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Quidco Payouts For TSB Spend & Save Accounts
Anyone received their £30 payment yet for opening the TSB Spend & Save Account throough Quidco ?
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A high street bank has blocked my accounts
I’ve been using the
account as a way to transfer from other account to this bank and then taking it
to another account for interest rates. my child’s accounts. Agreed with my ex, monies from divorce to
be for my child in instalments. Also in my own account
my partner has been transferring some money to my account to pay…
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Halifax App Screenshot Block on iPhone - is there a workaround?
I understand that most banking apps disable the facility to take screenshots on Android devices "for security reasons" but this has never been possible on Apple devices, and I've been merrily screenshotting away for years. However, Halifax (and presumably Lloyds too) have recently found a way to intercept the screenshot…
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Best Open Banking Apps / Websites
Has anyone had experience of using dedicated open banking apps or websites and do you have any you would recommend (or avoid)? I’ve got a number of bank accounts (partly due to taking advantage of introductory offers for free cash) and exploring if can monitor them all in one place. TIA
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Not able to proceed with switch
Hi Trying to switch from Virgin Money to first direct using the current account switch service. Switching gives free £175. But got the following: "Thanks for asking us to switch your banking from VIRGIN MONEY Unfortunately when we contacted them, they told us they couldn't proceed with the switch so we've had to cancel…
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Self-employed - Nationwide banking app confirm your details questions
How are self employed (sole traders) answering the what's your employment status and income questions when asked to confirm your details. The person I'm asking for is self employed so income isn't static. It's up and down and income isnt assured. Their customers pay them for treatment into their account but no one can…
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HSBC and ways to complain online - are they chopping customers' hands?
Hi All, I had no need to contact HSBC for some time but had to do so last week. It turned out the only way to make a complaint online is via their chat, which involves a live agent that might or might not register your complaint. On top of that I don't know how they want me to provide supporting documents as their chat…
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Get £155 a week personal allowance from my deputy. Should I save some or live a good life/eat well?
I get £155 a week personal allowance from social services which means this is for food and coffees with my support staff a week... I've been scrimping and saving my PA money every week so I'll have some savings in my own bank account but it never comes to much because I spend it anyways.. But I'm saving £755 every 4 weeks…
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Can You Hide Accounts On BOS App
I have recently installed the Bank of Scotland app on my phone. I like the app and can quickly access my accounts by fingerprint. However it lists every account in both BOS and Halifax including my main account, joint accounts, saving accounts, ISA, credit cards etc. For convenience and security, I only want view my…
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Halifax cashback extras
It may sound a bit of a daft question but how do they work, I'm talking about the relationship between the bank and the company they are promoting? The reason I asked is Halifax were offering me a 2% cashback if I used Click Mechanic so I activated this offer as I had been pricing up some work on my car, in total I spent…
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Switching interest paying current accounts
My mum has a current account with a reasonable sum in it paying some interest.If we were to switch this account to a better account, how would the interest be accounted for? I ask because mum completes a self-assessment tax return. Would the 'old' bank add all interest by the date of the switch?Because the account is being…
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Executors/Administrators Bank Accounts - Why so difficult to open?
Why do many banks not offer, and others make very difficult
to open. Why are they not interest
bearing? More and more people are not
using solicitors to obtain probate, but the banks are not giving an easy
vehicle to open an Executor/Administrator account for Estate proceeds. All the banks appear to have different…
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Help for self employed that has used current account for years thinks may need a business account
Holistic therapist has been using their personal current account as self-employed but is now in a blind panic as they've realised they're possibly in breach of their building society terms and conditions! They're now terrified and keen to put this right urgently but doesn't know how to open a business account or how to…
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Bank accounts with pots
Hi, I'm thinking that in order to help with budgeting it would be worth opening up a new bank account with a pot facility. I'm currently with first direct and don't really want to shut that account as the customer service is good and it has a very handy £250 interest/fee free overdraft which gives me a bit of a buffer.…
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Multiple payments into building society.
Hello. This is my situation. I've been putting money into a building society since October 2024, and then in November, l set up a standing order. This has resulted in Dec/Jan receiving multiple deposits with the extra being returned and a message online, plus a letter telling me not to do this. The issue is when my app had…
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Santander switch after x months/years question
The current Santander switch offer has been going a few months now but the eligibility remains not having had a reward since September 2021. I last switched to them in November 2021 and wonder if anyone knows how often they move the date forward please?
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Dispute recurring debit card payment?
I signed up for a subscription with an internet service in 2021 with my Visa debit card. I cancelled the following year so it would not recur. I received a marketing email a few weeks later stating "Since you've been gone..." and then info on how they were changing their content. However, in December 2024 I was looking…
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Money anxiety
Hi all So i have this thing to do with my bank account I freak out if I have less than £600 in it and I try to not be under 1k if I can but when I hear mt colleagues being skint near pay day I think what am I freaking out about. I am doing a challenge where I save £2 ! Day intona savings account so I can buy myself a nice…
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Financial Facts Sheet
Hi All, I have heard Martin highlight a few times of the importance of couples having a "financial facts sheet", and have found this old post (https://forums.moneysavingexpert.com/discussion/161938/financial-factsheet-brainstorm-help-required/p1) where he indicates his intention to create a template form to aid people in…
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Looking for best options to use for housing deposit or saving for rent/bond/furniture
Hi everyone, My partner and I are looking to open a joint account where we can save aggressively over the next six months. Our goal is to build a deposit for a house, but if we can’t get approved for a mortgage, we’ll need the savings to rent a place together instead. We’re aiming to move into a rented property by…
