-
Honest mistake with card payment on iPhone in corner shop.
I'm worried they are thinking I tried to con them, its my local shop and I would hate for them to think that. On my phone I picked the wrong bank card with only £8 on it. My vodka and coke was £26 and when I clicked it and it pinged on their machine. All pleasantries in conversation then I left. I went back just now and he…
-
Joint Accounts & Partners With Debt
Hi all, I'm just moving house with my partner and considering a fresh start with finances by handling shared expenses such as bills and groceries with a joint account where we each pay in an agreed amount then use the account to pay for household expenses. My concern though is that my partner has significant debt (albeit…
-
Banks or Apps that allow you to add notes …. ?
Hi all, apart from Monzo, can anyone tell me which banks / apps allow you to add a note to a transaction ?
-
Lloyds £200 switch offer 2/10/24-10/12/24
Good morning, Lloyds have launched a £200 switching offer. * Available to new and existing customers who open and switch into a new Club Lloyds account, Club Lloyds Platinum account, or Club Lloyds Silver account. Existing Lloyds accounts that are converted to a Club Lloyds account, Club Lloyds Platinum account are…
-
Sending Money Overseas article discussion
This the discusson for Foreign Currency: Sending Money Abroad guide. To discuss/ask a question click post reply.
-
Managing current account to avoid charges and interest
To be safe of not going into debt and incurring charges and interest, I tend to keep to a large enough balance to allow for unexpected bills. Unfortunately, this means the balance isn't earning interest. Presumably if the account went into debt and was credited to bring it into positive territory on the same day, before…
-
Natwest data breach?
Afternoon, I had a notification on my app on Sunday after midnight that I need to approve a payment. I quickly logged on and it said £25 to some work site website. It didnt give me the option to approve or reject, I quickly froze my card and the payment didn't go through. In Jan 2022, in the morning I seen a notification…
-
Lloyds switching offer ending soon.
Hi, it's reasonably clear that the offer says one must have 3+ active DD's at the time of the switch. I have 3 but one has yet to have made a payment due to the comms company concerned basically messing up last month. Does 'active' mean some payment has had to have been made or if it's showing on there as listed will that…
-
HSBC App
But of a rant and asking for help I haven't received notifications of transactions for about 2 months, they stopped after an update. It's a PITA as they were very helpful. I have left reviews and the feedback form informing them. There have been 2 more updates since and it's still not fixed. Anyone having the same issue?…
-
Budgeting in 2025
I do love a new year! Anyone planning to do anything different with their budget next year? I bought a house this year, due to expenses and up front costs, and refunds and reimbursements I 'broke' my pots and put it all in one place. I've very much felt like I've been winging it by not having, for example my Christmas pot.…
-
Fraud... TikTok taking money from account
Hi - I've noticed odd activity on my bank statement within last 24 hours from TikTok LIVE Coins - 7 transactions for the same amount made late at night on the same night. I've never heard of this before but assume its digital currency. This seems to be a common occurrence when I Googled it. I don't have a TikTok account…
-
Club Lloyds - how do I access my cinema tickets?
I'm tearing my hair out clicking every page on the club lloyds trying to access my cinema tickets. I selected the reward a few weeks ago so the reward is definitely locked in to my account, but I haven't received the tickets by email and there seems to be now way on the club lloyds website to view them! It just tells me I…
-
Lloyds switch query
Evening all. My partner just switched her natwest to Lloyds. She has a Lloyds credit card. She has opened up the switch as a NEW customer so got new online banking details She has logged into her app (credit card). Will her credit card get linked onto her new online banking or should she have clocked existing customer? any…
-
Linking Plum app and Chase account
Hi. I am creating a Plum account to use for a DD in a bank switch. It needs to be linked with a bank account, however my donor account's bank (Metro) is not listed. The plan B was to create a secondary empty Chase current account and link that. Howerver, when I am trying to link it, it pops up the actual Chase banking app.…
-
Nationwide FlexPlus fee hiked to £18/month from December
https://www.nationwide.co.uk/current-accounts/flexplus/ Information: From 1 December 2024, the FlexPlus monthly fee will go up from £13 a month to £18 a month. Bad news. Was ready for and anticipating a £2/month hike but this is going to warrant some research. Might be time for me to ditch.
-
First Direct headaches
Hello all, I'd really appreciate your advice, please. Around 5 months ago I switched to First Direct having read a lot of positive feedback. However, from the outset I've had problems with certain retailers/service providers not accepting my card or failing me for authorisation checks. I'm unable to register the card with…
-
Direct Debit maximising returns
Hi, I am trying to optimise my direct debit payments and wonder if I am missing a trick. Current setup: Council tax = Via PayPoint at Coop using a council issued payment card so I can pay with Amex for air miles Mobile phone = Lebara was happy to collect from my Amex cc Fibre, gas, electricity and various credit cards all…
-
Paying in Euros €5k in cash with a decent conversion rate to £
Hi, My parents gave me a lovely gift, but I'm not sure what to do with it! I have £5k in Euros, cash. I would like to pay this into a savings account, but when I went to pay it into Natwest (who I bank with) the exchange rate was awful. I'd only get £3.7k for my €5k. Even the person I was paying it in to said 'don't do…
-
POA - Adding the Agent as a party to an Account
My Father in Law is in a critical condition in Hospital and not expected survive. My wife is an Agent under a POA. Would his Bank on her request amend his sole named bank account into a joint account between him and her? Has anyone requested their Bank to do this? I perceive the advantage as being in control of the Bank…
-
Nationwide fair share scheme
Hi, I am looking for info on the fair scheme for 2025. I have read 1 or 2 bits, but nothing concrete. I missed out this year. I have keep monies in a CA & savings, but would like to know definite criteria. Thanks in advance.
