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Joint account overdraft with ex
Hi, I’m in the process of divorcing my ex husband. We still have a joint account but I don’t use it, he has a few direct debits coming out of it which he keeps on top off. I was meaning to close it but have thought it would be useful to set up the kids direct debits for their sports/hobbies as at the moment I pay the…
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Moving DD’s
I was thinking of moving a couple of DD to my new Zopa bank account to benefit from their 2% offer. But everytime I do move DD in the past there is always a delay in paying them and hassle to get it sorted out. And the monthly payouts get out of sync. As the 2% for DD is just for a year not sure if it’s worth the hassle!
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Bank cashback through Google pay?
Hi, I have a cards with cashback offers (Halifax and Lloyds). If I pay with the card through Google pay, anyone know if I will still receive the cashback?
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Lloyds debit card not automatically replaced
My Lloyds debit card expires soon and they’ve said that being as I haven’t used it in 12 months they won’t bother replacing it unless I ask. I’m in two minds whether to bother as it’s clearly not something I use. I’ve read that it’s now good for overseas use but I already have a handful of options in that regard. I’m…
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What happens to linked savings when I swap current accounts
Hi all I'm thinking of taking advantage of one of the current account switching bonuses later this month. I'm currently with the Co-op bank. I have a current account and a linked savings account. Does anyone know what happens with my savings if I switch my current account? (You need to have their current account to have…
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Cash isa new too question's
Hi, i have been lazy with my savings and left my cash in various interest bearing bank accounts, Chase Kroo Marcus. Anyway last night i opened a cash isa with Kroo and put 5k in it, from what i can gather i have a 20k allowance so was going to open another cash isa with marcus and put 15k in that. Now where i need help, at…
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Seeking financial planner to help us tidy up our finance mess
Hi everyone, first time posting, please be gentle. Partner and I are looking for someone to sit down and take us through our finances, are we making the best use of what we have, can we be smarter about certain things, that sort of thing. * I am self employed and also have a fixed term income that comes to an end in the…
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NYX Tesco £1 payments from my bank account
Anyone else seen this recently?Just noticed an NYX Tesco payment of £1.00 twice when I shopped and filled up with fuel at the superstore and garage four days ago but not when I shopped at the Tesco Express near home. Both times I paid using my iPhone. I've looked back to last month, and NYX Tesco does not occur.
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Santander payee account.
Good morning. Another question for another day. I transferred my second Natwest account earlier this year to Santander to receive the £150 switch offer, which l received on Saturday. Today, l transferred the switch cash to my main account (not Natwest), which was set up when l used it to fund the £1500 in to Santander…
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Melton building society savings account
Hi, Does anyone have experience with Melton building society please? I'm interested in opening their Adcock Regular Saver account, but I'm a bit put off by the fact that there doesn't seem to be a way of applying online. You need to print off the application form and mail it in. Once the account is open, is it possible to…
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RBS standing order good friday
Just need some advice for someone I help Standing orders due good Friday Paid that day to. I assume pay will go on the Thursday. I know the Standing order won't go out until the tuesday but when will it show it as debiting on thier account. Simply so they don't spend it....
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Starling Bank Lax Approach to Fraud
I hope this post is allowed and is in a suitable category. I've just been amazed at how poorly Starling Bank have treated a fraud report. My daughter was tricked into making a payment from a QR code in a car park for a subscription that is nothing to do with the parking payment (don't scan these codes, it's well known that…
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Current account switching service
Recently I sold part of a stocks and shares ISA. The initial lump sum I had previously paid into the ISA was from a Bank A current a/c I had over five years ago. Five years ago I used the current a/c switching service to switch to the Bank B and subsequently used the switching service again to switch to Bank C two years…
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Lloyds Club debit card and credit card - can I use these in Europe?
Hi all Im going to Belgium. Am I able to use my Lloyds Club debit card and credit card without paying fees? Thanks
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Monzo Card, suspected fraud!
I just received Monzo card through my door, in my name! I didn't apply for this card. I contacted Monzo who weren't very helpful and say they will escalate it, but told me not to expect a call back. I checked my experian account, nothing has shown saying any credit has been applied for, I'm shocked that someone can open…
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Santander £150 switch offer 04/11/2024
https://www.santander.co.uk/landing/current-accounts/santander-edge-current-account?cid=agg-caedge-mse&sskey=5be553a5332946b28109168a210bfa61 Get £150 when you switch to our Santander Edge current account We offer a simple, reliable and stress-free way to switch your current account using the Current Account Switch…
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Santander and Open Banking transfers
I know in the past people have had issues when sending larger value transfers from Santander using Open Banking. Having account blocked, being (wrongly) told it is higher risk of fraud, etc. I wondered if this had improved? Asking as I will be making such a transfer next week and wonder if I'm better off routing via a…
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Financial Ombudsman sided with the bank
Last August (2024) I fell victim to an authorised push payment scam which involved four payments. The bank have refunded three of them totalling £7300, but are refusing to refund the first one of £2000 on the basis that I authorised it in the app. I went to the ombudsman and they said the same thing. However, I only did it…
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Bank transfer missing
Hi, I sent 2 x online bank transfer from my Lloyds bank account to the same company and the company that I sent the funds to are saying that they cannot find the payment, I gave them all the relevant information so they could they could do a payment trace on both payments, but still no luck, I have checked and double…
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HSBC sole current account
I have joint HSBC Current and Savings accounts. I also have a sole HSBC Savings account and an HSBC credit card, which is in my sole name. I now want to open a sole HSBC Current account, so that I can move funds from my sole Savings account into my sole Current account for payment elsewhere. However, online banking tells…
