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Hyperjar Cashback offer in MSE email Dec 2023
Hi, I've signed up to Hyperjar using the link in Martin's email: The articles says: "Up to 2.5% cashback for the first three months (5,000 available)." I have followed the terms of the offer and ordered the free physical card. How do I tell if I am one of the lucky 5000? Don't want to switch spending to this card unless I…
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Council Tax Maths
Council Tax bills are coming out this week. The councils are playing a game. They claim it's only going up 5% if you just read the headline figure and put it away you are likely being fobbed off. I have no idea how they get to this number because £2158.44 to £2,335.06 is 8.18%, not 5%. Check yours…
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Mystery deposit
I've received a sum of money in my bank account from CB customer services but don't know why. Has anyone else had similar ? My fraud team couldn't help but as advised not to repay directly but through them. If it's a scam I can't see how.
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Problem with Santander Online Banking via Tethered Mobile 4G
HiI'm having ongoing problems with Santander's online banking using tethered mobile 4G. I've done a bit of google searching but can't find an obvious solution. Just wondering if anyone has a similar problem. The problem is more or less every time a try and logon. At various stages it just takes me back to the login page.I…
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Best Savings account for self employed, seasonal worker
Dear All I am a self employed tourist guide. Most of my income is made between April and end of October. I would like to maximise my tax kitty as it is sitting in my account for over a year before needing to be given to the HMRC. I am also happy to change my current account from Virgin Money. This is daunting for me as I…
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Banking Hubs.
Hello. I've just seen in the local rag that a banking hub is earmarked near by, what are your opinions on them? Good idea or just a gimmick before cash disappears in the near future.
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NATIONWIDE CANNOT FIND MY €2000
Having researched this at length, I now realise that Nationwide seem to have a historical problem with incoming SEPA receipts. They are telling me they cannot trace nearly €2000 that was transferred from Britline in France to my Nationwide account. They insist that without an 'MT103' they will not find it. The French bank…
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Hating the look of the Nationwide Banking app
Just got the new app. Hate it!! The text is soo big . Just checked - you can read it from more than 2 metres away!!. No more checking the account in a public place. So big that I have to scroll through 2 screens to check my accounts. Worse of all the actual page the balance and the date are half the size of the transaction…
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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…
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Nationwide Problems
Nationwide updated their app again yesterday and it seems to have taken down most of their systems this morning. There has been problems with the app most of the morning. I was unable to view any of my current or savings accounts or make any payments. I eventually gave up and tried logging into the internet banking on my…
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HSBC Advance Account - £205 Eligibility
I have applied for the HSBC Advance account and been approved. I've never held a personal HSBC account, but since 2018, I have had a HSBC Business Current Account. It's a partnership account, not a limited company. Does anyone know if I will be entitled to the reward money? Or am I just wasting my time? It just says you…
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Being Paid
Hi, I've been in my current job for 2 months, I didn't get paid on payday for my first pay as they had my bank details wrong, they corrected this and sorted it straight away. However I also haven't been paid today on my second payday either but they have the correct details now. I was just wondering if it will take a few…
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Overdrafts: what issues should MSE be raising with the industry?
Hi all Here at MSE we sometimes have the opportunity to talk to industry bodies, and one of our colleagues will be talking to representatives of lenders very soon. We've already scoured the forum to spot recurring issues that would be worth highlighting, but if you've had a recent experience of dealing with a bank with…
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Co Op Switch offer (seen 15th January 2024)
I saw that the Co Op Bank switching/referral offer had disappeared from the main MSE article a few weeks go but I've just been on their site and it seems like it's back, £100 for switching plus £50 for using the attached saving account. Just had a brief look so far (I currently have another switch in motion) but here's…
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Has Nationwide stopped producing statements for some accounts?
This probably should be in Savings & Investments rather than Budgeting & Bank Accounts but as it affects a number of Nationwide accounts I've posted it here. Has anyone else not had any statements generated for some of their accounts over the past two months? I have 4 Nationwide accounts, one current, three savings…
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Another Emma price change... best free alternatives?
Starting from the 30th of April 2024, we'll be transitioning the following functionality to our premium plans: Just seen Emma have got rid of more features from the free plan for the 3rd time in a year... any suggestions of the best alternatives from the MSE team/community? 🙏
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Budget App
Hello All, any recommendations for a free Budget App that I can use on my phone? I currently use a spreadsheet and aware of the MSE spreadsheet. I have seen several posts here about budget apps, but they are a few years old. An app that can be reconciled with my bank would be a bonus, but not essential. I have checked with…
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Will we get a windfall……Coventry Building Society acquisition of Co-operative bank.
Apologies if this is in the incorrect category…. Would anyone happen to know whether as an existing Co-operative bank customer, I would be due any windfall upon the completion of the potential acquisition by Coventry Building Society?
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Santander Switch Complaint
Hi, has anyone else had difficulty with the recent £185 Santander switch offer? I applied for the switch weeks before the cut off date. The switch didn’t go ahead as planned but Santander just opened up a new account instead. When I questioned this I was told my current bank put a stop to the switch and I had now missed…
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You Gov Finance offer scrapped
That's a pity - I just re done all my accounts a few days ago too. I wonder if my points went through?. Can't seem to log onto yougov to see.