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Chase bank account Direct debit setup
Hi there I have opened a chase account to use as a donor account for a bank account switch. Have setup two DDs to go with it, on thr app the DDs are showing as pending, not sure if this means if they are active or not. I require them to be active before I start the switch process. any ideas?
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Virgin m account
Hi, looking at the virgin m account which would suit me with the benefits at a decent price compared to Monzo for example. Anyone had any experience with virgin is the app good? Any other issues? Thanks
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Suing a bank for professional negligence?
Back in Oct 2024, thousands of £'s was sent out of my account to a random business/individual (that I clearly didn't know) using the Faster Payment System (FPS), pretty much the system we all use in the UK to send direct payments to other people by putting in the SC and ACC numbers. This was reported to the bank, the day…
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Budgeting spreadsheet vs alternative
Hi all, Just a general question: I have had a Google sheets budgeting spreadsheet that I have created and updated for the last 7-10 years or so. It works really well, I have credit card balance, savings (myself and my family), upcoming birthdays and events, Christmas, salary sacrifice which can toggled on or off, joint…
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First Direct App (sending you round in circles)
Hello. Is anyone else having problems with the First Direct app? I'm trying to open an account but it's been sending me from APPLY NOW to the criteria (Who can apply etc... Let's get the ball rolling) to APPLY NOW again, to Google Play; Open App (I was already in the app but I clicked open app anyway), back to Let's get…
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Nationwide switch offer
Hi all, first post here. I'm considering ditching hsbc for nationwide and have read up on their current switching deal with £175 cash payment etc. I noticed it states you must deposit £1000 within 31 days of applying for the new account, does anyone know if a) this £1000 has to be left unspent i.e. to claim the deal you…
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Council checks
I'm unfortunately disabled, caused by negligence from my council BFBC, and the nhs damaging my spinal column caused by negligence causing compressing disc'Whilst in Charing Cross my late mother unknown to me filled in a council form letting my council know I was disabled in Charing Cross and might be some delay in council…
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future dated faster payments query
If i have multiple future dated faster payments set up, but on the payment date there is not enough funds to cover all the payments are they all rejected?I have funds arriving to a current account and payments set up leaving the account on the same day. I believe Halifax will attempt to make the payments out 3 times, once…
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Monzo current account credit check
Do Monzo do a hard credit check, that can be seen on your credit file by other lenders, when you open a current account?
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Chase Bank and Withdrawals abroad
Hey everyone Just for context I am in the UK I am thinking of opening a chase bank account just to travel with abroad, not sure what other counties offer but the UK version is offering 0% fees when you use the card abroad, with 1% back on purchases. My wife is unsure as she worries that if we go with chase we could end up…
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Coop Bank Switch and Stay £75 plus 3x £25 up to £150 19 Feb 2025
Get £75 for switching to us, plus £25 a month for up to three months. Previous switch incentive cut-off 1 Nov 2022. Available to new and existing customers https://www.co-operativebank.co.uk/products/bank-accounts/switch-and-stay/ To be eligible, request a full switch in one of the following ways: * switch to us as part of…
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Saving account for self employed tax payment
I am self employed, sole trader/freelancer. Over the year I put aside 25% of my contract income received in order to pay my tax bill at the end of the financial year. I have heard one of the best places to save this money is in premium bonds. Any advise on this? The savings total 9k on average per year
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Bank account suitable for an 18 year old, on a low income, but not a student?
Dear all Could you recommend a bank account for a person who has just turned 18, but is not a student, and does not pay in £1000+ a month?? Preferably one that might pay them to switch [ they are currently with Santander, but the interest rate with them, and their security - is poor! Hope you can assist ! Many thanks, Mum
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Barclays issues
Barclays having issues all day! Anyone else experience it? I paid for things today but it not showing in my transactions!
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Bank switch - Lloyds
I have a longstanding current account with lloyds which wouldne ever close or switch from, theres too much going on with it, and a useful overdraft. I also have a current account with another bank which i dont use but intend to set up a few low value direct debits for switch purposes. . When/if the lloyds switches come…
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Leeds Building Society
Having put money over the years by faster payment electronic bank transfers into my easy access online Leeds Building Society accounts I have recently looked at moving/transferring some money OUT of my LBS account into my nominated bank account I have previously set up with them..It seems that I only have an option of a…
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Halifax block on transfers while current account switch in process
Hi, I applied to switch current account from Halifax to Nationwide a few weeks ago; I chose the transfer to happen this week (20/02/25). I tried making a transfer from Halifax to another 3rd party account last Friday (1 week before official switch) and it seems that Halifax had put a freeze on my account and I'm unable to…
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New FIrst Direct account - pending debits
I've completed the switch last week and I used the debit card on Friday for the first time. Since then, I have four pending debits - I don't think I've had more than one or two, at the most, pending on other bank accounts - almost all complete instantly. Anyone else seen this?
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Last Working Day Standing Order
I know there was some discussion about this a few years ago and Barclays came up, but are there any other banks that allow the user to nominate the last working day as the date to pay a standing order on a regular basis? Basically, I get paid on the last working day each month and I want some money to always move to…
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Foreigen transaction fee clear disparity between main banks alternative banks
Why do the smaller offerings eg. First direct, Monzo, Virgin, Starling, Chase all have fee free use of debit cards abroad whilst the main banks eg Lloyds, Natwest, Barclays, HSBC all charge fees, or make you pay for not having the fees? Surely it should be standard in todays globalised world. If the smaller ones can do it,…
