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Overpaid via bank transfer by mistake
Hi, Yesterday, I had a gentleman turn up and ask if I wanted to trim my hedge. Against my better judgement, we agreed on a price of £200 after I asked if I could pay by bank transfer as I had no cash. This gentleman agreed. Halfway through doing the hedge he knocked on my door and stated that could i get him cash because…
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How retrieve my money from escrow account?
In 2020 I deposited funds in a European P2P company (Peer to
Peer platform linking lenders and borrowers) which accrued interest which was
reinvested. In 2022 they merged with another similar company and I was asked to
deposit 1 Euro into the latter's bank to establish a link with my Nationwide account. Last month for the…
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Suggestions please - Barclays keeping blocking my account
Hi All I just need a some advice. I have been a Barclays customer for a long time and had no issues. Recently I have had a couple of matured savings bonds and transferred them into my Barclays account, which is my nominated account. When I have then tried to transfer it online into a new savings account - they have said…
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NatWest £180 Switch offer from 22/10/24
Open a NatWest Reward Current Account | £180 Switch Offer Crucially: "You won’t be eligible to earn £180 if you’ve ever received cash from a NatWest, RBS or Ulster Bank switch offer before."
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Tesco Bank emailed me saying they are Migrating to Barclays
Hi, Is this a genuine email? Want to make sure it is not a scam. Email says migrating to Barclays on the 1st November 2024. I have a Tesco Clubcard Pay+ bank account that has a account number & sort code. Can I setup Direct Debits or Standing Orders from this account? If I cannot setup DD's or SO's then will I be able to…
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Nationwide Standing Orders (aka regular payments) , change to T&C's?
It is currently possible to skip a single payment which is scheduled as part of a Standing Order (aka "Regular Payment") with Nationwide. The option is currently there when logged in to Internet Banking. however I note the following paragraph in "Summary of Changes
Current Account
Terms and Conditions from 1 May 2025 We…
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Using a card reader to sign in online
To sign into one bank online and use certain functions I use a card reader and another bank do not have that option, they require a mobile number to send a pass code to. Which do you think is the safest and least likely to get scammed?
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switching banks, which?
Am getting a little frustrated with halifax reward account continually saying I haven't met criteria for my reward . So decided to switch .Narrowed it down to first direct 1st and nationwide flexdirect.I have another current account with virgin for the travel insurance..Which of these two banks consistently offers the…
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Two questions re bank switches
I would like to take the switch opportunity to joing Nationwide, the bank I will switch from is First Direct which is basically just a burner account with no funds and no direct debits. I am thinking f using the website 50pdirectdebits. Any feedback on them? Is everything straight forward? Also, switching from First Direct…
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Fraudulent Direct debits for a person with illness not taking care of their accounts for a long peri
Hi. My Dad became ill & unbeknown to us (his daughters & wife) he stopped taking care of his finances. During this time 2 direct debits were set up for network providers. They were paid for approximately 1 year. Since finding out my Dad passed away & we had power of attorney to help deal with his accounts etc. I tried…
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Santander refuse to pay me £150 switch incentive
I switched from an old Santander current bank account to a Santander Edge account online by following their instructions on 5th November. I also printed out their details entitled "how to get your £150 switch incentive" as I don't trust them. I was right to be sceptical. I've just called them to ask why they haven't paid…
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Where are any RBS branches?
I have a document that I need to get stamped and signed by the bank holding my account. My account is actually with Virgin One which is run by RBS. There are no longer any RBS anywhere near where I live (south coast) and in fact I think they are now only in Scotland. I can't get any information on line about how to deal…
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Bank account to only use in shops
I am looking for a bank account where i could only use it shops, but not able to use it online at all
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Simple bank account?
Are there any downsides to opening a basic bank account? It would be a fun money account. £100 per month from our current account to be spent on socialising, football, days out etc. All I need is a debit card and no charges. It would never build up long term savings. Want it to be separate from our joint current account.…
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Minimum balance to generate DD
Not sure if this is more appropriate to Credit Card forum, but here goes: I need to generate a monthly DD on my BoS current account. I have set up a DD to pay Full Balance on a little used Barclaycard. The amount due each month will be £0.99. Can anyone confirm that Barclaycard will request the DD every month for such a…
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Small Group Bank Accounts
Hi, I belong to a small group of approximately 12 amateur artists who meet weekly at the village hall to paint, chat, drink coffee and put the world to rights.... We have been in existence for over 25 years and during all this time our group has had a current account with Lloyds Bank which up until a few months ago has…
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ATM's, bank and otherwise
I havent used ATM's for years, cashback in supermarkets' checkout tills, rather than ATM's. (A long time ago there was a scare of criminals inserting a gadget that skims your bank details etc, off your card). Has this problem gone away - for example using the ATM outside supermarkets? This does not seem to get mentioned on…
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Halfiax email - You've not used your debit card
Received an email today saying that I'd not used my debit card in a while. Last used for an online purchase at the end of last year. So, it has been used just over a month ago and I received a refund in January. Obviously not frequent enough for them.
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Halifax app - "You have a new message" notification
Android - notification bar at the top. However, if I pull the bar down I see only the above message and no any other information (probably because the app is locked with the "App lock"?). If I tap the notification, it directs me to the app. And when I login I cannot find any notifications in the app. This makes the…
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Cashbacks
I have accounts that give cashback as a % of bills- water, council, broadband bills & qualified debit card usage. Is there any account that gives cashback on mortgage payments through the account, since mortgage is in a way, a mandatory bill?