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card reader v sms
I have been a Nationwide building society member most of my adult life, but living abroad I have found using online banking with browser much easier using their card reader. I did use sms for a while but it has failed due to outages due to phone services providers and sometimes I just did not get the sms. my opinion is…
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Bank Switch Bonus and (legal) bank bribe
i'm aware a couple of banks are currently offering "Switch Bonuses" i also noticed in this weeks MSE email the wording "(legal) bank bribes" in reference to the switch bonus Are both the bank and MSE referring to different things? If there referring to the same thing, why is MSE describing something as a "bribe" when its a…
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Switching current account
Just watched Martins programme about switching current account to get cashback (up to £180). My wife and I have been with Santander for over 30 years and feel a bit stupid for not having switched sooner but thinking about it now. Currently we have a Santander 123 joint account that our salaries get paid into and direct…
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Club Lloyds Advantage Saver
Hi I've stupidly already made the 3 withdrawals from my Club Lloyds Advantage Saver, so the interest rate has gone down to 1% from 3.64%. Can I open another Advantage Saver and put the money back in the new account to get the rate back? Thanks
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Natwest Statements
Anyone with NatWest know if you can order copy statements that looks like picture (Personal info Blanked out) just wondering for future reference if need one for Mortgage etc As when I ordered (Before ages ago) Official copies were A5 printed cost like £3 something and the other lot were list of transaction, Natwest…
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Email from Revolut
Hi has anyone else received an email from Revolut that they hadnt requested, containing their account number and sort code, with the banks address “to enable me to share with people who I want to access my bank info”? It seems strange as mostUK banks wouldn’t share this amount of info in an unsecured email. Thanks
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Royal Bank app update payments not working
Has anyone else noticed that since a recent update the Royal Bank app seems to be showing New next to payments at the bottom in the middle but when you click on it you get a blank white screen? I can still make payments by going through the account section but just wondered if it is just my app playing up or is anyone else…
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Confirmation of Payee says No - which banks allow payment regardless?
I'm keen to get a payment into a brand new West Brom BS RS before the month-end. My usual payer bank, RBS, says can't confirm payee (which WestBrom did warn about) and won't allow payment. To save me trying each of my current accounts in turn, can anyone confirm which bank(s) are more trusting/foolhardy and will allow this…
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New Santander App - deposting cheques not working
The new Santander App now has a function to deposit cheques. However, it isn't working for me. Samsung S21 or Samsung S10. It used to work on the old app. It reads the data in off the cheque but then tells me that the photo is of poor quality. When I finally got through to the "help" desk. I was told that "the app is…
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2 signatories
I've received a cheque from a business that has 2 lines for 2 'authorised signatories' but only one signature has been put on the cheque. Can I still deposit it or will the bank reject it?
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Banks that allow multiple references for same payee
Hi, I’m looking for a current account that allows multiple references per same payee please (I.e. you can add multiple payees, all with the same name sort code and account number, but different references). NatWest doesn’t accommodate this for example. Thank you!
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Switching bank account mortgage application?
Hi all, I have recently received a chunk of inheritance, most of which is going towards a house deposit. I have found a house and had a mortgage offer from West Brom and accepted this. I’ve opened a Chase saver account for the house deposit as it had a good interest rate but would like to switch bank to First Direct for…
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Current account switching
Hi all first time posting so please be gentle I have recently started the process of switching my current account and taking up with FD with the active offer of £175 can anyone advise me how long have you got to stay before switching again? Under FD t&c it states 3 years from your switch date surely this is not correct?…
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I need a bank account to share with my Dad, without sharing credit scores or anything else
Hi aallllll - I'm kind of struggling with how to phrase this question really so ...maybe if I describe it you can help me. I want an account that doesn't affect my credit rating that my Dad can access. I'll put money in the account every month that we can both access- the idea being that we only get the money out if need…
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PayPal abroad
I would like to send some money to family in Spain for the 3 kings celebration. (Not much money but multiple small amounts to different people). My bank charges are quite a lot for the amount of money I am sending. Does anyone know of a debit/credit card that allows cash transfers with small fees. I know PayPal includes…
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Section 75 credit card claim and and Insurance Backed Guarantee
Hello please can any body advise me whether it is legal to make a Section 75 claim and also claim on my insurance backed guarantee for the same faulty installation. As the credit card has not covered the whole cost of the original installation. Thank you Michelle
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Treasurers account
For about 30 years, I, along with a couple of friends, have been running a Xmas savings club at my local cricket club, with funds being paid into a Lloyds Bank account. We had to have two accounts, one we paid the cash into that generated a very very small amount of interest which is donated to charities and the other to…
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Should I downgrade my Nationwide FlexPlus account to FlexAccount?
I'm paying £13.00 a month and didn't mind as I was using their phone insurance. I just set a direct debit up for Urban Jungle home insurance at £9.75 a month and that covers all my gadgets when out and about. So don't really need Nationwide insurance now. I can't use their travel insurance as have pre-existing mental…
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Barclay’s £175 Switch Offer July 2024
Surprised this hasn’t been picked up on already. The deal launched today 8th July: Use the Barclays app1 to switch your current account to us by 30 August 2024 and we’ll give you £175. This offer is only open to new customers who opened a Barclays Bank Account or Premier Current Account between 8 July and 30 August 2024.…
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AceMoney Database Size Limit?
This is one for AceMoney users... Historically, I've started a new AceMoney database every five years. My current one is just coming up for five years, so I've started thinking about closing it down and starting a new one. But is it necessary? Has anyone found a limit to the size of database with which AceMoney can cope?…
