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Halifax ID check after payment failure
Hey guys. Tried to send some money to my sons account and Halifax blocked the payment and when I called the number they said I need to visit the branch to reinstate my account with some ID. Does anyone have any experience with this? Do I need an appointment? Will they ask me any questions or will just showing my ID and…
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TSB £10 debit card incentive question
So I received an email as below. Problem is I have three TSB C/As for historical incentive reasons. I've got no idea which of these accounts the promotion relates to Any bright ideas please? The email references the last four digits of a TSB Regular Saver!
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Travel Card
Is there a current account debit card where i can withdrawal unlimited cash abroad (Thailand) using an atm. I have Chase but they have put a £2k monthly withdrawal limit. When i travel i use about £4k cash a month. Withdrawal £500 twice a week. I don't want to pay the 3% or whatever commission. Just want the standard…
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Direct debit question for bank switching cashback
Hi folks, Today, I’ve started the process of moving three unimportant direct debits from my main account to a Barclays burner account in preparation for trying out these bank switching offers for cashback. Once Barclays confirms that the direct debits have been set up, do I need to wait for at least one payment to go out…
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Fintech and Banking-as-a-Service
Not directly relevant to UK banking, but has anyone been following the Synapse bankruptcy case in the US ? Yesterday's NYT https://www.nytimes.com/2024/07/09/business/synapse-bankruptcy-fintech-fdic-insurance.html?unlocked_article_code=1.6E0.uBM7.A49-I4aMDx0k caught my attention. There is also a more detailed description…
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Tax on interest
Hi, Can anyone tell me who is responsible for paying tax on untaxed building society interest on a joint account ? Adrian
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More Lloyds, Halifax and Bank of Scotland branches to shut in 2025/26
Lloyds, Halifax and Bank of Scotland, which are all part of the Lloyds Banking Group, will shut at least another 136 bank branches in 2025 and 2026. We've rounded up the new closures for each brand and what to do if you still want face-to-face banking. Read the full story: More Lloyds, Halifax and Bank of Scotland branches…
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Nationwide to Halifax payment not received... yet
Anyone else having issues transferring money from c/a to c/a? Normally instant but an hour later it's not arrived.
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Can you get current account switching bonus if you have a joint account already
I have successfully switched a current account in my name and a current account in my wife's name each to a first direct account and we both got a £175 switching bonus each. Now we each have the money we are looking to switch both accounts again. Santander and nationwide seem like good next options. However we have a joint…
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Lloyds Close More Branches While Their Online Banking Fails
It was today announced that Lloyds Bank are closing more branches because apparently everyone is doing their banking online and all much prefer it. I'm that would be great, except for the fact that the technology frequently fails. What are people supposed to do then? This week I have had to make two payments to new…
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swap old bank notes
I have £80 in "paper" £20 notes and need to swap them for the newer ones. I can't believe how difficult this is now! In the past I've walked into a High Street bank branch and they've swapped them happily, even if I didn't hold an account with them. Now I can only find the following options: 1. Return them to a bank:…
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Backup bank account suggestions
The current Barclays fiasco (I think that is the recognised headline writers' term :) ) has made me realise how vulnerable I am to such problems. I have my bank accounts and cards with Santander - and if they went down for hours or days, it could very easily cause me significant problems. Any recommendations for a backup…
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Nationwide asking to confirm identity 6 years later!?
Hi, Nationwide has been sending us letters of late asking to verify our id or our mortgage account will be restricted. This is after being a customer with them for over 6 years and two different mortgages. Both times we got the mortgages all the relevant paperwork and documents were sent to them. I raised a complaint with…
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Query re notification from Santander reactivating debit card in Google Pay
I have a currently (and for some time) frozen Debit Card from Santander, which has never been added to my Google wallet. I've just received a notification purportedly from Santander that they have '...reactivated Google Pay on your device for your card ending xxxx' I haven't made any request for this. Anyone else ever had…
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Retrieving details for closed bank account
Hi all, I've been asked for statements for a NatWest account I closed at the end of 2023. - I can't find the account no. in any of their emails, just sort code and last 4 digits. - I phoned their customer service, they said that since the account is closed, the only way they can retrieve info is via sort code and account…
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YBS accounts unavailable 1st February 2025
According to Google search YBS report they have no current issues. Meanwhile downdetector has 84+ reports that there are ‘issues’. I can log in on the app but accounts are unavailable. Don’t think they use Barclays for their slow withdrawals?
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FAO any NATWEST Employees, request assistance (within forum guidelines)
FAO NATWEST Employees primarily Hello Forumites,Apparently NATWEST Bank employs over 61000 employees, I am hoping one of them uses moneysavingexpert.com. In my opiniion because of how Britain has progressed, this is the main Forum used in Britain so I am hoping there is a good chance one with the knowledge I require will…
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Santander Switch Direct debits question
If you switch to santander for the switching bonus, does the donor account need to have 2 DD set up, or can you add them after the switch to the santander account itself?
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Savings Acc after switching
I have a current account and a FlexiSaver account with HSBC. If I switch my current account to First Direct, will HSBC keep my FlexiSaver account open until FD has been set-up and running and then I can open an ISA with FD?
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Lloyds Group allowing multi brand branch access
I feel like this is the beginning of the end of LBG’s multi brand strategy. Certainly I can’t imagine Halifax still being around in England & Wales in the medium term. https://www.theguardian.com/business/2025/jan/09/lloyds-customers-use-halifax-bos-any-branch-job-cut-fears
