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First Direct £175 switching offer 09/09/2024
https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…
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First Direct Joint to First Direct Sole - salary now missing
As per title really. Closed my joint account earlier part of this month following divorce and opened up a sole account with First Direct. Was informed that everything would be transferred over and any credits or debits sent to my old joint account would be automatically transferred to my new sole account. Pay day today and…
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Bank and PayPal history: how much can be retrieved?
I'm helping someone find transactions from years ago, and it appears that their Santander personal banking statements are only available for 7 years. Anyone have experience of obtaining older transactions? Also: we've read that 7 years of personal PayPal history is downloadable. But we can only seem to see 3 years. Does…
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Switching
I think I'm finally being persuaded to switch to First Direct. The wife and I have a joint account and I have a single account with Santander. If I switch only the single account, will I still get the full rewards of the switch?
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Convert to a Joint Account
I want to convert my current account to a joint account with my wife. I emailed the bank and the process requires a lot of rigmarole. Does anyone know if it would be less hassle to just create a new joint account and then transfer all into it? Can you do one of those handy account switches within the same bank?
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SumUp Business account
Has anyone used the SumUp business account? I use SumUp for taking customer money that is transfered to my natwest acc but Natwest do not allow payment received notifications so I'm thinking about moving to SumUp. It ticks the boxes of what I need, but... it's not an actual bank, so I'm not sure whether to jump. Any…
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First Direct/topcashback offer
I just received a email from TCB about opening a First direct account.Does anyone know if i apply for a account through TCB will that qualify for the £45?I dont currently have and First direct accounts, but did have a current account a few years ago.I understand i wont qualify for the £175 switching offer
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Co-op £150 Switch & Stay Offer 27/9/24
Good evening, Co-op have launched a £150 Switch & Stay offer. This consists of: https://www.co-operativebank.co.uk/products/bank-accounts/switch-and-stay/ For future reference Ts&Cs have been archived to the wayback machine:…
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Free business banking with payment notifications
Hello there! I’m looking for a new business bank account because our current NatWest account does not send payment notifications or alerts when money is paid in - only when money goes out. If you have business banking and you have instant payment notifications could you please share your experience? It would be muchly…
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Santander may leave UK
According to the FT Santander may sell their British arm and leave, I’d be very surprised if it happens and wonder who would buy them. Not so long ago they were going to buy a chunk of RBS English branches. Times have changed it seems! https://www.ft.com/content/52f65106-6def-4855-b7a0-ae2b7f3200f6
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Should l do this for switching offer?
I've currently have a Natwest current account and am thinking of trying to open a second one for the sole purpose of switching to Santander. The original NW account is attached to an isa with a few thousand in it. Hence why l wouldn't use it for the switch. If l do go ahead with it and switch the NW account straight away…
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Bank Switch - when can I start again.
Last year I completed all the bank switches available, so I was wondering how long I need to leave it before I can re-start switching with the same banks?
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Applying for a Current Account after paying off a DMP
Hi I paid off my DMP in Feb 2023. I just contacted Virgin Money as i need a cheque book to pay for something.They do not offer a cheque book with their basic account, M Plus Account. Has anyone had any success getting a new back account after paying off their DMP? I am trying to build up my credit rating by paying off a…
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Nationwide new acc blocked
Hi, I am looking for some adv for my mum. She applied and was accepted for Nationwide flex account and credit card. She then received a phone call from Nationwide. She couldn't speak with them because my mum has speech difficulties. She then received the following email: To continue your application, we need some more…
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Leaving the UK, can I keep my bank account?
Hi, I plan to move to Thailand and possibly become a tax resident there. I'm a self-employed British + Portuguese citizen, making around >= 100k per year. My client is based in the USA. Payments are made directly to my personal bank account. Once a year, I fill out and submit my Self-assessment. I don't have any debts,…
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Can't get a bank account
4-5 yrs ago my bank closed my account. They refused to explain to me why they did this. Now I cannot get a bank account in the high street or online. They all say we cannot give you an account at his time. Not one of them tells me why they cannot give me an account. I am 52yrs old & has to have my benefits paid into my…
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Joint Account with Different pots to save in
Hi , looking for a advise on a new joint accont with my fiancé. But want to have seperate named saving pots so we can have e.g holiday fund , repairs etc., Christmas etc etc. So we can transfer money into them either on a standing order or move manually. Hopefully someone can help. Thanks in advance.
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Switching bank
Hello I am always tempted to switch banks for an incentive but often hold back as I'm not sure if I fail their criteria for getting bonus. Can I check my previous banking history, ie what banks I've been with in the past to then know if I qualify for bonus. Thanks
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Divorce & bank accounts
I am in a difficult position regarding the sale of my house whilst I am going through a divorce. The situation is that I own 100% of a house in London (mortgage free) and my soon to be ex husband owns a house of his own elsewhere. I have to sell my house in London to pay him out. I have a buyer and we are going through the…
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Nationwide Flex Plus price increase?
Now that it’s £18 I’m considering moving to Virgin. Has anyone done the analysis of how the insurances compare between the two? I have a HSBC premier account that has free travel insurance with it, are there any other packages I can buy to get the mobile and breakdown cover cheaper than the virgin account?
