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First Direct bank unsupportve/unhelpfull
First Direct bank are not allowing my wife to transfer her account (£40k) to a-n-other.A short while ago my wife (since 1966) requested that I set up a new bank account for her, she had been advise by a loving neice that at our 80+ yrs ages my wife should have her own seperate bank account for the time I died.At the…
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Monzo has disabled my account, it's been two weeks and no updates
Over the holidays my bank account suddenly stopped working. I gather I've been flagged as suspicious, the only thing that I can think that happened is I received a significant pay out (5 figures) when my employment ended with work. I totally understand that they have rules they need to follow so can't / won't say anything.…
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Windows 11 and Microsoft Money
New PC arriving with Windows 11 and looking to continue using Microsoft Money on it. Digging around online I see suggestions that both the Sunset Edition and the 2005 edition should run, but each one seems to create some problems some times. I know there are quite a few users of Money on here - any advice on which of the…
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Bank switch and direct debits
I would like to help my son switch banks to the first direct account and benefit from the £175 payout but he doesn't currently have any direct debits. Is it allowed to quickly set a couple up, and for them to pay into my bank account (which i then refund) for example? Then switch a week later? are there rules about when…
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Cashing a Building Society cheque.
I closed my late mothers Coventry BS account, and they posted me a cheque. I bank with LLoyds but wanted to access the funds a bit quicker than waiting for 3 days for it to clear. if i dont have an account with them? Or will i have to run it through my LLOYDS account and wait? Or will LLOYDS allow immediate access to I…
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How can some banks do instant transfers and others not
The usual excuses given for not being able to transfer money instantly may be valid, but then, how come some banks manage it? I tend to choose those banks that offer genuinely instant transfers, so why do the others follow suit?
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Halifax Reward Current Account question
I've always paid in £1500 from external accounts to each Reward account to be on a safe side. Is this necessary? Would internal transfers count towards £1500 requirement?
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How to uncross a cheque
I need to take a business cheque to a bank and receive cash. As all cheques are "crossed" to ensure payment into an account, I need to "uncross" the cheque so that I can get cash. I have done this before years ago but forget how to correctly uncross a cheque. Can someone please remind me? I remember that the cheque must be…
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Good Bank Account for Side-hustle? - Must Be Free!
Hi, I have started to earn small sums from a side-hustle (paid writing work and affiliate marketing). I'd like the payments to be made to a separate bank account to my main personal account, so that accounts at the end of the year are easy. What's the best option currently available? I am looking for a free option and…
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Quidco Payouts For TSB Spend & Save Accounts
Anyone received their £30 payment yet for opening the TSB Spend & Save Account throough Quidco ?
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A high street bank has blocked my accounts
I’ve been using the
account as a way to transfer from other account to this bank and then taking it
to another account for interest rates. my child’s accounts. Agreed with my ex, monies from divorce to
be for my child in instalments. Also in my own account
my partner has been transferring some money to my account to pay…
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Halifax App Screenshot Block on iPhone - is there a workaround?
I understand that most banking apps disable the facility to take screenshots on Android devices "for security reasons" but this has never been possible on Apple devices, and I've been merrily screenshotting away for years. However, Halifax (and presumably Lloyds too) have recently found a way to intercept the screenshot…
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Best Open Banking Apps / Websites
Has anyone had experience of using dedicated open banking apps or websites and do you have any you would recommend (or avoid)? I’ve got a number of bank accounts (partly due to taking advantage of introductory offers for free cash) and exploring if can monitor them all in one place. TIA
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Not able to proceed with switch
Hi Trying to switch from Virgin Money to first direct using the current account switch service. Switching gives free £175. But got the following: "Thanks for asking us to switch your banking from VIRGIN MONEY Unfortunately when we contacted them, they told us they couldn't proceed with the switch so we've had to cancel…
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Self-employed - Nationwide banking app confirm your details questions
How are self employed (sole traders) answering the what's your employment status and income questions when asked to confirm your details. The person I'm asking for is self employed so income isn't static. It's up and down and income isnt assured. Their customers pay them for treatment into their account but no one can…
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HSBC and ways to complain online - are they chopping customers' hands?
Hi All, I had no need to contact HSBC for some time but had to do so last week. It turned out the only way to make a complaint online is via their chat, which involves a live agent that might or might not register your complaint. On top of that I don't know how they want me to provide supporting documents as their chat…
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Get £155 a week personal allowance from my deputy. Should I save some or live a good life/eat well?
I get £155 a week personal allowance from social services which means this is for food and coffees with my support staff a week... I've been scrimping and saving my PA money every week so I'll have some savings in my own bank account but it never comes to much because I spend it anyways.. But I'm saving £755 every 4 weeks…
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Can You Hide Accounts On BOS App
I have recently installed the Bank of Scotland app on my phone. I like the app and can quickly access my accounts by fingerprint. However it lists every account in both BOS and Halifax including my main account, joint accounts, saving accounts, ISA, credit cards etc. For convenience and security, I only want view my…
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Halifax cashback extras
It may sound a bit of a daft question but how do they work, I'm talking about the relationship between the bank and the company they are promoting? The reason I asked is Halifax were offering me a 2% cashback if I used Click Mechanic so I activated this offer as I had been pricing up some work on my car, in total I spent…
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Switching interest paying current accounts
My mum has a current account with a reasonable sum in it paying some interest.If we were to switch this account to a better account, how would the interest be accounted for? I ask because mum completes a self-assessment tax return. Would the 'old' bank add all interest by the date of the switch?Because the account is being…
