Budgeting & bank accounts

HiIt's been a few years since I last used a bank account aggregator to help me see how I'd been spending my money.I used money dashboard and yolt.Neither of those exist now, and I can't find any alternatives. What happened? And are there any open banking alternatives which can help summarise my spending? Everything looks…

New PC arriving with Windows 11 and looking to continue using Microsoft Money on it. Digging around online I see suggestions that both the Sunset Edition and the 2005 edition should run, but each one seems to create some problems some times. I know there are quite a few users of Money on here - any advice on which of the…

Most banks these days ask you how much you expect to pay into your new current account, during the application. What happens, if anything, if you've under estimated and exceed this amount, fairly significantly. Eg from a maturing fixed saver, elsewhere, or an inheritance or large gift. Or an increase in "earnings".…

Have been offered a basic bank account instead of a normal current account. I hold a full current account at another 2 banks. Are HSBC likely to revoke their basic account they’ve offered? 

I recently received an in-app notification from Starling that they'd increased my forecast Business Account income for the next year to over £50,000. I've just worked out what my actual income was for the 12 months prior to this notification, and it was just over £41,000. Is it worth me asking them to correct this, or…

So I opened a ZOPA Biscuit account in October, mainly for the savings rate and interest on the current account. When I opened the account, they asked me if I would like to "Link" my accounts, saying it makes transfers quicker and safer. I'd not done it before but thought, why not. Later when I looked at the list of…

I applied for a home insurance quote from Aviva. I did not take out the insurance. I have found that they have set up a DD on my bank account, but no money has been taken despite it showing as active and an amount. Has anyone ever seen this? seems a bit cheeky. 

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Apparently its not working, despite entering the correct passcode and OTP. Was locked out earlier for 30 mins so tried again but keeping getting the message that I've entered incorrect details which is definitely not the case. Bizarrely it ALWAYS asks for 1st-3rd-5th digits from my 6 digit passcode. Anyone else seeing the…

Bit puzzled. On 2 Jan I set up a single future payment for 1 Feb. I have printed "you set up" confirmation, & it's all correct. Looking recently on my a/c I can't actually see it set up anywhere, nothing in 'pending', all DDs & SOs, but not this transaction. Popped to Lloyds Bank, told "no, you won't be able to see it, but…

Does that count as a switch started by 3rd Feb....

Good afternoon, TSB have launched a £160 switching offer, available to those who open a new Spend & Save or Spend & Save Plus current account and haven't received a TSB switching offer since 1/10/22. As with previous offers the offer is paid in parts, you will receive £100 for switching and making 5 debit card payments.…

Logged in to my app this evening and can’t recall seeing this offer before …the referrals have to be to new customers or those who’ve only had an account for 30 days …they get £50 ..you get £50..they have to pay in £1000 etc anyone else see this?

Hi all, Wonder if anyone has advice on the horrible situation we find out selves in. A few weeks ago my Dad fractured his ankle at home and had surgery. All went well. Before discharge we were persuaded that rehab care would be better than going straight home. So my mum and I agreed to that. A few days ago in the care home…

The useful free extended appliance warranty via Domestic & General stops Feb 11%%• a very useful benefit. However D+G shows it's already STOPPED👎😡

I requested to switch my bank account to club lloyds to get the £200 switch offer but I realised that I literally just changed my broadband and I used one of my other bank accounts for the billing without thinking so I only have 2 active direct debits. I asked to switch on 7th oct and I only just realised this morning. If…

I’m hoping to start to learn to budget better. I find paperwork very overwhelming ( mental health ) I’m now feeling ok enough to start tightening up to look at what I’m spending. It’s not my main bank account t but I’ve got Starling and am trying to get my head around the “ spaces” part of tne app. Will this be useful, can…

I set up a Barclays Premier account in November, largely because of their £400 switch offer. I've not actually been using the account, other than to put an amount in and take it out almost immediately, and have no plans to use it significantly. Looking at their benefits it is clear that I will never use most of them,…

Anyone else seen this recently? Just noticed an NYX Tesco payment of £1.00 twice when I shopped and filled up with fuel at the superstore and garage four days ago but not when I shopped at the Tesco Express near home. Both times I paid using my iPhone. I've looked back to last month, and NYX Tesco does not occur.

Hi all. I was planning to type a thread about how I feel my setup is over complicated as it comprises of many accounts but I’ve just had a read through the pinned post about people’s setups. Very interesting and makes me feel my setup isn’t actually bad at all. I currently have a NatWest account that I've had for decades…