Budgeting & bank accounts

Hello, does anyone happen to know if it is possible to open a fixed savings joint account if one of the account holders lives in Spain? The account holders would be father & son (both are UK citizens). The money is from the father's UK house sale proceeds and the son is the non-resident. Thanks for any advice.

I've been with my bank for virtually 35 years and one or two things are beginning to pi88 me off about their procedures and lack of flexibility. Customer (lack of) Services just say that the way we do things. I've escalated this to a formal complaint but still got nowhere. I'm looking to switch. The last straw for me is…

I discovered evidence of a dormant Lloyds account from 14 years ago. At that stage there was £600-ish in the account, and although my memory is a bit hazy I don't think there were any further transactions in or out. It was a sole trader account, and (although this is not entirely clear from the statement I found, because I…

I was a customer of HSBC for 12 years, perfect credit history, transfers from only friends and family & mainly small amounts- nothing that would ever ben flagged & the source of those funds are also completely and utterly legitimate. When closing my account, HSBC sent me a letter (that I never received). I already had a…

Hi we have sold a property in Ireland and need to transfer the proceeds from the lawyer in Euros to UK bank. I have been in contact with Key Currency and they offer a better rate than just getting money transferred straight into UK bank. Has anyone ever used them or does anyone have any advice they could offer about this…

Hi, I am the trustee of a Trust account very soon to be closed by the Lloyds bank. I am wanting to open an account with Cater Allen but understand there needs to be a referral from a professional (accountant, solicitor) who is registered with/does business with/connected with Cater Allen bank.Has anyone had experience of…

Lloyds & Halifax App down 🤬🤬🤬🤬 anyone else having issues 

I opened a SE account to get the introductory £175 so I also switched my account, set up 2 direct debits and paid £1500 into the account. I got the intro £175 and I have been charged £3/month from opening the account in may though October. They then stopped charging the fee. I am not earning enough cashback to justify the…

I have had two bank accounts for several years TSB abd Santander Santander are in the process of taking over TSB No info is available to explain where I stand Does anybody know where I stand?

Hello. I've recently opened a few regular savers accounts.But have noticed a few, especially from smaller buildings societies, are post application only with cheque attached. I'm thinking about ordering a cheque book for maybe future use but lm not sure if there are any particular banks that are better than others or are…

I have just been sent $51 from amazon as part of it's settlement agreement . It seems genuine. But my Building Society wont accept the cheque as it is a foreign currency ( US $$). Can anyone suggest how I can cash the cheque? I dont have an alternative bank account.

Hi can anyone tell me if the casback offers Monzo offer are usually any diiferent to what the other banks, Halifax, Virgin ect put out? I'm wondering if you regularly see supermarket cashback offers for eaxmple and which ones? 

I've had a Natwest Select account for around 17 years, which I don't want to close as the age of the account is a positive on my credit report. I'm thinking about upgrading it to the Rewards account as I've got a couple of direct debits and will be able to net £3 a month. The only thing giving me doubt is if it's worth…

Hi all, Can anyone recommend a decent no-thrills accounts aggregator? I just need to see my balances and transactions in a simple format. I don't need fancy graphics, balance projections or other gimmicks. I used Yodlee happily for many years, but haven't found a suitable replacement since it was wound-down. I've already…

FYI I have just had notification that my Santander 123 Account ( often known on here as "full fat" ) will increase on 1 May to £5.

I noticed that Lloyds seem to have introduced a refer a friend offer giving each person £50. If the friend joins can they also switch an account and be eligible for the £200 bonus? I didn't see anything obvious in the T&C's suggesting that it couldn't.

What is it? If you agree to let it have access to your bank account can it see all transactions and to whom? Can it see your standing orders and direct debits? Can it see linked credit card/savings accounts? How far back in your bank records can it go? Does it have any impact or is it recorded in your credit history? How…

I have an active, packaged current account with TSB (mobile phone and travel insurance plus car breakdown included for a fee). Should I switch to Santander's Edge account now, which is cheaper but with the same benefits, or will there be a bonus or similar paid to TSB account holders when Santander takes them over some…

Not sure if this is the right place to ask but anyone have any ideas on this? Wife and I moved into our current house in March 2025, last week we received a letter which was addressed correctly (as in it was our address) but not in either of our names, nor was it the surname of the previous owners who had lived there since…

The RBOS Reward Silver Account has an exclusion that is buried in the Ts and Cs that makes the package worthless to me and many others. They do not cover phones with a screen size of more than 7" so therefore do not cover Samsung Fold Phones. Ridiculous but true. Does anyone know if other packaged accounts have the same…