Budgeting & bank accounts

A new Danske switch offer is now available. T&Cs. Offer has ended. What you need to do: To open a new Danske Reward, Choice or Freedom current account you must be resident in NI.

I'm pretty sure I only applied for this offer as I saw it was available to existing customers. I switched from a classic plus to a spend and save believing this was eligible but alas no bonus granted (all other criterea fulfilled). I have just been told by TSB this offer was for switching in from another bank - did I…

We've been using HyperJar for my son for years now, and it's been great. He's used it in Ireland and for spending when on school trips and out with friends. Until today, when he tried to pay for lunch at KFC with his friends and his transaction was reversed 3 times, then declined, even though he had plenty of funds…

Hello, Im musing over opening this current account. Am I right in thinking that if l deposit £500 into it, then take it back out and redeposit that will cover me for the minimum amount per month for the year (£1000 monthly)? Also, just leave £1500 sitting in the account for the year to get the 5% saving? I currently also…

Has anyone had a similar issue with Nationwide UK. I have two accounts of my own and two accounts from when my children were younger that have “disappeared” from my Nationwide app. I raised this over a week ago and they have still not been able to tell me where the accounts and money are (over £40k in total). They keep…

Lloyds, Halifax and Bank of Scotland, which are all part of the Lloyds Banking Group, will shut at least another 136 bank branches in 2025 and 2026. We've rounded up the new closures for each brand and what to do if you still want face-to-face banking. Read the full story: More Lloyds, Halifax and Bank of Scotland branches…

It would appear that there are hoops to go through when you open an account with TSB. I used the link from MSE to switch accounts but apparently I done it incorrectly and have not received any bonus because you actually have to open an account then you have to apply for the "Switch" I'm not the only one to do this as TSB…

Has Chip stopped accepting debit card deposits? Or am I just unable to find how to do it?

My 12 months on the bonus Santander rate of 6% is coming up. I opened the account on 16 April 2025 and received the first interest on 17 May 2025. From what I remember, you can only have 2 Santander Edge Savings accounts so I plan to close these two accounts and open two new Santander accounts with the 6%. Is this how I…

Does anybody happen to know what time these 2 use to look at your balance and calculate daily interest? I'm trying to keep my Edge saver at £4000 to maximise interest and I've been assuming that as long as it is at this balance by 8.15 pm, which I believe is the faster payment cut off time it earns interest for that day…

Hello, this afternoon I received a payment from Stichting Custodia along with Payout (followed by a reference number). I bank with Monzo, my pay day is every thursday so I know it wasn't work and i'm not expecting any money coming in apart from a refund from Viagogo but for a larger amount than the one received. I'm just…

Does anyone know of a post office in Belfast or the rest of NI that will be open this Friday? The branch finder is useless, no sign that the hours in it take account of bank holidays. It's to deposit cash, not a huge amount so I think they would all accept it.

I dug into TSB's 6-month switch rewards to help you choose the right one (or just claim both). https://www.moneysavingexpert.com/team-blog/2026/03/tsb-spend-save-rewards-explained-hack/

I got my last reward for the switch. It is £120 towards a hotel stay or some undisclosed attractions. No info on either. From what I read the hotel is the safer bet, even though they are likely to be overpriced. Has anyone tried it? (Their "help" line must be manned by cheap robots). Now I need a new switch ;)

I've been unable to login to the Lloyds website to do my online banking for over a week. Lloyds are no longer sending out a passcode to my mobile, so I cannot complete the last stage of the login. I am also unable to use my Lloyds credit card online because the transaction verification OTP is not being sent to my mobile.…

I am with First Direct and have been happily. However, as a result of a divorce I now need to be more savvy financially, so I'm looking to optimise on the switching bank accounts. I have 2 sole accounts with First Direct, can I 'switch' one and keep the other and still get the rewards?

I recently finished my master’s course and began a new job in November. I am currently earning approximately £3,000 per month after tax while working in West Africa, and I have saved around £10,000 to date. I am paid into my Wise account by a US company that operates in West Africa. When it comes to UK-based finance, I…

My debit card dropped out of my phone case and I didnt notice, so I needed to cancel and order a new card. Do you just use your mobile banking app for money/cash or do you use a bank card and keep it in your phone case or wallet? I am thinking about turning back the clock and buying a small wallet.

I had a notification on my banking app of a £0.01 transaction at TK Maxx, where I hadn't shopped for a while. My bank told me "we see this a lot, where the company tests your card to see if it is still active", and mentioned GDPR. I was unhappy about this, so I checked with TK Maxx who denied it. The money never left my…

I am a sole trader and have had a Santander business account for a long time. Today I received an email from Santander saying:- "We've been told by Companies House that an objection has been raised to your company dissolving. You have an outstanding balance on account number ending xxxx. This needs to be paid before your…