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Paypal asking for ID
I barely use Paypal (except for 99p a month payment for Apple storage). Had an email from Paypal saying I needed to log in and verify some account details and they've already temporarily limited some features. I logged in (NOT VIA THE EMAIL) and saw they were asking for photo ID and 2 other identity proofs. This annoyed me…
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Recurring Payments
Hi I had a Microsoft account for my daughter and realized a while ago I hadn't cancelled the payments, it hasn't been accessed for a few years, would I be entitled to a refund?
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Santander should i stay or go..........
So am 64 drive a coach for national express and have a few bank accounts, santander been 1 of them. Today while driving into London i thought to myself am going to switch away from them no real reason or thought process behind the initial thought. I have accounts with santander, halifax, chase, kroo, 1st direct, natwest,…
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Receiving international payment and banks' exchange rate
I've just received flight delay compensation from a foreign airline and having been told by Lloyds there'd be no charges I discovered there was a hidden 'charge' because to convert euros to £ Lloyds used THEIR 'standard exchange rate' as opposed to what the actual exchange rate was, so I received about £20 less than I…
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Transferring Money Online
Can you transfer money, from your online bank account, to a building society account that does not have online access ?
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Switching solo Chase account into existing NatWest joint
I'm currently trying switch a Chase burner account my existing NatWest joint account and it keeps failing. After dealing with Chase's frankly rubbish customer services they said it was due to party details not matching. Which would be correct but I am one of the payees on the account so it seems like nonsense. Anybody come…
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Multiple current accounts?
hello i am a student and I have one student account and one general current account. I want to open another one with nationwide. Would this impact my credit score? thanks
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Best simple budget app?
Hi all looking for recommendations on a simple budget app. I want to be able to see “pockets” or “categories” of funds in my account that I have budgeted for that gradually reduce as and when I spend from that category. i also want to be able to see anything that is left over. So basically any money that is spare and…
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Cambridge Global Automated Credit
I logged into my bank account today to see the following transaction "Cambridge Global Automated Credit". Does anyone know where this payment came from or who uses this company to make payment because I do not recognise the amount nor the company who made the payment? This is a joint account with my husband and he has his…
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Do transfers count as paying money in for Clubs Lloyd account?
My mum has a Club Lloyds account but I've just found out she only pays about £1000 a month in to it so pays the £3.00 fee She also has a Nationwide account, would a £2000 a month transfer from Nationwide to Club Lloyds be good enough to save paying the fee. Note: She has direct debits going out of both
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Managing my money better
May end up being a long one, I'm not in debt beyond a mortgage (currently £55k ish owing) I always thought I'm good with money but I've been drifting for awhile now and need to be a bit more smarter with my money. I am the main and only breadwinner, and do feel under pressure of this. I'm trying to ensure everyone has…
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PayPal forcing me to use their own exchange rate
Hi, I'm trying to make a purchase on a US website for around $46 using my paypal account PayPal and since all of my UK issued cards (except Amex) don't charge any fees for non GBP purchases, I I'm trying to make the purchase in USD so that my card issuer does the conversion, But despite selecting ÚSD as 'currency for this…
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Missing fund transfer to savings account
Hi, Was just wondering if anyone has had a similar issue and can offer any advice. I opened a new easy access savings account with Cynergy Bank, my current account is with HSBC. As with all new payees, I sent £1 from HSBC which credited into my new savings within an hour or so. This created a 'saved payee' from which I…
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Santander to close 95 branches
Santander to close 95 branches (nearly a quarter): https://www.bbc.co.uk/news/articles/ceqjp4lvr4wo
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Accounts
Hi, I have a 31 year old son who has a job, flat, girlfriend but also has a drinking problem which replaced a drug habit. He has inherited a large sum of money which he wants me to look after as he knows he will just waste it. Is there an account I can open that is his but I manage, I’m not sure he’d go for a POA so I’m a…
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CASS system doesn't work with dormant accounts
During covid, my local bank closed down and now my nearest one is about 20 miles away. I thought i'd use the cass system to close the account but apparently this cannot be done. I didn't actually realise it had gone dormant but after 3 years it had. It would actually cost me more to make the journey to and from the bank to…
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Banking / Saving apps
Is it possible to use the same app on one iPhone for two different people (with different log in details)? I ask because my OH's iPhone is not on the minimum operating version, and so we wondered whether OH can use my iPhone, which is a little newer. I've had a look on the internet, and it doesn't look promising, but just…
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Unknown payment into Bank Account
I recently had a payment go into my Bank Account of £290 it was a bank credit from SOCC. I do not know what the payment is for or recognise who it is from. In the reference it says SOCC. Can anyone else relate to this? please
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Halifax Notifications
Anyone noticed there halifax app payment notifications not working anymore, my lloyds app ones are and halifax used to be but haven’t for a good while now?.
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Starling ripping off their best customers
My wife uses a Starling current account. From Feb 15 it will no longer pay any interest at all, but they have introduced an Easy Saver account which does. On the app she tried many times to apply for this but it kept saying she was "ineligible". Recently the application seemed to progress a bit further to being reviewed.…
