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Feedback on Virgin Club M packaged account
Hi, I'm just after some feedback good/bad on specifically Virgin's packaged account (Club M). I already have their 10% reg saver so have a login already. Our car passing it's 10th birthday last year has made us look again at our breakdown insurance after auto-renewing Autoaid for the past 20 years. (They charge an extra…
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£175 Nationwide Switch Incentive, starting 25/09/2024
Terms: https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/current-accounts/resources/smd1152-current-account-online-switch-offer-terms.pdf Offer page: https://www.nationwide.co.uk/current-accounts/switch/ Eligibility checker: https://www.nationwide.co.uk/current-accounts/check-youre-eligible-to-switch/ New and…
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Monzo 60 Day Notice Closure
Hi All, I’m worried sick. Been a customer of Monzo for 6 years. Put my £95k a year salary into it and also have a joint account with £3k a month going in for bills. I do admit I don’t leave much in the account monthly as I tend to save elsewhere (Money Box). On Friday 25th I got an email to say both accounts were closing…
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Debit card use abroad
I’ve had a message from Lloyd’s (dated 10 March) that they’re removing local currency fees from debit card use from 14 April. I was thinking of using my Lloyd’s card on my cruise as I don’t want to use cash when spending in NOK, SEK and DKK - I don’t think it’s worth the fees for the limited sums for a day each for number…
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ATM didn't give me long enough to retrieve the note. Company unhelpful.
I used an ATM outside a supermarket when on holiday in Wales last week. The machine did not give me long enough to retrieve my cash and when I leaned forward to try to take it the gate mechanism closed and the money was lost to me. I was very angry and upset. I felt quite humiliated given that it was such a public area.…
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Santander international transfer incompetence
Hi, your thoughts please. I have a Santander UK account. I also have a Santander Spanish account which I recently opened. I attempted to transfer money from the UK account into the Spanish account. There was a charge of £25 for this which I paid. All the details were correct such as the IBAN number etc. A week or so later…
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Chase savings 1.8% bonus rate
Logged on this morning and had an offer to open a new saver with 6 month bonus rate of 1.8% giving 4.8% in total. As I already had 10 savers I had to delete one first and then create a new one which now has the 4.8% rate. Not sure if everyone will get offer this but its worth a look
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Natwest credit card
I applied for a Natwest 0% balance transfer credit card at the weekend. Does the credit card account appear on the Natwest banking online portal?
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Coventry Building Society
I can't log in to my Coventry Building Society account this morning. Is any body else having the same problem ?? 10.09 am
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Which of these banks clear cheques the next working day?
I need the funds from this cheque ASAP but it's over £5000 so can't benefit from image deposit via an app. I know Nationwide can clear a cheque paid in over the counter the next working day, but I have current accounts with Bank of Scotland (via a Halifax branch), Lloyds, TSB and Co-op. I would have to travel to reach…
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Halifax bank note counting machines
Had a problem paying cash at the Halifax, I asked the teller to please count the money out first as I have had problems before with the machines not counting arcuately due to bent , folded notes. They would and fed my money into the machine and then said it was quite a bit short. Id counted the money out twice before going…
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Budgeting Apps / YNAB Alternatives for 2025
I've been a YNAB user for almost 8 years now. It's been a good tool for me, and overall I've been very happy with it. However, the price does seem to creep up year on year. My renewal is coming up soon & I like to look around to see if there's anything better/cheaper on the Market. Would welcome any suggestions or…
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Opening a bank account after sentence spent
Having been convicted of a crime (not bank related) and having now spent sentence how can someone overcome (now that they've been living clean and got full time employment - Royal Mail) banks declining the opening of regular bank account? (currently using pocket account only)
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Switching service question
I'm very familiar with the switching process, in fact done it multiple times to take advantage of offers. This time it's a little unusual, wanted to see if others have experienced it. I switched from co-op to Lloyds. Only the switch seems to be partially complete. I've received the cash bonus in the Lloyds account, but the…
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Halifax Rewards - Reminder - renewal due?
Search couldn't find any posts on it, I've not seen anyone mention it.. and I can't remember if it it's dependant on your opening date, but ... I have emails from Halifax reminding me to renew my Reward choices before May 31. Many ignore the tracker but your renewal date and the process is in there. The process is improved…
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Nationwide free money and log in issues
Been a nationwide wide customer for over 15 years blue cant remember who long of that time I been with them, used them when I lived in uk moving money back and forth with other uk accounts, in 2013 I moved to Australia and again I used it often spending money in my nationwide account overseas as well as using most of it…
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Santander Work Café? Has anyone used it ? How does it work
Presumably the same with Virgin Money in the past where they had a few lounges in Central London. VM Customers with card could get Free Wifi, Coffee, Tea Cookies for free. https://www.santander.co.uk/business/work-cafe?icid=AT168_WorkCafe_Homepage_ExpCBut what confuse me with this Santander is that in the ads Santander, it…
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How long before a non-debited Visa Debit transaction expires?
Back in October, I paid for lunch in a café with my Visa Debit card. It was a one-off visit to this place. The transaction still hasn't reached my bank account. Is there a certain time span after which this transaction will be cancelled, i.e. just how long do I have to allow for it still being suddenly debited?
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Making Bacs payment from Halifax account
This is probably a simple question but never done this before so--- I am having a new fireplace fitted and need to pay a deposit via my Halifax current account (online) They are asking for a bacs payment. Is this the same as making a normal bank transfer and can i do this with Halifax?
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Landlord Rent Fraud - Refund From Bank?
Hello all. Thank you for dropping by. Please allow me a
moment to introduce this problem... I entered into
contract with one of the largest landlord’s in Britain for a rental
home the agreement stipulates is Weather-Tight, and Landlord
Maintained. It quickly became
apparent, however, that I had been grossly misled by the…