month that I haven't made. I've contacted the bank and have had my card stopped and reissued 4 times now and every time they still come out under different names. The bank keep blocking…
-
CIFAS help
Really looking for some advice here. I've had a phone call from Santander today to inform me that they've taken the decision to close my bank account due to information provided by a third party bank. They've then directed me to CIFAS which is obviously very worrying. My other bank account at the moment remains unaffected…
-
Santander Mobile App
I have started to use this app and have some concerns about not being available to me. My questions are, 1. if I delete the app can I still log in via browser 2. if I loose my phone with the app active can I still log in via a browser.
-
Account switching for bonuses
Those of you who have accounts set up just for getting switching bonuses, how do you go about meeting the "2 direct debits" requirement, is there a trick to meet this easily instead of having to create two genuine direct debits? (apologies if this is a stupid question, but if you don't ask, you never find out)
-
Bank account for poor credit rating
Hello. Can anyone offer advice to opening a new bank account for someone who has poor credit history. I am getting nowhere with the banks I have approached. Thanks, Robbie
-
Savings account with "spaces" equivalent - replacement for Starling
I've used a Starling personal account for a few years and really appreciate the "spaces" option so I can save for specified things within it. They have now stopped offering interest on this account, having introduced a savings account that offers interest. But now I've opened one of those I've found you can't have spaces…
-
Moved: Use of tags to identify threads
This discussion has been moved.
-
First direct switch from chase.
Hi Guys I would like to switch my chase account to first direct to get the switching bonus and regular saver. I had a HSBC account from 2019 but it is now closed. Does anybody know if this is likely to affect me qualifying for the switching bonus. Has anyone sucessfully done this. I have read the terms many times but cant…
-
Confusion between Cash ISA Base Rate Tracker and Cash ISA saver
Hello, I am trying to figure out these two accounts CASH ISA BASE RATE TRACKER -- 4.25% tax-free/AER variable CASH ISA SAVER -- 3.05% tax-free pa/AER variable Both accounts will - allow transfers IN, - allow flexible access to the money without affecting theISA allowance I can only see one 'real' difference, and that is…
-
HyperJar - is it a con?
I signed up to HyperJar after reading about it on the (excellent!) MSE site, however my experience with them has been less than fantastic. Last week my virtual card running through Google Pay was declined repeatedly, leaving me in an embarassing situation unable to pay for my bill (yes I normally carry another card as…
-
Barclays DOWN AGAIN !!
Payment in has not arrived even when done via open banking and notice the ability to make payments or internal transfers has been removed from the App. A call to them confirms it's the same with Online/Telephone banking too.
-
DD set up on account data breach?
Has anyone else been affected by this? I was notified today by my bank that a debt collection company had set up a DD on my account. The reference relates to my T V licence which is completely up to date and I have never owed on it. I called the debt company and they said there had "been a glitch" and to ignore it. Surely…
-
Moving Virgin Money account to Nationwide
As you may remember, Nationwide is taking over Virgin Money. I have a Virgin account and, eventually it seems, the Virgin accounts will be subsumed into Nationwide and - I guess - become Nationwide accounts. At the moment though - and this is what I am doing - Nationwide pay £175 (conditions apply) if you move your current…
-
personal finance software
I have used Quicken and Moneydance in the past and am now looking for new Personal Finance software. I don't mind paying a small amount for it. Quicken seems to be the one to use - but only in the US! Microsoft Money is no longer available either. Excel is just not going to work for me - my excel skills are not good enough…
-
Frozen card - will Google Wallet still work?
If I 'freeze' or request a replacement debit card for my NatWest current account then will the Google Wallet still work? Im unsure if its the same item or if the banking system/pos terminals can distinguish between physical card and phone for contactless purchases. My physical card does not appear to work for contactless…
-
Club Lloyds removing FX fee on Debit card
We’re removing our debit card foreign currency fees On 14 April 2025, we’re removing our debit card fees for your account when you: • Make a payment in a foreign currency • Take out money in foreign currency or pound sterling at a cash machine, or over the counter, outside the UK, Channel Islands or Isle of Man • Take out…
-
Where to bank US dollar cheques
Posted a reply regarding this in another section of forum and was recommended to try here I have 2 us dollar cheques (both less than $30) and I can't find anywhere to bank them. I have accounts with nationwide and TSB and both say they don't accept them. Any suggestions? Thanks in advance
-
New main bank account - Santander/Lloyds/Nationwide
Hello, Newbie here. I've been looking to switch my Barclays main account into a different one that may be more generous for cashbacks on spending and decent savings rate. Barclays doesn't have any benefits other than apple tv, which is not essential for me and rainy saver account rates could be matched elswhere. So I was…
