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POA - Adding the Agent as a party to an Account
My Father in Law is in a critical condition in Hospital and not expected survive. My wife is an Agent under a POA. Would his Bank on her request amend his sole named bank account into a joint account between him and her? Has anyone requested their Bank to do this? I perceive the advantage as being in control of the Bank…
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Nationwide fair share scheme
Hi,I am looking for info on the fair scheme for 2025. I have read 1 or 2 bits, but nothing concrete.I missed out this year. I have keep monies in a CA & savings, but would like to know definite criteria. Thanks in advance.
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Santander paying in cheque by app
Just been into my Santander app, now says you can pay in cheques via the app.
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Standing order issue
Looking for a bit of advice. I had set up a standing order and had meant to put next month as the start date rather than this month. The SO has came out of my bank account yesterday and put me over £300 into an unarranged overdraft ; the account is also a basic account as well so I assumed this should have been stopped if…
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Fee Free Cards: Interbank vs Mastercard rate
I just bought a watch on Jomashop. I tried to use my Revolut card which is my default card for purchases in foreign currencies. But it said that there was a fair usage fee of 1% as I had gone over the £1000 monthly threshold. So I used my Sterling Bank card. The spot rate was $1.26511 but the rate Sterling used was…
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Club Lloyd's £2000 pay in
Can you just recycle £2000 in to the account in order to get the membership fee waived and claim the benefit?
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Money paid into my account incorrectly
I'm originally from the UK but now live in Australia. I have a money transfer account (which is NOT a bank account) in the UK, which I occasionally use to transfer UK pounds to Australian dollars. An Insurance company (who I have a UK pension with, and have paid money into this account before) have accidentally transferred…
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Club Lloyds £200 switch issues…
Hi there, was looking to see if anyone else had the same issues. I wanted to take advantage of the £200 switch to club Lloyds as it has been advertised everywhere. I went through the website and followed the steps. As far as I could obviously see the criteria was: 1. have £2000 a month going in 2. have 3 direct debits…
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Bank accounts with married and maiden surnames, Lloyds bank
Hello, I recently got married and went into Lloyds bank to change my name on my joint accounts with my now husband. I also have a current account and savings account with Lloyds which I want to remain in my maiden name, that is the name I use in my profession and the name I have had for over 30 years. Lloyds bank have told…
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Moneyhub and rollover budgets
Hi Is anyone using moneyhub to track their spending and finances? I've been using moneyhub for a little while (moved from YNAB) and have found it great, but am struggling with rolling non-monthly budgets forward like YNAB did. Where some budgets work well on a monthly basis (groceries, utilities, etc.), some don't (eg car…
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Bank Switch
I currently have a co-op bank account, I have always had one direct debit in place. I’m looking to switch to Lloyds, I’ve added another two direct debits and I can see the direct debits in my scheduled payments, however they are currently showing as.£0 and I can’t see when any payment is going to be taken, the two extra…
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Faster Payments
With the Bank of Ireland UK, if an outgoing faster payment is made after the 4.30pm cutoff on a weekday, or at the weekend, it will arrive in the destination account by the end of the next working day - so a payment made at 4.35pm on a Friday will arrive sometime on Monday, or Tuesday if the Monday is a Bank Holiday. This…
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Not enough money in account to pay DD - what to do?
Hi, I'm in a bit of a pickle. I have a DD coming out early next week but I will not have enough money to pay it. The DD is to pay my credit card. I normally pay in full every month but had some unexpected expense so the credit card balance is higher then normally. I will not have enough money in my current account to cover…
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Declined transaction from NatWest to Revolut money now missing
I sent £450 via my card from NatWest to Revolut but due to being distracted I never completed the authorisation request on my banking app. It looks like the amount was deducted from my balance at NatWest but shows a declined at Revolut (reason is 3DS authorisation not complete). There is no literally no sign of it even as…
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HyperJar Pre-Paid Card Overdrawn?!?!?!
HyperJar promises to make sure that your children can only spend what's in their "jar". Well my son used his card and it was authorised as expected. The vendor apparently didn't complete the transaction for several days and in the meantime my son successfully used his card elsewhere. The earlier transaction then completed…
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Club Lloyds: Disney+ New Lifestyle benefit
From 1 April 2023 new and existing Lloyds customers with a Club Lloyds current account can get access to Disney’s streaming service for free. More at https://becleverwithyourcash.com/lloyds-to-offer-free-disney/
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OTP codes and no mobile signal
Hi, my elderly mother (90 and registered partially sighted) banks with Santander and they require OTP codes to transfer monies etc. My parents live in a dead spot for mobile signals and rely on wifi. If Santander send an OTP code it can take a whole day to arrive which is no good when the code times out within 10 minutes.…
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Equiniti shares transfer on death of a family member!
Hi, i wondered how difficult it is to transfer shares after the death of a family member. Ive filled in a small estate indemnity form and wanted to send the fee by electronic transfer. Firstly, i went to my bank this morning to explain that i want to send an electronic payment, can i do it in branch now and that i needed…
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Halifax Cashback Extras - Mysterious eBay Cashback awarded that doesn't relate to any purchase
Just checked my Halifax Cashback Extras status, and noticed it was higher than I was expecting. Turns out I have been awarded £1.50 of cash back for an eBay purchase of just a few pence under £150, which I didn't make. I've been back through my eBay purchase history and all my Halifax statements for the last 6 months, and…
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Barclays online banking error
This was not an issue until Barclays updated their display around 3 or 3 weeks ago. Any transactions that happen on a weekend cannot be seen until Monday, for example, a payment that is made or received on a Saturday, or a cash withdrawal on a Sunday. Yes I know the transaction is dated on the following Monday but these…
