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Current account switching
Hi all first time posting so please be gentle I have recently started the process of switching my current account and taking up with FD with the active offer of £175 can anyone advise me how long have you got to stay before switching again? Under FD t&c it states 3 years from your switch date surely this is not correct?…
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I need a bank account to share with my Dad, without sharing credit scores or anything else
Hi aallllll - I'm kind of struggling with how to phrase this question really so ...maybe if I describe it you can help me. I want an account that doesn't affect my credit rating that my Dad can access. I'll put money in the account every month that we can both access- the idea being that we only get the money out if need…
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PayPal abroad
I would like to send some money to family in Spain for the 3 kings celebration. (Not much money but multiple small amounts to different people). My bank charges are quite a lot for the amount of money I am sending. Does anyone know of a debit/credit card that allows cash transfers with small fees. I know PayPal includes…
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Section 75 credit card claim and and Insurance Backed Guarantee
Hello please can any body advise me whether it is legal to make a Section 75 claim and also claim on my insurance backed guarantee for the same faulty installation. As the credit card has not covered the whole cost of the original installation. Thank you Michelle
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Treasurers account
For about 30 years, I, along with a couple of friends, have been running a Xmas savings club at my local cricket club, with funds being paid into a Lloyds Bank account. We had to have two accounts, one we paid the cash into that generated a very very small amount of interest which is donated to charities and the other to…
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Should I downgrade my Nationwide FlexPlus account to FlexAccount?
I'm paying £13.00 a month and didn't mind as I was using their phone insurance. I just set a direct debit up for Urban Jungle home insurance at £9.75 a month and that covers all my gadgets when out and about. So don't really need Nationwide insurance now. I can't use their travel insurance as have pre-existing mental…
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Barclay’s £175 Switch Offer July 2024
Surprised this hasn’t been picked up on already. The deal launched today 8th July: Use the Barclays app1 to switch your current account to us by 30 August 2024 and we’ll give you £175. This offer is only open to new customers who opened a Barclays Bank Account or Premier Current Account between 8 July and 30 August 2024.…
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AceMoney Database Size Limit?
This is one for AceMoney users... Historically, I've started a new AceMoney database every five years. My current one is just coming up for five years, so I've started thinking about closing it down and starting a new one. But is it necessary? Has anyone found a limit to the size of database with which AceMoney can cope?…
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First Direct App
I read somewhere recently that you can only have the First Direct app working on one device due to the fingerprint technology. Is this true?
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Conversion to GBP
Hi, I have 200 Euros (in notes) that I want to exchange into sterling, either directly with my bank into my account or into cash... What would be the best way to do this so I can get the best deal? Post Office? Bank? Thanks
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How do you stay motivated with budgeting?
As above really. How do you stay motivated with budgeting long term. I tend to do it for about a month and then slip back to bad habits which is what I've been doing recently. I have pots for spending and saving but what else? A job for every pound? Write down all your spends? Both are things I don't do. What would you…
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Receiving foreign currency options
Hello, I'm hoping to be able to move a fairly large amount of foreign currency (a mix of US and Canadian) over a 3 month period to the UK to build up my deposit to buy a home. I've done a bit of research and online platforms like Wise and Revolut seem to be options, as well as Lloyds and HSBC. Has anyone done this before…
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Offshore Bank Account
I've jus been informed by Barclays that they are going to close my bank account as I am overseas (bit of background here - my intention was to keep using my uk contact address and keep the account open but I've cancelled my uk mobile contract & when I enquired about setting up the app on an overseas mobile, it raised a red…
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Does anyone recommend a bank account?
Hi. After yesterday's experience with Barclays I need to switch bank accounts. In short, my mother has had a few spells in hospital this year and I have been taking care of her bill paying. Every time she gets a big bill to pay, Barclays anti fraud team call her to verify the payment and if she doesn't pick up the phone to…
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Changing current account switch date not possible?
Hi, I recently got a new account and want to switch my other account to it to get the reward. During the application process I picked a date for the switch to start (mid-January as I was expecting some payments to arrive and didn't want to risk the switch offer being withdrawn while I waited). I now want to switch to…
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Child bank account
Child will be 11 yrs old in the new year and wants his own bank account and bank card. He already has his own BS savings account where he puts his pocket money etc but they are not a banking BS. He has no wish to do debit cards that you pay a monthly fee for - he prefers the money to stay in his pocket - he is very money…
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lloyds
logging on to my lloyds bank account from a MacBook air laptop, it is not showing my current account transactions just the circle of dashes going round and round. it does show the transactions onboard my regular saver though. have cleared cookies but no difference any help gratefully received, tried online chat and phone…
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Starling removing interest on Current accounts
Bit of a blow in my messages today. I'd just set one up to receive my pension payments. From their help page: "Upcoming interest rate changes We’re removing the interest rate from our personal and joint current accounts on 10 February 2025. If you have an account with us, you can carry on earning interest on balances up to…
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little direct debits and gocardless
Hi Folks!I had an email today from little direct debits saying that gocardless are unable to process their direct debits and that my current direct debits that I have with them won't be taking payment for the forseeable. I have these direct debits on my tsb account ready for the switching incentive and I believe these…
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Current accounts accepting euros for free
Hi, other than revolut and HSBC global money, which current accounts accept euros being transferred in for free please? With no % margin etc.? Thanks
