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Moved: Use of tags to identify threads
This discussion has been moved.
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First direct switch from chase.
Hi Guys I would like to switch my chase account to first direct to get the switching bonus and regular saver. I had a HSBC account from 2019 but it is now closed. Does anybody know if this is likely to affect me qualifying for the switching bonus. Has anyone sucessfully done this. I have read the terms many times but cant…
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Confusion between Cash ISA Base Rate Tracker and Cash ISA saver
Hello, I am trying to figure out these two accounts CASH ISA BASE RATE TRACKER -- 4.25% tax-free/AER variable CASH ISA SAVER -- 3.05% tax-free pa/AER variable Both accounts will - allow transfers IN, - allow flexible access to the money without affecting theISA allowance I can only see one 'real' difference, and that is…
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HyperJar - is it a con?
I signed up to HyperJar after reading about it on the (excellent!) MSE site, however my experience with them has been less than fantastic. Last week my virtual card running through Google Pay was declined repeatedly, leaving me in an embarassing situation unable to pay for my bill (yes I normally carry another card as…
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Barclays DOWN AGAIN !!
Payment in has not arrived even when done via open banking and notice the ability to make payments or internal transfers has been removed from the App. A call to them confirms it's the same with Online/Telephone banking too.
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DD set up on account data breach?
Has anyone else been affected by this? I was notified today by my bank that a debt collection company had set up a DD on my account. The reference relates to my T V licence which is completely up to date and I have never owed on it. I called the debt company and they said there had "been a glitch" and to ignore it. Surely…
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Moving Virgin Money account to Nationwide
As you may remember, Nationwide is taking over Virgin Money. I have a Virgin account and, eventually it seems, the Virgin accounts will be subsumed into Nationwide and - I guess - become Nationwide accounts. At the moment though - and this is what I am doing - Nationwide pay £175 (conditions apply) if you move your current…
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personal finance software
I have used Quicken and Moneydance in the past and am now looking for new Personal Finance software. I don't mind paying a small amount for it. Quicken seems to be the one to use - but only in the US! Microsoft Money is no longer available either. Excel is just not going to work for me - my excel skills are not good enough…
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Frozen card - will Google Wallet still work?
If I 'freeze' or request a replacement debit card for my NatWest current account then will the Google Wallet still work? Im unsure if its the same item or if the banking system/pos terminals can distinguish between physical card and phone for contactless purchases. My physical card does not appear to work for contactless…
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Club Lloyds removing FX fee on Debit card
We’re removing our debit card foreign currency feesOn 14 April 2025, we’re removing our debit card fees for your accountwhen you:• Make a payment in a foreign currency• Take out money in foreign currency or pound sterling at a cash machine,or over the counter, outside the UK, Channel Islands or Isle of Man• Take out money…
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Where to bank US dollar cheques
Posted a reply regarding this in another section of forum and was recommended to try hereI have 2 us dollar cheques (both less than $30) and I can't find anywhere to bank them. I have accounts with nationwide and TSB and both say they don't accept them. Any suggestions? Thanks in advance
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New main bank account - Santander/Lloyds/Nationwide
Hello, Newbie here. I've been looking to switch my Barclays main account into a different one that may be more generous for cashbacks on spending and decent savings rate. Barclays doesn't have any benefits other than apple tv, which is not essential for me and rainy saver account rates could be matched elswhere. So I was…
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Opening a Bank account for adult with special needs
Which type of bank account from which bank would be best for an adult to open who does not have a good grasp of money. She does not read or write. But she is independent and capable of using a banking app of a phone and can memorise a PIN number. Although she could easily give her PIN to a third party who is maybe not…
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Falling interest rate on income bond.
I have 100k in a ns&i income bond. it was paying me just over £300 pcm, which helps to supplement my pension. due to the recent interest rate change, I'm now getting £260pcm. so I'm looking for advice on where to put that money that will give me a monthly income? advice appreciated.
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Best Card for spending abroad
Now CHASE bank is stopping (from April 7th) a lot of the ways you can get the 1% spending cashback, and completely so when abroad, does anyone have suggestions as to what card to use abroad? Now I don't get the 1% cashback while travelling, I have even less use of my Chase Account now, if there is an equally good…
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Halifax introduce £100 interest free overdraft
Hi, Just received notifications for all of my 3 Reward accounts that from 14th of April Halifax will introduce a £100 interest free overdraft for anyone who as an arranged overdraft agreed. Keep in mind that for getting the £5 rewards, one criteria is to stay in credit for the whole month, so stoozing is only an option if…
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Stalemate On Paypal With Phone Number Change
I have not used Paypal for some time and I have forgotten my password. I have also changed my mobile number since I last logged in. I have gone through and tried all of the "forgot password" steps, including verification codes emailed, correctly answering the security questions and at the end of every option they insist on…
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Santander app is down for payments
The Santander app isn't working right now for payments.
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Barclays set to pay customers £12.5m compensation after IT outages
https://www.thisismoney.co.uk/money/saving/article-14468109/Major-bank-set-pay-customers-12-5m-compensation-outages.html
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Halifax debit card - deposits to savings accounts - any recent problems?
Like many other people here I've been doing this for years to qualify for their £5 monthly reward. However, it's the second day now when all my attempts to make a deposit to YBS fail (declined). I tried two different YBS accounts, two different HX cards, different amounts (£50, £500) - to no avail. £500 failed after I…
