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Yearning for the return of proper debit cards
I really miss cheque guarantee cards and the little hologram of Shakespeare, they should return immediately along with embossed cards like the good old days instead of all this unembossed portrait minimalistic nonsense !
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No passport, no driving licence - anyone know what I can do?
I'm a disabled old age pensioner. Never had a driving licence and not renewed my passport since 2020 because due to disability, I cannot travel abroad. I am a sole trader with a hobby business. Had a business a/c with Santander for abt 20 years. Suddenly they have started charging for my "free for life" account and they've…
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Monzo app upgrade
My mum has a Monzo account and the app has always worked on her phone. They have updated the operating system needed for the app but her iPhone won’t update the operating system due to its age. The app is no longer working. The issue is that they want her to upgrade her old iPhone but she struggles with her eye sight and…
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No letter or statement from bank re outstanding debt on closed account
Some advice please! I closed an account with Barclays in Nov 2018 and that was that. Today, I received a statement as someone has paid some money into that account by mistake, instead of my current account. This is what triggered the statement. The statement reflects I owed £260.18 and because of this payment, now owe…
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How can I get my money out of my account?
A few years ago I opened a current account with SBI UK (this site said it was the best at that time for interest on a current account). But they never gave me any way to access my money - no card, and the identifiers they gave me for the banking app never worked. This coming January I'll have been trying for three years to…
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Coventry BS bids for the Co-op Bank
One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020
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Second Barclays Account, different type of debit card
Hi I wanted to ask I opened a second account tonight with Barclays and it sent me a document in my app saying that the card type I’m getting is “DEBIT CONTACTLESS” but on my other existing account which I’ve held for a few years it stated the card type on the account opening letter as “CONNECT (ELEC) CONTACTLESS” What is…
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Packaged Current Accounts
Packaged Current Account Travel Insurance for over 80s. As my wife and I approach 80 it's time to look at travel/holiday Insurance to take us into our ninth decade. To this end I thought it might be time to move to a Packaged Current Account. If I google for this I get all sorts of stuff leading down blind alleys. Any…
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Cahoot App/Internet Problems
Tried to sign into the cahoo app(santander) (android) and getting the message cannot log you on as have security issues tried internet banking on a pc and just freezes after I put in my sign in details Uninstalled and reinstalled the app but have the same issues...tried downdectector they are reporting no issues any one…
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Bank Switch
Good evening, I'm after some advice if possible please. I have lived in my overdraft for as long as I can remember. I'm now in a financial position where I have been slowly working my way out of it. The total overdraft limit is £2,000, however last month I was only £800 overdrawn by the end of the month. Realistically, I…
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Revolut insisting i get my passport renewed
Been using Revolut for just under a year or so now, I get on well with it and like their generous daily interest on my savings. However, suddenly got a email and app messages saying i need to re-submit my ID documents for "regulatory requirements" I thought no bother, got my valid photo card driving license handy. However…
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Scam letter claiming to be from the Co-op Bank
I know the Co-op Bank like to send old fashioned letters, and clearly so do scammers. I received an initially convincing scam letter in the post claiming to be from my bank. It is attempting to get me to invest in a fixed rate bond only available via a Raisin intermediary. I was nearly caught off guard because it was a…
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New Barclays account to be closed, No reason given
I have recently opened Barclays account (less than 2 weeks back) and used Switch offer. During the application process, the only option was to open Premier account, I think based on the salary. I met all T&Cs of 2 Direct debits and pay in of £1500. I was planning to get my salary deposited in this new shiny Barclays…
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HSBC has frozen all my accounts - high earner left penniless
Hello, I'm into day two of HSBC freezing my current and savings accounts, blocking access to more than £50k of my salary. My bills (all direct debit) have started bouncing, and I'm not able to pay for groceries (including my last Ocado order, which has already arrived). What's worse is that they cannot even give me a…
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Halifax overdraft charges from over 10 years ago, maybe 15!
Hi, im older and wiser these days, I still get livid though about an account I had with the Halifax years ago. I had this account since a child and it kinda grew with me, at a certain stage in life they threw a £500 overdraft at me which I started to use. They then changed the terms and added more charges and it pushed me…
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Timing for Lloyds monthly club saver
I have a monthly regular Club Lloyds saver ($400pm max @ 6.25%) which has just matured. This is one of the accounts where you can get a 13th payment in if you open the account close to the end of a month and then fund it again early into the next month (and thereafter for the remaining 12 months). However, the T&Cs say…
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Barclays premier account
Hey all, I recently took MSE advise and transferred to Barclays, but wondered when I will get the free Apple TV-+ and MLSoccer, is it at the end of the switch (including 2 direct debits) or before? Thanks
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Budgeting Spreadsheet - Formula issue
Hi there, I've recently set up the budgeting spreadsheet using the template on this website, but I've just discovered that there's an error in the forumula for the Home total. It looks like 3 new rows have been added without updating the total formula. As it's protected, I can't modify it. Please can you help?
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Bank switching; What's a good account to open just to do a switch shortly after?
Hi everyone. Looking for a recommendation for a bank account to open that I will switch from shortly afterwards.I only currently use Nationwide which I don't want to lose or open another account with. Thanks in advance!
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children's bank account no access before 18
Hello I am an executor of will and have 1k I need to give to a child. I don't really want to setup a bare trust as costs are rather high, but the child should not be able to access it until 18, which is an issue. This is all fun and games, the other executor and parent of child has been promising for a year to get me…
