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Run out of banks to switch to

ApolloHubble
Posts: 58 Forumite

Does anyone know of any bank accounts I can switch to? I've pretty much done all of them since 2021 (I keep a record). I want to get rid of my Barclays Blue Reward accounts as their Rainy Day Saver is dropping and I can get a better rate with Cahoot.
I don't use Apple or Sports. If there aren't any bank accounts left, I might just close the Barclays one anyway. Thanks
I don't use Apple or Sports. If there aren't any bank accounts left, I might just close the Barclays one anyway. Thanks
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ApolloHubble said:Does anyone know of any bank accounts I can switch to? I've pretty much done all of them since 2021 (I keep a record). I want to get rid of my Barclays Blue Reward accounts as their Rainy Day Saver is dropping and I can get a better rate with Cahoot.
I don't use Apple or Sports. If there aren't any bank accounts left, I might just close the Barclays one anyway. Thanks5 -
I am not sure what you are asking - just choose any bank you want and switch to it0
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Use your search engine of choice to search for "bank account switch offers", scroll down until you find one that you haven't used before. If you've used them all, there's not much you can do!2
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I'm in a similar boat, haven't been eligible for a switch offer for a year or so. I've kept some accounts open because they offer ongoing benefits, but for those that don't I decided to close them down. Easiest way to close them is to switch into your main bank account - it ensures any stray deposits make their way back into your main account, and also closes the unwanted accounts with as minimal hassle as possible.8
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I am the same, HSBC might be the first I can do if they change the wording from "ever". I have a few that next year I could do if there is a 3 year rule but I got just shy of £2k so I can't complain.
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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If there aren’t any eligible switch offers, what about the TSB spend and save? If you go via top cash back, you should get £20-30. And the £5 monthly reward on 20 debit card transactions is pretty easy to meet for six months.0
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I've done them all too. I'm opting for ones that give a monthly perk now, such as NatWest or RBS rewards which gives £3 a month profit, or maybe zopa or Santander edge for cashback on your direct debits and access to a good saver, or Lloyds if you will use the cinema tickets.
I've started doing investment, currency transfer or ISA companies now for their welcome bonuses. The rewards are much smaller though.0 -
mta999 said:I am not sure what you are asking - just choose any bank you want and switch to it0
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badger09 said:ApolloHubble said:Does anyone know of any bank accounts I can switch to? I've pretty much done all of them since 2021 (I keep a record). I want to get rid of my Barclays Blue Reward accounts as their Rainy Day Saver is dropping and I can get a better rate with Cahoot.
I don't use Apple or Sports. If there aren't any bank accounts left, I might just close the Barclays one anyway. Thanks0 -
ApolloHubble said:mta999 said:I am not sure what you are asking - just choose any bank you want and switch to it
To most people on this forum board your implied meaning (which I take to be that you've run out of incentive offers) is probably obvious (many of us are in the same situation) but to some it might not be. And if you don't take account of incentive offers then you can indeed switch to whatever bank you choose!
Edited to add: if you have indeed switched to 'all of them' as you say in reply to badger09, then there's no point in asking which ones you've missed!8
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