Budgeting & bank accounts

My brother has just returned top the UK after living abroad for around two years. In November his bank (Halifax) sent a letter stating they are closing down his current account and credit card with in X number of days. He was asked to clear his balance and pay any outstanding CC balance. The bank did not provide any reason…

Hi, Can any one advise if there is a comparison for which Banks offer probate accounts & what the pro's & con's are? Costs? Charges? It seems very hard to get this info without having to call Banks and that seems a lot of time to waste to get information that should be publicly available. We are in the process of obtaining…

I want to convert my current account to a joint account with my wife. I emailed the bank and the process requires a lot of rigmarole. Does anyone know if it would be less hassle to just create a new joint account and then transfer all into it? Can you do one of those handy account switches within the same bank?

are there any banks that will sell accept foreign cheques? Specifically USD?

Anyone else experiencing the pleasure of having offset savings and mortgage accounts migrated from Intelligence Finance to Bank of Scotland? The experience to date has been an appalling joke and inspired no confidence in this bank at all and I will be cutting ties and getting my money out ASAP. Here's a list of issues…

We have just changed our Nationwide Flex account to a FlexPlus account. It costs £216 a year but includes Worldwide travel Insurance. We have several medical conditions but the additional cover costs for that were £364 for full cover. Compared to regular Travel quotes this is very good - some insurers wouldn't look at us…

Hi everyone, We already have a joint account for the big bills but would like a separate one just for the weekly shop. The joint account is with the same bank as our personal accounts so we get some cashback/roundups there on our direct debits etc. Would prefer a different bank for the shopping but don't want to move our…

Hi there 😀, anyone else receive this letter recently just wondering! 

Welcome to the Switching Offers Archive. Ongoing offers are in bold. Refer a Friend (RaF) offers are included as they involve a switching element (the referee is required to do a current account switch). Some banks/building societies (e.g. Nationwide) do not consider them as switching offers, but rather as referral offers.…

This Thread Has Been Replaced. Please See An Archived List of Switching Offers Welcome to this thread. I have decided to create this thread to provide a continuously updated list of terms and conditions of switching offers as well as the dates they have run for both for ease of reference after they have recently gone NLA…

Having recently switched, I understand that biometrics are available, rather than card reader, but not for a little while. Anyone know how long before that option will appear on the app?

Both me and my husband have changed phones and can't get the Santander app to function because their magic link system doesn't appear to work. He's on Gmail & I use Hotmail and neither work. I've had to keep my old phone just to use the banking app. It's annoying if you are shopping online and need to verify something via…

Hi, I've been sent the code to choose my reward offer which is great but not sure what to go for. Can't find any information on the range of hotels on offer or the activities and don't want to make a wasted choice. For example, the voucher is for £120 and if the hotel rooms all cost more than that when I might be…

Apologies if already posted but a quick search didn't show anything. Just noticed on the app that Chase are now offering an Insurance package for £12.50 pm covering worldwide travel, mobile phones and breakdown cover. Haven't read in detail yet so can't comment on it personally.

Lloyds, Halifax and Bank of Scotland, which are all part of the Lloyds Banking Group, will shut at least 168 bank branches in 2026 and 2027, after the Group announced 95 new closures today (Wednesday 11 February 2026)… Read the full story: https://www.moneysavingexpert.com/news/2026/02/lloyds-bank-branch-closures/ If you…

If I’ve opened a new Santander account to get the £30 Amazon voucher incentive, can I also open another Santander account to receive the new £100 Amazon voucher incentive? 

I left one job last month which was weekly pay, started a new job straight after which is monthly pay. The pay is the same but because Fridays came around quickly it didn't seem long before I got a wage. Because my mortgage is very low I managed to save around £800 a month. Today I've been paid 13th (although it's the 15th…

I opened my Mettle bank account when I created my limited company. It appealed due to the online support, support of Free Agent/Quick Books and the fact that there is no monthly account fee. In around September/November last year I had 3 payments of approx. £500.00 made on my account to Screwfix which I reported…

I have a US savings account which is held by Fidelity, I'm a UK citizen, this was set up many years ago through an employer. It has now paid out but they can only do it in the form of a US cheque. My bank won't take it and I'm now sure how to cash it.

I am trying to contact Santander about getting a company added to their cashback list so I contacted them on customerservices@santanderconsumer.co.uk, the only email address I could find and got a reply that it was not the correct address and pointed me towards their contact us page which does not have an email address.…